Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15705 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Doma Protocol Launches Mainnet

Doma Protocol Launches Mainnet

The post Doma Protocol Launches Mainnet appeared on BitcoinEthereumNews.com. As tokenization continues expanding into real-world asset classes, blockchain developers are now turning toward one of the internet’s most established markets: domain names. Today, Doma Protocol launched its mainnet, introducing what it calls the first DNS-compliant blockchain infrastructure for transforming traditional Web2 domains into programmable DeFi assets. The rollout aims to modernize the $360 billion secondary domain ecosystem through fractional ownership, ERC-20 trading, and cross-chain liquidity — all while preserving DNS resolution and adhering to existing regulatory frameworks. Sponsored Sponsored Internet Real Estate Meets DeFi Infrastructure Operating as a Layer 2 on the OP Stack, Doma leverages LayerZero for cross-chain operability and integrates with Base, Solana, Avalanche, and ENS. At mainnet launch, users can tokenize and trade premium Web2 domains like .com and .ai names as ERC-20 tokens, unlocking programmability and market access for traditionally illiquid assets. “Domains have always been among the most undervalued internet assets — historically illiquid, slow to transfer, and only accessible to well-capitalized buyers,” said Michael Ho, CBO at D3 Global. “Doma makes these assets programmable and tradable, turning static digital real estate into a liquid market.” Testnet Data Hints at Developer Demand The mainnet rollout follows a 5-month testnet phase that saw over 35 million transactions and 1.45 million addresses, according to project data. More than 200,000 domains were tokenized across the test environment, with use cases like software.ai demonstrating onchain fractional trading while maintaining full DNS resolution. A $1 million developer fund, launched under the Doma Forge initiative, is designed to accelerate integrations and DeFi experimentation on the protocol. Market Context: Domain Industry Scale Meets Liquidity Gaps The domain name ecosystem is massive — with over 368 million domains registered globally as of early 2025, according to Hostinger. Yet despite that scale, the secondary market remains highly fragmented and illiquid. Sponsored Sponsored Public…

Author: BitcoinEthereumNews
JPMorgan, Epstein Ties, 2025 Crypto

JPMorgan, Epstein Ties, 2025 Crypto

The post JPMorgan, Epstein Ties, 2025 Crypto appeared on BitcoinEthereumNews.com. Amid intensifying scrutiny of large banks and crypto, the jack mallers debanked episode is reshaping the debate over financial access and digital-asset regulation in 2025. What happened when JPMorgan closed Jack Mallers’ accounts? In September 2025, JPMorgan Chase abruptly shut Jack Mallers‘ personal bank accounts, according to the Strike chief executive. However, the bank reportedly offered only a vague rationale, citing unspecified “concerning activity” rather than providing a detailed explanation. Mallers leads Strike, a Bitcoin payments application that uses the Lightning Network to enable fast, low-cost transactions and remittances. Moreover, Strike has become a prominent on-ramp for Lightning-based payments, positioning Mallers as a high-profile figure at the intersection of traditional banking and crypto. News outlets first reported the account closures on November 24, 2025, nearly two months after the alleged shutdown. That delay, combined with the opaque justification, has fueled speculation about whether crypto entrepreneurs face heightened banking scrutiny compared with other clients. How does the timing intersect with U.S. policy on debanking? The September 2025 closure came as U.S. political debate over debanking intensified. In particular, members of the Trump administration had signaled opposition to politically driven account closures and voiced support for blockchain and virtual-currency innovation. Supporters of the industry argue that the move appears inconsistent with emerging anti-debanking rhetoric at the federal level. However, legal and regulatory frameworks still give large banks broad discretion to terminate relationships they deem risky, which leaves crypto founders exposed. Although Strike itself was not reported to have lost its accounts, the personal impact on Mallers underscores the fragility of individual banking access. Moreover, it highlights how policy messaging does not always translate into changes in day-to-day risk management at major financial institutions. Why is the Epstein connection intensifying criticism of JPMorgan? The episode has revived scrutiny of JPMorgan‘s past relationship with…

Author: BitcoinEthereumNews
Best Altcoins to Buy as BlackRock Buys $200M BTC Before Potential Market Reversal

Best Altcoins to Buy as BlackRock Buys $200M BTC Before Potential Market Reversal

Takeaways: BlackRock’s renewed $BTC and $ETH accumulation hints at a market sentiment shift, positioning high-quality altcoins for potential upside as […] The post Best Altcoins to Buy as BlackRock Buys $200M BTC Before Potential Market Reversal appeared first on Coindoo.

Author: Coindoo
Kraken Links MiCA Approval to Early UK and EU Launch of the Krak Card

Kraken Links MiCA Approval to Early UK and EU Launch of the Krak Card

Kraken has begun a phased rollout of the Krak Card, introducing a new spending product that offers 1% cash-back rewards and supports payments using multiple asset balances. The launch is part of a broader expansion of features in the Krak app, including salary deposits and new options for generating returns on digital assets.Digital assets meet tradfi in London at the fmls25The rollout follows regulatory progress in Europe. Kraken recently activated its MiCA license, authorized by the Central Bank of Ireland, allowing it to offer services across the European Economic Area. The company has operated in the UK since 2013 and remains FCA-registered crypto platforms.UK, EU Users Access Krak CardThe company said the card will be released first in the UK and EU, with more markets planned. It will be available in physical and virtual formats and will support instant spending with “no FX or monthly fees.” Customers can choose to receive the cash-back reward in local currency or Bitcoin.Mark Greenberg, Kraken’s Global Head of Consumer, said the platform views digital assets as part of everyday finance. He stated that “everything is money” and added that users should be able to use their assets “to pay for everyday goods and services.”The card uses Mastercard’s payments network and allows spending from more than 400 supported crypto and fiat assets. Asset conversion takes place at checkout. Kraken said users can decide the order in which assets are spent and exclude certain balances from payments.Introducing your new debit Card + Money App 💳📱• 1% cashback on every spend• 400+ currencies — cash & crypto• Fee-free spendingGet your Krak Card now 👇https://t.co/tfArZ6D6yd pic.twitter.com/aiiMg8NAsV— Krak (@Krak) November 25, 2025Customers Can Earn, Deposit, Spend AssetsKraken also outlined a new feature called Vaults. The company described it as a way to give customers access to DeFi lending protocols targeting returns of “up to 10+% APY.” The service is intended to turn idle balances into daily earnings and allow users to adjust strategies based on their risk preferences.Salary deposits will be introduced for customers in the UK and EU, with further regions to be added. Kraken said the feature is designed to link income, asset growth, and payments within one ecosystem. This article was written by Tareq Sikder at www.financemagnates.com.

Author: Financemagnates
UAE Introduces Federal Decree Law No. 6: DeFi and Crypto Regulation Explained

UAE Introduces Federal Decree Law No. 6: DeFi and Crypto Regulation Explained

The United Arab Emirates has introduced the first-ever financial legislation related to decentralized finance (DeFi) and the wider aspect of Web 3. Federal Decree Law No. 6 of 2025 was announced in the Official Gazette on the 16th of September 2025. Such activities related to digital assets come within the purview of the central bank. […]

Author: Tronweekly
Coinbase Introduces ETH-Backed Loans Up to $1 Million

Coinbase Introduces ETH-Backed Loans Up to $1 Million

Coinbase has also introduced its on-chain lending service with a new lending product that enables customers to borrow up to 1M USDC of ETH as collateral.

Author: Crypto Breaking News
Paxos acquisition of Fordefi marks new push into institutional DeFi wallets

Paxos acquisition of Fordefi marks new push into institutional DeFi wallets

Paxos acquisition of Fordefi signals institutional DeFi growth, expanding custody and DeFi connectivity for major clients worldwide.

Author: The Cryptonomist
new $130 million loan secured in BTC

new $130 million loan secured in BTC

The post new $130 million loan secured in BTC appeared on BitcoinEthereumNews.com. Metaplanet strengthens its Bitcoin-first strategy with a new loan of $130 million, fully secured by its BTC reserves. The funds will be used to increase Bitcoin acquisitions, expand BTC-based activities, and support buyback programs. In Brief Metaplanet has executed a new loan of 130 million USD. The credit line has an overall limit of 500 million. Total already used: 230 million USD. Collateral: 30,823 BTC, valued at approximately 3.5 billion USD. Funds allocated to acquire new BTC, develop Bitcoin-based income activities, and repurchase shares. Metaplanet strengthens the use of Bitcoin-backed credit line Metaplanet Inc., a company listed on the TSE Standard market, has announced the execution of a new loan of $130 million as part of the $500 million credit line signed at the end of October 2025.The transaction, dated November 21, 2025, is part of the company’s expansion strategy focused on using Bitcoin as a strategic balance sheet asset and as an operational leverage. According to the official statement, the credit line allows the company to obtain liquidity by directly using its BTC as collateral. Metaplanet has now reached $230 million in total funds withdrawn. Loan Conditions Rate: USD reference + spread Duration: automatically renewed on a daily basis Reimbursement: flexible, at the company’s discretion Collateral: entirely comprised of held Bitcoin A distinctive feature is the maximum flexibility of repayment, which allows the company to dynamically manage exposure, leverage, and operational strategies without rigid time constraints. A robust collateral: 30,823 BTC as a shield against volatility Metaplanet highlights a key aspect: the extensive reserves in BTC – 30,823 Bitcoin, equivalent to approximately 3.5 billion dollars – provide a very high safety margin compared to the mere 230 million dollars currently utilized in the credit line. This buffer is crucial in case of: strong BTC price volatility, recollateralization requests, potential…

Author: BitcoinEthereumNews
Revolutionary Kraken Mastercard Debit Card Launches in Europe with 1% Bitcoin Rewards

Revolutionary Kraken Mastercard Debit Card Launches in Europe with 1% Bitcoin Rewards

BitcoinWorld Revolutionary Kraken Mastercard Debit Card Launches in Europe with 1% Bitcoin Rewards Exciting news for crypto enthusiasts in Europe! Kraken, a leading cryptocurrency exchange, has announced the launch of its Mastercard debit card, offering seamless spending with 1% cashback rewards. This innovative Kraken Mastercard debit card bridges the gap between digital assets and everyday purchases, allowing users to pay with multiple currencies while earning Bitcoin or local […] This post Revolutionary Kraken Mastercard Debit Card Launches in Europe with 1% Bitcoin Rewards first appeared on BitcoinWorld.

Author: bitcoinworld
Top Analyst: XRP ETFs Set to Ignite Global Utility and Price Surge

Top Analyst: XRP ETFs Set to Ignite Global Utility and Price Surge

XRP ETFs Poised to Ignite Price Surge, Says Analyst Chad SteingraberRenowned analyst Chad Steingraber forecasts a bullish surge for XRP, driven by XRP ETFs poised to boost global utility, liquidity, and price momentum within months.According to Steingraber, the mechanism is simple yet powerful. During ETF trading hours, XRP often gains $0.10–$0.20, small moves that make XRP ETFs look strong and draw both retail and institutional interest. Prices may stabilize or dip after hours, but the cycle repeats daily, steadily building momentum. Over weeks, this consistent performance can create the conditions for a major price surge.Steingraber highlights that XRP ETFs do more than boost short-term gains, they offer regulated, transparent, and accessible exposure, lowering barriers for investors worldwide. This growing institutional and retail engagement could fast-track adoption and cement XRP as a key liquidity asset in global markets.XRP spot ETFs are now live in the U.S., with Canary Capital, Franklin Templeton, and Grayscale leading the charge. Franklin Templeton and Grayscale stand out as major catalysts, leveraging their trusted reputations to attract significant institutional capital and cement XRP’s role in mainstream investment portfolios.As ETFs gain traction, XRP’s market dynamics are set to strengthen and stabilize. Investors may see consistent gains during trading hours, minor adjustments after hours, and a steady buildup of momentum. In the months ahead, this pattern could trigger a significant price surge, enhancing XRP’s utility and cementing its role in global digital finance.Therefore, Steingraber highlights XRP ETFs as catalysts for market expansion. With major ETFs now trading in the U.S., XRP is set for increased adoption, visibility, and potentially significant price momentum with the 4th-largest cryptocurrency having reclaimed the psychological price of $2.20. ConclusionAs XRP ETFs gain momentum, they are redefining market dynamics by blending accessibility, credibility, and liquidity. Small, consistent intraday gains could quickly compound into a major price surge, cementing XRP’s role in global digital finance. For investors and institutions, XRP ETFs signal not just profit potential, but a broader shift toward mainstream adoption and lasting market influence.

Author: Coinstats