Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15696 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Is a Bigger Recovery Coming? Traders Rotate to Bitcoin Hyper

Is a Bigger Recovery Coming? Traders Rotate to Bitcoin Hyper

The post Is a Bigger Recovery Coming? Traders Rotate to Bitcoin Hyper appeared on BitcoinEthereumNews.com. Crypto Presales Takeaways: Bitcoin’s return above $88K comes with oversold but exhausted sellers, stabilizing open interest, and continued ETF outflows, classic conditions for a grinding recovery phase. Calm derisking rather than euphoric leverage is pushing traders to look past spot $BTC into higher-beta infrastructure, especially Bitcoin Layer 2 execution environments. Bitcoin Hyper ($HYPER) aims to unlock sub-second, low-fee SVM smart contracts on a Bitcoin-anchored Layer 2, targeting payments, DeFi, NFTs, and gaming. Bitcoin’s push back above the $88K mark has the market asking a simple question: Is this just a reflexive bounce, or the start of a bigger recovery leg? You’re seeing classic signs of a trend transition: oversold conditions, fading panic, but none of the euphoria that usually marks a top. Glassnode data points to exactly that dynamic. Seller momentum remains deeply oversold but is starting to show exhaustion, with forced liquidations and panic selling giving way to slower, more orderly unwinds. At the same time, open interest is stabilizing, spot volumes are muted, and U.S. spot ETFs are still leaking coins rather than hoovering up supply. That combination, price grinding higher while leverage and ETF flows de-risk, looks less like a frothy squeeze and more like the market quietly rebuilding a base. If you’ve been waiting for a window to rotate from pure $BTC exposure into higher-beta plays built on Bitcoin’s rails, this is it. Capital tends to move from safety to infrastructure when a new cycle phase starts. That’s where projects like Bitcoin Hyper ($HYPER) enter the conversation. Instead of trying to compete with Bitcoin, Bitcoin Hyper is building what the base layer has never offered: sub-second smart contracts, near-zero fees, and developer-friendly programmability, all while anchoring security back to Bitcoin itself. Supercharging Bitcoin: The Speed of Solana with the Security of $BTC Let’s be honest: we…

Author: BitcoinEthereumNews
Krak Introduces Cashback Debit Card and Salary Deposits for Crypto Users

Krak Introduces Cashback Debit Card and Salary Deposits for Crypto Users

TLDR: Krak’s new debit card offers crypto flexibility, cashback, and zero fees. Salary deposits & DeFi yield strategies make Krak a comprehensive money app. Krak’s Mastercard debit card lets you spend cash & crypto seamlessly. Earn 1% cashback on every purchase with Krak’s crypto-powered debit card. Krak merges crypto, salary deposits, and DeFi in one [...] The post Krak Introduces Cashback Debit Card and Salary Deposits for Crypto Users appeared first on CoinCentral.

Author: Coincentral
Enso gives Monad a running start with day-one DeFi toolkit

Enso gives Monad a running start with day-one DeFi toolkit

Monad is set to debut its high-speed Layer-1 blockchain on November 24, and it won’t be doing it alone

Author: Crypto.news
Kraken pushes Krak as a bank alternative with new cashback debit card, salary deposits and high-yield vaults

Kraken pushes Krak as a bank alternative with new cashback debit card, salary deposits and high-yield vaults

Kraken framed the Krak upgrades as a way for customers to "leave their bank behind and go all-in on crypto."

Author: The Block
The Rise of Multi-Product Self-Custody Trading: Inside Crypto’s New “Everything Layer”

The Rise of Multi-Product Self-Custody Trading: Inside Crypto’s New “Everything Layer”

Bitso is accelerating the shift toward unified self custody platforms, where users can trade, bridge, stake and manage assets inside one onchain ecosystem.

Author: Blockchainreporter
UAE Federal Decree Law No. 6 of 2025 Regulates DeFi, Digital Assets, and Crypto Payments Under Central Bank Oversight

UAE Federal Decree Law No. 6 of 2025 Regulates DeFi, Digital Assets, and Crypto Payments Under Central Bank Oversight

The post UAE Federal Decree Law No. 6 of 2025 Regulates DeFi, Digital Assets, and Crypto Payments Under Central Bank Oversight appeared on BitcoinEthereumNews.com. Regulatory landscape in the United Arab Emirates shifts as a new financial law expands oversight of DeFi and digital assets within the formal framework. The Federal Decree Law No. 6 of 2025 took effect on September 16, 2025, marking a pivotal milestone for market participants and investor protection in a rapidly evolving crypto ecosystem. Industry counsel notes the decree broadens supervision to include protocols, DeFi platforms, middleware, and infrastructure providers involved in payments, exchange, lending, custody, or investment services, bringing them under the Central Bank of the UAE oversight regime. With a transition window through September 2026, firms should align governance, controls, and technology stacks to meet Articles 61 and 62, which require CBUAE approval for eligible activities and digital asset operations across the local financial system. Source: https://en.coinotag.com/breakingnews/uae-federal-decree-law-no-6-of-2025-regulates-defi-digital-assets-and-crypto-payments-under-central-bank-oversight

Author: BitcoinEthereumNews
Inside IBM’s Quest To Win The Quantum Computer Race

Inside IBM’s Quest To Win The Quantum Computer Race

The post Inside IBM’s Quest To Win The Quantum Computer Race appeared on BitcoinEthereumNews.com. Investors are throwing money at quantum startups. Maybe they should be looking at a more venerable player that has a lot of practice building things. Half a century ago, a factory in Poughkeepsie, New York, cranked out computer hardware. The profits from mainframes financed pampered employees, scientific research and a dividend that made International Business Machines the most valuable company on the planet. Now, a diminished IBM gets most of its revenue from soft things: computer programs and business services. But it’s at work on a new kind of machine that could return Poughkeepsie to its glory days. This is where it will assemble quantum computers, the magical devices designed to tackle mathematical challenges that would overwhelm an ordinary computer. If quantum delivers on its promises, engineers will use it to make giant strides in the design of drugs, vaccines, batteries and chemicals. Last year Boston Consulting Group predicted that come 2040, quantum hardware and software providers will be taking in $90 billion to $170 billion of annual revenue. IBM has been part of this rapidly evolving technology since the turn of the century. Leading its effort: Jay Gambetta, a 46-year-old physicist from Australia who oversees 3,000 employees on six continents doing research. He will not stint quantum, since he has spent his entire career in that field. Gambetta joined IBM’s Watson Research Center, 39 miles south of the Poughkeepsie factory, in 2011 after postdoc years at Yale and then on the faculty at the University of Waterloo. He says, “While I like teaching, really I wanted to build.” There are a lot of ways to build a qubit, the information-storing element of a quantum computer, and any might lead to a winner in the race to construct a useful machine. Light’s photons are quantized, a discovery that got Albert…

Author: BitcoinEthereumNews
Plume Joins Forces with Hyperliquid and Aptos for USDG0’s Omnichain Launch

Plume Joins Forces with Hyperliquid and Aptos for USDG0’s Omnichain Launch

TLDR: USDG0 launches with Plume, Hyperliquid, and Aptos, expanding DeFi liquidity. Plume’s ecosystem drives USDG0’s reach across blockchains for stablecoin liquidity. USDG0’s omnichain launch offers compliant, yield-aligned liquidity for traders. Hyperliquid integrates USDG0 to enhance liquidity in decentralized markets. USDG0 expands across DeFi with Aptos and Plume’s seamless integration. Plume has partnered with Hyperliquid and [...] The post Plume Joins Forces with Hyperliquid and Aptos for USDG0’s Omnichain Launch appeared first on CoinCentral.

Author: Coincentral
Metaplanet Takes Massive $130M Bitcoin Loan as Trader Declares $80K the Cycle Bottom

Metaplanet Takes Massive $130M Bitcoin Loan as Trader Declares $80K the Cycle Bottom

Bitcoin markets opened the week with a major balance-sheet move from Metaplanet and a bold cycle call from a popular trader. The combination highlights how corporate leverage and retail sentiment are colliding around the same key level: 80,000 dollars. Metaplanet Draws New 130 Million Dollar Loan to Accelerate Bitcoin StrategyMetaplanet has executed a fresh 130 million dollar loan under its Bitcoin-backed credit facility, expanding its balance-sheet leverage as it deepens its long-term Bitcoin strategy. The new draw appears in the company’s latest disclosure, which confirms that the facility’s total limit remains 500 million dollars, with 230 million dollars now used following this loan and earlier borrowings.Metaplanet Bitcoin Loan Notice. Source: MetaplanetAccording to the filing, the loan is fully secured by Metaplanet’s Bitcoin holdings. The company currently holds 30,823 BTC, an amount it says is sufficient to meet collateral requirements across the entire credit line. The document notes that the firm will continue adjusting collateral levels depending on market conditions and loan utilization.Meanwhile, the new capital will support three core initiatives. First, Metaplanet intends to purchase additional Bitcoin as part of its treasury-expansion strategy. Second, it plans to grow its Bitcoin-based revenue operations, including business lines designed to generate stable income from its digital-asset reserves. Third, the company says it may pursue share repurchases when market conditions allow.The filing frames the debt expansion as part of a broader strategic plan that positions Metaplanet more aggressively within the digital-asset sector. At the same time, the document emphasizes that lending terms remain tied to Bitcoin market dynamics, with collateral ratios subject to adjustment as volatility shifts.Trader Maps 80K Bitcoin ‘Bottom’ With Aggressive Upside TargetsMeanwhile, a crypto trader is calling an 80,000 dollar bottom for Bitcoin and mapping out a fresh leg higher. Pseudonymous analyst Aralez shared a weekly BTC/USDT chart on Binance that marks the recent drawdown near 36 percent and labels the 80,000 dollar area as the cycle low. The visual ties the current move to earlier pullbacks of about 33.8 percent and 32 percent, each followed by sharp rebounds.Bitcoin Cyclic Pullback and Recovery Chart. Source: AralezIn the post, Aralez argues that Bitcoin’s price action is following a repeating pattern of deep corrections and triple-digit recoveries. The chart highlights earlier rallies of roughly 106 percent and 88.4 percent after prior retracements, then projects another potential gain of about 97.2 percent from the latest drop. Based on that framework, the trader lists upside “first targets” at 100,000, 130,000 and 160,000 dollars over the next 60 days, framing the coming period as “massive” if the cyclical structure holds.At the same time, the call leans heavily on historical symmetry rather than new fundamental data. The post urges followers to buy now, but the scenario depends on Bitcoin respecting the 80,000 dollar level and repeating its past behavior, something markets have not yet confirmed.

Author: Coinstats
UAE DeFi Regulation: Revolutionary New Financial Law Transforms Web3 Landscape

UAE DeFi Regulation: Revolutionary New Financial Law Transforms Web3 Landscape

BitcoinWorld UAE DeFi Regulation: Revolutionary New Financial Law Transforms Web3 Landscape The United Arab Emirates has taken a groundbreaking step by implementing comprehensive UAE DeFi regulation that positions the nation as a global leader in digital finance. This progressive move demonstrates the country’s commitment to embracing technological innovation while ensuring consumer protection and market stability. What Does the New UAE DeFi Regulation Actually Mean? Federal Decree […] This post UAE DeFi Regulation: Revolutionary New Financial Law Transforms Web3 Landscape first appeared on BitcoinWorld.

Author: bitcoinworld