Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15866 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ethereum News: ETH Eyes $3200 Recovery Backed by Low Stablecoin Yield Trends

Ethereum News: ETH Eyes $3200 Recovery Backed by Low Stablecoin Yield Trends

Ethereum eyes $3,200 as low stablecoin yields and renewed ETF inflows signal potential market recovery and cautious optimism.   Ethereum (ETH) may be preparing for a recovery toward the $3,200 mark, supported by low stablecoin yields and improved market sentiment. According to recent data from Santiment, current lending protocol yields are still subdued, suggesting the […] The post Ethereum News: ETH Eyes $3200 Recovery Backed by Low Stablecoin Yield Trends appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Mutuum Finance Price Prediction: Can MUTM Reach $10 in 2 Years As Presale Phase 6 Nears Sellout?

Mutuum Finance Price Prediction: Can MUTM Reach $10 in 2 Years As Presale Phase 6 Nears Sellout?

Mutuum Finance (MUTM) has emerged into the limelight due to the transition in the crypto space from hype to useful application and sustainable economics. In the process, the ongoing Phase 6 in the Mutuum Finance Presale has almost concluded, and the great interest in the token has evidenced itself in rapid momentum.  There’s an in-house […]

Author: Cryptopolitan
Top 5 Cryptos to Watch: MORPHO, REKT, YB, SHFL, and ONYC on Spotlight as Smart Money Quietly Accumulating for High-Yield Gains

Top 5 Cryptos to Watch: MORPHO, REKT, YB, SHFL, and ONYC on Spotlight as Smart Money Quietly Accumulating for High-Yield Gains

The post Top 5 Cryptos to Watch: MORPHO, REKT, YB, SHFL, and ONYC on Spotlight as Smart Money Quietly Accumulating for High-Yield Gains appeared on BitcoinEthereumNews.com. Among top crypto tokens being silently accumulated by smart money wallets on Ethereum are MORPHO, REKT, YB, SHFL, and ONYC. This is according to data shared today by market analyst Nansen. Smart money means crypto wallets managed by experienced entities or high-net-worth individuals, also commonly known as whales in the virtual currency universe. Over the week, smart money addresses have been quietly buying these emerging cryptocurrencies, a trend that points out that the tokens are set to experience looming explosive growth. Smart Money rotated into these 5 tokens this week:$MORPHO led with ~$904K in inflows Then followed by $REKT, $YB, $SHFL, and $ONYC. pic.twitter.com/ZVtjw3Oqsa — Nansen 🧭 (@nansen_ai) November 30, 2025 Top Tokens Silently Accumulated By Whales This Week Morpho (MORPHO) Morpho (MORPHO), a DeFi lending protocol cryptocurrency, is gaining market attraction. As per the metrics, smart money wallets purchased netflows of more than $904,000 over the past seven days. These serious accumulations hint at a potential rebound in the token’s momentum in the coming days. The purchasing activity signals rising enthusiasm among large investors, potentially indicating a shift in sentiment toward DeFi lending protocol cryptocurrencies. Despite this token’s accumulations, MORPHO has been down 2% and 25.1% over the past week and month, respectively. Rekt (REKT) Second in the list is Rekt (REKT), a meme coin launched in 2024. As disclosed by the analyst, smart money wallets on the Ethereum network significantly accumulated Rekt tokens over the week. The recent fall in prominent crypto assets, including BTC, ETH, and many others, prompted smart investors to look for alternative assets with growth potential. Bitcoin and Ethereum, which currently trade at $91,034 and $3,004, have been down 5.8% and 18.7% over the past year, respectively. That makes them one of the poorly performing major cryptocurrencies of the year, as per metrics from…

Author: BitcoinEthereumNews
Mutuum Finance V1 in zicht: Halborn-audit en presale bijna rond

Mutuum Finance V1 in zicht: Halborn-audit en presale bijna rond

DeFi-project Mutuum Finance nadert zijn eerste grote release. De MUTM-token gaat richting een officiële V1-lancering in het vierde kwartaal van 2025, te beginnen op het Sepolia-testnet. Halborn Security voert ondertussen een grondige audit uit op de smart contracts. Tegelijk loopt de tokenverkoop op zijn eind. De timing lijkt gunstig: techniek en interesse komen samen. Check onze Discord Connect met "like-minded" crypto enthousiastelingen Leer gratis de basis van Bitcoin & trading - stap voor stap, zonder voorkennis. Krijg duidelijke uitleg & charts van ervaren analisten. Sluit je aan bij een community die samen groeit. Nu naar Discord Techniek staat klaar, Halborn voert de controle uit Mutuum richt zich op kredietverlening via smart contracts. Die code is inmiddels af en wordt nu nauwkeurig gecontroleerd door Halborn Security. Eerder kende CertiK het protocol een score van 90 op 100 toe, een positief begin, maar Halborn onderzoekt ook complexere componenten. Denk aan de liquiditeitspools, het mtToken-systeem, het schuldtokenframework en de afhandelingslogica bij liquidaties. De roadmap toont dat het project in fase 2 zit, waarin backend en frontend worden gekoppeld aan de smart contracts. De V1-release op Sepolia moet gebruikers straks toegang geven tot onder meer liquiditeitspools, het aanmaken van mtTokens en schuldtokens en een automatische liquidatiebot. ETH en USDT zijn bij de lancering de ondersteunde activa. Independent audit in progress. @HalbornSecurity is reviewing Mutuum’s lending & borrowing contracts. Code is finalized and under formal analysis. We’ll provide regular updates and confirm the testnet launch window soon. Join Mutuum: https://t.co/Xflb7p0U1G pic.twitter.com/8EetFQQIja — Mutuum (@MutuumFinance) November 20, 2025 Laatste fase van de presale De presale van MUTM begon begin 2025 met een startprijs van 0,01 USD. In fase 6 ligt de prijs nu op 0,035 USD, een stijging van 250 procent. Van de 4 miljard tokens is 45,5% gereserveerd voor de presale, waarvan inmiddels meer dan 800 miljoen zijn verkocht. Fase 6 is voor 95% toegewezen. De optie om met een betaalkaart deel te nemen verlaagt de drempel merkbaar. Het leaderboard, waarbij de grootste koper van de dag 500 USD aan MUTM ontvangt, stimuleert extra activiteit. Tot nu toe is ruim 19 miljoen USD opgehaald, verdeeld over meer dan 18.200 deelnemers. V1 staat voor de deur met werkend protocol Mutuum Finance brengt niet alleen plannen, maar levert een functioneel systeem. Met de audit in volle gang en een bijna afgeronde verkoopfase staat de V1-release stevig in de steigers. De Sepolia-testnetfase zal gebruikers toegang geven tot alle kernfuncties: van lenen en liquiditeit leveren tot het genereren van mtTokens en schuldtokens. Het platform voert ook automatische liquidaties uit, essentieel voor risicobeheer. De resterende tokens in deze fase worden snel verkocht. Terwijl Halborn haar controle afrondt, beweegt het project richting de eerste publieke test. Mutuum Finance announces the development of its lending & borrowing protocol. V1 → Sepolia Testnet (Q4 2025) Core: Liquidity Pool, mtToken, Debt Token, Liquidator Bot and more. Initial assets: ETH & USDT for lend/borrow/collateral. Join Mutuum: https://t.co/ZTQjuiuHMJ pic.twitter.com/2DbzYU8uEf — Mutuum (@MutuumFinance) October 1, 2025 Van whitepaper naar praktijk Mutuum Finance maakt de stap van concept naar toepassing. Met werkende technologie, een betrokken community en een presale die bijna is afgerond, is de lancering op testnet concreet. De komende maanden laten zien hoe het protocol zich houdt binnen het DeFi-landschap. Best wallet - betrouwbare en anonieme wallet Best wallet - betrouwbare en anonieme wallet Meer dan 60 chains beschikbaar voor alle crypto Vroege toegang tot nieuwe projecten Hoge staking belongingen Lage transactiekosten Best wallet review Koop nu via Best Wallet Let op: cryptocurrency is een zeer volatiele en ongereguleerde investering. Doe je eigen onderzoek. Het bericht Mutuum Finance V1 in zicht: Halborn-audit en presale bijna rond is geschreven door Sebastiaan Krijnen en verscheen als eerst op Bitcoinmagazine.nl.

Author: Coinstats
DBP eyes peso bond issue late next year

DBP eyes peso bond issue late next year

THE DEVELOPMENT BANK of the Philippines (DBP) is planning to tap the domestic bond market again in the second half of 2026 to raise fresh funds for its lending activities. “We have some maturities, but the idea is to get fresh funds,” DBP Executive Vice-President and Treasury & Corporate Finance Sector Head Carel D. Halog […]

Author: Bworldonline
Investors Rotate Profits from $92k Bitcoin into Digitap ($TAP) Black Friday Deals

Investors Rotate Profits from $92k Bitcoin into Digitap ($TAP) Black Friday Deals

The post Investors Rotate Profits from $92k Bitcoin into Digitap ($TAP) Black Friday Deals appeared on BitcoinEthereumNews.com. Crypto Presales As the market experiences relief rallies after Bitcoin (BTC) surged to $92K, smart money is rotating profits into the $TAP presale to capitalize on Black Friday deals. Sometimes, the biggest market crashes reveal the most unexpected opportunities. This November, Bitcoin (BTC) dropped below $90K, wiping out its year-to-date gains. The move sent shockwaves throughout the market, affecting many altcoins. However, Bitcoin is currently attempting a comeback, prompting smart money to adjust its positions to capitalize on “buy the dip” opportunities. They are also rotating profits into crypto presale markets. Digitap ($TAP) has proven to be a worthy contender, as it’s accelerating while most tokens are retreating. $TAP is up 160% from its initial offering and has sold more than 135 million tokens in record time, with over 120,000 wallets tied at the third round. What’s even more interesting is that its ongoing Black Friday deals are escalating this demand. Bearish Trends Present Opportunities To “Buy the Dip” This November, the cryptocurrency market has seen the worst crashes since 2017. Bitcoin (BTC), the pioneer cryptocurrency, continued its decline, dropping below $85,000 amid intensified leveraged liquidations. It dropped further towards $81K, wiping out its year-to-date gains. This sent shockwaves throughout the market, affecting altcoins as well. Ethereum dropped below $ 2,000, while Solana lost 10% of its gains in 24 hours. Meanwhile, BNB and XRP dropped between 8% to 15% in a single week. These bearish trends paved the way for an event that most whales love: buying strong assets at lower prices. Bitcoin’s comeback to $92K is making it the best crypto to buy for those hoping it can reach $150K in the next bull run. Other altcoins have also experienced double-digit gains recently, causing more whales to capitalize on the “buy the dip” opportunity. Timing The Market Is…

Author: BitcoinEthereumNews
The Next Big Altcoin Under $0.075? Investors Rush Into MUTM Ahead of the $0.06 Launch

The Next Big Altcoin Under $0.075? Investors Rush Into MUTM Ahead of the $0.06 Launch

More investors are now shifting their gaze to a new altcoin that trades at a rate much lower than $0.075 and the growth is accumulating at a rapid pace. As the official launch price will be $0.06, and the demand could be gaining momentum every other day, Mutuum Finance (MUTM) may become one of the […]

Author: Cryptopolitan
Best Crypto To Buy Now: Investors Rotate Profits from $92k Bitcoin into Digitap ($TAP) Black Friday Deals

Best Crypto To Buy Now: Investors Rotate Profits from $92k Bitcoin into Digitap ($TAP) Black Friday Deals

Sometimes, the biggest market crashes reveal the most unexpected opportunities. This November, Bitcoin (BTC) dropped below $90K, wiping out its […] The post Best Crypto To Buy Now: Investors Rotate Profits from $92k Bitcoin into Digitap ($TAP) Black Friday Deals appeared first on Coindoo.

Author: Coindoo
Is Bitcoin Entering a New, Cleaner Market Regime?

Is Bitcoin Entering a New, Cleaner Market Regime?

The post Is Bitcoin Entering a New, Cleaner Market Regime? appeared on BitcoinEthereumNews.com. Home » Crypto News Spot liquidity remains 30-40% below October levels, as markets remain fragile and volatility amplified across majors and altcoins. ‘; } function loadTrinityPlayer(targetWrapper, theme,extras=””) { cleanupPlayer(targetWrapper); // Always clean first ✅ targetWrapper.classList.add(‘played’); // Create script const scriptEl = document.createElement(“script”); scriptEl.setAttribute(“fetchpriority”, “high”); scriptEl.setAttribute(“charset”, “UTF-8”); const scriptURL = new URL(https://trinitymedia.ai/player/trinity/2900019254/?themeAppearance=${theme}${extras}); scriptURL.searchParams.set(“pageURL”, window.location.href); scriptEl.src = scriptURL.toString(); // Insert player const placeholder = targetWrapper.querySelector(“.add-before-this”); placeholder.parentNode.insertBefore(scriptEl, placeholder.nextSibling); } function getTheme() { return document.body.classList.contains(“dark”) ? “dark” : “light”; } // Initial Load for Desktop if (window.innerWidth > 768) { const desktopBtn = document.getElementById(“desktopPlayBtn”); if (desktopBtn) { desktopBtn.addEventListener(“click”, function () { const desktopWrapper = document.querySelector(“.desktop-player-wrapper.trinity-player-iframe-wrapper”); if (desktopWrapper) loadTrinityPlayer(desktopWrapper, getTheme(),’&autoplay=1′); }); } } // Mobile Button Click const mobileBtn = document.getElementById(“mobilePlayBtn”); if (mobileBtn) { mobileBtn.addEventListener(“click”, function () { const mobileWrapper = document.querySelector(“.mobile-player-wrapper.trinity-player-iframe-wrapper”); if (mobileWrapper) loadTrinityPlayer(mobileWrapper, getTheme(),’&autoplay=1′); }); } function reInitButton(container,html){ container.innerHTML = ” + html; } // Theme switcher const destroyButton = document.getElementById(“checkbox”); if (destroyButton) { destroyButton.addEventListener(“click”, () => { setTimeout(() => { const theme = getTheme(); if (window.innerWidth > 768) { const desktopWrapper = document.querySelector(“.desktop-player-wrapper.trinity-player-iframe-wrapper”); if(desktopWrapper.classList.contains(‘played’)){ loadTrinityPlayer(desktopWrapper, theme,’&autoplay=1′); }else{ reInitButton(desktopWrapper,’Listen‘) const desktopBtn = document.getElementById(“desktopPlayBtn”); if (desktopBtn) { desktopBtn.addEventListener(“click”, function () { const desktopWrapper = document.querySelector(“.desktop-player-wrapper.trinity-player-iframe-wrapper”); if (desktopWrapper) loadTrinityPlayer(desktopWrapper,theme,’&autoplay=1’); }); } } } else { const mobileWrapper = document.querySelector(“.mobile-player-wrapper.trinity-player-iframe-wrapper”); if(mobileWrapper.classList.contains(‘played’)){ loadTrinityPlayer(mobileWrapper, theme,’&autoplay=1′); }else{ const mobileBtn = document.getElementById(“mobilePlayBtn”); if (mobileBtn) { mobileBtn.addEventListener(“click”, function () { const mobileWrapper = document.querySelector(“.mobile-player-wrapper.trinity-player-iframe-wrapper”); if (mobileWrapper) loadTrinityPlayer(mobileWrapper,theme,’&autoplay=1′); }); } } } }, 100); }); } })(); Summarize with AI Summarize with AI The crypto market is undergoing a broad recalibration, shaped by softer demand from ETFs and DATs, a reset in leverage across futures and DeFi, and still-shallow spot liquidity. These factors have weighed on prices, but they also leave the…

Author: BitcoinEthereumNews
DATs Slow Down, Futures Get Crushed: Is Bitcoin Entering a New, Cleaner Market Regime?

DATs Slow Down, Futures Get Crushed: Is Bitcoin Entering a New, Cleaner Market Regime?

Spot liquidity remains 30-40% below October levels, as markets remain fragile and volatility amplified across majors and altcoins.

Author: CryptoPotato