Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15860 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ethereum Signals Bullish Accumulation with Rising MVRV Z-Score and $1B Stablecoin Inflows

Ethereum Signals Bullish Accumulation with Rising MVRV Z-Score and $1B Stablecoin Inflows

The post Ethereum Signals Bullish Accumulation with Rising MVRV Z-Score and $1B Stablecoin Inflows appeared on BitcoinEthereumNews.com. Ethereum is showing clear bullish accumulation trends with its MVRV Z-Score at 0.29 signaling undervaluation and buying opportunities, stablecoin inflows approaching $1 billion boosting liquidity, and ETF purchases totaling $78.6 million led by BlackRock supporting price momentum above $2,920. Ethereum’s MVRV Z-Score at 0.29 suggests value accumulation, aligning with historical patterns of cyclical lows and investor positioning. Stablecoin inflows nearing $1 billion into Ethereum indicate growing liquidity, increased trading activity, and active DeFi participation across the network. ETF inflows of $78.6 million, led by BlackRock, reflect strong institutional interest and support Ethereum’s price momentum above $2,920 levels. Ethereum bullish accumulation trends: MVRV Z-Score rises to 0.29, $1B stablecoin inflows surge, ETF buys hit $78.6M. Explore signals of momentum shift and investment opportunities now. What Are the Key Signs of Ethereum’s Bullish Accumulation Trends? Ethereum’s bullish accumulation trends are evident through rising on-chain metrics and institutional activity that point to increased investor confidence. The MVRV Z-Score climbing to 0.29 indicates the asset is undervalued relative to its market value, encouraging long-term holders to accumulate during this phase. Meanwhile, substantial stablecoin inflows and ETF purchases are injecting liquidity and capital, potentially driving Ethereum’s price toward higher resistance levels like $3,000. How Does the MVRV Z-Score Indicate Ethereum’s Market Cycles? The MVRV Z-Score is a vital metric for assessing Ethereum’s valuation by comparing its market value to realized value, highlighting periods of over- or undervaluation. When the score dips below zero, it has historically marked accumulation phases, as seen in cycles from 2016-2017, 2019-2020, and 2022-2023, where market sentiment turned overly pessimistic despite strong fundamentals. Currently at 0.29, this reading places Ethereum in a similar low band, suggesting prolonged undervaluation that could precede a bullish reversal, according to analysis from Ali_charts. Historical data shows that such low MVRV levels often align with investor…

Author: BitcoinEthereumNews
Nasdaq Prepares for SEC Questions on Tokenized Stocks Proposal

Nasdaq Prepares for SEC Questions on Tokenized Stocks Proposal

The post Nasdaq Prepares for SEC Questions on Tokenized Stocks Proposal appeared on BitcoinEthereumNews.com. Nasdaq has proposed to the SEC the introduction of tokenized stocks, digital representations of shares that could revolutionize trading on the exchange. This initiative aims to bring blockchain efficiency to traditional equities while adhering to regulatory standards, potentially gaining approval as early as this year according to Nasdaq’s digital assets head. Nasdaq’s tokenized stocks proposal seeks SEC approval to enable buying and selling digital share representations on the exchange. The exchange emphasizes a responsible, investor-led approach without disrupting existing stock trading systems. Tokenization could enhance liquidity and accessibility, with Nasdaq drawing on its history of market innovations like electronic trading systems. Discover Nasdaq’s push for tokenized stocks and SEC approval. Learn how this could transform equity trading with blockchain efficiency. Stay informed on crypto’s role in traditional finance today. What is Nasdaq’s Proposal for Tokenized Stocks? Nasdaq’s tokenized stocks initiative involves submitting a proposal to the U.S. Securities and Exchange Commission (SEC) to allow the trading of digital tokens representing shares of publicly listed companies on the exchange. Filed on September 8, this plan aims to integrate blockchain technology into equity markets, offering faster settlement and broader accessibility without altering core investment practices. Nasdaq’s leadership, including head of digital assets strategy Matt Savarese, has expressed optimism about swift collaboration with regulators to address any queries and refine the application based on public feedback. How Will Nasdaq Ensure Compliance in Tokenized Stock Trading? Nasdaq is prioritizing regulatory adherence in its tokenized stocks framework, working closely with the SEC to incorporate feedback from public comments and respond to official questions promptly. Matt Savarese highlighted during a CNBC interview that the exchange intends to operate under existing SEC rules, fostering an investor-led evolution rather than a systemic overhaul. This approach mirrors Nasdaq’s past innovations, such as pioneering electronic trading to replace paper-based systems,…

Author: BitcoinEthereumNews
New York Pilot Tests USDC for Cash Transfers in Low-Income Neighborhoods

New York Pilot Tests USDC for Cash Transfers in Low-Income Neighborhoods

The post New York Pilot Tests USDC for Cash Transfers in Low-Income Neighborhoods appeared on BitcoinEthereumNews.com. The New York USDC cash transfer program delivers $12,000 to 160 low-income residents in South Bronx and East Harlem over five months using stablecoin payments. Funded indirectly by Coinbase via nonprofit GiveDirectly, it combines $800 monthly USDC transfers with an $8,000 lump sum to test crypto for basic income delivery. Program Structure: Participants receive $800 in USDC monthly from September to February, plus a one-time $8,000 payout in November. Targeting high-need areas like South Bronx and East Harlem to assess crypto’s viability for financial aid. Backed by research from GiveDirectly showing lump sums enable investments like education or housing deposits, with 100% of funds reaching recipients digitally via wallets. Discover the New York USDC cash transfer program: 160 residents get $12,000 in crypto for basic income. Explore how stablecoins like USDC revolutionize aid delivery—read now for insights! What is the New York USDC Cash Transfer Program? The New York USDC cash transfer program is a pilot initiative providing guaranteed basic income to 160 low-income individuals in New York City using the USDC stablecoin. Launched in September and running through February, it distributes $800 monthly payments plus an $8,000 lump sum, totaling $12,000 per participant. The program, managed by nonprofit GiveDirectly with funds originally donated by Coinbase, aims to evaluate crypto’s efficiency in delivering financial support without traditional banking hurdles. This approach builds on established guaranteed income models but innovates by leveraging blockchain for seamless, low-cost transfers. All payments arrive directly in participants’ digital wallets, ensuring quick access and tracking potential impacts on local communities. How Does the Lump Sum Payment Enhance the New York USDC Cash Transfer Program? The inclusion of a substantial upfront payment sets this pilot apart from standard monthly disbursements in similar programs. Emma Kelsey, program lead for GiveDirectly’s New York project, explained that research from U.S.…

Author: BitcoinEthereumNews
Apeing Becomes the Upcoming Best Crypto Presale to Join as BONK and FLOKI Prove Meme Season Isn’t Over

Apeing Becomes the Upcoming Best Crypto Presale to Join as BONK and FLOKI Prove Meme Season Isn’t Over

Coinbase’s pushback signals volatility may be creeping in, making traders watch every move carefully. Bonk ($BONK) showed a sharp dip after record liquidity inflows, while Floki ($FLOKI) slipped under a multi-year trend, hinting at structural weakness. Markets are jittery in Q4, 2025, but the chatter is far from doom as savvy participants eye opportunities across the board. Apeing ($APEING) is quietly stirring excitement as its whitelist gains traction. Early adopters know timing is everything, and this could be the stage for the next best crypto presale. FOMO is real, as those joining the whitelist today might secure the lowest entry before phase 1 pricing hits 0.0001 and the projected listing price is 0.001. Community members buzzing about Apeing see it as a strategic move, blending culture, utility, and early-mover advantage. Apeing ($APEING): Upcoming Best Crypto Presale Ignites Early-Mover Advantage Apeing ($APEING) is designed to reward participants who act swiftly. The Best Crypto Presale emphasizes community-first utility and audit-verified security. Early buyers on the whitelist gain front-row access to the lowest prices, positioning themselves for maximum ROI. With the presale figures hinting at over 10,000% potential gains from stage 1, hesitation could be costly in a market driven by fast-moving trends and retail FOMO. Apeing Becomes the Upcoming Best Crypto Presale to Join as BONK and FLOKI Prove Meme Season Isn’t Over 4 Joining the Apeing whitelist not only ensures prime access but also places participants at the heart of a vibrant community. The structured presale phases create strategic opportunities for those ready to move. Timing here is alpha, and each stage is a calculated step toward maximizing early entry benefits. For those seeking the next 1000x crypto, this phase could define a generational crypto moment. How Apeing ($APEING) Addresses Real-World Challenges Apeing ($APEING) is more than hype; it’s tackling adoption gaps with research-backed solutions. By creating accessible entry points and community-driven engagement, Apeing enhances liquidity flows and trading efficiency.  Studies suggest that well-structured presales with clear audit protocols reduce volatility risk while incentivizing early participation. Apeing’s approach mirrors top blockchain projects where utility, security, and community drive sustainable value. How to Join the Apeing Whitelist To secure a spot on the whitelist, visit the official Apeing website. Enter your email in the whitelist section and confirm through the email sent to you. This ensures access to phase 1 pricing at 0.0001 and positions participants for early listing benefits at 0.001. Early buyers gain a front-row seat to what could be one of the most talked-about crypto launches of 2025. Bonk ($BONK) Price Movements Capture Attention The token’s price action reflects market sensitivity to macroeconomic signals and speculative pressure from retail buyers. Analysts point to concentrated token supply and recent trading spikes as drivers of volatility. Bonk ($BONK) remains a focus for traders monitoring liquidity cycles. Its movements illustrate how micro-cap tokens can react sharply to market sentiment, providing opportunities for those watching the charts closely. Q4, 2025, positions Bonk as a coin worth monitoring for trend confirmation and strategic entry points. Floki ($FLOKI) Slips Under Multi-Year Trend Floki ($FLOKI) broke below a long rising trend line established since 2022, forming a clear structural shift. Price now trades beneath key mid-range support, signaling potential volatility ahead. Traders are assessing whether it will stabilize above deeper long-term levels or retest the old support structure. Floki ($FLOKI) demonstrates the importance of technical monitoring in volatile markets. The wide gap between ATH and current trading levels highlights potential upside for participants if the market structure realigns. Analysts suggest careful observation of trendlines to determine tactical opportunities in the coming months. Apeing Becomes the Upcoming Best Crypto Presale to Join as BONK and FLOKI Prove Meme Season Isn’t Over 5 Final Thoughts Are early movers positioned to seize Q4, 2025, momentum? The next best crypto presale with Apeing ($APEING) is generating FOMO for a reason. Phase 1 access at 0.0001 with listing at 0.001 represents a strategic opening for participants seeking exponential gains. Timing is critical as hesitation can drastically reduce potential returns. Bonk ($BONK) and Floki ($FLOKI) offer data-backed insights into market behavior, reinforcing that those who monitor charts and understand liquidity shifts are more prepared. Community members across all three coins are learning that early engagement, research, and strategic positioning remain the keys to maximizing outcomes. Joining the Apeing whitelist today could set the stage for a month of transformative growth. Apeing Becomes the Upcoming Best Crypto Presale to Join as BONK and FLOKI Prove Meme Season Isn’t Over 6 For More Information: Website: Visit the Official Apeing Website Telegram: Join the Apeing Telegram Channel Twitter: Follow Apeing ON X (Formerly Twitter) FAQ for Best Crypto Presale  Why is joining the Apeing ($APEING) whitelist considered a strategic move? Joining the Apeing ($APEING) whitelist gives participants early access to phase 1 pricing at 0.0001 before the official listing at 0.001. This early entry positions community members to maximize potential ROI, gain front-row access to token allocation, and participate in a presale designed with audit-verified security and community-first utility. Timing here can define the difference between early gains and missed opportunities. How are Bonk ($BONK) and Floki ($FLOKI) performing in Q4, 2025, and what does it mean for traders? Bonk ($BONK) recently dipped to $0.00018 following liquidity adjustments, highlighting market sensitivity. Floki ($FLOKI) slipped below a multi-year trend line, signaling potential structural volatility. For traders, these movements reflect the importance of monitoring liquidity flows, technical levels, and market sentiment to identify entry points and avoid hesitation in a fast-moving crypto market. Can Apeing ($APEING) provide real-world utility beyond hype? Yes, Apeing ($APEING) focuses on combining culture, community, and functional utility. Its structured presale, audit-first approach, and clear roadmap help reduce market risk while promoting engagement. By incentivizing early adoption and offering accessible entry points, Apeing aims to enhance liquidity, trading efficiency, and sustainable value creation for participants, differentiating it from coins driven purely by speculation. Summary Apeing ($APEING) is creating a frenzy with its whitelist ahead of the Best Crypto Presale, offering phase 1 pricing at 0.0001 and listing at 0.001. Bonk ($BONK) dropped to $0.00018 due to liquidity flows, while Floki ($FLOKI) fell below a multi-year trend, signaling structural shifts. Stablecoin contagion fears add market-wide volatility. Participants focusing on early entry, technical monitoring, and strategic engagement are best positioned for high ROI. Apeing’s community-driven, audit-verified approach combines utility and culture, while Bonk and Floki offer trend insights, making Q4 2025 a pivotal period for smart crypto moves. Read More: Apeing Becomes the Upcoming Best Crypto Presale to Join as BONK and FLOKI Prove Meme Season Isn’t Over">Apeing Becomes the Upcoming Best Crypto Presale to Join as BONK and FLOKI Prove Meme Season Isn’t Over

Author: Coinstats
Solana’s Liquidity Surge Hints at Potential Recovery Despite Price Lag

Solana’s Liquidity Surge Hints at Potential Recovery Despite Price Lag

The post Solana’s Liquidity Surge Hints at Potential Recovery Despite Price Lag appeared on BitcoinEthereumNews.com. Solana liquidity has surged 10% weekly, reaching $14.33 billion in stablecoin supply, signaling a potential price recovery for SOL after a 35% quarterly decline. On-chain data shows higher lows at $140 and reduced memecoin dominance, pointing to stronger fundamentals driving adoption. Solana’s stablecoin supply increased by nearly $1.3 billion, boosting network liquidity to November highs. On-chain activity reveals memecoin trading at just 5% of daily DEX volume, the lowest in two months. Real-world assets on Solana grew 15% over 30 days, with weekly active users surpassing Ethereum at 11.1 million. Solana liquidity surge boosts SOL recovery potential amid rising stablecoins and RWA adoption. Discover key on-chain metrics and growth signals for 2025 in this analysis. What is Driving Solana’s Liquidity Surge in 2025? Solana liquidity surge is propelled by a 10% weekly increase in stablecoin supply, injecting nearly $1.3 billion into the network and elevating totals to $14.33 billion, levels last seen in early November. This influx coincides with SOL forming its first higher low at $140 since October’s downturn, despite a 35% quarterly price drop. Technical indicators on the daily chart suggest this could mark the onset of recovery as risk-on sentiment returns to layer-1 blockchains. The broader market context supports this momentum. Solana’s on-chain fundamentals are strengthening, with liquidity flows diversifying beyond speculative trades. Data from DeFiLlama indicates that this stablecoin growth is enhancing overall network resilience, potentially stabilizing SOL’s price trajectory in the coming months. Source: DeFiLlama How Are Real-World Assets Contributing to Solana’s Growth? Real-world assets (RWAs) are tokenized representations of traditional assets like real estate or bonds, enabling seamless on-chain trading and unlocking new liquidity sources. Solana’s RWA sector has expanded rapidly, with a 15% month-over-month increase in 30-day value, positioning it as the second-fastest growing layer-1 blockchain in this category according to RWA.xyz data.…

Author: BitcoinEthereumNews
This New DeFi Coin Under $0.04 Could Be the Next Crypto Breakout, Early Investors are Positioned for 500% Growth

This New DeFi Coin Under $0.04 Could Be the Next Crypto Breakout, Early Investors are Positioned for 500% Growth

The new DeFi token cost less than $0.04 is attracting attention rapidly as early investors are preparing to make what some could predict to be a significant breakout. As the momentum continues to increase and with high development progress already being registered, many traders deem that this token is one of the potential best tokens […]

Author: Cryptopolitan
The Battle for 2025’s Best Presale

The Battle for 2025’s Best Presale

The post The Battle for 2025’s Best Presale appeared on BitcoinEthereumNews.com. Crypto Presales Compare Ozak AI, BlockDAG, and IPO Genie to find 2025’s top presale. Discover why IPO Genie’s ultra-low price and real utility make it the #1 “top presale 2025. Ozak AI vs BlockDAG vs IPO Genie: Which Presale Is 2025’s Best Bet? As the crypto market heats up late in 2025, several presale tokens are battling for dominance, but only a few show real promise backed by data, vision, and utility. Among them, Ozak AI, BlockDAG and IPO Genie stand out. Today, we examine how they stack up and why IPO Genie is emerging as the leading contender for the title of “top presale 2025.” Current Market Snapshot Ozak AI ($OZ): recently surpassed $4 million raised in presale, with the token price moving from $0.012 to $0.014 in the next phase. BlockDAG ($BDAG): massive presale with hundreds of millions raised (some sources cite $383 M–$410 M) and claims of thousands of miners/users globally. IPO Genie ($IPO): live presale, fresh from its latest phase, priced at roughly $0.00010380, offering the lowest entry point among the three and presenting potential for exponential upside. With these data points in mind, and given the unique value propositions of each, let’s dive deeper. What Each Project Offers Project Core Value / Utility Presale Stats (2025) Who It’s Best For Ozak AI ($OZ) AI-powered blockchain + DeFi + predictive analytics tools, blending AI and finance for smarter trading across crypto, equities, forex.  ~$4 M raised; token at $0.012 → soon $0.014  Investors seeking growth via AI-driven blockchain + speculative upside with moderate risk BlockDAG ($BDAG) Layer-1 blockchain using DAG architecture; large token supply, mobile mining, scalability, aiming to support thousands of transactions per second.  $300–$410 M+ raised; token presale prices as low as $0.0016–$0.0018 depending on batch  Investors interested in blockchain scalability + high risk/high…

Author: BitcoinEthereumNews
Ozak AI ($OZ) vs BlockDAG ($BDAG) vs IPO Genie ($IPO): The Battle for 2025’s Best Presale

Ozak AI ($OZ) vs BlockDAG ($BDAG) vs IPO Genie ($IPO): The Battle for 2025’s Best Presale

Ozak AI vs BlockDAG vs IPO Genie: Which Presale Is 2025’s Best Bet? As the crypto market heats up late […] The post Ozak AI ($OZ) vs BlockDAG ($BDAG) vs IPO Genie ($IPO): The Battle for 2025’s Best Presale appeared first on Coindoo.

Author: Coindoo
The New Crypto Dominating Q4 2025, Only 6% Tokens Under $0.04 Remain

The New Crypto Dominating Q4 2025, Only 6% Tokens Under $0.04 Remain

It is being overtaken by a new cryptocurrency in the last quarter of 2025 and the demand is increasing at a faster rate than many had anticipated. As 6% of its existing token issue remains outstanding at less than half a $0.08, investors are scrambling to lay hands on their positions before the next crypto […]

Author: Cryptopolitan
The New Crypto Coin Under $0.04 Creating Panic Buying, Phase 6 at 98% And Rising

The New Crypto Coin Under $0.04 Creating Panic Buying, Phase 6 at 98% And Rising

Mutuum Finance is building a decentralized lending and borrowing protocol designed for actual financial use. Phase 6 is now 98% allocated, with the remaining 2% selling at an accelerating pace. Investors watching crypto prices today are now entering before the token moves closer to $0.06 launch value.

Author: Hackernoon