ExchangeDEX+

Buy Crypto Markets Spot FuturesGOLD Earn Event Center

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15991 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Michael Saylor: Major Banks Adopting Bitcoin Faster Than Expected

Michael Saylor, Executive Chairman of Strategy and prominent Bitcoin advocate, has declared that major banks are adopting Bitcoin at a pace exceeding industry expectations, predicting 2026 will witness extraordinary institutional integration of cryptocurrency into traditional banking infrastructure.

Author: MEXC NEWS

2025/12/04

Direct Crypto Trading: Russia’s VTB Bank Prepares Groundbreaking Pilot for Clients

BitcoinWorld Direct Crypto Trading: Russia’s VTB Bank Prepares Groundbreaking Pilot for Clients In a move signaling a significant shift, Russia’s financial landscape is poised for a major evolution. Several of the country’s commercial banks, led by the giant VTB, are preparing to offer direct crypto trading to clients. This follows a notable policy change by the central bank and could reshape how Russians interact with digital assets. […] This post Direct Crypto Trading: Russia’s VTB Bank Prepares Groundbreaking Pilot for Clients first appeared on BitcoinWorld.

Author: bitcoinworld

2025/12/04

Spotify Wrapped 2025: Tems is most-exported Nigerian female artiste, Burna Boy tops overall

Grammy Awards winner and global Afrobeats sensation, Tems has claimed a dual spotlight in Spotify’s 2025 Wrapped, emerging…

Author: Technext

2025/12/04

Mutuum Finance (MUTM) Price Prediction Update: Could This $0.035 DeFi Crypto Jump 800% After V1 Goes Live?

Mutuum Finance (MUTM) is entering one of the most important stages of its development, and the crypto market is already taking notice.

Author: Cryptodaily

2025/12/04

Best Altcoins to Buy as 2026 Altcoin Season Looms

What to Know: With improving macro and declining $BTC dominance, altcoins with clear narratives, liquidity, and real ecosystems look best placed for 2026 rotations. Altcoins stand to boom if the risk-on rotation comes to fruition in early 2026. Bitcoin Hyper brings SVM‑powered smart contracts and low‑latency execution to Bitcoin, targeting real DeFi and payments usage on BTC collateral. Maxi Doge channels 1000x trader culture into a meme token with future competitions, dynamic staking, and a treasury backing future partnerships. Is liquidity about to flip? Bitcoin dominance has started to leak lower, even as spot ETF flows stabilize and macro data quietly improves. With global PMI readings ticking back into expansion and traders increasingly pricing an eventual end to quantitative tightening, we’re seeing the first ingredients for a proper ‘risk‑on’ rotation in 2026. If that shift accelerates, capital typically moves in stages: Stage 1: Bitcoin – The cycle begins here. Capital flows into the market leader first as the safest entry point during a shift.Stage 2: Large Caps – Money rotates from $BTC into established, high-valuation cryptocurrencies (typically assets like Ethereum or Solana).Stage 3: High-Conviction Altcoins – Capital moves to mid-cap assets, but strictly those meeting specific quality criteria: Actual user bases. Clear, understandable narratives. Sufficient liquidity to support significant investment. Stage 4: Low-Float / Story-Driven Names – This is the speculative phase where prices go ‘vertical.’ However, there are some critical conditions for longevity here: Requirement: Must be backed by real infrastructure and legitimate community culture. Warning: Projects relying solely on ‘memes and promises’ without substance generally struggle to maintain their value. Then, to top it off, crypto analysts like Shanaka Perera on X say the altcoin resurrection is coming, and watching key information will be the biggest indicator as to when. That’s why the most interesting plays now are assets sitting at the intersection of structural demand and narrative readiness: Bitcoin Hyper ($HYPER), Maxi Doge ($MAXI), and Pudgy Penguins ($PENGU) all do exactly that, making them the best altcoins to buy. 1. Bitcoin Hyper ($HYPER): First Bitcoin Layer 2 With SVM Firepower Bitcoin Hyper ($HYPER) positions itself as the first-ever Bitcoin Layer 2 with Solana Virtual Machine (SVM) integration, essentially grafting Solana‑style performance onto Bitcoin’s settlement layer. Instead of trying to redo Bitcoin, it uses a modular design: Bitcoin L1 for finality and a real‑time SVM L2 for high‑throughput execution anchored back to mainnet. On the technical side, $HYPER runs a low‑latency execution environment using the SVM, enabling sub‑second confirmation times and high TPS for smart contracts. A decentralized Canonical Bridge lets you move $BTC into wrapped representations on L2, where fees drop to cents, and complex transactions become economically viable. That unlocks a full DeFi and dApp stack denominated in $BTC: high‑speed payments, AMM swaps, lending markets, staking protocols, NFTs, and even gaming. It’s all built with familiar Rust tooling and SPL‑style tokens modified for this L2. For a full project breakdown, check out our ‘What is Bitcoin Hyper’ guide. For developers, it’s essentially Solana‑grade UX with Bitcoin security and demand as the underlying collateral base. Crucially, the market is already responding. The Bitcoin Hyper ($HYPER) presale has raised over $28.9M with tokens priced at $0.013375, signaling deep early liquidity and conviction at the infrastructure layer. With dynamic staking rewards currently at 40% you can make your money work for you without any extra effort. Smart money is also moving. Whale buys have hit highs of $500K, showing big money is getting in early. Join the $HYPER presale today. 2. Maxi Doge ($MAXI): Meme Liquidity for 1000x Trader Culture Maxi Doge ($MAXI) is the pure sentiment play on speculative energy. Branded as a 240‑lb canine juggernaut embodying the 1000x leverage trading mentality, $MAXI wraps degen culture into a meme token built around competition, leaderboards, and shared upside through its community treasury. Instead of being ‘just a dog coin,’ Maxi Doge leans into a ‘Leverage King’ identity. Future holder‑only trading competitions, on‑chain leaderboards, and reward pools are designed to keep activity around the token, giving it a narrative hook during risk‑on rotations when gamblers return in force. The presale numbers already show meaningful traction: over $4.2M raised with tokens priced at $0.0002715, giving you clear exposure to a meme that actually has structural community mechanics. A dynamic staking APY currently at 72% adds another layer, encouraging you to lock tokens. In a 2026 altcoin season scenario where meme risk comes roaring back, tokens with defined culture, visible scoreboards, and funded treasuries tend to outperform anonymous copy‑paste projects. Maxi Doge is aiming squarely at that lane with its treasury‑backed ‘Maxi Fund’ for liquidity and partnerships. Learn how to buy Maxi Doge today. 3. Pudgy Penguins (PENGU): NFT IP Turning Into Tokenized Infra Pudgy Penguins ($PENGU) is a very different kind of altcoin candidate: a utility token sitting under one of the strongest NFT‑origin brands in crypto. $PENGU powers the Pudgy Penguins Web3 ecosystem, supporting gaming, staking, governance, and broader participation across a fast‑expanding IP universe that already spills into mainstream retail. The token runs on Solana with a max supply of 88.88B, tapping into low fees and high throughput while benefiting from major exchange liquidity and established infra. It’s closely tied to Pudgy’s push into gaming and digital experiences, where NFTs, merch, and token incentives can all reinforce each other in a flywheel. As the ecosystem grows through partnerships and IP expansion, including integrations with zk‑powered infrastructure like the Abstract network, $PENGU becomes a way to capture value from that brand growth rather than just speculate on individual NFTs. This aligns it with a broader shift toward ‘media‑fi,’ tokens under recognizable, memetic IP. July price action shows what happens when culture and capital collide: $PENGU rallied more than 60% after Coinbase adopted a Pudgy Penguin NFT as its profile picture, a small but visible vote of confidence from a major platform. If altcoin season becomes a bet on recognizable consumer brands, Pudgy Penguins could be near the front of the pack. Buy $PENGU from top exchanges like Binance. Recap: If 2026 delivers a real altcoin season on the back of easing macro and falling Bitcoin dominance, infrastructure‑grade bets like Bitcoin Hyper, cultural memes like Maxi Doge, and established IP tokens like Pudgy Penguins offer three distinct ways to position. Remember, this isn’t intended as financial advice, and you should always do your own research before investing. Authored by Aaron Walker, NewsBTC — https://www.newsbtc.com/news/best-altcoins-to-buy-before-2026-altcoin-season-hyper-leads/

Author: NewsBTC

2025/12/04

Breakout Alert: New Altcoin Hits 250% and Enters Final Allocation Stage Under $0.04

The post Breakout Alert: New Altcoin Hits 250% and Enters Final Allocation Stage Under $0.04 appeared on BitcoinEthereumNews.com. There is a signal around a new crypto token, which has already gained 250% this year, and is now in its final allocation drive below $0.04. According to those analysts who observe the trend across the leading crypto platforms, this is a rapidly changing momentum that might finish earlier than the expectations of the majority. This stage could determine the fate of this project as one of the potential strongest newcomers going into 2026 or not. Why the Attention is Growing Mutuum Finance (MUTM) is developing a lending protocol that is based on real on-chain usage. The system gives the user the option to deposit assets either ETH or USDT and earn as a consequence of a borrower paying an interest period in the form of a mt Token. The liquidity-based rates, transparent collateral regulations, and liquidations are used by the borrowers in such a way that they are only applicable when required to ensure that the system is risk-free. The token started cheaply at the beginning of 2025 in the range of $0.01 and has recently risen to $0.035, which indicates the 2.5x increase now attracting the attention of the analysts. The project has already raised over $19.1 million, acquired over 18,300 holders, and sold over 810 million MUTM tokens. The 4 billion overall number was divided into 1.82 billion tokens that the presale stages received. Phase 6 has nearly reached completion with the buyers filling the last slots at a very fast rate. Security Foundation and V1 Launch On its official X account, it was stated by the Mutuum Finance that in Q4 2025, V1 testnet will become active on Sepolia network. The liquidity pool, mtTokens, debt tracking, and a liquidator bot will be the initial offerings in the first release alongside ETH and USDT as the initial…

Author: BitcoinEthereumNews

2025/12/04

Taiwan is Launching a Stablecoin. What is the Best Crypto to Buy Now?

Takeaways: Bitcoin Hyper introduces SVM-powered, ultra-low-latency smart contracts to Bitcoin, positioning BTC as a broader hub for DeFi and fast […] The post Taiwan is Launching a Stablecoin. What is the Best Crypto to Buy Now? appeared first on Coindoo.

Author: Coindoo

2025/12/04

Plume Brings Institutional RWA Yield to Solana With Debut of Nest Vaults

Finance Share Share this article

Copy linkX (Twitter)LinkedInFacebookEmail

Plume Brings Institutional RWA Yie

Author: Coindesk

2025/12/04

Babylon and Aave Unveil Native Bitcoin-Backed Lending for Decentralized Finance Platform

The post Babylon and Aave Unveil Native Bitcoin-Backed Lending for Decentralized Finance Platform appeared on BitcoinEthereumNews.com. Babylon Labs and Aave Labs partner to introduce groundbreaking native bitcoin collateralization in DeFi lending ecosystem. Babylon Labs and Aave Labs have announced a strategic partnership to enable native bitcoin-backed lending through Aave V4’s innovative Hub and Spoke architecture on December 3, 2025. The collaboration introduces a dedicated bitcoin-backed Spoke that allows bitcoin to be […] Source: https://news.bitcoin.com/babylon-and-aave-unveil-native-bitcoin-backed-lending-for-decentralized-finance-platform/

Author: BitcoinEthereumNews

2025/12/04

LILSHIB Begins Its Presale: Dog-Inspired Meme Token Offers Ultra-Low $0.0002 Entry and Instant 10% Referral Payouts

LILSHIB token presale has officially begun, offering early buyers a price of $0.0002 per token. The Ethereum-based meme coin is targeting a community-led approach with a total presale allocation of 55 billion tokens. With over 82741.455 tokens sold so far, the token has raised $16.548291 in its early phase. Presale

Author: Thenewscrypto

2025/12/04

Latest Articles

TON Foundation Strikes Major Deal With Banxa to Power Stablecoin Payments Across Asia Pacific

2026/02/18 02:35

The New Architecture of Resilience: EmpactUS Reimagines Post-Conflict Recovery in MENA

2026/02/18 01:50

Lending

Michael Saylor: Major Banks Adopting Bitcoin Faster Than Expected

Direct Crypto Trading: Russia’s VTB Bank Prepares Groundbreaking Pilot for Clients

Spotify Wrapped 2025: Tems is most-exported Nigerian female artiste, Burna Boy tops overall

Mutuum Finance (MUTM) Price Prediction Update: Could This $0.035 DeFi Crypto Jump 800% After V1 Goes Live?

Best Altcoins to Buy as 2026 Altcoin Season Looms

Breakout Alert: New Altcoin Hits 250% and Enters Final Allocation Stage Under $0.04

Taiwan is Launching a Stablecoin. What is the Best Crypto to Buy Now?

Plume Brings Institutional RWA Yield to Solana With Debut of Nest Vaults

Babylon and Aave Unveil Native Bitcoin-Backed Lending for Decentralized Finance Platform

LILSHIB Begins Its Presale: Dog-Inspired Meme Token Offers Ultra-Low $0.0002 Entry and Instant 10% Referral Payouts

Recommended by active authors

Related Tags

Latest Articles

TON Foundation Strikes Major Deal With Banxa to Power Stablecoin Payments Across Asia Pacific

Top Analyst Reveals What Comes Next for Bitcoin, Ethereum, and XRP

Stardock Announces March 17 Release Date for Elemental: Reforged

This is How XRP Was Used As a Bridge Asset in the Last 24 Hours

The New Architecture of Resilience: EmpactUS Reimagines Post-Conflict Recovery in MENA