Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15838 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Megadeth Scores A New Top 10 Hit Shortly Before Disbanding

Megadeth Scores A New Top 10 Hit Shortly Before Disbanding

The post Megadeth Scores A New Top 10 Hit Shortly Before Disbanding appeared on BitcoinEthereumNews.com. Megadeth’s new single “I Don’t Care” debuts inside the top 10 on a Billboard chart, proving the band claims a huge fan base as the group prepares to say goodbye. LOS ANGELES, CA – FEBRUARY 12: (L-R) Musicians David Ellefson, Dirk Verbeuren, Dave Mustaine, and Kiko Loureiro of musical group Megadeth attend The 59th GRAMMY Awards at STAPLES Center on February 12, 2017 in Los Angeles, California. (Photo by Frazer Harrison/Getty Images) Getty Images Early next year, metal band Megadeth will begin a long goodbye with the release of a new album. The group’s upcoming self-titled seventeenth full-length, which is expected to drop on January 23, will reportedly be the outfit’s last. The band will then tour, playing both classics and brand new material for what may be several years before finally saying goodbye to the moniker that has served it well for decades. Before wishing Megadeth a fond farewell, the band collects a new hit in the United States this week. “In Your Feelings,” which serves as the second single from the forthcoming Megadeth album, debuts on multiple Billboard charts and even manages to become a top 10 bestseller, which is not a given when it comes to new material from a group that has been releasing music for more than four decades. “I Don’t Care” Earns Megadeth A New Top 10 Hit “I Don’t Care” starts its time on the Hard Rock Digital Song Sales chart at No. 5. Megadeth has now scored five hits on Billboard’s ranking of the bestselling hard rock tunes across the nation on platforms like iTunes, four of which have cracked the top 10. Megadeth Ties Its Own Record “I Don’t Care” is now tied with “Wake Up Dead,” a collaboration with Lamb of God and Dave Mustaine – who is credited separately…

Author: BitcoinEthereumNews
Experts Call This Cheap Crypto a Must-Have as Bitcoin (BTC) Reclaims $87,000

Experts Call This Cheap Crypto a Must-Have as Bitcoin (BTC) Reclaims $87,000

The post Experts Call This Cheap Crypto a Must-Have as Bitcoin (BTC) Reclaims $87,000 appeared on BitcoinEthereumNews.com. Bitcoin has recovered the $87,000 mark in response to rising market expectations that Federal Reserve Chairman Jerome Powell might suggest the need for another rate cut in December. According to the CME FedWatch indicator, the probability of a rate cut by 25 bps now exceeds 67%. As the stability of Bitcoin improves, market participants are eagerly scouring the cryptocurrency news headlines for the promising opportunities for high growth. Such developments have resulted in the flow of investment resources towards the DeFi projects that are in the nascent stage but possess immense utility like Mutuum Finance (MUTM). Powell & the Rate Cut According to Barclays Research, despite the obvious split within the Federal Reserve ranks, Powell is expected to guide the body towards cutting rates in December. Federal Reserve members Bowman & Waller seem to favor the cut, while some members like St. Louis Fed President Alberto Musalem think the body should maintain its steady approach. Of course, the whole uncertainty has been damped by Treasury Secretary Scott Bessent’s dismissal of recession fears & observation that inflation on imported goods is also flat. Such macrotrend developments have been big tailwind contributors for the crypto market. Analysts suggest that the recent recovery from the low levels of $81,000 in Bitcoin indicates the confidence of the buyers. There are also expectations for some sort of market consolidation before reaching the $90,000-$96,000 mark. Smart money is also entering projects that maintain good fundamentals in the market in search of the next big crypto breakout. Mutuum Finance (MUTM) Experiences Enormous Presale Rise Amid the mergers of major assets, one of the notable candidates for the best crypto to buy at present is the Mutuum Finance (MUTM). This project has cultivated considerable momentum by securing a cumulative amount of $19,020,000 from the presale that began. Present…

Author: BitcoinEthereumNews
Fintech Meets Blockchain: How Digital Platforms Are Reshaping Consumer Finance

Fintech Meets Blockchain: How Digital Platforms Are Reshaping Consumer Finance

The post Fintech Meets Blockchain: How Digital Platforms Are Reshaping Consumer Finance appeared on BitcoinEthereumNews.com. Consumer finance is in the middle of a profound transformation. What once required paper forms, in-person verification, or settlement windows that stretched over several days has shifted onto mobile devices where transfers, payments, and identity checks happen in minutes. People care less about the underlying infrastructure and more about the outcome, which is faster movement of money, lower fees, and tools that operate reliably across borders. As digital platforms integrate blockchain technology, they are creating a financial environment that feels more immediate, flexible, and user directed. This article explores how that new stack works, the real benefits consumers experience, the risks that come with innovation, and the emerging trends that will shape the next phase. The New Consumer Finance Stack The latest wave of financial technology reorganises how value, identity, and permissions move through the system. It replaces account centric design with flexible wallets, introduces always-on digital dollars, and connects compliance tools directly to transaction flows. Within this landscape, many consumers begin their research through comparison platforms such as Sterling Savvy, which help them understand how new digital services measure up against traditional options. From Account Centric to Wallet Centric Traditional finance relied on fixed account numbers, static credentials, and rigid customer files. Blockchain and advanced fintech tools replace that model with a wallet led approach. A modern wallet can store value, identity credentials, loyalty tokens, access keys, and programmable rules. It moves easily across apps and jurisdictions and can authorise payments without exposing private data. Users can approve specific information rather than sharing full details, which reduces the chance of data leaks. Wallets also enable new financial flows such as per second payments or subscriptions that pause automatically when a balance dips below a set level. Instead of acting as a simple digital container, the wallet becomes an intelligent,…

Author: BitcoinEthereumNews
Looking to Become a Crypto Millionaire by 2026? Smart Investors Are Choosing This Coin Over Dogecoin (DOGE)

Looking to Become a Crypto Millionaire by 2026? Smart Investors Are Choosing This Coin Over Dogecoin (DOGE)

The post Looking to Become a Crypto Millionaire by 2026? Smart Investors Are Choosing This Coin Over Dogecoin (DOGE)  appeared on BitcoinEthereumNews.com. Investors trying to turn themselves into millionaires by the end of 2026 are turning their backs on hype-based meme tokens and deciding to support promising early-startups that also come bundled with better fundamentals. And it’s no surprise that the new hot ticket is Mutuum Finance (MUTM). Though Dogecoin (DOGE) had a breakout performance that truly was the stuff of legend at the time, advisors can also see that its current pattern has actually leveled off,  meaning there’s no chance of a repeat performance from this particular player.  Meanwhile, the emerging buzz about the next crypto to explode centers around MUTM’s increasing speed of presales and its tangible applications concerning the meaning of its DeFi platform. Currently trading against the backdrop of being priced at $0.035 and firmly entrenched in Stage 6 of its presale, which already has over 95% sold, this particular asset has attracted the support of no less than 18,250 unique investors who together managed to pump almost $19.02 million of support – which makes it seem remarkably likely to actually break out early. This makes MUTM the top crypto to buy for investors aiming to maximize early gains in 2026. Dogecoin Meets Strong Resistance as Market Rallies Fade Away Dogecoin remains in a sticky situation from a chart perspective, its general market trend remaining bearish-looking though undergoing a volatile recovery from the lows. Currently, the price is trying to push through the next level of resistance at $0.14390–$0.15159, which was a region of previous interest as a supply level. This makes it a big inflection point for DOGE coming into the new week. A failure to break cleanly above $0.15159 support will readily see the bear trend continue and the price fall back towards the next level of support at $0.13321–$0.13024, which has been a region of…

Author: BitcoinEthereumNews
Cardano Treasury funding request targets 70 million ADA for 2026 infrastructure push

Cardano Treasury funding request targets 70 million ADA for 2026 infrastructure push

A Cardano Treasury Proposal Seeks 70 Million ADA To Fund 2026 Infrastructure, Including Stablecoins, Custody, Analytics, Bridges, And Oracles.

Author: The Cryptonomist
New chains, old problems – Blockworks

New chains, old problems – Blockworks

The post New chains, old problems – Blockworks appeared on BitcoinEthereumNews.com. This is a segment from the 0xResearch newsletter. To read full editions, subscribe. As the holiday week wraps up, the spotlight has shifted to fundamental valuation concerns. Monad’s mainnet launch, L1/L2 valuation debates, and new details around Berachain’s refund terms are driving most of the conversation. We also cover this week’s top reads and the key takeaways from Monday’s 0xResearch livestream to keep you plugged in. Weekend Reading Crypto Is Priced for Network Effects It Does Not Have Santiago argues that crypto already trades as if it has Facebook-level network effects, with non-BTC crypto at a roughly $1 trillion market cap. This implies about $2,500 per broad user, $9,000 per active user and $23,000 per monthly onchain user, despite much weaker monetization and retention. He shows L1s are around 90% of market cap but their fee share has fallen from roughly 60% to 12% as DeFi and other apps capture most fees on a small share of value. That shift suggests real network effects sit in forkable aggregation layers rather than bases, and that while Ethereum and Solana are building stronger flywheels, the asset class is already priced for an internet scale settlement role it has not yet earned.  To See Tether’s Future, Look at Its Investments Four Pillars reviewed several Tether investments to argue that USDT’s relentless growth and $135 billion Treasury portfolio shows Tether is building a digital financial empire. In capitalizing on MiCA friendly issuers in Europe, on- and off-ramps and wallets in several countries, and bets on BTC backed lending, bitcoin mining and gold royalties, Tether is stitching together global rails for USDT that serve both retail users and institutions. The piece concludes that instead of being weakened by regulation, Tether is becoming a too-big-to-fail onchain extension of the dollar system, with bitcoin and gold as…

Author: BitcoinEthereumNews
XRP ETF Surges as Thailand Introduces 0% Crypto Tax

XRP ETF Surges as Thailand Introduces 0% Crypto Tax

The post XRP ETF Surges as Thailand Introduces 0% Crypto Tax appeared on BitcoinEthereumNews.com. XRP Surges Ahead of BTC, ETH, and SOL in ETF Inflows In a landmark shift for the crypto investment landscape, XRP has outpaced Bitcoin, Ethereum, and Solana in ETF inflows, according to leading on-chain metrics provider Coin Bureau.  The latest figures reveal a striking contrast in investor behavior because while Bitcoin saw an outflow of $151 million, Ethereum attracted $97 million, and Solana brought in $58 million, XRP led the pack with a remarkable $164 million in new ETF inflows. The surge highlights rising institutional demand for XRP and the maturing digital asset market. Grayscale and Franklin Templeton’s new XRP ETFs drove this momentum, drawing $67.4M and $62.6M respectively, underscoring strong confidence in XRP’s market potential. ETF inflows signal genuine institutional commitment, unlike retail-driven price swings. By offering regulated, accessible crypto exposure without direct ownership, ETFs make large-scale investment seamless. XRP’s dominance in these inflows highlights its rising status as a strategic choice for institutional portfolios. Therefore, the ETF inflow gap with Bitcoin, Ethereum, and Solana signals a subtle shift in institutional priorities: while BTC and ETH remain foundational assets, XRP’s speed, low fees, and real-world utility are capturing serious investor attention unmatched by the top coins. Therefore, XRP’s $164M ETF inflow signals more than a temporary surge, it marks growing institutional confidence. Led by Grayscale and Franklin Templeton, XRP is emerging as a mainstream crypto investment, where real capital flows follow utility, efficiency, and strategic value. Thailand Introduces 0% Capital Gains Tax on Crypto to Attract Global Investors In a bold move to position itself as a leading hub for digital assets in Southeast Asia, Thailand has announced a 0% capital gains tax on profits from cryptocurrencies such as Bitcoin, Ethereum, XRP, and other tokens, provided they are traded on exchanges licensed by the Thai Securities and Exchange Commission…

Author: BitcoinEthereumNews
Cardano Proposes ₳70M Budget to Integrate Stablecoins and DeFi Tools by 2026

Cardano Proposes ₳70M Budget to Integrate Stablecoins and DeFi Tools by 2026

The post Cardano Proposes ₳70M Budget to Integrate Stablecoins and DeFi Tools by 2026 appeared on BitcoinEthereumNews.com. Cardano’s ₳70M Critical Integrations Budget proposal aims to integrate tier-one stablecoins, institutional wallets, on-chain analytics, cross-chain bridges, and pricing oracles by 2026, enhancing DeFi scalability and institutional adoption through coordinated ecosystem efforts. Cardano’s ₳70M budget focuses on stablecoins and infrastructure to boost DeFi liquidity and institutional participation by 2026. Cross-chain bridges and pricing oracles will facilitate seamless liquidity transfers and support advanced financial applications across blockchains. On-chain analytics and institutional wallets will improve security, compliance, and transparency, attracting large-scale investors with robust data tools. Discover Cardano’s ₳70M Critical Integrations Budget: Unlock stablecoins, bridges, and analytics for DeFi growth by 2026. Explore how this boosts liquidity and institutional entry—read now for key insights! What is Cardano’s ₳70M Critical Integrations Budget? Cardano’s ₳70M Critical Integrations Budget is a comprehensive proposal designed to fund essential infrastructure upgrades for the Cardano blockchain ecosystem. Submitted jointly by the Cardano Foundation, Input Output HK, EMURGO, Intersect, and the Midnight Foundation, it targets the integration of stablecoins, advanced wallets, cross-chain bridges, pricing oracles, and on-chain analytics to drive economic activity and scalability. The initiative, now on-chain for approval by Delegated Representatives (DReps) and verification by the Constitutional Committee, underscores a collaborative push toward long-term growth as Cardano approaches 2026. How Will This Budget Enhance Cardano’s DeFi Ecosystem? The budget allocates resources across five key pillars to strengthen Cardano’s position in decentralized finance (DeFi) and beyond. Tier-one stablecoins, such as those pegged to major fiat currencies, will provide stable liquidity and serve as a reliable unit of account for DeFi protocols and tokenized real-world assets (RWAs). According to the Cardano Foundation, these integrations are crucial for unlocking deeper liquidity pools and fostering innovative applications. Institutional wallets and custody solutions form the second pillar, prioritizing security and compliance to attract large investors. These tools will incorporate multi-signature features and…

Author: BitcoinEthereumNews
USDC Minted: 250 Million Explosive Stablecoin Creation Shakes Crypto Markets

USDC Minted: 250 Million Explosive Stablecoin Creation Shakes Crypto Markets

BitcoinWorld USDC Minted: 250 Million Explosive Stablecoin Creation Shakes Crypto Markets In a stunning development that’s captured the cryptocurrency world’s attention, Whale Alert just reported that 250 million USDC has been freshly minted at the USDC Treasury. This massive USDC minted event represents one of the largest stablecoin creations we’ve seen recently, and it’s sending ripples across digital asset markets. But what does this actually mean […] This post USDC Minted: 250 Million Explosive Stablecoin Creation Shakes Crypto Markets first appeared on BitcoinWorld.

Author: bitcoinworld
TRON price prediction as TRX hits $0.28 resistance

TRON price prediction as TRX hits $0.28 resistance

TRON price hovers above $0.28, largely unchanged in the past week. Despite the consolidation, TRX looks poised to go higher. Recent network developments, including stablecoin growth and partnerships, buoy bulls. TRON (TRX) has shown limited upward momentum in recent sessions but continues to hold near the key $0.28 level, even as volatility across the crypto […] The post TRON price prediction as TRX hits $0.28 resistance appeared first on CoinJournal.

Author: Coin Journal