Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

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Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ether Eyeing $3.2K As Stablecoin Yields Remain Low: Santiment

Ether Eyeing $3.2K As Stablecoin Yields Remain Low: Santiment

The post Ether Eyeing $3.2K As Stablecoin Yields Remain Low: Santiment appeared on BitcoinEthereumNews.com. Ether’s price may rise nearly 7% in the near term, as subdued stablecoin yields suggest the crypto market has yet to reach overheated conditions, according to crypto sentiment platform Santiment. “Currently, yields are low, around 4%. This indicates the market has not reached a major top and could still push higher,” Santiment said in a report on Saturday, forecasting that Ether (ETH) could revisit its $3,200 resistance level soon. This represents an approximate 6.7% increase from its price of $2,991 at the time of publication according to CoinMarketCap.  Ether is down 21.85% over the past 30 days. Source: CoinMarketCap Santiment said stablecoin yields in lending protocols offer “a gauge of market health” and are currently low, averaging roughly 3.9% to 4.5% across major platforms. The platform explained that a surge in yields typically indicates an increase in speculative leverage, a pattern that has historically preceded major crypto market tops. Spot Ether turns positive after the broader market downturn While Ether’s price has lagged in recent weeks, technical and flow-based signals are beginning to show early signs of recovery. The asset has posted a 21.32% decline over the past 30 days, as part of a broader market downturn that began after the significant $19 billion crypto market liquidation event on Oct. 10. This followed shortly after US President Donald Trump announcement of 100% tariffs on Chinese goods. Crypto analyst Matthew Hyland pointed out in an X post on Saturday that the “ETH-BTC Weekly is closing in on a bullish ribbon flip for the first time since July 2020.” Meanwhile, spot Ether ETFs staged a turnaround this week, recording $312.6 million in net weekly inflows after three straight weeks of heavy withdrawals. Market sentiment is showing signs of improvement Sentiment across the broader crypto market is also showing signs of improvement. In…

Author: BitcoinEthereumNews
Is the Bitcoin (BTC) Digital Asset Treasury Model Broken? Industry Banker Says No

Is the Bitcoin (BTC) Digital Asset Treasury Model Broken? Industry Banker Says No

The post Is the Bitcoin (BTC) Digital Asset Treasury Model Broken? Industry Banker Says No appeared on BitcoinEthereumNews.com. Bitcoin digital asset treasury (DAT) companies have been making headlines in recent weeks, and often for the wrong reasons. A sharp decline in crypto markets and over 40% slump (as of Nov. 27) in the share price of the world’s largest corporate holder of bitcoin, Strategy (MSTR), this year, has led some to question the sustainability of these companies. Strategy’s steep underperformance relative to bitcoin (down about 2% this year) in recent months may be due to looming index-inclusion risk rather than crypto-market dynamics, according to Wall Street bank JPMorgan. However, the downturn in the share price of MSTR and other bitcoin DATs still raises the question: Is the bitcoin digital asset treasury model broken? Strategy shares underperformed BTC, falling more than 40% this year (TradingView) According to Elliot Chun, managing partner at investment bank Architect Partners, it’s the opposite. “This is the most exciting period for BTC DATs yet because in real time, we are seeing and will see which DATs will be able to successfully maneuver and communicate through this first ‘macro’ price move lower,” Chun said in an interview with CoinDesk. “We are still so early, as an industry, we haven’t even properly categorized the DAT category yet, so it’s impossible to say if the model is broken,” he added. More than 700% return Chun breaks the bitcoin DAT landscape into four broad groups now unfolding in real time. “Pure play” DATs which direct nearly all corporate resources toward maximizing a bitcoin-denominated outcome, often BTC per share. “Producing” DATs that actually generate bitcoin through operations like mining. “Hybrid” DATs that treat the crypto as a primary pillar but still run non-BTC initiatives, and “participating” DATs that simply hold the digital asset on their balance sheet and leverage it as a capital markets tool. As these categories experiment…

Author: BitcoinEthereumNews
Dogecoin (DOGE) Gains Strength For A Push Higher As This Cheap Crypto nears Presale Phase 6 Sellout

Dogecoin (DOGE) Gains Strength For A Push Higher As This Cheap Crypto nears Presale Phase 6 Sellout

The cryptocurrency markets are now facing two different storylines. Dogecoin, the first meme cryptocurrency, is now displaying technical strength in rebounding from an important long-term support area, defining its long-term trends over the past few years. The reason behind the renewed interest in Dogecoin could be its inclusion in regulated ETFs. Furthermore, a fundamentally driven […]

Author: Cryptopolitan
Nvidia Faces Short Seller Scrutiny Over Potential AI Financing and Demand Risks

Nvidia Faces Short Seller Scrutiny Over Potential AI Financing and Demand Risks

The post Nvidia Faces Short Seller Scrutiny Over Potential AI Financing and Demand Risks appeared on BitcoinEthereumNews.com. Nvidia faces scrutiny from prominent short sellers Jim Chanos and Michael Burry over alleged vendor financing practices that could inflate its revenue. The company denies these claims, stating its sales are straightforward with payments received within 53 days. This controversy highlights risks in the AI chip market amid rapid data center expansions. Nvidia issued a seven-page memo denying vendor financing, comparing accusations to outdated fraud cases like Enron and Lucent. Short seller Jim Chanos warns of a “customer cash loop” where Nvidia invests in money-losing firms to sustain chip orders. Michael Burry points to suspicious revenue recognition in AI companies, noting overbuilt supply chains with insufficient demand, per recent data from market analyses. Explore Nvidia’s clash with short sellers over vendor financing allegations and AI market risks. Discover expert insights from Chanos and Burry on debt and demand. Stay informed on chip giant’s defense—read now for key takeaways. What is Nvidia’s Vendor Financing Controversy? Nvidia’s vendor financing controversy stems from accusations by short sellers that the company uses indirect financing to boost sales, similar to past corporate scandals. In a detailed seven-page memo sent to analysts over the weekend, Nvidia firmly denied engaging in vendor financing, where suppliers provide loans to buyers. The firm emphasized that its business model is transparent, with customers paying within 53 days, unlike prolonged loan structures in historical cases. How Are Short Sellers Like Chanos and Burry Targeting Nvidia? Prominent investors Jim Chanos, famed for exposing Enron’s downfall, and Michael Burry, who foresaw the 2008 financial crisis, have publicly challenged Nvidia’s practices. Chanos, in an interview with Yahoo Finance, described Nvidia’s investments in cash-burning companies like OpenAI, xAI, CoreWeave, and Nebius as a “customer cash loop” designed to perpetuate chip purchases. He drew parallels to Lucent Technologies, which collapsed after lending to unviable customers during…

Author: BitcoinEthereumNews
What Is Cryptocurrency? A Deep Dive Into The Basics

What Is Cryptocurrency? A Deep Dive Into The Basics

Are you interested in cryptocurrencies? Whether you want to learn about them or get into crypto investing, you’ve reached the right spot. Cryptocurrencies are virtual currencies that leverage cryptographic techniques, blockchain technology, and distributed ledger technology to enable seamless and secure transactions. In this article, we’ll offer deeper insights into what is cryptocurrency, its types, benefits, risks, and prospects. We’ll also provide a step-by-step guide on how to buy crypto. What Is Cryptocurrency? A cryptocurrency is a form of digital currency that harnesses shared ledger, blockchain, and encryption technologies to facilitate borderless transactions. It serves as a medium of exchange, a store of value, a means of payment, and a unit of account. In essence, it is an alternative to traditional money, especially for making payments on online platforms.  However, cryptocurrencies are fundamentally different from fiat currencies. Their hallmark feature is decentralization, meaning they aren’t issued or managed by governments or central banks.  Additionally, they lack a physical form. They exist only digitally in online databases that are distributed across a network of computers, called nodes. No central authority or server controls/hosts these databases and networks.  Besides, blockchain-backed digital currencies are secured by cryptography. It is the practice of safeguarding, encrypting, and obscuring data using mathematical techniques and coded algorithms. Originating from the Greek word “kryptos” for “hidden”, cryptography conceals confidential information from prying eyes and third parties. It also upholds the integrity and authenticity of data.  Moreover, blockchain networks are immutable and tamper-proof. Each block in a network possesses a distinct digital fingerprint based on its contents. It also contains the hash of the previous block. If anybody tries to alter a blockchain transaction, the hash of the corresponding block will change, disrupting the chain. As modifying the hashes of subsequent blocks is computationally impractical, the network rejects the changes to maintain the blockchain. Lastly, a cryptocurrency doesn’t have intrinsic value. Its value depends on demand-supply dynamics, which in turn are influenced by its utility, scarcity, and community strength. Bitcoin is the first cryptocurrency to hit the market and the largest by market cap. Ethereum is the pioneer blockchain to support smart contracts, and its native currency, Ether (ETH), is the second-largest cryptocurrency by market cap.  How Does Cryptocurrency Work on The Blockchain? Cryptocurrencies run on networks powered by blockchain technology. All transactions involving virtual currencies are recorded on unalterable public ledgers to ensure transparency and prevent counterfeiting.  You can think of cryptocurrencies as peer-to-peer (P2P) systems that enable you to send and receive payments at lower costs. You can also refer to them as decentralized money, as it allows online transfer of value in a trustless environment. Most importantly, digital currencies eliminate the need for intermediaries, including central banks and third-party payment systems.  How are cryptocurrencies created? The coin minting process is tied to the consensus mechanism of a blockchain platform. It is an automated system that ensures network validators unanimously agree on the new and existing data on the ledger.  Proof-of-Work (PoW) mechanism: PoW blockchains, such as Bitcoin, generate new tokens through mining. It involves the use of sophisticated hardware and software to solve complex mathematical algorithms. Whenever a purchase/sale/transfer takes place, miners decrypt the block containing the transaction details. This process is resource-intensive and requires considerable computing power. Once the majority of nodes approve the transaction as authentic, the block is appended to the blockchain. Proof-of-stake (PoS) mechanism: PoS networks like Ethereum choose validators based on the amount of cryptocurrencies they lock up. These validator nodes verify transactions and add new blocks to the network. In general, the PoS system is more energy-efficient than the PoW mechanism.  Miner/validators receive freshly minted coins, a portion of users’ transaction fees, and staking rewards as incentives. Other popular consensus algorithms include proof-of-history (e.g, Solana), proof-of-authority (e.g, VeChain), and delegated PoS (e.g, Tron).  Cryptocurrency vs. traditional currency Cryptocurrency Traditional currency It is created through mining, staking, or forking. It is issued by governments or central banks. It exists digitally on decentralized platforms powered by blockchain and distributed ledger technologies. It exists in the form of physical cash and can also be stored digitally in banks/financial institutions. While it is naturally censorship-resistant, many governments are actively regulating crypto transactions. It is fully regulated. Cryptocurrency transactions are irreversible and immutable. Fiat currency transactions can be reversed or altered. Cryptocurrency investment is risky due to its volatile price swings. Values of traditional currencies are fairly stable. It enables speedy transactions at reduced costs. It usually involves slower transaction processing and higher fees. It is used for buying both physical and digital goods and services.  It is predominantly used as legal tender. It is more prone to cyber threats, with no legal recourse available in the event of loss. Transactions involving traditional currencies are more secure and can be recovered easily, especially when processed through authorized financial institutions. Types of Cryptocurrency While the terms coins and tokens are often used interchangeably, there are subtle differences between them. Coins Coins are cryptocurrency applications that operate on their own blockchains. Usually, they’re the native currencies of their networks and serve as the primary medium of exchange within their ecosystems. Bitcoin (BTC): It is the first cryptocurrency developed by a pseudonymous individual/group known as Satoshi Nakamoto in 2009. Currently, it is the largest digital currency with a market cap of over $1 trillion. While you can find 100+ forks of Bitcoin’s source code, its prominent hard forks/variants include Bitcoin Cash and Bitcoin Satoshi Vision. Altcoins: An alternative coin, or altcoin, serves as an umbrella term for all cryptocurrencies other than Bitcoin. Ether (ETH), the native currency of the Ethereum blockchain, is the pioneer altcoin and the second-largest crypto by market cap. Ethereum is also the first network to support smart contracts for building and deploying decentralized apps and non-fungible tokens. Tokens Tokens are built on existing blockchains. They’re programmable and powered by smart contracts or self-executing lines of code that function as per pre-defined rules. Utility tokens: These digital assets enable users to access specific products or services on a platform or within a blockchain ecosystem. Examples of utility tokens include Uniswap (UNI), Chainlink (LINK), and Filecoin (FIL).  Governance tokens: They grant decision-making rights to holders, enabling them to vote on policy updates and key proposals surrounding a platform’s future. Shib ecosystem’s BONE and Decentraland’s MANA are examples of governance tokens. Stablecoins: These tokens are designed to maintain a steady value and offer protection against crypto volatility. Typically, their values are tied to stable assets like commodities, fiat currencies, or financial instruments. USD Coin and USDT (Tether), pegged to the US Dollar, are widely used for merchant payments, global remittances, and borderless transactions. They help you enjoy the stability of traditional money while making international transfers. Security tokens: They represent ownership rights in financial assets, including equities, bonds, and stock indices, on a blockchain. Top companies like Tesla, NVIDIA, and Microsoft issue tokenized shares. How to Buy Cryptocurrency? Step 1: Choose a cryptocurrency exchange or broker If you want to buy cryptocurrencies, select a broker or digital asset exchange based on your needs. Usually, brokers offer a simpler interface, limited coin selection, lower fees, and fewer functionalities, making them suitable for beginners. Some platforms, like Robinhood, also allow you to trade other financial assets, like stocks, exchange-traded funds (ETFs), and derivatives. Conversely, cryptocurrency exchanges offer advanced charting tools and a wider range of offerings, including more coins and trading pairs. They also have sophisticated matching engines and an intuitive interface, enabling you to trade directly with other buyers/sellers. Most crypto exchanges facilitate spot, margin, and derivatives trading. However, they may charge higher fees and are more complex to navigate. Hence, they’re best-suited for active and experienced traders. Step 2: Create an account Once you’ve chosen a broker/exchange, open an account using your e-mail, phone number, Google ID, Apple ID, or Telegram ID. Most platforms offer attractive welcome packages to users who register using a referral code.  Step 3: Complete know-your-customer (KYC) verification After you finish signing up, verify your identity. To complete the KYC process, you need to submit identity and address proofs along with a selfie. Once the platform reviews and approves your documents, your identity verification is complete.  Step 4: Fund your account Before you start cryptocurrency trading, you must make your first deposit. You can either deposit fiat or cryptocurrencies. You can also transfer funds into your account from an external digital wallet.  Step 5: Buy and trade cryptocurrencies If you don’t have funds to make a deposit, you can buy cryptocurrencies through the platform using various payment methods. These include bank transfers, credit/debit cards, Google/Apple Pay, and third-party payment services like Skrill, Neteller, and Banxa. Some cryptocurrency exchanges also provide a P2P marketplace, where you can buy and sell crypto directly from other traders. Once your account has a sufficient balance, you’re ready to start trading cryptocurrencies. Based on your goals and preferences, you can either choose to go long (buy) or go short (sell) in the cryptocurrency market.  While most cryptocurrency exchanges don’t levy deposit fees, you must incur charges for buying, selling, and withdrawing crypto assets. Trading fees and withdrawal charges vary across platforms. They also differ based on your chosen coin, network, asset balance, and trading volumes. How to Store Cryptocurrency Safely? Hot/online wallets: They’re software-based crypto wallets that are connected to the internet. They offer greater convenience, especially for frequent trading, and enable faster transactions. You can access these wallets anytime, anywhere, from your desktop, laptop, phone, or tablet.  However, they are highly susceptible to cyber attacks. Therefore, store only the minimum amount required for trading in your hot wallets. Examples of popular hot wallets include Metamask, Phantom, and Binance wallet. Cold/offline wallets: They’re hardware-based and safer, as they store your crypto offline. However, they’re vulnerable to physical damage. To eliminate this risk, you need to back up your private key and recovery phrase is a secure location. Examples of top offline wallets include Trezor and Ledger. Besides, many exchanges have designed multi-signature cold storage to protect users’ digital assets. What Can You Use Cryptocurrency For? Payment mode: Cryptocurrencies can be used for both physical purchases and online transactions at crypto-supported merchant outlets. While they aren’t a widely accepted means of payment globally, many countries are gradually embracing their usage for day-to-day transactions.  In 2021, El Salvador became the first nation to accept Bitcoin as legal tender. Countries like Portugal, Malta, Switzerland, Hong Kong, and Germany are also known for their crypto-friendly policies. Investment avenue: If you’re willing to add some speculative assets with high profit potential to your portfolio, cryptocurrencies are your best bet. Their high price volatility can lead to significant losses, but it also creates opportunities for making substantial profits.  Benefits of Using Cryptocurrency Privacy and transparency: Though blockchain records are publicly verifiable, they don’t contain investors’ personal details. Therefore, the probability of identity theft is lower, while 100% transparency is maintained. Cross-border payments: You can use cryptocurrencies to buy goods and services from any country without worrying about exchange rates and associated fees. Virtual currencies also help you manage bank account restrictions, like ATM withdrawal limits. Divisibility: Cryptocurrencies are divisible, and many exchanges support fractional investing. Some platforms also allow you to buy coins for as little as $1. Therefore, you can gain exposure to the cryptocurrency market without assuming significant risk. This property of digital currencies also makes high-value coins such as BTC, ETH, and XRP accessible to all. Decentralized system: Cryptocurrencies and blockchain networks aren’t controlled by a central authority. Hence, they’re less susceptible to manipulations. Moreover, your crypto assets will remain safe even during political upheavals. Equality: Regardless of your location, you can buy and sell cryptocurrencies as long as you’ve a device with internet access. This way, virtual currencies play a pivotal role in fostering financial inclusion and free trade. Blockchain-based currencies are also a boon for investors based in locations with strict government controls or inflation problems. Stability: With stablecoins like USD Coin and Tether (USDT), you can enjoy the stability of traditional money while making international transfers. They’re pegged to fiat currencies like the US Dollar to maintain a steady value and offer protection against crypto volatility. They’re widely used for merchant payments, global remittances, and borderless transactions. Risks of Using Cryptocurrency Volatility: Cryptocurrencies are highly volatile and can cause heavy losses for investors. For example, the BTC price plummeted by over 33% and fell below $80,000 on November 24, 2025. It had reached a record high of $125,000 on October 6. Non-recoverability: If you lose your private key or access to the location where you store it, you can’t recover your assets. Similarly, if you make mistakes while copying deposit/withdrawal addresses, recovering your digital currencies is daunting.  Scams: The cryptocurrency industry is marred by various scams. These include rug pulls, Ponzi schemes, and fake websites that trick innocent users into investing their money. Moreover, scammers often pose as famous personalities or billionaires and promise sky-high returns to trap people. They use messaging apps to spread rumours about celebs promoting specific cryptocurrencies.  Regulatory risks: Cryptocurrencies are banned partially or fully in many jurisdictions. Even the laws governing cryptocurrency transactions and taxation are ambiguous. Also, many exchanges are facing regulatory challenges in multiple countries. Hence, any crackdown or unfavourable policy changes can put your crypto investments at risk. Counterparty risks: Traders rely on exchanges and third-party custodians to manage their assets. In the event of any security breach or closure of an exchange/custodial service, users may incur asset losses.  Smart contract risks: NFTs and decentralized finance (DeFi) protocols are governed by intelligent contracts. Immutable bugs or programming errors can cause dApps to malfunction, lock funds permanently, or result in asset theft/losses. Market manipulation: Crypto whales, entities holding large amounts of digital currencies, can significantly impact the prices and liquidity of cryptocurrencies. They often hoard cryptocurrencies in dormant accounts, removing tokens from active circulation. This perceived scarcity triggers a sharp rise in crypto prices. Contrarily, when whales engage in coordinated selling, a cryptocurrency’s price can fall drastically. How to Avoid Cryptocurrency Scams and Frauds? Research a crypto project’s official website, whitepaper, team, community, and credibility before investing. Usually, authentic projects show active development and have strong communities backing them.  Avoid projects or schemes that promise high returns that sound unrealistic and too good to be true. Choose reputable exchanges and digital wallets for trading and storing crypto assets. Binance, Bybit, and Coinbase are renowned centralized exchanges, while Trust Wallet is the best multi-chain wallet. Enable multi-factor authentication, set a strong password, and keep recovery phrases offline. Never share private keys or seed phrases with anyone. Beware of fake URLs, bogus websites, phishing e-mails, spurious links, malware, and ransomware. Don’t blindly follow unsolicited advice or offers received through messaging apps, social media, or emails.  Preserve most digital assets in cold storage and keep only the amount needed for trading in hot wallets. Use advanced tools like VS Code, Etherscan, Foundry, and Dune to detect smart contract bugs.  Is Cryptocurrency Legal and Safe? Cryptocurrencies are powered by blockchain technology. While the underlying cryptography and technology are highly secure, trading and storing virtual currencies safely is challenging. Hackers often target hot wallets where traders store cryptocurrencies for executing various transactions. For example, in February 2025, the North Korea-based Lazarus group hacked one of Bybit’s suppliers to modify crypto wallet addresses. Over 401,000 ETH tokens were being sent to these addresses, enabling the hackers to pull off a $1.5 billion crypto heist. Though the exchange replenished the stolen tokens, the incident raises serious questions about the safety of crypto investments. Moreover, many cryptocurrency exchanges have fallen prey to such large-scale hacks in the past. Many platforms have implemented robust security measures like two-factor authentication, multi-signature cold storage, anti-phishing code, and proof-of-reserves. Some have even established insurance funds to compensate traders who incur losses due to platform issues. However, none is infallible, and hacking incidents are a testament to this fact.  Besides, cryptocurrencies carry inherent risks. Lack of legal protection makes it tougher to retrieve your assets in the event of losses or untoward happenings.  Lastly, not all countries are pro-crypto, with many banning its usage outright. Additionally, many exchanges don’t possess the required regulatory licenses and don’t comply with KYC/AML laws.  Overall, cryptocurrencies are highly risky investments, involving technical and legal complexities. Thus, the onus of safeguarding your assets largely depends on you. Understanding the nitty-gritty of crypto trading, doing your own research, and applying due diligence are essential. The Future of Cryptocurrency in the Global Economy Asset tokenization: RWAs are physical or digital assets such as stocks, bonds, and real estate that exist outside the digital realm. Asset tokenization refers to the process of converting RWAs into virtual tokens that reside on a blockchain. It facilitates fractional ownership of high-value assets, making them accessible to a larger number of users. It also imparts greater liquidity to otherwise illiquid assets. Moreover, the inherent transparency of blockchain technology boosts investor confidence by minimizing ownership conflicts and exposure to fraud. Furthermore, it democratizes financial markets and reduces asset management costs by eliminating the need for paperwork, intermediaries, and legal services.  Metaverse and blockchain gaming: Metaverses are immersive digital arenas or 3D gaming environments where you can interact with other users/players as an avatar. From art museums and virtual company headquarters to tokenized land parcels and collectible shops, these metaverses mirror the real world. They also host numerous events such as music festivals, auctions, conferences, and social gatherings.  You require digital currencies to buy in-world/in-game items such as tickets, NFTs, and accessories. You’ll also receive rewards for play-to-win (P2W) and play-to-earn (P2E) games in cryptocurrencies. Additionally, most metaverses and blockchain games issue their own cryptocurrencies that can be traded on exchanges. In general, cryptocurrencies play a key role in driving these virtual economies. AI integration: Many exchange platforms leverage AI to provide live market analytics, trading bots, token insights, and advanced automations. They also use AI and machine learning algorithms to detect cyber fraud, suspicious activities, smart contract bugs, and bot attacks. Web3 and DeFi: Cryptocurrencies form the backbone of Web3 and decentralized applications. Web3 is the next-gen internet, focusing on decentralized systems, user control, digital ownership, and privacy. Decentralized finance protocols are one of the primary applications of Web3, offering staking, lending, borrowing, yield-farming, and liquidity mining services.  Conclusion Cryptocurrencies are transforming global payment systems by enabling faster, safer, and decentralized financial transactions. They also process transactions without traditional intermediaries or middlemen. Moreover, many cryptocurrency firms, such as Nu Holdings and Strategy Inc., have grown phenomenally over the last few years. The number of merchants accepting cryptocurrency payments is also steadily increasing. On the whole, the future of the crypto industry appears encouraging, and cryptocurrencies are here to stay. FAQs Which Crypto is best to invest in?Based on trading volumes, liquidity, and market cap, Bitcoin and Ethereum are the top cryptocurrencies. Solana, XRP, Dogecoin, and Cardano are other cryptocurrencies that are worth exploring. However, there is no single best cryptocurrency to invest in. It depends on your financial objectives, risk tolerance, and trading strategies. While established cryptocurrencies are less risky, many newer altcoins offer higher rewards and support advanced use cases. How do Cryptocurrency transaction taxes work?Crypto taxation rules vary across countries. In the US, the Internal Revenue Service considers cryptocurrencies as property. Therefore, you must pay capital gains tax on profits from crypto transactions. In India, income earned from the swapping, selling, and trading of digital assets is taxable at a flat 30%. How does crypto make you money?If the value of your cryptocurrency increases and you sell it for a profit, you make money. You can also earn passive income through staking, liquidity mining, and crypto lending. Additionally, exchanges reward customers with sign-up bonuses and multiple rewards for completing designated tasks and referring new users. You can also win blockbuster prizes, including airdrops and free tokens, by participating in exclusive events. How to invest in cryptocurrency for beginners?New traders must choose a platform that offers a user-friendly interface and a variety of beginner-friendly features. These include quick buy/sell, demo trading, copy trading, AI-based token insights, and real-time market analytics. It should also provide comprehensive educational resources to help beginners cultivate and hone their cryptocurrency trading skills. In general, newbies must invest low amounts initially and begin with spot trading. As they gain expertise, they can explore margin or derivatives trading and advanced features. Is cryptocurrency a good investment?Cryptocurrencies offer various advantages, including privacy, transparency, divisibility, and irreversibility. They also enable borderless payments and portfolio diversification. However, global crypto adoption remains fairly low due to inherent risks, extreme volatility, regulatory uncertainties, and security concerns. Even so, the future outlook for cryptocurrencies seems promising. With in-depth research and prudent decision-making, digital currencies can be a rewarding investment. The post What Is Cryptocurrency? A Deep Dive Into The Basics appeared first on NFT Plazas.

Author: Coinstats
Redo Solana’s ICO? LivLive’s 300% Bonus Black Friday Presale Is the Top Crypto Opportunity

Redo Solana’s ICO? LivLive’s 300% Bonus Black Friday Presale Is the Top Crypto Opportunity

The post Redo Solana’s ICO? LivLive’s 300% Bonus Black Friday Presale Is the Top Crypto Opportunity appeared on BitcoinEthereumNews.com. Crypto Presales LivLive ($LIVE) raises $2.18M in Stage 1 with a 300% Black Friday bonus. Early investors get Solana-style returns from the next top crypto presale. Regret missing Solana at a few cents? Few investors forget how Solana turned early believers into millionaires. From a sub-dollar token to triple-digit highs, SOL redefined early crypto conviction. Now, a new project, LivLive ($LIVE), is giving investors that rare moment as the top crypto presale now: an early-stage, high-utility presale with explosive upside, and a Black Friday 300% bonus that makes missing Solana’s ICO sting a little less. The top crypto presale, LivLive, has already raised over $2.18 million in Stage 1, proving the appetite for real-world utility is back. This isn’t another hype token — it’s an ecosystem where your real-life actions become crypto earnings, blending AR, blockchain, and gamified engagement. LivLive ($LIVE): Where Reality Turns into Crypto Rewards LivLive is already sprinting ahead in Stage 1, priced at just $0.020, with a launch price of $0.25, that’s over 12x potential before public trading even begins. The project has drawn in 340+ early participants, all capitalizing on the BLACK300 code that multiplies their token count by 300%. This limited-time Black Friday offer transforms the presale into a once-in-a-year entry point for those who act fast. Investors who get in early not only secure the lowest token price but triple their holdings instantly, effectively slashing their cost per token to fractions of a cent. Massive ROI Potential: From $3,500 to Over $43,000 Here’s where things get exciting. Suppose an investor purchases $3,500 worth of $LIVE at $0.020 using BLACK300, earning 300% extra tokens. That’s 525,000 tokens for the price of 131,250. When $LIVE hits just $0.20 by Stage 10, that investment turns into $105,000, a staggering 2,900% ROI. And if it reaches its…

Author: BitcoinEthereumNews
Wish You Could Redo Solana’s ICO? This Top Crypto Presale with 300% Bonus Makes That Dream Real Again

Wish You Could Redo Solana’s ICO? This Top Crypto Presale with 300% Bonus Makes That Dream Real Again

Regret missing Solana at a few cents? Few investors forget how Solana turned early believers into millionaires. From a sub-dollar […] The post Wish You Could Redo Solana’s ICO? This Top Crypto Presale with 300% Bonus Makes That Dream Real Again appeared first on Coindoo.

Author: Coindoo
Crypto News: Robert Kiyosaki Warns Japan Ending Carry Trade May Crash Global Markets

Crypto News: Robert Kiyosaki Warns Japan Ending Carry Trade May Crash Global Markets

The post Crypto News: Robert Kiyosaki Warns Japan Ending Carry Trade May Crash Global Markets appeared on BitcoinEthereumNews.com. Robert Kiyosaki warns Japan’s carry trade end may trigger a global crash and urges investment in energy, metals, Bitcoin, and Ethereum.   Robert Kiyosaki, author of Rich Dad Poor Dad, has issued a warning that Japan’s decision to end its 30-year carry trade could trigger a global financial downturn.  He suggests this move may burst asset bubbles in stocks, real estate, and bonds, as it could reduce global liquidity and raise volatility. Kiyosaki is now sharing investment ideas that he believes could help individuals protect their wealth during this period. Japan’s Carry Trade Ends After Three Decades Japan’s long-standing carry trade involved lending capital at low interest rates to global investors. These investors used the funds to buy higher-yielding assets across different markets. Kiyosaki believes that this practice helped fuel a long-term rise in asset prices worldwide. With Japan ending this policy, Kiyosaki suggests that a major correction may now be underway. He said on X, “The Japanese carry trade blew the assets of the world into the biggest bubble in the world.” According to him, the shift began during Thanksgiving and may continue to affect global markets in the months ahead. 30 YEAR BUBBLE BURSTING Japan ends “CARRY TRADE” ending. For 30 years Japan has loaned billions to investors in global markets, and money flowed into real estate, stocks, bonds, commodities & businesses. The Japanese “carry trade” blew the assets of the world….into the… — Robert Kiyosaki (@theRealKiyosaki) November 29, 2025 He also warns that as global investors unwind carry trade positions, asset prices could fall across various sectors. This may especially affect real estate, which he says depends heavily on stable employment and access to credit. AI and Job Losses Could Deepen Economic Stress Kiyosaki links the rise of artificial intelligence to growing unemployment risks. He said that…

Author: BitcoinEthereumNews
3 Reasons Why MUTM Is the Best Cheap Crypto to Buy Now

3 Reasons Why MUTM Is the Best Cheap Crypto to Buy Now

The post 3 Reasons Why MUTM Is the Best Cheap Crypto to Buy Now appeared on BitcoinEthereumNews.com. Mutuum Finance (MUTM) is creating waves in the crypto world with an opportunity that is hard to ignore. At a current presale price, investors are seizing a rare chance to acquire tokens before the current phase is fully sold. With 95% of the 170 million allocated tokens already claimed, the urgency is building. Entry is affordable, the ecosystem is utility-driven, and MUTM promises strong growth potential. For anyone tracking crypto charts or searching for the next crypto to hit $1, MUTM is becoming a standout option. What is Mutuum Finance (MUTM)? Mutuum Finance (MUTM) is being built to operate on a dual lending model that creates real use cases and transactional demand. The P2C, or Peer-to-Contract, model lets users pool assets through smart contracts to provide liquidity to borrowers. In contrast, the P2P, or Peer-to-Peer, model allows direct lending between users with customizable rates and durations. These models will attract liquidity, encourage adoption, and create consistent transactional demand, establishing MUTM as a token with practical utility from the start. The presale details reinforce why this is a strategic moment to invest. Mutuum Finance (MUTM) has a total supply of 4 billion tokens and has raised around $19 million across all presale phases. More than 18,200 holders are participating globally. Phase 6, which allocates 170 million tokens, is 95% sold out, leaving only a limited window for new investors. The recent update allowing direct card purchases with no limits ensures smooth and convenient entry, opening the door for everyone to join the presale without barriers. 3 Reasons WHy MUTM Is The Best Besides its entry pricing, the first reason Mutuum Finance (MUTM) is the best cheap crypto is expected simultaneous platform launch and token listing. Investors will benefit from a platform that allows lending, borrowing, and staking from day one. This…

Author: BitcoinEthereumNews
Best Crypto to Beat “Worst November”: XRP and SOL Drift While Digitap ($TAP) Black Friday Sale Accelerates

Best Crypto to Beat “Worst November”: XRP and SOL Drift While Digitap ($TAP) Black Friday Sale Accelerates

 As the crypto market entered a downturn in November 2025, Ripple (XRP) and Solana (SOL) saw massive declines. In just a month, XRP and SOL have dropped by over 15% and 30%, respectively.     However, one crypto presale – Digitap ($TAP) – is performing exceptionally well, with over 90% sold, attracting both retail and whale investors. The demand for $TAP is also increasing as Digitap has released its fully functional omnibank app for Android and iOS devices.    Is $TAP one of the best altcoins to buy in November? Learn more!    RLUSD Secures FSRA Approval, but XRP Struggles Below $2.20    Ripple has secured a major win with its compliance and trust in Abu Dhabi Global Market’s Financial Services Regulatory Authority (FSRA). FSRA has officially greenlisted the RLUSD stablecoin.        Now, RLUSD can be used within one of the world’s leading financial hubs as collateral for exchanges and for lending services. Industry experts believe this will strengthen the use case of Ripple, and it will have a positive impact on XRP as well.Yet, XRP was trading around $2.18 in late November with a monthly drop of over 15%. But crypto analysts are hoping for good price action as XRP breaks its RSI downtrend on the 3-day chart.        XRP must hold above $2.10 to maintain its broader trend continuation. If it fails to hold that key level, XRP might lose its momentum and may drop below $2. Thus, experts recommend investors buy $TAP as it is one of the best altcoins to buy now for a better return.    Solana Dominates Tokenized Stocks, Yet SOL Drops 30%    Tokenized stocks have been a hot topic recently, and more investors are exploring them to trade stocks on-chain. Reports suggest Solana has become a hub for tokenized stocks in the past four months, with over 95% market share.        Solana investors are excited after this news. Yet, SOL’s price action is disappointing as it dropped 30% in the past month and trades around $137 in late November.        Amid good progress in adoption and poor price performance, investors are hesitant to take a position on Solana. Technical analysis shows SOL has huge resistance at $152 and then at $170, although an RSI bullish divergence is spotted on the SOL chart.    Experts advise caution to new investors before adding SOL to their portfolio. Instead, they recommend joining the best crypto presale of 2025 and buying $TAP for a nice return in 2026. On top of that, Digitap’s Black Friday Sale is live, featuring hourly reward drops.    Digitap’s Visa-Enabled Omnibank Puts It on the Path to Massive Global Adoption    In the current downfall of the crypto market, Digitap is showing its strongest performance in its presale because of its greater utility and tokenomics. With fixed supply and a deflationary mechanism, $TAP is considered the best crypto to buy now by experts.    Digitap addresses one of the biggest pain points in the industry today, i.e., the inability to move money freely in a panicked market. Users often have to deal with delays, blocked transfers, and expensive fees.    But the Omnibank app by Digitap solves this by unifying both crypto and fiat into a single dashboard. Users don’t have to manage multiple apps for crypto and fiat transactions, as its mobile app has all-in-one neobanking features.    In addition, its integration with Visa enables users to spend their assets anywhere Visa cards are accepted. The transactions will be settled instantly. As a result, its mobile app has become a great platform for everyday spending.        Moreover, Digitap’s AI-powered routing system leverages blockchain rails and fiat banking to reduce cross-border transfer fees. It chooses the best network with lower fees and higher speed, which helped to decrease fees under 1%, where the industry standard is around 6.2%.    Hourly Rewards Fuel Digitap Momentum, Analysts Rank $TAP Among the Best Altcoins to Buy Today    Digitap is one of the best crypto presales that targets the broader global finance and banking industry. The project launched its Black Friday sale event this week, which will run for 96 hours and reward new investors.    Investors who are late have already missed high-value hourly deals like the “EXTRA EXTRA” deal, which granted buyers an additional 750 TAP for a minimum purchase of $150.​ Yet, the great news is they will keep on dropping such offers, as the total prize pool is around $1 million.        Anyone can grab this opportunity and secure limited-time bonuses before each hourly window closes. This mega event unlocks flash perks, surprise bonuses, and high-impact incentives.    Moreover, this Black Friday surge is also driving momentum in the Digitap presale. They have already raised over $2.20 million in funding by selling over 135 million tokens. Investors can buy $TAP tokens at a price of $0.0334.    Experts believe this is the best time to invest in $TAP for huge returns up to 100x. Additional tokens earned from the ongoing event will boost the return even more. As a result, $TAP is one of the best altcoins to buy now.    $1 MILLION in CASH, PRIZES, GIVEAWAYS. BLACK FRIDAY SALE IS LIVE NOW    XRP and SOL Sink in November, but the $TAP Presale Hits 90% Sold    Investors witnessed the worst November, as major altcoins like XRP and SOL dropped sharply. Yet, $TAP showed resilience and stood firm in its presale, which is 90% sold out in just over a month.    Digitap emerged as one of the best altcoins to buy this disappointing month, thanks to its strong utility, which is attracting crypto investors worldwide. Its Black Friday sale is already becoming the talk of crypto Twitter.    Digitap is Live NOW. Learn more about their project here:    Presale https://presale.digitap.app    Website: https://digitap.app     Social: https://linktr.ee/digitap.app Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway     This article is not intended as financial advice. Educational purposes only.

Author: Coinstats