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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15822 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Top Crypto Savings Accounts in Australia

Top Crypto Savings Accounts in Australia

Crypto savings accounts are a popular type of investment product that allow anyone to deposit crypto and earn interest on them over time. Instead of earning a lower rate on cash like in a regular savings account in the bank, you can earn a higher yield on your crypto by depositing them into a yield-generating […] The post Top Crypto Savings Accounts in Australia appeared first on Crypto News Australia.

Author: Cryptonews AU

2025/11/28

AAVE’s Steady Revenue Signals Potential Rebound Amid DeFi Outflows

AAVE’s Steady Revenue Signals Potential Rebound Amid DeFi Outflows

The post AAVE’s Steady Revenue Signals Potential Rebound Amid DeFi Outflows appeared on BitcoinEthereumNews.com. AAVE maintains strong revenue generation exceeding $100 million annually despite $10 billion in outflows and a 40% yearly price decline in the turbulent DeFi market. The protocol’s steady fees and high activity underscore its resilience amid broader sector challenges. DeFi outflows reach $60 billion, reducing TVL to $120 billion, yet AAVE sustains weekly revenues of $3 million. AAVE’s total fees hit $740 million over five years, reflecting robust platform usage. The token faces a key resistance at $190, with quarterly losses over 30% signaling stalled momentum. Discover how AAVE thrives in DeFi turbulence with over $100M revenue despite massive outflows. Explore price analysis and recovery potential for informed crypto investing today. What is AAVE’s Performance in the Current DeFi Market? AAVE, a leading decentralized finance protocol, continues to demonstrate resilience amid significant market outflows. Despite nearly $60 billion withdrawn from DeFi protocols according to DeFiLlama data, AAVE has generated over $100 million in annual revenue, with weekly figures averaging $3 million. This stability highlights the protocol’s core lending and borrowing mechanisms, which remain active even as total value locked falls to around $120 billion. How Does AAVE Generate Revenue Amid Sector-Wide Challenges? AAVE’s revenue model relies on interest from loans, flash loans, and protocol fees, which have proven durable. Data from DeFiLlama shows the protocol achieving its highest five-year revenue at $740 million in total fees, even with $10 billion in outflows specific to AAVE. Short sentences outline the process: Users deposit assets to earn interest; borrowers pay fees to access liquidity. This structure supports consistent income, as evidenced by recent reports indicating no slowdown in borrowing activity. Experts note that AAVE’s governance token incentivizes participation, further bolstering fee generation during volatility. The DeFi ecosystem faces heightened fear, uncertainty, and doubt, with investors pulling back sharply. According to DeFiLlama, total…

Author: BitcoinEthereumNews

2025/11/28

UK Considers New Tax Framework for DeFi Assets

UK Considers New Tax Framework for DeFi Assets

The post UK Considers New Tax Framework for DeFi Assets appeared on BitcoinEthereumNews.com. Key Points: UK plans deferral of tax liabilities for DeFi deposits. Proposed by HM Revenue and Customs. Impact on ETH and ERC-20 tokens in DeFi protocols. The UK government, through HM Revenue and Customs, is proposing a new tax framework for DeFi users, affecting cryptocurrency lending and liquidity pools, as reported on November 28th. This proposal could reduce upfront tax burdens for DeFi users in the UK, aligning tax rules with DeFi operations and simplifying compliance. UK’s ‘No Profit, No Loss’ Principle for Crypto Lending HM Revenue and Customs has released proposals supporting a “no profit, no loss” principle for crypto lending and liquidity pools. The new tax framework discourages tax on routine DeFi interactions, impacting tokens like Ethereum. HMRC cryptoassets manual detailing guidelines and regulations aims to reduce administrative burdens by aligning with DeFi operations. These changes mean users will pay taxes only when they trade or sell assets for a profit. The proposal has been a relief for DeFi users as they avoid immediate tax liabilities. HM Revenue and Customs continues to consult industry experts to finalize the framework. Market participants have responded positively, viewing it as a step forward. Industry experts appreciate the effort to align tax laws with DeFi activities. A new framework aims to align tax rules more closely with DeFi operations to reduce administrative burdens and avoid unreasonable taxation on routine protocol interactions. Ethereum’s Market Position and Global Tax Implications Did you know? This proposal could set a global precedent in crypto tax policy, offering a balanced approach amid growing industry complexity. As of November 27, 2025, Ethereum, a key token in DeFi, trades at $3,015.51 with a market cap of 363.96 billion USD, holding an 11.69% market dominance as per CoinMarketCap. Recent months have seen Ethereum’s price fluctuating, showing a 6.30% rise in…

Author: BitcoinEthereumNews

2025/11/28

The UK has proposed introducing a "no profit, no loss" tax rule for DeFi.

The UK has proposed introducing a "no profit, no loss" tax rule for DeFi.

PANews reported on November 28th that, according to CoinDesk, the UK government is developing a new tax framework that could benefit DeFi users. Proposals released this week show that HM Revenue and Customs supports a "no profit, no loss" principle for cryptocurrency lending and liquidity pool arrangements. Under the current system, DeFi users depositing funds into protocols, even just for profit or as collateral for loans, can trigger capital gains tax. The new measure will postpone tax payment until an economically meaningful asset disposal occurs. This means that users depositing cryptocurrencies into lending protocols or providing tokens to automated market makers will no longer need to pay tax on the deposit itself, but only when they eventually sell or trade the assets and realize a profit or loss. The proposal aims to align tax rules with the practical operations of DeFi, thereby reducing administrative burdens and avoiding unreasonable tax outcomes. The new principles also apply to complex multi-token arrangements: if a user withdraws more tokens than they deposited, the profit will be taxed; if less, it will be considered a loss. However, this model is not yet finalized, and the government is still consulting with professionals and DeFi developers. While HM Revenue and Customs has not set a legislative timetable, it has stated it will continue to engage with the industry to assess the necessity of such legislation.

Author: PANews

2025/11/28

Amundi Debuts Ethereum Tokenized Share Class for Euro Money Market Fund

Amundi Debuts Ethereum Tokenized Share Class for Euro Money Market Fund

The post Amundi Debuts Ethereum Tokenized Share Class for Euro Money Market Fund appeared on BitcoinEthereumNews.com. The tokenized euro money market fund from Amundi allows investors to access a blockchain-based version of its traditional fund on Ethereum, streamlining order processing and enabling 24/7 trading while maintaining high-quality euro-denominated debt investments. Amundi’s hybrid fund structure offers flexibility for investors choosing between traditional and tokenized shares. The first transaction occurred on the Ethereum network on November 4, developed with CACEIS for tokenization infrastructure. Tokenized money market funds have grown rapidly, reaching $9 billion in value by October 2025, per Bank for International Settlements data. Discover Amundi’s tokenized euro money market fund, revolutionizing access to short-term euro debt with blockchain efficiency. Explore benefits, growth trends, and key insights—stay ahead in tokenized assets today! What is Amundi’s Tokenized Euro Money Market Fund? Amundi’s tokenized euro money market fund represents Europe’s largest asset manager’s entry into blockchain-based investments, offering a hybrid structure where investors can select traditional shares or a tokenized version recorded on the Ethereum network. Launched with the first transaction on November 4, this fund invests in short-term, high-quality euro-denominated debt, including money-market instruments and overnight repurchase agreements with European sovereigns. This innovation aims to enhance accessibility and operational efficiency for over 100 million retail clients managed by Amundi, which oversees approximately 2.3 trillion euros in assets from its Paris base. How Does Tokenization Benefit Euro Money Market Funds? Tokenization transforms traditional fund shares into digital assets on a blockchain, providing several advantages for euro money market funds like Amundi’s. It streamlines order processing by automating subscriptions and redemptions through digital systems, reducing settlement times from days to near-instantaneous. Developed in collaboration with CACEIS, a European asset-servicing group, the infrastructure includes investor wallets and a digital order system that supports 24/7 trading, broadening access to global investor channels previously limited by traditional market hours. According to data from RWA.xyz,…

Author: BitcoinEthereumNews

2025/11/28

RLUSD Hits $1 Billion Milestone on Ethereum, Boosting Institutional Adoption Prospects

RLUSD Hits $1 Billion Milestone on Ethereum, Boosting Institutional Adoption Prospects

The post RLUSD Hits $1 Billion Milestone on Ethereum, Boosting Institutional Adoption Prospects appeared on BitcoinEthereumNews.com. Ripple’s RLUSD stablecoin has achieved a major milestone by surpassing $1 billion in circulating supply on Ethereum, highlighting its rapid growth as a regulated USD-pegged asset. This expansion underscores increasing institutional trust and multi-chain adoption in the stablecoin sector. Ripple’s RLUSD stablecoin reached $1 billion in circulating supply on Ethereum, marking it as one of the quickest-growing regulated USD stablecoins this quarter. The growth stems from regulatory approvals, such as recognition in Abu Dhabi, enhancing its appeal for institutional use. With Ethereum now holding the majority of RLUSD’s $1.02 billion total supply, it reflects broader adoption beyond the XRP Ledger, including DeFi and real-world asset applications. Ripple RLUSD stablecoin surges past $1B on Ethereum, boosting regulated crypto adoption. Discover regulatory wins and multi-chain growth driving this milestone. Stay informed on stablecoin trends today. What milestone has RLUSD stablecoin achieved on Ethereum? Ripple’s RLUSD stablecoin has surpassed $1 billion in circulating supply on the Ethereum network, a key indicator of its accelerating adoption in the regulated stablecoin market. This achievement, tracked by data from DefiLlama, positions RLUSD among the fastest-expanding USD-pegged tokens this quarter. The growth reflects strong institutional interest following recent regulatory advancements and enhanced liquidity across chains. How is regulatory approval fueling RLUSD’s expansion? The Abu Dhabi Global Market’s Financial Services Regulatory Authority recently recognized RLUSD as an “Accepted Fiat-Referenced Token,” enabling its use by licensed financial entities in the region for settlements and collateral. This builds on RLUSD’s New York trust charter, providing robust oversight similar to established stablecoins like USDC. Data from DefiLlama shows this approval coincided with a sharp uptick in supply, as institutions seek compliant alternatives to less regulated tokens. Experts note that such endorsements enhance confidence, with one analyst from a leading blockchain research firm stating, “Regulatory clarity is pivotal for stablecoins to scale…

Author: BitcoinEthereumNews

2025/11/28

Chainlink Leads DeFi Development as Crypto Market Begins Epic Rebound

Chainlink Leads DeFi Development as Crypto Market Begins Epic Rebound

The post Chainlink Leads DeFi Development as Crypto Market Begins Epic Rebound appeared on BitcoinEthereumNews.com. Key Insights: Chainlink (LINK) price in focus as it tops the latest Santiment ranking for active DeFi development. New tokenized stock tools on Solana use Chainlink pricing. Chainlink secures most oracle value, holding a strong lead in the sector. Chainlink (LINK) price is in the limelight as it is leading new DeFi development activity. Several data points show rising work across major blockchain projects. The shift comes while the wider crypto market begins to show early signs of recovery and developers expand new use cases on Solana and other networks. Chainlink Leads Santiment’s New DeFi Development Ranking It is worth noting that the latest Santiment ranking placed Chainlink (LINK) at the top of active DeFi development. The list reviewed real development events from GitHub and removed low-value actions, which gives a clearer picture of actual work. Chainlink holds the first position on the chart. DeepBook and DeFiChain follow next. FOX, Lido DAO, Babylon, Injective, Curve, and Osmosis also appeared in the top group. In a medium article, Santiment explained that development activity helps show how much attention each ecosystem receives from its builders. The ranking covered developers who write code, update features, and keep systems stable. Chainlink DeFi Development Profile | Source: Santiment This focus is important because users often look at active development to understand which projects might remain strong over time. The ranking also highlights the range of teams still building even during market swings. Still, work continues across different chains. Each project shows a mix of steady progress and industry-specific changes. Chainlink remains one of the most active projects in the space, which reflects its wider role across many networks. The chart shared in the ranking shows Chainlink with a comfortable lead in development activity over the past 30 days. Other projects move up or down in…

Author: BitcoinEthereumNews

2025/11/28

Heading to 2026: Top Crypto Public Companies to Watch

Heading to 2026: Top Crypto Public Companies to Watch

Original author: Drew Anderson, VanEck Original title: Top Blockchain Companies to Watch Leading into 2026 Original translation by: Rhythm Worker, BlockBeats Key points: - Leaders in the blockchain industry are no longer limited to a single sector, but are found across mining, fintech, energy, and even the semiconductor industry. Large companies like Coinbase, Nvidia, and Block are pushing hard to apply blockchain technology in the real world. - As we move toward 2026, asset tokenization, stablecoins, and on-chain settlement are fundamentally reshaping capital markets. What is blockchain? Why is it important to the crypto space? Blockchain is essentially a decentralized digital ledger that records transactions through a computer network, ensuring transparency, security, and immutability without the need for a centralized authority. Each "block" on the chain contains a set of verified transactions that cannot be altered once added—thus creating a trustworthy and tamper-proof record. This technology is the cornerstone of all cryptocurrencies, enabling peer-to-peer value transfer, smart contracts, and decentralized applications (DApps). By eliminating intermediaries and reducing the risk of fraud, blockchain has become a core element of the crypto economy's growth and the establishment of trust. As blockchain technology matures and integrates into the mainstream financial system, the "on-chain economy" is developing rapidly. Against this backdrop, a growing ecosystem of companies and investment vehicles is driving this transformation: they are building infrastructure to support digital assets, expanding access to tokenized markets, and opening new investment channels for blockchain innovation. These leaders are not only shaping the future of decentralized finance (DeFi), but also redefining how value is created, exchanged, and protected in the global economy. Top blockchain companies worth paying attention to The on-chain economy spans multiple industries, each playing a unique role in supporting, expanding, and innovating the blockchain ecosystem. From digital asset trading platforms that facilitate transactions to mining companies that maintain the network, and fintech companies that connect traditional finance with decentralized finance, here are some key leaders to watch as we head towards 2026: (Note: NODE mentioned in the text refers to the on-chain ETF code under VanEck.) Trading platform Coinbase Global Inc. (COIN) (representing 2.58% of NODE's assets) As the largest cryptocurrency exchange in the United States, Coinbase serves as a gateway for millions of investors to access, trade, and custody digital assets. Its institutional-grade services and leadership in compliance ensure its continued status as a cornerstone of the crypto economy. Robinhood Markets Inc (HOOD) (representing 2.24% of NODE's assets) Robinhood, known for "democratizing stock trading," has expanded into the crypto space, providing retail investors with easy access to digital assets. By integrating traditional stocks and cryptocurrencies on the same platform, it is blurring the lines between traditional finance and the blockchain world. Mining Core Scientific Inc. (CORZ) (accounting for 3.93% of NODE's assets) As one of the largest Bitcoin miners in North America, Core Scientific is moving beyond simple cryptocurrency mining and transforming its infrastructure to support artificial intelligence (AI) and high-performance computing workloads—successfully bridging two of the fastest-growing digital frontiers. Cipher Mining INC. (CIFR) (6.42% of NODE's assets) & Bitfarms Ltd (BITF) (1.10% of NODE's assets) These two companies have recently shown strong performance. With the strengthening of Bitcoin prices and network activity, they represent a robust recovery in the mining industry. Traditional financial enablers Mercadolibre Inc. (MELI) (representing 1.07% of NODE's assets) Often referred to as the "Amazon of Latin America," MercadoLibre has grown into a fintech giant. By integrating digital payments and crypto services into its e-commerce ecosystem, it is accelerating financial inclusion across Latin America. Asset management companies and "large cash holders" MicroStrategy Inc. (MSTR) (representing 0.24% of NODE's assets) As the largest corporate holder of Bitcoin, MicroStrategy has transformed from a software company into a de facto Bitcoin investment vehicle. Its funding strategy underscores its unwavering belief in Bitcoin as a long-term store of value. Galaxy Digital Inc (GLXY) (representing 4.35% of NODE's holdings) A diversified digital asset financial services company with businesses encompassing trading, asset management, and investment banking services in the crypto economy, serving as a key gateway for institutional investors to enter the blockchain market. Energy infrastructure Kinder Morgan Inc. (KMI) (representing 0.54% of NODE's assets) As a major natural gas supplier in the United States, Kinder Morgan plays an indirect but crucial role in the crypto economy—powering the data centers and mining operations that keep blockchain networks running. Exploring Investment Philosophy: What are the Real-World Applications of Blockchain in 2025? Blockchain is often viewed as a backend technology, but by 2025, it is bringing real and visible changes to the flow of funds, capital market operations, and institutional liquidity management. The story now revolves around tokenization, programmable settlement, and bringing interest-bearing assets onto the blockchain. Several typical application scenarios: Cross-border payments: Imagine a global merchant who needs to pay suppliers in dozens of countries, but no longer relies on the SWIFT system and banks. Stripe has launched USDC payments in more than 50 countries, allowing businesses to settle instantly using stablecoins, eliminating the delays and high foreign exchange costs of traditional methods. On-chain funding: In addition to payments, stablecoins are now being used for large-scale collateralization and to finance on-chain lending. Visa's analysis shows that monthly lending volumes hit new highs in 2025, highlighting the important role of stablecoins as working capital in the DeFi money market. Institutional Settlement: Large banks are also rethinking the underlying architecture of finance. JPMorgan Chase's Kinexys platform allows institutions to issue tokenized securities as collateral and circulate them between different venues, eliminating the friction costs of traditional settlement. These examples hint at a broader shift: capital markets are becoming more modular, liquidity more dynamic, and assets are acquiring a "programmable layer." In this new world, blockchain is no longer an experiment—it is becoming infrastructure.

Author: PANews

2025/11/28

Ripple RLUSD Approved for Institutional Use in Abu Dhabi

Ripple RLUSD Approved for Institutional Use in Abu Dhabi

The post Ripple RLUSD Approved for Institutional Use in Abu Dhabi appeared on BitcoinEthereumNews.com. Ripple’s dollar-pegged stablecoin was cleared for use by institutions in Abu Dhabi after winning recognition as an Accepted Fiat-Referenced Token by the local watchdog. In a Thursday announcement, Ripple said the approval allows regulated firms to deploy Ripple USD (RLUSD) inside the Abu Dhabi Global Market’s (ADGM) financial zone,  an international financial center and free zone located on Al Maryah and Al Reem Islands in Abu Dhabi. “With a market capitalization of over $1 billion and growing adoption in core financial uses like collateral and payments, RLUSD is quickly becoming a go-to USD stablecoin for major institutions,” said Jack McDonald, senior vice president of stablecoins at Ripple. The green light came from the Financial Services Regulatory Authority, which oversees activity in the ADGM. Under the decision, companies licensed by the regulator can use RLUSD for permitted activities, provided they meet compliance requirements tied to fiat-referenced tokens, including reserve management and disclosure obligations. Ripple’s RLUSD approved for use in ADGM. Source: Reece Merrick Related: Ripple vs. XRP vs. XRP Ledger: Key Differences, Explained Ripple’s push into the UAE In October 2024, Ripple revealed it was pursuing a license from the Dubai Financial Services Authority (DFSA) as part of its push to expand digital-asset services in the UAE, securing in-principle approval later that month. In March, the company confirmed it had received full regulatory approval, allowing it to offer cross-border crypto payment services inside the Dubai International Financial Centre (DIFC), a major free economic zone with its own regulatory framework. In June, the DFSA approved RLUSD for use by companies operating inside the DIFC, allowing the stablecoin to be used for regulated activities such as payments and treasury management. In the UAE, Ripple has also signed up Zand Bank and fintech app Mamo as early users of its blockchain-based payments stack, Ripple…

Author: BitcoinEthereumNews

2025/11/28

How Decentralized Finance and Gaming are Reshaping Digital Economies

How Decentralized Finance and Gaming are Reshaping Digital Economies

DeFi and gaming are merging into a unified Web3 economy where tokenized assets, zero-knowledge systems, autonomous agents, and cross-chain markets enable transparent, portable, and financially empowered gameplay across decentralized networks.

Author: Hackernoon

2025/11/28

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