Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15800 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
$HUGS Presale Is Live! Milk Mocha’s Global Fans Ignite a Cute Crypto Revolution With NFTs & Real Rewards

$HUGS Presale Is Live! Milk Mocha’s Global Fans Ignite a Cute Crypto Revolution With NFTs & Real Rewards

Discover the heart of community in the $HUGS presale. Learn how NFTs, staking APY, and fan-powered features make Milk Mocha’s charming story one of Web3’s most delightful new economies.

Author: Blockchainreporter
Hedera Expands Real-World Asset Utility as cSigma Channels Invoice Financing Returns to Stablecoin Holders

Hedera Expands Real-World Asset Utility as cSigma Channels Invoice Financing Returns to Stablecoin Holders

Hedera and cSigma turn blockchain into a tool for the global economy, benefiting stablecoin holders. cSigma picked Hedera for its focus on RWA utility, Cost Predictability, Legal Recourse, and Unified Access. The Hedera (HBAR) network has expanded real-world asset (RWA) utility through an integration with cSigma Finance. According to the Hedera Foundation, cSigma brings invoice [...]]]>

Author: Crypto News Flash
DWF Labs Launches New Era of DeFi, Invests $75M in Four Blockchains

DWF Labs Launches New Era of DeFi, Invests $75M in Four Blockchains

DWF Labs commits $75M to accelerate DeFi growth across Ethereum, BNB Chain, Solana, and Base for a stronger ecosystem.]]>

Author: Crypto News Flash
Top Crypto Analysts Track a 900% Upside for This DeFi Coin as Phase 6 Surges 90%, Here’s the Math

Top Crypto Analysts Track a 900% Upside for This DeFi Coin as Phase 6 Surges 90%, Here’s the Math

The crypto market is tightening up once again though there is a new token under $0.04 that is moving at a higher rate than expected by most people. According to analysts the following figures are an indication of an apparent upside and the further the presale goes in Phase 6 and over 90, the more […]

Author: Cryptopolitan
XRP Named Among Most Popular Cryptos on Major US Exchange: Details

XRP Named Among Most Popular Cryptos on Major US Exchange: Details

The post XRP Named Among Most Popular Cryptos on Major US Exchange: Details appeared on BitcoinEthereumNews.com. XRP is currently among the most popular tokens on major crypto exchange Kraken in the last 24 hours. In a tweet, Kraken wrote “most popular on Kraken today,” accompanied by a screenshot outlining five crypto assets, including XRP. XRP is in the spotlight owing to new ETF launches: this week saw the launch of Grayscale and Franklin Templeton XRP spot ETFs in the U.S. This follows the Canary and the Bitwise XRP products, bringing the tally of XRP Spot ETFs in the U.S. to four, with more launches anticipated in the coming days. The launch of Franklin Templeton’s XRPZ and Grayscale’s GXRP on NYSE Arca attracted $164 million, highlighting institutional interest in XRP. Ripple attained a new milestone in the Middle East, with Ripple USD (RLUSD) stablecoin greenlisted by Abu Dhabi’s Financial Services Regulatory Authority (FSRA). Now recognized as an Accepted Fiat-Referenced Token by the FSRA, the move enables RLUSD use as collateral on exchanges, for lending, and on prime brokerage platforms within the ADGM, the international financial center of Abu Dhabi. Reece Merrick, Senior Executive Officer/Managing Director of Middle East and Africa, highlighted this milestone in a tweet, noting that the year 2025 has seen some awesome momentum for Ripple in the Middle East. XRP prepares for Santa rally The crypto market enjoyed a much-needed boost on Thursday as major cryptocurrencies rallied. The altcoin market, in particular, showed signs of strength on Thursday. The gains followed Wednesday’s strong recovery in equities, with Bitcoin surpassing $91,000 and derivatives flows signaling growing optimism for a year-end rally. XRP saw sharp increases at the week’s start before settling in a range between $2.14 and $2.26. At press time, XRP was trading at $2.18, up 2% in the last 24 hours and nearly 4% weekly. The increase in open interest for XRP corresponds…

Author: BitcoinEthereumNews
What The New UK Budget Means For Crypto Tax and DeFi

What The New UK Budget Means For Crypto Tax and DeFi

The post What The New UK Budget Means For Crypto Tax and DeFi appeared on BitcoinEthereumNews.com. The UK’s latest Budget leaves headline crypto tax rules unchanged but tightens the wider environment for traders. Meanwhile, HMRC signals a major rethink on how it taxes DeFi lending and liquidity provision. No New “Crypto Tax,” But Pressure Still Rises Chancellor Rachel Reeves did not introduce any crypto-specific tax in the 2025 Budget. There is no new levy on trading, holding, or spending digital assets. Sponsored Sponsored However, the Budget extends income-tax threshold freezes for three more years. As wages rise, more taxpayers drift into higher bands, including active crypto traders. Summary of the key highlights from the UK budget 👇 -The UK is fck’d and has no money -Labour have zero idea how to fix this and instead have focused on killing productivity and raising unemployment -As the deficit widens, it will just be monetised -GBP will be the escape… — LondonCryptoClub (@LDNCryptoClub) November 26, 2025 The capital gains tax (CGT) allowance remains very low compared to historic levels. That means more crypto disposals trigger reportable gains, even for modest retail portfolios. At the same time, the UK is pushing ahead with global data-sharing under new reporting standards.  Exchanges and platforms will supply more detailed customer information to HMRC from 2026. No tax changes for crypto earnings announced in the UK budget. Seems like regulation there is likely to get stricter, but for now 🇬🇧 looks like a slightly more favorable jurisdiction for crypto than some other European countries (eg Spain & France) — Butian | Bless (@blessbutian) November 26, 2025 Sponsored Sponsored HMRC Backs Away From Its Hard Line on DeFi Alongside the Budget, HMRC published a consultation outcome on DeFi lending and staking. It responds to strong criticism of its 2022 guidance on loans and liquidity pools. Stakeholders told HMRC that current rules create disproportionate administrative burdens.…

Author: BitcoinEthereumNews
Bitcoin holders split into two camps as price tumbles: Sellers vs. borrowers

Bitcoin holders split into two camps as price tumbles: Sellers vs. borrowers

The post Bitcoin holders split into two camps as price tumbles: Sellers vs. borrowers appeared on BitcoinEthereumNews.com. Key Takeaways How are Bitcoin holders responding to the recent price decline? Glassnode’s Hodler Net Position Change indicates a massive distribution (selling), while Nexo platform data shows that Bitcoin consistently represents 53-57% of collateral. Why would holders choose to borrow instead of sell during a downturn? Borrowing against Bitcoin allows holders to access liquidity without triggering capital gains taxes. It also helps maintain their position for potential future appreciation. Bitcoin’s decline from over $100,000 to under $90,000 in late 2025 has exposed a fundamental divide in how holders respond to downturns: some are capitulating, while others are doubling down through strategic borrowing. The sellers: Heavy distribution underway Glassnode’s Hodler Net Position Change metric paints a stark picture. Red bars dominate the chart throughout 2025, indicating long-term holders are actively distributing their Bitcoin.  Source: Glassnode The selling intensified dramatically in late November, with net position changes plunging beyond -60,000 BTC—one of the heaviest distribution periods in recent memory. This behavior follows a familiar pattern: as price drops, holders who bought near cycle tops or those needing immediate liquidity choose to exit positions, creating sustained selling pressure. The borrowers: conviction through leverage Yet platform data from CryptoQuant and Nexo tells a contrasting story.  Despite the price volatility and heavy on-chain distribution, Bitcoin has maintained a remarkably stable 53-57% share of total collateral on the lending platform throughout 2025.  Source: CryptoQuant As of July 2025, BTC accounts for 54.3% of all collateral—essentially unchanged from January’s 53.8%. This reveals a sophisticated subset of holders employing a fundamentally different strategy. Instead of selling Bitcoin when they need cash, they’re using it as collateral to borrow stablecoins or fiat currency. Why the Bitcoin strategy split matters The divergence reflects more than just different risk tolerances—it reveals access to financial tools and long-term conviction levels. Holders who…

Author: BitcoinEthereumNews
South Korea Financial Sector Hit by Qilin Ransomware Linked to Russian, North Korean Actors

South Korea Financial Sector Hit by Qilin Ransomware Linked to Russian, North Korean Actors

The post South Korea Financial Sector Hit by Qilin Ransomware Linked to Russian, North Korean Actors appeared on BitcoinEthereumNews.com. The Qilin ransomware attack in South Korea involved coordinated efforts by Russian and North Korean threat actors, targeting financial institutions and stealing over 2TB of sensitive data through a supply chain compromise of managed service providers. Qilin ransomware surged in South Korea, with 25 incidents in September 2024, far exceeding the average of two monthly cases. The attacks focused on the financial sector, compromising 24 entities and marking South Korea as the second-most affected country globally by ransomware this year. Bitdefender’s analysis revealed over 1 million files stolen in three waves, including potential military and economic intelligence valued at billions. Discover the Qilin ransomware attack details in South Korea: Russian-North Korean hackers stole 2TB from banks. Learn impacts and defenses in this crypto finance security breakdown. Stay informed—protect your assets now. What is the Qilin Ransomware Attack in South Korea? The Qilin ransomware attack in South Korea represents a sophisticated cyber operation blending Ransomware-as-a-Service tactics with state-sponsored elements, primarily targeting the nation’s financial infrastructure. Cybersecurity firm Bitdefender detailed in its October 2024 Threat Debrief how attackers compromised managed service providers to deploy malware across 33 incidents this year, with 25 linked to Qilin. This surge, especially 25 attacks in September alone, highlights vulnerabilities in supply chains that exposed sensitive banking data to extortion. How Did Russian and North Korean Hackers Target South Korean Financial Institutions? The operation leveraged initial access through managed service provider (MSP) compromises, a tactic that allowed rapid lateral movement into financial networks. Bitdefender’s investigation, initiated after detecting the anomaly in September 2024 ransomware reports, confirmed involvement from Qilin, a Russian-rooted group operating under a RaaS model, alongside potential North Korean actors known as Moonstone Sleet. Of the 33 cases identified, 24 affected financial entities, resulting in the exfiltration of over 2TB of data, including documents with…

Author: BitcoinEthereumNews
Revolutionary DeFi Tax Framework: UK’s Game-Changing Proposal for Crypto Investors

Revolutionary DeFi Tax Framework: UK’s Game-Changing Proposal for Crypto Investors

BitcoinWorld Revolutionary DeFi Tax Framework: UK’s Game-Changing Proposal for Crypto Investors Exciting news for cryptocurrency enthusiasts! The United Kingdom is taking a monumental step toward creating a favorable DeFi tax framework that could transform how investors interact with decentralized finance. This groundbreaking proposal addresses one of the biggest pain points for crypto users – the complex tax treatment of DeFi transactions. What Makes This DeFi Tax […] This post Revolutionary DeFi Tax Framework: UK’s Game-Changing Proposal for Crypto Investors first appeared on BitcoinWorld.

Author: bitcoinworld
S&P Downgrades USDT Rating Over High-Risk Assets, Tether CEO Pushes Back

S&P Downgrades USDT Rating Over High-Risk Assets, Tether CEO Pushes Back

The post S&P Downgrades USDT Rating Over High-Risk Assets, Tether CEO Pushes Back appeared on BitcoinEthereumNews.com. S&P Global downgraded Tether’s USDT stablecoin to a “weak” rating due to rising exposure to high-risk assets like Bitcoin and gold, coupled with limited disclosures. This could challenge USDT’s ability to maintain its dollar peg amid market volatility, though stronger transparency might improve future ratings. S&P Global’s downgrade highlights USDT’s increased reserves in volatile assets such as BTC and gold, raising concerns over stability. The rating shift from “constrained” to “weak” stems from insufficient transparency in Tether’s reserve composition. USDT’s market cap exceeds $184 billion, with 77% backed by Treasury bills, but the rest includes riskier investments per S&P Global Ratings reports. Discover why S&P Global downgraded USDT and Tether’s bold response. Explore risks, reserves, and implications for stablecoins in 2025. Stay informed on crypto stability—read now for expert insights. What is the Reason Behind the USDT Downgrade by S&P Global? The USDT downgrade by S&P Global Ratings reflects concerns over Tether’s growing allocation of reserves to high-risk assets, including Bitcoin and gold, alongside persistent transparency issues. The agency revised USDT’s rating from “constrained” to “weak,” noting that these exposures could jeopardize the stablecoin’s peg to the U.S. dollar during market turbulence. According to S&P Global Ratings, improved disclosures and reduced risk in reserves might lead to a rating upgrade in the future. How Has Tether Responded to the Downgrade? Tether’s CEO, Paolo Ardoino, strongly contested the downgrade, viewing it as an unfair critique of the company’s innovative reserve strategy. He argued that traditional financial systems rely on “toxic” assets, and Tether’s shift toward Bitcoin and gold exposes these flaws, prompting backlash from established rating agencies. S&P Global Ratings detailed that USDT’s reserves now encompass Bitcoin, gold, secured loans, corporate bonds, and other investments, all vulnerable to credit, market, interest-rate, and foreign-exchange risks due to limited disclosures. Source: S&P Global…

Author: BitcoinEthereumNews