Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15773 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Best Crypto To Buy Now: Buy Ripple (XRP) & This $0.035 Altcoin Before Phase 6 Ends

Best Crypto To Buy Now: Buy Ripple (XRP) & This $0.035 Altcoin Before Phase 6 Ends

As market sentiment shifts cautiously upward, investors scanning for the best crypto to buy now are weighing their next moves carefully. Ripple’s XRP is drawing renewed attention after analysts and artificial intelligence forecasts suggested a short-term rebound may be imminent.  Yet, while XRP stabilizes around $1.90, a new decentralized finance project—Mutuum Finance (MUTM)—is capturing a […] The post Best Crypto To Buy Now: Buy Ripple (XRP) & This $0.035 Altcoin Before Phase 6 Ends appeared first on TechBullion.

Author: Techbullion
Latest Bitcoin Mining Data Supports a Spot $BTC Rally: Bitcoin Hyper ($HYPER) Could Follow

Latest Bitcoin Mining Data Supports a Spot $BTC Rally: Bitcoin Hyper ($HYPER) Could Follow

Quick Facts: ➡️ Bitcoin miner margin compression alongside a Dynamic NVT ‘value zone’ historically points to late-stage stress before spot-led recovery phases. ➡️ Capriole Investments revealed that the production cost for Bitcoin is now at $83,873, while electricity costs start at $67,099. ➡️ Competing Bitcoin Layer 2s are experimenting with rollups, sidechains, and state channels, […]

Author: Bitcoinist
How Aldwych Legal Is Transforming the Legal Industry Through Technology, Innovation, and Global Connectivity

How Aldwych Legal Is Transforming the Legal Industry Through Technology, Innovation, and Global Connectivity

In the rapidly evolving landscape of technology and digital transformation, few law firms have embraced innovation as boldly as Aldwych Legal Limited, a London-based international legal consultancy operating across four continents. At a time when many firms still rely on outdated processes, Aldwych Legal has positioned itself as a true pioneer, seamlessly integrating modern technology […] The post How Aldwych Legal Is Transforming the Legal Industry Through Technology, Innovation, and Global Connectivity appeared first on TechBullion.

Author: Techbullion
EXCLUSIVE: “A Dawning Realisation” – Miljan Stamenkovic, Tuum and Rohit Mathew, Publicis Sapient in ‘The Fintech Magazine’

EXCLUSIVE: “A Dawning Realisation” – Miljan Stamenkovic, Tuum and Rohit Mathew, Publicis Sapient in ‘The Fintech Magazine’

Local banks in the Middle East are dependable and profitable – the backbone of the […] The post EXCLUSIVE: “A Dawning Realisation” – Miljan Stamenkovic, Tuum and Rohit Mathew, Publicis Sapient in ‘The Fintech Magazine’ appeared first on FF News | Fintech Finance.

Author: ffnews
Unlock Your Airdrop Rewards Today

Unlock Your Airdrop Rewards Today

The post Unlock Your Airdrop Rewards Today appeared on BitcoinEthereumNews.com. Get ready for an exciting development in the crypto space! Binance, one of the world’s leading cryptocurrency exchanges, has just announced its latest token listing that’s creating waves across the digital asset community. The Binance Apro listing represents a significant milestone for both the exchange and cryptocurrency enthusiasts seeking new investment opportunities. What Makes the Binance Apro Listing Special? The Binance Apro listing isn’t just another token addition to the platform. This announcement comes with an exclusive HODLer airdrop that rewards loyal Binance users. The exchange revealed that trading for Apro (AT) will commence at 2:00 p.m. UTC on November 27, giving traders immediate access to this new digital asset. This strategic move by Binance demonstrates their commitment to bringing valuable projects to their massive user base. The simultaneous announcement of the airdrop creates additional excitement around the Binance Apro listing and provides extra incentives for community participation. Who Qualifies for the Exclusive Airdrop? The HODLer airdrop accompanying the Binance Apro listing has specific eligibility requirements that users must meet. Understanding these criteria is crucial for anyone hoping to receive free AT tokens. Users must have subscribed to BNB Simple Earn products Participants needed On-Chain Yield product subscriptions The qualification period ran from November 4 to November 6, 2023 All activities had to occur between 12:00 a.m. UTC and 11:59 p.m. UTC This targeted approach ensures that the airdrop rewards users who actively engage with Binance’s earning products. The limited qualification window made early participation particularly valuable for the Binance Apro listing benefits. Why Should You Care About This Development? The Binance Apro listing represents more than just another token addition. It signals Binance’s confidence in the Apro project and its potential for growth. Listings on major exchanges like Binance typically lead to increased visibility, liquidity, and trading volume for…

Author: BitcoinEthereumNews
Ruth E. Carter’s Costumes For ‘Sinners’ Have Made Pop Culture Better

Ruth E. Carter’s Costumes For ‘Sinners’ Have Made Pop Culture Better

The post Ruth E. Carter’s Costumes For ‘Sinners’ Have Made Pop Culture Better appeared on BitcoinEthereumNews.com. MICHAEL B. JORDAN as Smoke and Stack in Warner Bros. Pictures’ “SINNERS,” a Warner Bros. Pictures release. Courtesy of Warner Bros. Pictures To celebrate the Museum of Pop Culture’s 25th anniversary, the museum held a Gala; MoPOP 25: A Quarter Century of Culture. On October 23, 2025, it did one of the many things this esteemed institution consistently makes a priority: celebrating and recognizing the creators (in fashion, film, gaming and music) whose work consistently gives voice to untold stories. I was offered the opportunity, which honestly felt much more like an honor, of speaking with both honoree, Ruth E. Carter, and MoPOP CEO, Michele Y. Smith, to learn about the prestigious museum and Carter’s work on “Sinners,” Carter’s latest triumph in costume design. Just shy of an hour into Sinners, past present and future collide and the experience is visceral. All the verb tenses time occupies coalesce and collapse in the frenzy of a healing ritual. Under the watchful guidance of the griot, walls become suggestive of memory as they burn away, replaced instantly by stars. Time is banished. L to r) DELROY LINDO, MICHAEL B. JORDAN and director RYAN COOGLER in Warner Bros. Pictures’ “SINNERS a Warner Bros. Pictures release. Courtesy Warner Bros. Pictures What makes a story resonate, what binds it to the milieu, is the parts of ourselves we see reflected and refracted. There are hungers which cannot be sated with consumption, intangible needs that will not be quieted by excess. And, if we avoid feeding the parts of ourselves which keep us tethered, they achieve violence where otherwise we might experience joy. In Sinners, all of this is encapsulated in a few minutes of joyful music, obviously important to the narrative, but also undeniably connected to the present, the moment in which we all live,…

Author: BitcoinEthereumNews
EUR/CAD dips near 1.6250 as Oil recovery boosts Canadian Dollar

EUR/CAD dips near 1.6250 as Oil recovery boosts Canadian Dollar

The post EUR/CAD dips near 1.6250 as Oil recovery boosts Canadian Dollar appeared on BitcoinEthereumNews.com. EUR/CAD extends its losses for the second successive session, trading around 1.6260 during the European hours on Thursday. The currency cross loses ground as the commodity-linked Canadian Dollar (CAD) receives support from recovering Oil prices, given that Canada is the largest Crude exporter to the United States (US). West Texas Intermediate (WTI) Oil price recovers daily losses and is currently trading around $58.60 per barrel at the time of writing. Crude Oil prices may struggle due to a potential Ukraine–Russia ceasefire, which has raised speculation that Western sanctions on Russian Oil could eventually be rolled back. However, overall trading remained thin due to the US Thanksgiving holiday. Adding to this optimism, US envoy Steve Witkoff will travel to Moscow next week alongside other senior US officials for discussions with Russian leaders on a plan to end the nearly four-year-old war in Ukraine, the deadliest conflict in Europe since World War II. The downside of the EUR/CAD cross could be restrained as the Euro (EUR) finds support from the European Central Bank’s (ECB) cautious policy stance. Traders expect the ECB to keep its deposit rate unchanged through the end of next year. Traders will closely examine upcoming data releases, including consumer and business confidence surveys, Eurozone inflation expectations, and lending activity figures. ECB Vice President Luis de Guindos took a cautiously optimistic view on growth on Wednesday, noting that current interest rates remain appropriate. Croatian central bank governor Boris Vujcic added that rate cuts should only be considered if inflation clearly moves below target without signs of a rebound. Meanwhile, ECB Chief Economist Philip Lane stressed that a further slowdown in non-energy inflation is essential to keep overall price growth near the 2% target. Euro Price Today The table below shows the percentage change of Euro (EUR) against listed major currencies…

Author: BitcoinEthereumNews
S&P Global Downgrades USDt Stability Rating to Lowest Score Possible

S&P Global Downgrades USDt Stability Rating to Lowest Score Possible

The post S&P Global Downgrades USDt Stability Rating to Lowest Score Possible appeared on BitcoinEthereumNews.com. S&P Global Ratings has downgraded Tether’s USDt to the lowest score on its stablecoin stability scale, questioning the token’s ability to maintain its dollar peg. The “weak” assessment was due to several factors, including Tether backing USDt (USDT) with “higher-risk” assets such as Bitcoin (BTC), gold, loans and corporate bonds that are subject to higher volatility, according to S&P Global. The report read: “Bitcoin represents 5.6% of USDT in circulation, exceeding the 3.9% overcollateralization margin associated with a collateralization ratio of 103.9%. A decline in the price of bitcoin or the value of other higher-risk assets could therefore reduce collateral coverage.” A breakdown of the reserve assets backing the USDt stablecoin. Source: S&P Global Ratings Tether is headquartered in El Salvador and is regulated according to the National Commission of Digital Assets (CNAD), which has looser requirements for reserve assets backing stablecoins, S&P said. A lack of sufficient audits or proof-of-reserve reports was also cited as a core driver of the weak stability rating. Despite the weak rating, S&P said 75% of USDt’s backing comes from US Treasurys and other short-term financial instruments that are “low risk.”  In a statement to Cointelegraph, Tether classified the report as “misleading,” saying that it “strongly disagrees with the characterization presented in the report,” and that it “fails to capture the nature, scale, and macroeconomic importance of digitally native money and overlooks data that clearly demonstrate USDT’s resilience, transparency, and global utility.” Tether CEO Paolo Ardoino also pushed back against the new rating and the utility of financial ratings agencies in general.  “The classical rating models built for legacy financial institutions historically led private and institutional investors to invest their wealth into companies that, despite being attributed investment grade ratings, collapsed,” Ardoino said. Source: Paolo Ardoino The report came amid a landmark year for…

Author: BitcoinEthereumNews
How does Zama give blockchain a "quantum invisibility suit"?

How does Zama give blockchain a "quantum invisibility suit"?

Recently, both the Bitcoin and Ethereum communities have been paying close attention to privacy. Zama, which develops fully homomorphic encryption (FHE) technology, has launched its testnet, and the mainnet is expected to follow soon. What changes will Zama bring to privacy in the crypto space? Let's discuss this briefly: To put it simply, Zama is like giving Ethereum and other public blockchains a "super invisibility cloak," allowing users to transfer funds, lend, trade, buy and sell stocks, participate in prediction markets, etc., all on-chain with all data encrypted and invisible to everyone, not even the participating nodes. However, computations can still be performed, and verifications can still be publicly verified. It's similar to bringing the WeChat Pay experience to the blockchain, but with even greater privacy because even WeChat can't see your balance or transfer amounts. Vitalik no longer needs to worry about people seeing how much ETH he transfers each time. Previous blockchains failed to achieve privacy for a simple reason: they were completely public, like a transparent glass house. How much money was in each address, who it was transferred to, and the amount transferred were all visible to the entire world. Because of this, institutions and companies were hesitant to invest real money. Zama's technology, Fully Homomorphic Encryption (FHE), is designed to solve this problem. In short, Zama isn't a new blockchain, but rather a "privacy layer" superimposed on existing blockchains. Users can use privacy features without switching chains. This aligns with a point we've consistently emphasized: privacy shouldn't be a feature of a single chain, but rather an optional feature for all chains. The advantage of full-chain encryption is that encrypted data can still be directly computed (addition, subtraction, multiplication, and division) without decryption; furthermore, it offers high security and is resistant to quantum computing. Zama's privacy computing technology has many applications. For example, if you transfer 1000 USDC to a friend, people can currently see the address to which you transferred the money and the amount transferred. With Zama, others can only see "someone transferred money," without seeing the amount or balance. This has a wide range of applications in the current DeFi field. For example, people participating in contracts on Lighter, lending on Aave, and trading on Uniswap are much harder to detect. DAO voting also has advantages; regardless of whether a user votes for or against, the result is public, but who voted is confidential. Institutions have consistently expressed demand for putting assets like stocks on the blockchain, but they also have privacy concerns, especially regarding RWA (Real World Wide Web). The blockchaining of stocks, bonds, and funds has always posed privacy issues, and Zama's technology can address these concerns. Institutions don't want their activities to be exposed, and once this issue is resolved, the probability of large-scale blockchain deployment of traditional assets increases. Another area where on-chain identity has remained underdeveloped is Zama's privacy technology, which could facilitate its widespread adoption. Specifically, on-chain identity can prove someone's adulthood, driver's license status, nationality, etc., without revealing ID card/passport numbers, thus addressing the current problem of identity theft. On-chain identity is more convenient than physical identity and is less likely to be lost, making it suitable for cross-border travelers. For developers, they can still write code using the familiar Solidity. They only need to replace the ordinary "addition, subtraction, multiplication, and division" with the "encrypted version of addition, subtraction, multiplication, and division" provided by Zama. It is not complicated. After modifying a few lines of code, DeFi and voting can achieve privacy without needing to understand specific cryptography. In short, it's somewhat like the internet upgrading from HTTP (plaintext) to HTTPS (encrypted transmission). Zama is attempting to upgrade the blockchain from being "completely transparent and naked" to being "cloaked in full encryption," which could help address the issue of large sums of money being put on-chain in RWA.

Author: PANews
Recognizing the vital role of sari-sari stores and local enterprises: GCash, DTI, TESDA, and Tagum City come together at TindaNow Mindanao Summit 2025 to celebrate and empower the backbone of our economy

Recognizing the vital role of sari-sari stores and local enterprises: GCash, DTI, TESDA, and Tagum City come together at TindaNow Mindanao Summit 2025 to celebrate and empower the backbone of our economy

In collaboration with the Local Government of Tagum City, Department of Trade and Industry (DTI), Technical Education and Skills Development Authority (TESDA), and Tagum City Council of Women Foundation, Inc. (TCCWFI), the Philippines’ leading finance superapp and largest cashless ecosystem GCash, gathered over 2,000 nano, micro, small, and medium enterprises (NMSMEs) at the TindaNow Mindanao Summit 2025 to introduce digital innovations that […]

Author: Bworldonline