Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15848 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Terminal Finance Halts DEX Launch Over Converge Delays, Safeguards USDe Deposits

Terminal Finance Halts DEX Launch Over Converge Delays, Safeguards USDe Deposits

The post Terminal Finance Halts DEX Launch Over Converge Delays, Safeguards USDe Deposits appeared on BitcoinEthereumNews.com. Terminal Finance canceled its decentralized exchange launch due to the Converge blockchain’s failure to go live, prioritizing project integrity over rushed deployment despite securing over $280 million in pre-launch deposits, as reported by DefiLlama. Terminal Finance’s decision highlights the risks of DeFi projects dependent on unproven blockchain infrastructure. The company gathered significant liquidity through capped vaults for USDe, Ether, and Bitcoin before halting plans. Users can withdraw full principal deposits, with the codebase set to be open-sourced for future community use, per Terminal Finance announcements. Terminal Finance DEX cancellation stems from Converge blockchain delays, securing $280M in TVL. Explore impacts on DeFi liquidity and user protections. Stay informed on crypto developments. What Caused Terminal Finance to Cancel Its DEX Launch? Terminal Finance DEX cancellation occurred because the Converge blockchain, integral to its ecosystem, failed to launch as scheduled, leaving the project without a viable foundation. The company emphasized that proceeding under suboptimal conditions would undermine long-term sustainability. This move, announced via their official X post, reflects a commitment to core principles over hasty execution. How Does the Converge Blockchain Delay Impact DeFi Projects? The Converge blockchain, developed by Ethena Labs, aimed to bridge traditional finance and DeFi by supporting permissionless applications alongside institutional products, featuring fast block times and yield-bearing stablecoins like USDe. Terminal Finance was positioned as its central liquidity hub, blending order-book mechanisms for limit orders with automated market maker pools to ensure efficient trading of crypto assets and tokenized real-world assets. However, the delay has stalled this integration, exposing vulnerabilities in DeFi ecosystems reliant on emerging chains. According to data from DefiLlama, pre-launch vaults for Terminal reached full capacity with 225 million USDe, 10,000 Ether, and 100 Bitcoin, involving over 10,000 wallets, underscoring investor confidence now disrupted. Experts note that such dependencies can amplify risks, as seen…

Author: BitcoinEthereumNews
How ESG-led lending is helping UGRO Capital bridge gender gaps and build an inclusive MSME economy

How ESG-led lending is helping UGRO Capital bridge gender gaps and build an inclusive MSME economy

India’s MSMEs power the economy, yet many—especially those led by women—remain excluded from formal credit and sustainable solutions. In a conversation with SMBStory, Irem Sayeed, Chief Risk Officer at UGRO Capital, explains how the company is working to close this gap.

Author: Yourstory
Dogecoin Breakout and Bullish Sentiment Suggest Potential Recovery

Dogecoin Breakout and Bullish Sentiment Suggest Potential Recovery

The post Dogecoin Breakout and Bullish Sentiment Suggest Potential Recovery appeared on BitcoinEthereumNews.com. Dogecoin is experiencing a bullish turnaround as trader sentiment improves, with crowd readings at +0.53 and smart-money at +1.17, signaling alignment for recovery. The price has broken out above $0.14974 support, reducing retracement risks and boosting accumulation prospects. Dogecoin’s breakout from a descending symmetrical triangle provides buyers with a structural edge, hovering above key support at $0.14974. Spot Taker CVD indicates sustained buy-side dominance over 90 days, absorbing sell pressure during dips. Long positions dominate at 71.77% on Binance, with positive funding rates at +0.0032%, reinforcing momentum with 2.54 long-to-short ratio. Dogecoin bullish signals emerge with positive sentiment and breakout above $0.14974. Explore recovery potential, CVD strength, and trader positioning for informed insights. Stay updated on DOGE trends today. What is Driving Dogecoin’s Recent Bullish Momentum? Dogecoin is witnessing a surge in bullish momentum driven by aligned trader sentiments and technical breakouts. Crowd sentiment stands at +0.53 while smart-money indicators reach +1.17, according to MarketProphet data, creating a unified front among retail and institutional players. This rare synchronization often precedes stronger recoveries as both groups identify improving market conditions simultaneously. How Are Sentiment Indicators Influencing Dogecoin’s Price Action? Sentiment indicators play a pivotal role in Dogecoin’s price dynamics, with recent flips to positive territory enhancing short-term structure. Stabilizing above the $0.14974 support level has bolstered conviction, minimizing deeper pullback chances and favoring sustained accumulation. Data from MarketProphet highlights this alignment, where crowd and smart-money sentiments converge at levels not seen in recent weeks. This psychological boost acts as a tailwind for ongoing breakout efforts. Experts note that such alignments typically signal early recovery phases, as observed in past cycles. For instance, during similar setups, Dogecoin has rallied up to 20-30% from comparable support holds, per historical TradingView charts. The RSI climbing toward the mid-40s further underscores buyer participation, countering prior…

Author: BitcoinEthereumNews
Germany Seeks Flexible EU Rules for Combustion Engines Beyond 2035 Deadline

Germany Seeks Flexible EU Rules for Combustion Engines Beyond 2035 Deadline

The post Germany Seeks Flexible EU Rules for Combustion Engines Beyond 2035 Deadline appeared on BitcoinEthereumNews.com. German Chancellor Friedrich Merz advocates for technology-neutral CO₂ regulations in the EU to allow combustion-engine vehicles beyond the 2035 deadline, emphasizing fleet-wide emissions over new registrations alone. This approach aims to balance climate goals with industrial innovation and job preservation in Europe’s automotive sector. Merz’s letter to Ursula von der Leyen highlights flexible, realistic regulations to meet EU climate targets without stifling innovation. Germany supports EV adoption through subsidies up to €5,000 for vehicles with domestic components, amid rising industry challenges. The automotive sector has lost over 51,000 jobs this year due to weak EV demand, Chinese competition, and potential US tariffs, per industry reports. German Chancellor’s push for EU 2035 combustion engine flexibility sparks debate on balancing climate ambitions with industrial needs. Discover impacts on jobs and innovation—read expert insights now. What is the German Position on the EU’s 2035 Combustion Engine Ban? The EU’s 2035 combustion engine ban targets zero CO₂ emissions from new car registrations to combat climate change, but German Chancellor Friedrich Merz seeks amendments for technology-neutral regulations. In a letter to European Commission President Ursula von der Leyen, Merz argues for considering the entire passenger car fleet’s emissions, not just new vehicles, to foster innovation and maintain industrial strength. This stance reflects Germany’s effort to protect its vital automotive economy while advancing sustainability. How Does Germany’s Proposal Address Industry Challenges? Germany’s automotive sector, employing millions and contributing significantly to GDP, faces severe pressures from the impending ban. Merz proposes raising blending quotas for synthetic and advanced biofuels to cut emissions in existing fleets, stating there is untapped potential for reductions. Industry leaders echo this: Mercedes-Benz Chairman and CEO Ola Källenius, also president of the European Automobile Manufacturers’ Association (ACEA), warned in August that rigid enforcement could collapse the European market, with consumers stockpiling petrol and…

Author: BitcoinEthereumNews
ETH Deposits on Aave Reach Record 3M Tokens, Potentially Prompting Limit Adjustments

ETH Deposits on Aave Reach Record 3M Tokens, Potentially Prompting Limit Adjustments

The post ETH Deposits on Aave Reach Record 3M Tokens, Potentially Prompting Limit Adjustments appeared on BitcoinEthereumNews.com. Aave ETH collateral has reached a record high of over 3 million tokens in 2025, doubling from the previous year and solidifying Aave’s position as the top DeFi lending protocol. This surge reflects growing confidence in decentralized finance, with ETH utilization hitting 94%, prompting potential adjustments to borrowing limits for sustained liquidity. Aave’s ETH deposits surged to over 3 million tokens, marking an all-time high and doubling in 2025 amid rising DeFi adoption. High utilization rates above 94% indicate strong demand, but raise concerns about liquidity for lenders withdrawing funds. Aave leads DeFi lending with $32 billion in locked value, representing 50% of the sector’s $64 billion total liquidity as of November 2025. Discover how Aave ETH collateral hit a record 3M+ tokens in 2025, doubling deposits and boosting DeFi leadership. Explore utilization trends and implications for lenders today. What is the significance of Aave’s record ETH collateral in 2025? Aave ETH collateral has achieved a groundbreaking milestone in 2025, surpassing 3 million tokens for the first time, which represents a doubling of deposits from the prior year. This surge underscores the protocol’s pivotal role in the DeFi ecosystem, where users leverage ETH as collateral for lending and borrowing without relying on centralized intermediaries. As confidence in on-chain financial tools grows, Aave’s vaults have become a preferred destination for unlocking ETH’s value through direct deposits or wrapped variants like WETH and wstETH. The ETH supply on Aave is now over 3M tokens, with utilization above 94%, suggesting Aave may further increase the limit. | Source: Aave The acceleration of ETH deposits into Aave throughout 2025 stems from heightened trust in DeFi mechanisms. Data from Sentora indicates this total exceeds previous peaks, highlighting Aave’s capacity to handle substantial liquidity. With active loans totaling $21.4 billion according to Token Terminal—down from $30…

Author: BitcoinEthereumNews
Turkmenistan Legalizes Crypto But With Strict State Controls

Turkmenistan Legalizes Crypto But With Strict State Controls

The post Turkmenistan Legalizes Crypto But With Strict State Controls appeared on BitcoinEthereumNews.com. Turkmenistan has approved a sweeping law to legalize and tightly regulate the cryptocurrency industry, marking a major policy shift for one of the world’s most closed economies. According to a Nov. 28 report from local news outlet Business Turkmenistan, President Serdar Berdimuhamedov signed a law regulating the crypto industry. The new law, which will come into force in 2026, establishes licensing, know-your-client, Anti-Money Laundering, and cold storage requirements for crypto exchanges and custodial services, and prohibits credit institutions from providing crypto services. The state can also stop, void and force a refund of token issuances. The law requires registration for cryptocurrency mining and mining pool operations and bans covert operations. It also states that the country’s central bank can authorize distributed ledgers or run its own, potentially forcing citizens onto permissioned, surveilled infrastructure. The law explicitly states that cryptocurrencies are neither legal tender, currency nor securities in Turkmenistan. The law also divides digital assets into two categories: backed and unbacked. It notes that regulators will establish conditions for the liquidity of backing, settlements and emergency redemption for those in the backed category. President of Turkmenistan Serdar Berdimuhamedov. Source: Wikimedia Related: IMF warns tokenized markets may deepen flash crashes, says governments will step in The law follows the government holding a meeting on the subject on Nov. 21, with the Deputy Chairman of the Cabinet of Ministers Hojamyrat Geldimyradov releasing a report on the matter. The report provided the foundations “of the legal, technological, and organizational foundations” for the introduction of digital assets in Turkmenistan. The document was accompanied by a proposal to establish “a special State Commission” dedicated to the industry. Turkmenistan follows a broader trend Turkmenistan’s move follows governments worldwide rushing to build crypto and stablecoin frameworks. Earlier this week, the United Kingdom’s tax authority floated a new tax…

Author: BitcoinEthereumNews
Stunning $239 Million Whale Movement Shakes Crypto Markets

Stunning $239 Million Whale Movement Shakes Crypto Markets

The post Stunning $239 Million Whale Movement Shakes Crypto Markets appeared on BitcoinEthereumNews.com. In a stunning development that’s captured the cryptocurrency world’s attention, Whale Alert has reported a massive SOL transfer of 1,730,090 Solana tokens from an unknown wallet to Coinbase Institutional. This monumental transaction, valued at approximately $239 million, represents one of the largest single SOL transfers we’ve witnessed this year. But what does this massive movement really mean for Solana investors and the broader crypto ecosystem? What This Massive SOL Transfer Reveals About Market Sentiment When we see a SOL transfer of this magnitude, it immediately raises important questions about market dynamics. Institutional players typically move large sums for specific strategic purposes. This particular SOL transfer could signal several possibilities: Institutional accumulation for long-term holding Preparation for upcoming trading activities Portfolio rebalancing by a major investor Potential preparation for staking or DeFi activities The timing of this SOL transfer is particularly interesting given current market conditions. Large movements often precede significant price action, making this a crucial development to watch. Why Are Institutional SOL Transfers So Important? Institutional SOL transfers like this one carry more weight than typical retail transactions. When $239 million worth of SOL moves to a major exchange like Coinbase Institutional, it suggests sophisticated players are making calculated moves. This SOL transfer demonstrates several key market realities: First, institutional confidence in Solana remains strong despite recent market volatility. Second, the sheer size of this SOL transfer indicates that major investors see current price levels as attractive for entry or repositioning. Moreover, such movements often create ripple effects throughout the entire Solana ecosystem. How This SOL Transfer Could Impact Solana’s Price Action The immediate question on every trader’s mind is how this SOL transfer will affect Solana’s market price. Historically, large transfers to exchanges can signal potential selling pressure. However, the institutional nature of this SOL transfer suggests a…

Author: BitcoinEthereumNews
Massive SOL Transfer: Stunning $239 Million Whale Movement Shakes Crypto Markets

Massive SOL Transfer: Stunning $239 Million Whale Movement Shakes Crypto Markets

BitcoinWorld Massive SOL Transfer: Stunning $239 Million Whale Movement Shakes Crypto Markets In a stunning development that’s captured the cryptocurrency world’s attention, Whale Alert has reported a massive SOL transfer of 1,730,090 Solana tokens from an unknown wallet to Coinbase Institutional. This monumental transaction, valued at approximately $239 million, represents one of the largest single SOL transfers we’ve witnessed this year. But what does this massive movement […] This post Massive SOL Transfer: Stunning $239 Million Whale Movement Shakes Crypto Markets first appeared on BitcoinWorld.

Author: bitcoinworld
Bitcoin Eyes Recovery Rally as Cathie Wood Maintains $1.5M Bull Target

Bitcoin Eyes Recovery Rally as Cathie Wood Maintains $1.5M Bull Target

The post Bitcoin Eyes Recovery Rally as Cathie Wood Maintains $1.5M Bull Target appeared on BitcoinEthereumNews.com. Bitcoin’s recovery in November 2025 pushed the price above $90,000, driven by expectations of U.S. interest rate cuts and returning market liquidity after the government shutdown ended. ETF holders regained profits as BTC surpassed their $89,600 cost basis, signaling renewed investor confidence amid broader crypto market gains. Bitcoin reclaims $90,000: After four weeks of declines, BTC surged past key levels, boosting ETF profitability. Crypto markets rebound with rising odds of Federal Reserve rate cuts, up 46% in a week to 85% probability. DeFi advancements include UK tax reforms and new funding, with total value locked showing steady growth per DefiLlama data. Explore Bitcoin’s 2025 recovery amid rate cut hopes and liquidity influx. Discover DeFi innovations like UK tax overhauls and institutional funds. Stay ahead in crypto with key insights and market analysis. What is driving the Bitcoin recovery in November 2025? Bitcoin recovery in November 2025 stems from heightened expectations of U.S. interest rate cuts and improved liquidity following the end of the government shutdown. The cryptocurrency surpassed the $90,000 mark on Wednesday, relieving Bitcoin ETF holders who returned to profitability above their $89,600 flow-weighted cost basis. This upturn follows four weeks of declines, with markets now pricing in an 85% chance of a 25 basis point cut at the Federal Reserve’s December 10 meeting, up from 39% the prior week, based on CME Group’s FedWatch tool data. Interest rate cut probabilities. Source: CMEgroup.com Despite this progress, Bitcoin faces its weakest November performance in seven years, down approximately 17% for the month, contrasting with historical averages of 41% gains as reported by blockchain data provider CoinGlass. Investor sentiment received a further lift from statements by Cathie Wood of ARK Invest, who reaffirmed the firm’s $1.5 million Bitcoin bull market prediction. How are liquidity improvements supporting the Bitcoin recovery? Returning liquidity…

Author: BitcoinEthereumNews
Solana (SOL) vs Mutuum Finance (MUTM): Where to Invest Right Now

Solana (SOL) vs Mutuum Finance (MUTM): Where to Invest Right Now

The post Solana (SOL) vs Mutuum Finance (MUTM): Where to Invest Right Now  appeared on BitcoinEthereumNews.com. Amid the market in which investors seek exposure to assets offering the strength to weather market downturns yet the explosive potential for year-end profits, the discussion surrounding where to invest has never been more relevant. Cryptos like Solana (SOL), continuing to churn out top performance based on the powerhouse speed of its architecture and the ever-growing ranks of its developer community, are continuously beset by levels of market volatility within their core support regions. Such market dynamics have proven effective in encouraging market participants to seek out the high-asymmetric opportunity of burgeoning new crypto beyond the core market leaders. It’s within such a market context that the extraordinarily rapid momentum of Mutuum Finance (MUTM) must now be noted. At $0.035 per token, now in the 6th presale phase already sold out in excess of 95%, the token has been adopted by over 18,250 individual market participants who together have collectively raised in excess of $19.02 million. Mutuum Finance is quickly emerging as the top crypto to buy for investors seeking early exposure to high-upside DeFi projects. Solana Builds Bullish Momentum in the Form of a Falling Wedge At the moment, the Solana (SOL) market is respecting its falling wedge pattern in remarkable fashion, as buyers continue to make their presences felt along the lower line of the wedge. This particular indicator of reversal in the market appears to suggest that the market may very well be building steam in secret. Once a breakout past the top line of the wedge is achieved, it might very well mark the beginning of the end for the current bear market. However, pending the validation of the larger breakout by further follow-through on higher levels, it also naturally widens its focus on the likes of Mutuum Finance performing equally vigorously in the market, solidifying…

Author: BitcoinEthereumNews