ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15985 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
A Look at the Top Fintech Philippines Stories in 2025

A Look at the Top Fintech Philippines Stories in 2025

The Philippines has always had a colourful fintech scene, but 2025 feels like one of those years where everything moves at once. New players jump in, regulators swing hard, global names finally arrive, and long-time concerns suddenly turn into national debates. Before we begin, let me tell you that this list is not in any [...] The post A Look at the Top Fintech Philippines Stories in 2025 appeared first on Fintech News Philippines.

Author: Fintechnews

2025/12/04

Major U.S. Banks Rapidly Embracing Bitcoin, Says Saylor

Major U.S. Banks Rapidly Embracing Bitcoin, Says Saylor

The post Major U.S. Banks Rapidly Embracing Bitcoin, Says Saylor appeared on BitcoinEthereumNews.com. Key Points: Michael Saylor reveals major banks’ accelerated Bitcoin adoption and 2026 expectations. Eight of the top ten banks are integrating Bitcoin services. Institutional credit issuance against Bitcoin set to surge. Michael Saylor, founder of MicroStrategy, announced that major U.S. banks are rapidly adopting Bitcoin for custody and lending, with eight out of ten banks involved. This shift repositions Bitcoin as a key financial asset, ushering in a new era of institutional demand, projected to significantly transform its market value by 2026. U.S. Banks Integrate Bitcoin as Asset Evolution Accelerates Michael Saylor, founder of MicroStrategy, anticipates major banks’ accelerating Bitcoin adoption will redefine the asset’s role in global finance. Eight leading U.S. banks are engaged in Bitcoin custody and lending services, increasing the cryptocurrency’s institutional integration. This evolution signifies a redirection from Bitcoin as a mere speculative asset to a pivotal financial instrument. Saylor predicts a significant structural demand increase led by the banking sector, highlighting Bitcoin’s transition to a global financial asset. Additionally, leaders like Saylor stress this initiative aligns with regulatory acknowledgement, hinting at broader economic effects. Banks like Charles Schwab and Citigroup plan to roll out Bitcoin services by 2026, as confirmed by their official remarks. “This institutional integration, especially banks extending credit against Bitcoin as collateral, will drive a new structural demand era for Bitcoin starting in 2026.” Bitcoin Price, Market Dominance, and Institutional Influence Did you know?The current rapid institutional adoption of Bitcoin is juxtaposed with the corporate wave begun by MicroStrategy in 2020, marking a transition from halving-cycle-driven price changes to sustained, credit-based demand. According to CoinMarketCap, Bitcoin (BTC) trades at $93,181.16 with a market cap of 1.86 trillion, reflecting a 58.66% dominance in the crypto market. The last update showed a 0.31% rise in 24 hours, with the 30-day period seeing a 10.57%…

Author: BitcoinEthereumNews

2025/12/04

Stablecoins: The Surprising New Contender for Global Dollar Liquidity

Stablecoins: The Surprising New Contender for Global Dollar Liquidity

BitcoinWorld Stablecoins: The Surprising New Contender for Global Dollar Liquidity Could the digital tokens in your crypto wallet actually help fund the U.S. government? A recent Bloomberg analysis reveals a fascinating debate: experts are divided on whether stablecoins will become a powerful new source of dollar liquidity or simply reshuffle existing money. This discussion sits at the critical intersection of cryptocurrency innovation and global finance. […] This post Stablecoins: The Surprising New Contender for Global Dollar Liquidity first appeared on BitcoinWorld.

Author: bitcoinworld

2025/12/04

$120K Bitcoin Price Prediction Fuels Bitcoin Hyper’s $28.95M Presale

$120K Bitcoin Price Prediction Fuels Bitcoin Hyper’s $28.95M Presale

Quick Facts: ➡️ Bitcoin’s rebound toward $93k, driven by ETF inflows and Fed rate cut expectations, has put renewed focus on a possible $120k target. ➡️ US spot Bitcoin ETF inflows have hit $58.5M on December 2 alone, while $BTC has added $732B in new capital throughout the entire cycle. ➡️ Bitcoin Hyper ($HYPER) proposes […]

Author: Bitcoinist

2025/12/04

Bitcoin Hyper Becomes the Best Crypto Presale as it Nears $30M

Bitcoin Hyper Becomes the Best Crypto Presale as it Nears $30M

Quick Facts: ➡️ Bitcoin’s base layer still struggles with slow throughput, volatile fees, and limited programmability, leaving a gap between its store‑of‑value status and everyday usability. ➡️ Bitcoin Hyper introduces the first Bitcoin Layer-2 with SVM integration, aiming to deliver Solana‑level performance while inheriting Bitcoin’s security guarantees. ➡️ By enabling fast, low‑fee wrapped $BTC payments, […]

Author: Bitcoinist

2025/12/04

HSBC Advances Tokenization, Seeks Broader Blockchain Integration

HSBC Advances Tokenization, Seeks Broader Blockchain Integration

The post HSBC Advances Tokenization, Seeks Broader Blockchain Integration appeared on BitcoinEthereumNews.com. Key Points: HSBC plans tokenized deposits; scalability could exceed current cryptocurrencies. Initiatives involve Ethereum-compatible technology with possible public chain solutions. Tokenization scale could reshape financial asset integration worldwide. HSBC is advancing its tokenized deposit initiative on a private Ethereum-compatible blockchain, as stated by Global Director Sun Lei, during a recent fintech event. This move could revolutionize banking by integrating tokenization, potentially exceeding current cryptocurrency scales and influencing future enterprise blockchain adoption. HSBC’s Blockchain Strategy Poised for Financial Transformation HSBC has invested resources in tokenized deposit business, setting technical standards aligned with Ethereum’s EVM and ERC-20 standards. The initiative could signal substantial growth if even a small percentage of commercial deposits are tokenized. HSBC is considering public chain routes for enhanced blockchain interoperability. With these developments, HSBC projects a significant transformation in its deposit structure, potentially dwarfing current crypto markets. Technical compatibility with Ethereum-based assets broadens potential use cases, allowing for seamless integration and future adaptability. Discussions around tokenized loans are underway, hinting at further blockchain applications. “If only 5% to 10% of commercial bank deposits become tokenized, the volume would far exceed the market scale of any existing cryptocurrency today.” — Source Historical Insights and Market Implications Did you know? HSBC’s move to tokenized assets potentially follows historical trends started by DeFi lending protocols, yet with vastly larger financial scales. According to CoinMarketCap, Ethereum (ETH) prices at $3,198.05 showcase significant changes with a 4.45% increase over 24 hours, while experiencing a 26.90% decrease over 90 days. Ethereum’s circulating supply stands at 120,695,430. This data reflects current trends in the broader cryptocurrency market landscape. Ethereum(ETH), daily chart, screenshot on CoinMarketCap at 07:29 UTC on December 4, 2025. Source: CoinMarketCap The Coincu research team notes that HSBC’s blockchain initiatives potentially support financial innovation, enhancing liquidity and cross-border transaction speed. Additionally, this approach…

Author: BitcoinEthereumNews

2025/12/04

Could This $0.035 Token Become the Next 30x Altcoin? Phase 6 95% Filled

Could This $0.035 Token Become the Next 30x Altcoin? Phase 6 95% Filled

One new crypto token corresponding to a price of $0.035 is experiencing hype as investors look at finding early trades which might deliver significant value during the next crypto cycle. Analysts are monitoring the best crypto-opportunities, and according to them, the project enters the phase where momentum may change within a very short period, particularly, […]

Author: Cryptopolitan

2025/12/04

Bitcoin’s $6 Billion Positions at Risk Ahead of Fed Rate Decision, Short Squeeze Possible

Bitcoin’s $6 Billion Positions at Risk Ahead of Fed Rate Decision, Short Squeeze Possible

The post Bitcoin’s $6 Billion Positions at Risk Ahead of Fed Rate Decision, Short Squeeze Possible appeared on BitcoinEthereumNews.com. Bitcoin is trading in a narrow range around $93,800 ahead of the Federal Reserve’s interest rate decision, placing over $6 billion in leveraged positions at risk of liquidation from even minor price shifts, according to derivatives data from CoinGlass. Nearly $3 billion in short positions could be liquidated if Bitcoin rises just 3% to $96,250, triggering widespread forced buying. Conversely, $3.52 billion in long positions face elimination with a 4.54% drop to $89,209, highlighting the market’s delicate balance. Market open interest has declined since late November, with data from Velo indicating short-covering activity amid weak spot buying, per recent analytics. Explore Bitcoin’s price volatility ahead of the Fed rate decision and the $6B liquidation risks. Stay informed on crypto market dynamics for smarter trading strategies—read now for key insights. What Risks Does the Fed Rate Decision Pose to Bitcoin Traders? Bitcoin Fed rate decision risks are mounting as the cryptocurrency hovers in a tight trading band, exposing billions in leveraged bets to potential wipeouts. With the Federal Reserve’s announcement approaching, even small price fluctuations could liquidate substantial positions, amplifying market volatility. Data from CoinGlass reveals that shorts and longs alike are vulnerable, underscoring the high-stakes environment for investors. How Could a Short Squeeze Impact Bitcoin’s Price Momentum? A short squeeze in the Bitcoin Fed rate decision scenario could propel prices sharply upward if the Fed signals a dovish stance, such as a quarter-point rate cut, which bond traders are pricing at nearly 90% probability. This event would force short sellers to buy back Bitcoin to cover losses, accelerating an uptrend toward the $100,000 psychological barrier. According to Velo data, declining open interest since November 21, coupled with rising cumulative volume delta in perpetual contracts, points to ongoing short-covering rather than fresh bullish bets. Spot buying remains subdued, with orderbook depths…

Author: BitcoinEthereumNews

2025/12/04

Japan’s new crypto tax could wake ‘sleeping giant’ of retail investors

Japan’s new crypto tax could wake ‘sleeping giant’ of retail investors

The post Japan’s new crypto tax could wake ‘sleeping giant’ of retail investors appeared on BitcoinEthereumNews.com. A new, more moderate tax on digital assets in Japan is projected to make crypto more appealing to retail investors. Lawmakers in the National Diet, Japan’s legislature, reportedly support a proposal from the country’s financial watchdog, the Financial Services Agency (FSA), that would lower taxes on crypto. The rate would decrease from a maximum of 55% to 20%, aligning the taxation regime more closely with traditional assets and securities. Relaxing the tax code reflects a growing trend of the government moderating its stance toward crypto in Japan. From a relative gray zone to strict regulations, to becoming part of a national growth plan, the government has gradually recognized crypto as part of the financial industry. This growing recognition, soon to take the form of lower taxes for crypto traders, will onboard new retail users, industry observers state. More retail investors to come with lower crypto tax in Japan For years, cryptocurrencies operated in a somewhat gray space in Japan. After the collapse of the Mt. Gox cryptocurrency exchange in 2014, the Diet decided that digital assets like Bitcoin (BTC) were not to be considered currency or bonds. Therefore, they could not be regulated under the Banking Act and Financial Instruments and Exchange Law. This effectively prohibited banks and companies dealing in securities from offering cryptocurrency-related services. In May 2016, the FSA established a regulatory regime for crypto-asset service providers under the Payment Services Act (PSA). Subsequent amendments to the PSA in 2017 legalized crypto and created standards for exchanges. These included Anti-Money Laundering, Know Your Customer and registration requirements. The amendments also labelled crypto as “miscellaneous income.” The progressive income tax rates in Japan range from 5% to 45%. Combined with a flat 10% inhabitant tax, the maximum tax penalty for crypto adds up to 55%. Related: An overview of…

Author: BitcoinEthereumNews

2025/12/04

Ethereum Sheds $6.4B in Leverage as Whales Buy Big

Ethereum Sheds $6.4B in Leverage as Whales Buy Big

As the market clears with open interest losses of 6.4B, institutional investors continue to buy ETH. Structural strength is indicated by DeFi dominance and whale activity. Ether has an acute leverage reset. Open interest fell across boards as values fell between $4,830 and $2,800. But institutional buyers continue to add ETH. The disconnection indicates a […] The post Ethereum Sheds $6.4B in Leverage as Whales Buy Big appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/12/04

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
5121Articles
Cryptopolitan
Cryptopolitan
1125Articles
Coinstats
Coinstats
1016Articles
PANews
PANews
983Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

World Markets Launches ‘No ADL’ DEX on MegaETH

World Markets Launches ‘No ADL’ DEX on MegaETH

2026/02/18 01:40
Young Immigrants Advancing Biomedical Science Eligible for $50,000 Vilcek Prizes for Creative Promise

Young Immigrants Advancing Biomedical Science Eligible for $50,000 Vilcek Prizes for Creative Promise

2026/02/18 01:33
Trump DOJ firing spree backfires as key lawyers join his opponents

Trump DOJ firing spree backfires as key lawyers join his opponents

2026/02/18 01:28
VulnCheck Raises $25M Series B Financing to Address Surging Demand for its Exploit Intelligence Solutions

VulnCheck Raises $25M Series B Financing to Address Surging Demand for its Exploit Intelligence Solutions

2026/02/18 00:50
Zenith Bank warns against fake Wealth Bridge videos linked to its Chairman, Jim Ovia

Zenith Bank warns against fake Wealth Bridge videos linked to its Chairman, Jim Ovia

2026/02/18 00:49