Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15785 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Coinbase Premium Up, BTC Funding Red

Coinbase Premium Up, BTC Funding Red

The post Coinbase Premium Up, BTC Funding Red appeared on BitcoinEthereumNews.com. Now, Bitcoin’s exchange order books show reduced sell pressure, while Coinbase premium edges back after weeks of decline. Meanwhile, futures funding rates have turned slightly negative, pointing to easing imbalance between shorts and spot demand. Coinbase Ventures Targets Nine Crypto Sectors for 2026 Coinbase Ventures outlined nine cryptocurrency sectors it wants to fund in 2026, focusing on real-world assets, next-generation trading infrastructure, decentralized finance, privacy and machine-driven data. Coinbase Ventures 2026 Focus Areas. Source: Tim Haldorsson on X The firm highlighted real-world asset perpetual markets, describing the trend as the “perpification of everything.” At the same time, it pointed to alternative, prop-focused automated market makers and prediction market trading terminals as part of a broader push into specialized exchanges and new trading tools. Next, Coinbase Ventures emphasized composable perpetual markets and unsecured on-chain credit, signaling a focus on lending models that do not rely on traditional collateral. It also named on-chain privacy and proof-of-humanity frameworks as priorities, saying decentralized finance will increasingly mix with identity and privacy tools. Later, the firm added robotics data captured through DePIN incentives and AI agents for on-chain development, security and smart-contract engineering, expanding its thesis to machine and robotics data pipelines tied to blockchain. Bitcoin Funding Shows Fading Sell Pressure on Coinbase Coinbase premium for Bitcoin is returning while funding rates on major futures venues have turned negative, according to Daan Crypto Trades, signaling easing spot selling pressure after weeks of heavy outflows. Bitcoin Funding Coinbase Premium Chart. Source: Daan Crypto Trades “Spot selling pressure is easing significantly compared to the 2 weeks prior,” the analyst wrote on X. He said sell intensity is fading when measured against the pressure that dominated exchange books earlier this month. He cautioned that the shift alone is not enough to move price. “You’ll obviously still need to…

Author: BitcoinEthereumNews
Arthur Hayes Again on a Buying Spree: Bags ENA, ETHFI, PENDLE

Arthur Hayes Again on a Buying Spree: Bags ENA, ETHFI, PENDLE

Arthur Hayes has resumed heavy accumulation as on-chain data shows fresh inflows of ENA, ETHFI, and PENDLE into his primary wallet. The post Arthur Hayes Again on a Buying Spree: Bags ENA, ETHFI, PENDLE appeared first on Coinspeaker.

Author: Coinspeaker
Do Kwon Faces Sentencing Next Week — Requests Maximum of Five Years

Do Kwon Faces Sentencing Next Week — Requests Maximum of Five Years

The post Do Kwon Faces Sentencing Next Week — Requests Maximum of Five Years appeared on BitcoinEthereumNews.com. Crime After more than two years of global pursuit, a prison stint in Montenegro, and a guilty plea in the United States, Do Kwon is now making his final case before sentencing — and he’s asking for no more than five years behind bars. Key Takeaways: Kwon wants a maximum five-year U.S. sentence, arguing he has already served enough time. South Korea still plans to prosecute him after the U.S. case. The Terra collapse continues to drive legal pressure on major crypto figures.  The Terraform Labs co-founder formally requested leniency through a court filing this week, arguing that the punishment he’s already endured has been severe enough. His attorneys highlighted the physical and psychological toll of his imprisonment overseas and emphasized that he has accepted responsibility for his role in the Terra collapse, one of the most catastrophic events in crypto market history. Terra’s crash still hangs over the case The implosion of Terra and its algorithmic stablecoin system in 2022 erased roughly $40 billion from the digital asset market and triggered widespread contagion across lending platforms, hedge funds and exchanges. Kwon initially avoided authorities after the collapse, but his arrest in Montenegro on falsified travel documents eventually led to extradition to the United States. Once in U.S. custody, he pleaded guilty to wire-fraud-related charges and agreed to surrender millions in personal assets — including property — as part of the plea deal. Prosecutors previously signaled they would not push for a sentence longer than 12 years, but Kwon’s team is now trying to bring that number dramatically lower. U.S. prison time won’t end the legal battle Even if the judge grants a lighter sentence, the matter will not end in Manhattan. South Korean prosecutors want Kwon transferred to Seoul once the American process concludes, and they are seeking a…

Author: BitcoinEthereumNews
Bitcoin Price Could Rally Toward $93K As Bulls Look To Bitcoin Hyper Presale

Bitcoin Price Could Rally Toward $93K As Bulls Look To Bitcoin Hyper Presale

What to Know: Bitcoin trading in a tight range below resistance often pushes traders toward higher‑beta assets that still track the underlying BTC macro trend. Infrastructure that makes Bitcoin more usable for payments, DeFi, and smart contracts is increasingly seen as a leveraged way to express long‑term BTC conviction. Bitcoin Hyper integrates an SVM‑powered Layer 2 with Bitcoin settlement, targeting low‑latency smart contracts to tackle BTC’s speed and programmability limits. Range-bound markets with upside potential toward levels like $93,000 can create strong narratives for BTC-aligned scaling plays and yield-bearing ecosystems. Bitcoin has spent weeks moving sideways, with bulls still eyeing a breakout toward the $93K zone even as heavy resistance sits just overhead. In this kind of late-cycle chop, tactical traders often look for higher-beta ways to express the same bullish thesis without simply adding more spot BTC. Rather than chasing marginal upside on a trillion-dollar asset, many rotate into narratives that closely track Bitcoin but offer structurally higher torque if the next leg higher begins. Bitcoin Layer 2s and yield-bearing BTC ecosystems are at the center of that shift, especially with fees elevated and block space still constrained. That’s where Bitcoin Hyper ($HYPER) enters the conversation. It’s pitching itself as a Bitcoin-aligned execution layer that feels closer to Solana in speed and throughput while still ultimately settling on Bitcoin. For traders, the appeal is twofold: exposure to BTC’s macro trend plus additional upside from payments, DeFi, and staking activity built on top of it. If Bitcoin does grind toward $93K in the months ahead, infrastructure that makes BTC faster, programmable, and yield-generating could attract outsized flows. Early access via the Bitcoin Hyper presale offers a way to stay positioned for Bitcoin’s broader move while taking on a more aggressive risk-reward profile than holding spot alone. Independent explainers are already unpacking where Bitcoin Hyper sits in the emerging Layer-2 race. Why Range‑Bound Bitcoin Pushes Flows Toward Higher‑Beta BTC Plays When Bitcoin spends weeks consolidating just beneath resistance, every new dollar of capital starts asking the same question: where does the risk pay off best? Historically, these conditions have pushed flows toward higher-beta expressions of the same macro view, leveraged derivatives, volatile altcoins, or infrastructure tokens that sit one layer out from BTC but still move in tandem with it. Layer-2 infrastructure has increasingly been the standout beneficiary. On Ethereum, rollup tokens and staking derivatives often outperform during consolidation because they enhance usability and unlock new yield on the base asset. A similar pattern is now emerging around Bitcoin as traders weigh Lightning, scaling-oriented sidechains, and next-generation programmable environments built on BTC collateral. Multiple architectures are competing to solve Bitcoin’s long-standing trade-offs between security, throughput, and programmability, from payment-channel networks to EVM-compatible sidechains to full smart-contract environments that settle back to Bitcoin. Within that mix, Bitcoin Hyper is positioning itself as a high-beta way to express the same core BTC thesis rather than a detached speculation play. A recent Bitcoin Hyper price-prediction breakdown has already started framing it in exactly that context. How Bitcoin Hyper Turns BTC Into a High‑Speed, Yield‑Bearing Asset Zooming in, Bitcoin Hyper positions itself as the first Bitcoin Layer 2 to integrate the Solana Virtual Machine (SVM), aiming to deliver execution speeds that rival, and in some cases surpass, Solana’s own environment. In practical terms, that means sub-second finality and ultra-low-latency processing for payments, DeFi, NFTs, and gaming, all while anchoring settlement and security back to Bitcoin. Its architecture is fully modular: Bitcoin L1 provides settlement, the real-time SVM Layer 2 handles smart-contract execution and high-throughput workloads, and a decentralized canonical bridge moves BTC in and out. Wrapped BTC becomes the base asset powering swaps, lending, and yield strategies. For developers, SPL-compatible tokens and a Rust-based SDK make it relatively easy to port Solana-style applications into a Bitcoin-aligned environment. That combination of throughput and Bitcoin-native alignment is already drawing interest. The presale has raised over $28.5M so far at a token price of $0.013335, signaling that investors are positioning for an ecosystem build-out rather than a short-lived meme rotation. In our deeper coverage of what is $HYPER, we’ve already noted how the architecture sets it apart from typical Bitcoin-adjacent plays. Our latest Bitcoin Hyper price prediction models point to meaningful upside if transaction volume, staking participation, and developer migration land even modestly in line with expectations. Smart money is accumulating as well: two high-net-worth wallets added $396K in recent weeks, with the largest buy at $53K. After TGE, high-APY staking (40%), a seven-day vesting period for presale stakers, and rewards tied to governance and community engagement are slated to keep capital sticky as the network comes online. For those who believe Bitcoin eventually breaks out while congestion and programmability constraints persist, a scalable Layer 2 like Bitcoin Hyper offers a direct, higher-beta way to express that thesis. Join the $HYPER presale. This article is for informational purposes only and does not constitute financial, investment, or trading advice; always do your own research. Authored by Aaron Walker, NewsBTC – https://www.newsbtc.com/news/bitcoin-hyper-presale-as-bitcoin-eyes-93k-range-break

Author: NewsBTC
USDC Minted: Stunning 250 Million Stablecoin Creation Shakes Crypto Markets

USDC Minted: Stunning 250 Million Stablecoin Creation Shakes Crypto Markets

BitcoinWorld USDC Minted: Stunning 250 Million Stablecoin Creation Shakes Crypto Markets In a stunning development that’s captured the cryptocurrency world’s attention, Whale Alert just reported an enormous 250 million USDC minted at the USDC Treasury. This massive stablecoin creation represents one of the largest single minting events we’ve seen recently, and it’s sending ripples across digital asset markets. But what does this actually mean for investors […] This post USDC Minted: Stunning 250 Million Stablecoin Creation Shakes Crypto Markets first appeared on BitcoinWorld.

Author: bitcoinworld
USDC Minted: 250 Million Stablecoin Injection Sparks Market Excitement

USDC Minted: 250 Million Stablecoin Injection Sparks Market Excitement

BitcoinWorld USDC Minted: 250 Million Stablecoin Injection Sparks Market Excitement The cryptocurrency world just witnessed a massive financial move that has everyone talking. Whale Alert, the popular blockchain tracking service, reported that a staggering 250 million USDC has been minted at the USDC Treasury. This substantial USDC minted event represents one of the largest stablecoin creations we’ve seen recently, and it’s sending ripples across the […] This post USDC Minted: 250 Million Stablecoin Injection Sparks Market Excitement first appeared on BitcoinWorld.

Author: bitcoinworld
Top Crypto Investors See 750% Upside Potential in This New $0.035 Token, Here’s the Breakdown

Top Crypto Investors See 750% Upside Potential in This New $0.035 Token, Here’s the Breakdown

The post Top Crypto Investors See 750% Upside Potential in This New $0.035 Token, Here’s the Breakdown appeared first on Coinpedia Fintech News A growing number of top crypto investors are turning their attention to a new DeFi token priced at $0.035. Early data shows rapid demand, rising interest from larger buyers and a long term structure that analysts say could support strong growth into 2026 and 2027. Some projections even show a path toward a 750% increase …

Author: CoinPedia
Amina Bank Pilots DLT for Real-Time Fiat Settlements Among Swiss Banks on Google Cloud

Amina Bank Pilots DLT for Real-Time Fiat Settlements Among Swiss Banks on Google Cloud

The post Amina Bank Pilots DLT for Real-Time Fiat Settlements Among Swiss Banks on Google Cloud appeared on BitcoinEthereumNews.com. Amina Bank, in partnership with Deutsche Börse’s Crypto Finance Group, has successfully piloted a real-time fiat payment settlement system using Google Cloud’s Universal Ledger among Swiss banks. This initiative enables 24/7 transactions while ensuring full compliance with Swiss regulations, paving the way for efficient global payments without new digital currencies. The pilot demonstrates distributed ledger technology (DLT) for instant cross-border and point-of-sale settlements. It integrates seamlessly with existing banking systems, maintaining security and regulatory standards. Participating institutions, including unnamed Swiss banks, achieved near-real-time fiat transfers on Google Cloud infrastructure, addressing inefficiencies in traditional payment networks. Discover how Amina Bank’s fiat settlement pilot on Google Cloud revolutionizes Swiss banking with 24/7 real-time payments. Learn about DLT innovations and compliance. Read now for expert insights! What is the Amina Bank Fiat Settlement Pilot on Google Cloud? The Amina Bank fiat settlement pilot represents a groundbreaking collaboration between Amina Bank, a regulated Swiss cryptocurrency bank, and Deutsche Börse’s Crypto Finance Group to test real-time payment processing using Google Cloud’s Universal Ledger. This initiative focuses on enabling continuous, around-the-clock fiat transactions among Swiss financial institutions while adhering strictly to local regulatory requirements. By leveraging distributed ledger technology (DLT), the pilot addresses key pain points in global payment systems, such as delays and high costs, without necessitating a complete overhaul of existing frameworks or the introduction of novel digital currencies. How Does the Pilot Integrate DLT for Real-Time Payments? The pilot utilizes Google Cloud’s Universal Ledger (GCUL), a DLT-based platform designed for secure and scalable financial operations. Participating Swiss banks, including Amina Bank and Crypto Finance Group, conducted trials that simulated cross-border payments, cross-currency exchanges, and point-of-sale settlements. According to the joint announcement, the system processed transactions in near real-time, available 24/7, which significantly reduces settlement times compared to traditional methods that can take days.…

Author: BitcoinEthereumNews
Delve into AI: Who should own Africa’s data?

Delve into AI: Who should own Africa’s data?

Tech leaders, policymakers, and civil society experts gathered on November 26, to call for a new era of Africa's data sovereignty.

Author: Techcabal
Next Crypto To Explode As Strategy Proves Bitcoin Reserves Can Easily Cover Its Debt

Next Crypto To Explode As Strategy Proves Bitcoin Reserves Can Easily Cover Its Debt

What to Know: Strategy’s new ‘Bitcoin Rating’ shows its $BTC stack covers convertible debt by about 5.9x at its average entry and would stay near 2x even in a deep crash, underlining how levered it is to long-term $BTC upside. Despite that cushion, institutions are bailing on the stock and moving into spot Bitcoin ETFs instead, leaving Strategy out of the S&P 500 and trading below the value of its own $BTC holdings. Bitcoin Hyper’s presale is building an SVM-based Bitcoin Layer 2 with near-instant, low-fee smart contracts and DeFi that settles back to Bitcoin, giving $BTC holders a scaling and yield angle instead of just spot exposure. PEPENODE’s presale pushes a mine-to-earn meme model where you buy virtual nodes, build a digital mining rig, and earn $PEPENODE plus other meme coins, with node upgrades and token burns tying demand to in-game activity. Corporate Bitcoin strategy hits differently when it’s backed by hard numbers instead of doompost threads. A 5.9x asset‑to‑debt ratio at the average $BTC cost basis, and even 2x coverage if Bitcoin nukes to $25K, is exactly the kind of balance‑sheet resilience big money cares about. When the top asset on corporate books still comfortably covers obligations after a deep crash, the signal isn’t ‘risk off’ – it’s that Bitcoin has matured into collateral that institutions actually trust. That trust doesn’t just sit in cold wallets; it becomes the backdrop for the next wave of risk‑on bets. Historically, when the market accepts Bitcoin as sound collateral, the next move is usually into high‑beta plays that can ride the same long‑term conviction with far larger upside. That’s where presales, aggressive Layer 2s, and high‑throughput chains tend to explode, turning $BTC strength into altcoin momentum. Below are three projects positioned to benefit from this environment – led by Bitcoin Hyper ($HYPER), a Bitcoin Layer 2 trying to do for $BTC what high‑performance chains did for DeFi elsewhere, alongside Solana‑style execution and Tron’s stablecoin machine. 1. Bitcoin Hyper ($HYPER): SVM Speed On A Bitcoin Layer 2 Bitcoin Hyper pitches itself as ‘the fastest Bitcoin Layer 2 Chain’ with integrated Solana Virtual Machine (SVM), aiming to deliver faster performance than Solana itself while anchoring to Bitcoin for settlement. The idea is simple: keep Bitcoin as the base layer of trust, outsource speed and programmability to a purpose‑built Layer 2. Under the hood, Bitcoin Hyper uses a modular design: Bitcoin L1 for settlement and a real‑time SVM Layer 2 for high‑throughput execution. A single trusted sequencer batches transactions and periodically anchors state back to Bitcoin, enabling sub‑second confirmation at low cost instead of waiting for slow on‑chain $BTC finality and paying full L1 fees. This architecture attacks Bitcoin’s three core limitations at once: slow transactions, high fees, and lack of native smart contracts. On Bitcoin Hyper, you get extremely low‑latency processing, SVM‑based smart contracts, and SPL‑compatible tokens adapted for the L2. That opens the door to wrapped $BTC payments, AMMs, lending markets, staking protocols, NFTs, and gaming dApps built in Rust with SDKs and APIs developers already know. Here’s how to buy $HYPER before the presale ends tomorrow. The presale has raised $28.58M, with tokens at $0.013335, and staking is set at 40%, so there are long-term gains to be made alongside price appreciation. Join the $HYPER presale today. 2. PEPENODE ($PEPENODE): Mine-To-Earn Meme With Node Economics If Bitcoin Hyper is the infrastructure bet, PEPENODE ($PEPENODE) is the speculative meme play wrapped in a pseudo‑mining economy. Branded as the world’s first mine-to-earn memecoin, it swaps hash rate and ASICs for a virtual mining system where users deploy ‘nodes’ through a gamified dashboard to earn token emissions. Instead of proof‑of‑work, PEPENODE uses tiered node rewards to simulate miner economics. Higher‑tier nodes are designed to capture larger slices of emissions, encouraging early participation and laddering up through the system. Eventually, you’ll be able to receive rewards on popular meme coins like Fartcoin and Pepe. It’s a familiar pattern from DeFi node projects, but re‑skinned for meme traders who want something more interactive than simply buying and waiting. Despite the playful branding, there’s real capital flowing in. The PEPENODE presale has raised $2.2M with tokens at $0.0011685, putting it firmly in micro‑cap territory where order‑book depth will matter but upside can be violent if the narrative catches a bid. Our PEPENODE price prediction puts a potential 2026 price at $0.0071, which is a 508% increase from the current price. Staking isn’t specified yet, so yield for now is focused on the virtual mining mechanics and node tiers. In a market where Bitcoin is proving itself as a durable treasury asset, memes like PEPENODE sit at the opposite end of the risk curve: pure beta with a gamified wrapper. If you’re looking for exposure that can move multiples faster than $BTC on narrative alone, the mine‑to‑earn angle aims directly at that demand. Join the PEPENODE presale now. 3. Tron (TRX): Stablecoin Workhorse With Massive USDT Flows Tron (TRX) remains one of the purest expressions of ‘blockchain as payments rail’ in the market. It’s a high‑throughput network designed for fast, low‑cost transactions and dApp deployment, but its real edge today is stablecoins: Tron has become a major hub for $USDT transfers across exchanges and payment platforms. With high TPS and tiny fees, Tron quietly turned into the default settlement layer for a big chunk of crypto’s dollar liquidity. Recently, it even surpassed Ethereum in total circulating $USDT, reaching about $73.8B, underscoring how much real transactional flow now prefers Tron’s cost structure over more expensive chains for day‑to‑day movement. That stablecoin gravity feeds into a growing DeFi and cross‑chain ecosystem, where users can tap lending, swaps, and yield strategies without abandoning the payment rails they already use. In a market where Bitcoin is the collateral anchor, Tron offers exposure to the transactional layer of crypto dollars. And the token is showing signs of recovery from the recent market dump, with a 1% increase in the last day. You can get Tron from Binance. Recap: When corporate treasuries show Bitcoin reserves still comfortably covering debt even in a deep crash, it sets the stage for high‑beta plays. Bitcoin Hyper ($HYPER) and PEPENODE ($PEPENODE) stand out as the most direct bets in the current market. This content is for educational and informational purposes only and does not constitute financial, investment, or trading advice. Authored by Aaron Walker, NewsBTC – https://www.newsbtc.com/next-crypto-to-explode-strategy-proves-bitcoin-reserve-covers-debts

Author: NewsBTC