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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15696 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin Retakes $88K Level: Is it Climbing Higher as $HYPER Takes Focus?

Bitcoin Retakes $88K Level: Is it Climbing Higher as $HYPER Takes Focus?

Takeaways: Bitcoin’s return above $88K comes with oversold but exhausted sellers, stabilizing open interest, and continued ETF outflows, classic conditions […] The post Bitcoin Retakes $88K Level: Is it Climbing Higher as $HYPER Takes Focus? appeared first on Coindoo.

Author: Coindoo

2025/11/25

Metaplanet Adds $130M BTC Loan as Trader Calls $80K Bottom

Metaplanet Adds $130M BTC Loan as Trader Calls $80K Bottom

The post Metaplanet Adds $130M BTC Loan as Trader Calls $80K Bottom appeared on BitcoinEthereumNews.com. Bitcoin markets opened the week with a major balance-sheet move from Metaplanet and a bold cycle call from a popular trader. The combination highlights how corporate leverage and retail sentiment are colliding around the same key level: 80,000 dollars.  Metaplanet has executed a fresh 130 million dollar loan under its Bitcoin-backed credit facility, expanding its balance-sheet leverage as it deepens its long-term Bitcoin strategy. The new draw appears in the company’s latest disclosure, which confirms that the facility’s total limit remains 500 million dollars, with 230 million dollars now used following this loan and earlier borrowings. Metaplanet Bitcoin Loan Notice. Source: Metaplanet According to the filing, the loan is fully secured by Metaplanet’s Bitcoin holdings. The company currently holds 30,823 BTC, an amount it says is sufficient to meet collateral requirements across the entire credit line. The document notes that the firm will continue adjusting collateral levels depending on market conditions and loan utilization. Meanwhile, the new capital will support three core initiatives. First, Metaplanet intends to purchase additional Bitcoin as part of its treasury-expansion strategy. Second, it plans to grow its Bitcoin-based revenue operations, including business lines designed to generate stable income from its digital-asset reserves. Third, the company says it may pursue share repurchases when market conditions allow. The filing frames the debt expansion as part of a broader strategic plan that positions Metaplanet more aggressively within the digital-asset sector. At the same time, the document emphasizes that lending terms remain tied to Bitcoin market dynamics, with collateral ratios subject to adjustment as volatility shifts. Trader Maps 80K Bitcoin ‘Bottom’ With Aggressive Upside Targets Meanwhile, a crypto trader is calling an 80,000 dollar bottom for Bitcoin and mapping out a fresh leg higher. Pseudonymous analyst Aralez shared a weekly BTC/USDT chart on Binance that marks the recent drawdown…

Author: BitcoinEthereumNews

2025/11/25

Solana vs. Other Layer 1s (Avalanche, Cardano, Polkadot): Strengths and Weaknesses

Solana vs. Other Layer 1s (Avalanche, Cardano, Polkadot): Strengths and Weaknesses

Compare Solana with Avalanche, Cardano, and Polkadot. Explore strengths, weaknesses, ecosystem growth, and performance in 2025.

Author: Cryptopolitan

2025/11/25

Which Crypto to Buy for an Ideal Portfolio, $0.035 Crypto Is Designed to Match XRP’s Run

Which Crypto to Buy for an Ideal Portfolio, $0.035 Crypto Is Designed to Match XRP’s Run

The post Which Crypto to Buy for an Ideal Portfolio, $0.035 Crypto Is Designed to Match XRP’s Run appeared first on Coinpedia Fintech News Investors today are looking for crypto assets that deliver strong growth with real utility. Mutuum Finance (MUTM) is designed to answer that need. Unlike speculative tokens, MUTM will provide a full ecosystem for decentralized finance. Its dual-lending platform will let users lend, borrow, and stake with confidence. Phase 6 is already 95% sold out, yet …

Author: CoinPedia

2025/11/25

How this Ilorin-based fintech is scaling credit access with proprietary lock tech

How this Ilorin-based fintech is scaling credit access with proprietary lock tech

Credlock uses a phone-based lock system to manage risk and encourage timely repayments, extending credit to informal workers more safely.

Author: Techcabal

2025/11/25

UAE Enforces DeFi Regulations with Massive Fines

UAE Enforces DeFi Regulations with Massive Fines

The post UAE Enforces DeFi Regulations with Massive Fines appeared on BitcoinEthereumNews.com. Key Points: The UAE mandates DeFi licensing starting September 2025. Up to $272 million in fines for non-compliance. Regulation includes payments, lending, trading, and custody under central bank oversight. The UAE’s Federal Decree No. 6 of 2025 mandates central bank regulation of DeFi and Web3 activities from September 16, 2025, with fines up to $272 million for unlicensed operations. This regulatory shift could reshape the crypto market’s landscape, emphasizing legal compliance and attracting international investments while pushing firms to adapt quickly to avoid hefty penalties. UAE Mandates Licensing for DeFi Activities Affected services include those with payment functionality, triggering compliance considerations. Self-custodied wallets are exempt, but companies must adjust compliance by September 2026. The regulation aims to enhance financial stability and system cohesion. Reactions have been muted among key DeFi players. No major statements from top projects like Uniswap or Aave; legal teams likely in review. UAE government sources emphasize regulatory clarity, promoting economic goals. Industry adjustments involve potential geo-blocking for UAE users by unlicensed DeFi platforms and increased KYC requirements for UAE wallets and DAOs. “The law aims to…promote and protect the stability of the financial system, and coordinate with the government to realize economic goals set by the leadership.” — UAE Presidency, Official Statement Industry Awaits DeFi Compliance Adjustments Did you know? UAE’s mandate, imposing fines up to $272 million, vastly exceeds similar regulatory frameworks globally, indicating its aggressive move toward controlling the DeFi landscape. Ethereum (ETH), trading at $2,924.31 per CoinMarketCap, exhibits a market cap of $352.95 billion and market dominance of 11.75%. The trading volume over 24 hours reflects $27.52 billion, marking a 16.58% increase. Notable price shifts include a 4.47% rise over the past day but a 36.37% decline over three months. Ethereum(ETH), daily chart, screenshot on CoinMarketCap at 12:22 UTC on November 25, 2025.…

Author: BitcoinEthereumNews

2025/11/25

MSCI, JPMorgan, Strategy, and Why Bitcoin Hyper Is Suddenly On Everyone’s Radar

MSCI, JPMorgan, Strategy, and Why Bitcoin Hyper Is Suddenly On Everyone’s Radar

What to Know: MSCI’s consultation to exclude $BTC-heavy ‘digital asset treasury’ companies from major indexes has turned Strategy into a test case for forced selling risk. JPMorgan’s bearish note on Strategy landed in a weak, thin market, amplifying fear, rumors of shorts, and even a grassroots JPMorgan boycott narrative. Bitcoin Hyper’s $HYPER token offers a crypto-native way to play Bitcoin scaling, combining a $BTC Layer-2 design with audited contracts, staking, and presale access. When the market tanked on October 10, there was no obvious macro bomb, no ETF denial, no regulatory headline. Just a brutal, mechanical flush that felt … engineered. The missing piece turned out to be MSCI. On 10 October, the index giant quietly launched a consultation that could exclude companies whose balance sheet holds 50% or more in Bitcoin or other digital assets from its global equity indexes. That hits Strategy ($MSTR) right where it lives, because the stock is essentially a leveraged proxy on corporate Bitcoin accumulation. If MSCI goes ahead, index funds that track those benchmarks are forced sellers. In a market already thinned out by quantitative tightening and drained dollar liquidity, the mere prospect of billions in automatic selling was enough to flip $BTC and $MSTR from ‘buy the dip’ to ‘get me out’. Then JPMorgan walked in with a bearish note. Exactly while $BTC was sliding, liquidity was thin, and $MSTR was already down badly, the bank resurfaced the index-exclusion risk and put numbers on it: roughly $2.8B of potential forced selling from MSCI indexes alone. Analysts flagged that the note leaned on an MSCI document that had been sitting for weeks, and only became ‘urgent’ right as markets were on the ropes, fuelling accusations that sentiment was being steered rather than merely described Around that, a familiar set of narratives exploded: rumors that large institutions might short $MSTR, concerns about brokers lending out client shares to fuel those shorts, and an online boycott campaign where thousands of users claim to be closing JPMorgan accounts in protest. Michael Saylor pushed back, stressing that Strategy is not a passive Bitcoin fund but a software and financial engineering company with revenue, products, and $BTC-backed instruments, arguing that MSCI is misclassifying a live business as a treasury wrapper.  💣 Even so, the consultation runs until year-end, and the decision scheduled for January 15 2026 still hangs over every $BTC-heavy equity. So this isn’t just a one-off crash story anymore. It’s about how index rules, bank research notes, and rumor cycles can yank liquidity away from anything that looks like a Bitcoin proxy. Which is exactly why a bunch of capital is rotating into pure-play Bitcoin infrastructure and presale tokens like Bitcoin Hyper ($HYPER). Bitcoin Hyper ($HYPER) As A Clean $BTC Narrative Play Bitcoin Hyper ($HYPER) is building a dedicated Bitcoin Layer-2 that lets $BTC itself move faster, cheaper, and in more programmable ways. The $HYPER token will power the Layer-2 for gas, governance, and staking. Mechanically, the design is pretty straightforward for anyone used to Layer-2s. $BTC is locked on the Bitcoin Layer-1 via a canonical bridge. A relay program will verify Bitcoin block headers and proofs, then mint a representation on the Layer-2. Transactions will execute on a Solana Virtual Machine environment with high throughput and low latency, while batches and zero-knowledge proofs will be periodically committed back to Bitcoin. That’ll keep settlement anchored to $BTC’s security while letting you actually do things like payments, DeFi, NFTs, and meme coins. From a positioning angle, that’s important. If MSCI and other index providers are about to penalize companies that warehouse $BTC on their balance sheets, the market’s next question is: where does all the ‘Bitcoin leverage’ go instead? ⚡️ One obvious answer is native $BTC Layer-2s, where returns are tied to actual network usage rather than index inclusion politics. Bitcoin Hyper is very explicitly trying to be that ‘speed layer’ for $BTC. In short, while banks debate whether Strategy qualifies for index membership, Bitcoin Hyper is trying to earn its place as infrastructure. For anyone who wants $BTC exposure without giving MSCI and JPMorgan veto power over flows, that pitch lands pretty well. ➡️ Looking for more information on the project that could change Bitcoin forever? Check out our Bitcoin Hyper review. Inside The Bitcoin Hyper Presale And Staking Mechanics There’s also upside math at play here. Our Bitcoin Hyper price prediction believes that if the project team ships its initial roadmap – mainnet, bridge, early dApps, and listings – $HYPER has the potential trade as high as $0.08625 by late-2026, assuming execution and broader $BTC strength. Against a current presale price of $0.013325, that’s an ROI of over 547% if everything lines up. That is not a guarantee; it’s a roadmap-plus-sentiment scenario. But it explains why some traders are rotating a slice of their ‘$MSTR proxy’ play into a direct Layer-2 bet instead. 🐳 Under the hood, the presale numbers are already big enough that this isn’t just a niche side quest anymore. $HYPER has raised over $28.45M. We’ve also seen some impressive whale buys as high as $502.6K, showing smart-money confidence. On top of that, staking has become its own flywheel. Currently, staking APY is 41%, with close to 1.3B $HYPER already locked. In practice, that means a big chunk of supply is out of circulation before the token even lists, which can dampen initial sell pressure if demand holds up. The flip side is obvious: high APYs don’t last forever, and when cliffs, unlocks, or yield rotations kick in, late entrants can get clipped hard. Timeline-wise, the project is targeting mainnet launch around Q4 2025/Q1 2026, with exchange listings and a DAO rollout following in 2026 to handle governance and developer grants. That lines up almost perfectly with the MSCI decision window. 🚀 Get in on the $HYPER action before the next price increase. Disclaimer: Remember, this isn’t intended as financial advice, and you should always do your own research before investing. Authored by Aaron Walker, NewsBTC – www.newsbtc.com/news/msci-jpmorgan-mstr-shakeup-boosts-bitcoin-hyper-presale

Author: NewsBTC

2025/11/25

BTC News: Bitcoin Flashes Rare Bottom Signal As Investors Buy Dip

BTC News: Bitcoin Flashes Rare Bottom Signal As Investors Buy Dip

Bitcoin nears a potential bottom as its Sharpe ratio hits past-recovery levels and on-chain transfers signal intense market stress.   Bitcoin’s Sharpe ratio has fallen near zero, and many traders are watching this trend closely. For context, the ratio tracks return versus risk, and a drop to these levels often shows that a market sits […] The post BTC News: Bitcoin Flashes Rare Bottom Signal As Investors Buy Dip appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/11/25

M-KOPA Kenya has paid over $1.6b in credit since 2010, now served 4.8m customers

M-KOPA Kenya has paid over $1.6b in credit since 2010, now served 4.8m customers

M-KOPA Kenya, the Kenyan arm of the Pan-African fintech company, announced that it has unlocked over $1.6 billion…

Author: Technext

2025/11/25

ETH News: Long-Term Whale Who Sold Before The October Crash Is Buying Ethereum

ETH News: Long-Term Whale Who Sold Before The October Crash Is Buying Ethereum

Whale trader boosts his Ethereum long to $44.5M, sparking market buzz as analysts debate his identity and watch for signs of an ETH rebound.   A well-known Hyperliquid trader has opened another major long position on Ether.  The whale first became popular after a strong trading performance during the October market crash.  This whale now […] The post ETH News: Long-Term Whale Who Sold Before The October Crash Is Buying Ethereum appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/11/25

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