Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16042 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Crypto officially becomes a “third category” of property, fixing the fatal flaw in digital asset ownership.

Crypto officially becomes a “third category” of property, fixing the fatal flaw in digital asset ownership.

The post Crypto officially becomes a “third category” of property, fixing the fatal flaw in digital asset ownership. appeared on BitcoinEthereumNews.com. The UK doesn’t pass many one-clause statutes that redraw the map of personal property, but that’s exactly what arrived with Royal Assent on Dec.2. After years of academic papers, Law Commission consultations, and scattered High Court judgments trying to make old categories fit modern assets, Parliament finally said that digital and electronic assets can exist as their own form of personal property, not because they’re shoehorned into something else, but because they function as objects in their own right. This establishes a third category of personal property in English law, one that sits alongside “things in possession” (physical goods) and “things in action” (claims you enforce in court). Crypto never cleanly matched either, because tokens aren’t physical objects, and they also aren’t contractual IOUs. For years, lawyers and judges improvised, stretching doctrines built for ships, bearer bonds, and warehouse receipts to handle assets locked by private keys. Still, now the system has a statutory anchor. The law says that a digital object is not disqualified from being property just because it fails the tests of the other two categories. This matters because English law still has an outsized global reach. A large share of corporate contracts, fund structures, and custody arrangements relies on English law even when the businesses themselves are based in Switzerland, Singapore, or the US. When London clarifies property rights, the ripples go far. And with the Bank of England running a live consultation on systemic stablecoins, the timing all but guarantees that this Act becomes the foundation for the next decade of UK crypto-market design. Before this, crypto existed in a kind of doctrinal limbo. Courts repeatedly treated tokens as property in practical settings, issuing freezing orders, granting proprietary injunctions, and appointing receivers. Still, they did it by treating crypto as if it belonged to one…

Author: BitcoinEthereumNews
This New DeFi Coin Has Risen 250% While Large Caps Drift, Is It the Best High-Upside Crypto Before 2026?

This New DeFi Coin Has Risen 250% While Large Caps Drift, Is It the Best High-Upside Crypto Before 2026?

Big assets remain ambiguous in their drift and lots of people are shifting towards new sharp upside prospects. One DeFi altcoin that is currently trading at a price of $0.035 had been making gains of 250% in its development process and as the activities increase before its next significant milestone, the Mutuum Finance (MUTM) is […]

Author: Cryptopolitan
Donald Trump-Linked Bank Takes Important Step for Cryptocurrency Sector

Donald Trump-Linked Bank Takes Important Step for Cryptocurrency Sector

The post Donald Trump-Linked Bank Takes Important Step for Cryptocurrency Sector appeared on BitcoinEthereumNews.com. Monet Bank, a Texas-based community bank, has officially announced its entry into the cryptocurrency lending and digital asset banking space, taking its place among the crypto-focused banks in the United States. The bank, owned by billionaire businessman Andy Beal and a prominent supporter of President Donald Trump, positions itself as an “infrastructure bank for digital assets.” According to official records, the bank has assets of just under $6 billion and capital of approximately $1 billion. Monet Bank's website states that it aims to be “a leading digital asset financial institution, committed to providing innovative and forward-thinking solutions for the digital economy.” Launched in 1988 as Beal Savings Bank, the bank first changed its name to XD Bank this year and then rebranded as Monet Bank two months later. The bank, which is regulated by the FDIC and has six branches, appears to have completed its organizational transformation around digital assets. Related News: What Do Current Options in Bitcoin (BTC) Indicate? The bank's owner, Andy Beal, is known for his extensive financial support for Donald Trump during the 2016 election, as well as being the founder of Beal Financial Corp. Monet Bank joins a small number of US banks aiming to serve the crypto industry. In October, the US Office of the Comptroller of the Currency (OCC) granted a conditional bank license to tech-focused Erebor Bank. Erebor is backed by Peter Thiel, a founder of Founders Fund and an investor in CoinDesk's parent company, Bullish. Meanwhile, this week, former Signature Bank executives launched N3XT, a small-cap crypto bank operating in Wyoming under a Special Purpose Depository Institution (SPDI) license. N3XT aims to process payments instantly via a private blockchain network. *This is not investment advice. Continue Reading: Donald Trump-Linked Bank Takes Important Step for Cryptocurrency Sector Source: https://en.bitcoinsistemi.com/donald-trump-linked-bank-takes-important-step-for-cryptocurrency-sector/

Author: BitcoinEthereumNews
A New Debate Emerges Over Jupiter Lend’s Risk Narrative

A New Debate Emerges Over Jupiter Lend’s Risk Narrative

The post A New Debate Emerges Over Jupiter Lend’s Risk Narrative appeared on BitcoinEthereumNews.com. Jupiter Lend has recently found itself embroiled in controversy following accusations of misleading risk statements. Kash Dhanda, the Chief Operating Officer, admitted that prior claims on social media suggesting the lending product posed “zero contagion risk” were inaccurate. Continue Reading:A New Debate Emerges Over Jupiter Lend’s Risk Narrative Source: https://en.bitcoinhaber.net/a-new-debate-emerges-over-jupiter-lends-risk-narrative

Author: BitcoinEthereumNews
Li Feng, co-founder of Moore Threads, touted as the "first domestically produced GPU stock," has been exposed for issuing cryptocurrency to raise funds and defaulting on a loan of 1,500 BTC.

Li Feng, co-founder of Moore Threads, touted as the "first domestically produced GPU stock," has been exposed for issuing cryptocurrency to raise funds and defaulting on a loan of 1,500 BTC.

PANews reported on December 7th that, according to Foresight News, Moore Threads, touted as China's Nvidia, debuted on the STAR Market on December 5th as the "first domestically produced GPU stock," opening at 650 yuan per share, a surge of 468.78% from its issue price of 114.28 yuan, pushing its total market capitalization above 300 billion yuan. This ignited enthusiasm in the A-share market, with a single winning bid (500 shares) yielding a net profit of over 267,000 yuan. E Fund Management saw a paper profit of nearly 1.9 billion yuan, early investors such as Tencent and ByteDance achieved returns exceeding 35 times, and Peixian Qianyao achieved a return of up to 6200 times. However, Li Feng, co-founder of Moore Threads and dean of Moore Academy, had previously been embroiled in controversy surrounding cryptocurrency. The project "Malago Coin" (MGD) was embroiled in controversy in 2017. Li Feng, along with other prominent figures in the cryptocurrency world such as Li Xiaolai and Xue Manzi, launched the project, using the gimmick of "the first modern performance art based on blockchain in human history," and raised 5,000 ETH through crowdfunding. The token distribution plan reserved 10% for the year 2100; the team's background was packaged as "composed of a CEO, CTO, CFO, PhD, returnee, and investment banker," but this was largely fabricated. Despite this, MGD completed its fundraising within a week of its launch. However, the project was quickly summoned by relevant departments due to the sensitive nature of its name and was forced to change its name to "Alpaca Coin MGD." The dispute with OKX founder Star over a 1,500 Bitcoin debt : In June 2018, Star publicly accused Li Feng on his WeChat Moments of refusing to repay a loan of 1,500 Bitcoins (worth approximately 80 million yuan at the time) and even "disappearing." He posted the loan agreement and video evidence, and announced that he had filed lawsuits in courts in both China and the United States, applying for asset preservation. In mid-2018, 1,500 BTC were worth approximately $10 million; currently, their value is as high as $135 million. Li Feng responded via group chat, claiming that the loan was actually Star's investment in the MGD project, and because the project failed to launch, Star regretted it and wanted the funds back. Both sides maintain their own versions of events. The agreement posted by Star shows that, with Hu Zhibin's guarantee, Star and Li Feng renewed the Bitcoin lending agreement. The "Bitcoin Lending Agreement" was first signed on December 17, 2014, and expired on December 16, 2016. However, due to personal reasons of Party B, the loan period needed to be extended, so the agreement was renewed on March 30, 2017, extending the loan period to December 31, 2017.

Author: PANews
$MOBU, SHIB, BZIL, and More

$MOBU, SHIB, BZIL, and More

The post $MOBU, SHIB, BZIL, and More appeared on BitcoinEthereumNews.com. Crypto Projects MoonBull presale live with SHIB, BZIL, CULEX, APEMARS, BONK & DOGE. Join the top meme coin to join now and unlock early-stage crypto gains. Meme coins have quickly become a significant focus in the crypto space, drawing investors with their high growth potential. From MoonBull ($MOBU) to Shiba Inu (SHIB), BullZilla ($BZIL), La Culex ($CULEX), APEMARS Coin, Bonk (BONK), and Dogecoin (DOGE), these projects offer unique opportunities for early-stage participation and community-driven value. The MoonBull presale is live, offering an unprecedented opportunity to join one of the most promising meme coins before mainstream attention hits. As the crypto landscape evolves, investors are flocking to projects with strong tokenomics, staking rewards, and early access benefits. MoonBull stands out as the top meme coin to join now, offering both excitement and tangible ROI potential while the market watches closely. Early-Stage Opportunity: MoonBull Stands Out as the Top Meme Coin to Join Now MoonBull presale gives early adopters unmatched advantages in the meme coin arena. With its robust tokenomics, high APY staking, and strategic burn mechanisms, $MOBU offers both passive income and potential for substantial ROI. Investors enjoy transparent governance, flexible staking, and growing scarcity, which enhance token value. As one of the fastest-growing meme coins, MoonBull stands out for those seeking early-stage gains in a secure and community-driven environment. Beyond its presale, MoonBull offers 95% APY staking starting at Stage 10. Tokens can be staked via the MoonBull dashboard, with daily rewards and a 2-month lock-in, while the system remains flexible for unstaking at any time. And a dedicated pool of $14.6 billion $MOBU ensures consistent rewards and stability. The Bull’s Engine introduces automatic redistribution: 2% goes to liquidity, 2% to holders as passive income, and 1% is burned to steadily reduce supply. Each trade strengthens the ecosystem, ensuring price…

Author: BitcoinEthereumNews
Macro Tailwinds Stack Up, Crypto Market Next Beneficiary of AI CapEx Cycle?

Macro Tailwinds Stack Up, Crypto Market Next Beneficiary of AI CapEx Cycle?

The post Macro Tailwinds Stack Up, Crypto Market Next Beneficiary of AI CapEx Cycle? appeared on BitcoinEthereumNews.com. Key Insights Major macro tailwinds — including Fed rate cuts, the end of QT, and $700B+ in annual tech CapEx — strengthen the liquidity outlook for crypto market. Regulatory shifts, such as SEC deregulation efforts and an upcoming Trump-appointed Fed Chair, signal a potentially more crypto-friendly policy environment. Massive fiscal stimulus and strong S&P 500 earnings growth reinforce risk-on sentiment, creating conditions that could support renewed inflows into Bitcoin, Ethereum, and broader digital assets. The crypto market faces a cascade of supportive macro forces in late 2025, from the Federal Reserve’s end to quantitative tightening on December 1 to surging AI-driven capital expenditures exceeding $700 billion annually. This raises questions about whether digital assets will ride the next wave of tech innovation as equities bask in 13% year-over-year S&P 500 earnings growth. Data compiled in early December shows the S&P 500 Information Technology sector’s capex-to-depreciation ratio has surged to about 1.94 – a two-decade high. Bank of America research further finds that AI-related capital spending contributed roughly 62.5% of U.S. GDP growth in the first half of 2025, noting “without AI, the US would be in a recession.” What Are The Key Macro Tailwinds Impacting the Crypto Market Surging Tech CapEx: Corporations are plowing historic sums into AI and data-center projects. The capex/depreciation ratio in U.S. tech stocks is near 1.94 – up 76% since 2021. This reflects an unprecedented investment cycle. Reuters reported that AI-focused capex already accounts for “more than one-third” of recent U.S. GDP growth. Spending on physical data-center infrastructure alone is up roughly 4× from 2020 levels, while tech sector firms now account for roughly 45% of total S&P 500 capital expenditure – a larger share than even the dot-com era peak. AI-Driven Growth: The AI boom is powering multiple industries. New data show that elevated investment…

Author: BitcoinEthereumNews
Boost Your Portfolio with These 7 Top Meme Coins to Join Now and Earn Big

Boost Your Portfolio with These 7 Top Meme Coins to Join Now and Earn Big

Meme coins have quickly become a significant focus in the crypto space, drawing investors with their high growth potential. From […] The post Boost Your Portfolio with These 7 Top Meme Coins to Join Now and Earn Big appeared first on Coindoo.

Author: Coindoo
Could Apeing Coin Ranks Among the Best Meme Coins to Join Now Become the Market’s Next Sensation While 7 Memecoins Prepare Their Rise?

Could Apeing Coin Ranks Among the Best Meme Coins to Join Now Become the Market’s Next Sensation While 7 Memecoins Prepare Their Rise?

The post Could Apeing Coin Ranks Among the Best Meme Coins to Join Now Become the Market’s Next Sensation While 7 Memecoins Prepare Their Rise? appeared on BitcoinEthereumNews.com. What happens when crypto traders chase the next big meme wave before anyone else sees it coming? And why are coins like Apeing Coin (APEING), Shiba Inu (SHIB), Dogecoin (DOGE), APEMARS (WIF), SPX6900 (SPX), Cheems (CHEEMS), Bonk (BONK), and Pepe (PEPE) drawing massive attention all at once? The market keeps surprising analysts as early-stage tokens outperform expectations, reshaping how investors hunt breakout moments. Today, a new opportunity is gaining momentum: the Apeing Coin Whitelist. With its early-entry benefits and strong community support, Apeing coin ranks among the best meme coins to join now. As traders watch price movements and wonder which meme asset could run next, Apeing Coin’s Whitelist is already becoming a central talking point. Could this be the early access moment investors have been waiting for? Apeing Coin Whitelist: Why Apeing Coin Ranks Among the Best Meme Coins to Join Now Apeing Coin (APEING) is quickly emerging as a powerful contender among meme tokens, driven by strong tokenomics and a rapidly expanding community. The excitement around its early-stage progress continues to build as investors look for the next high-potential entry point, and the Apeing Coin Whitelist is attracting exactly that crowd. The Whitelist offers early access, the lowest possible entry price, exclusive rewards, and minimal supply, all key factors that convince traders they’re stepping into something significant. Join the whitelist today to get a front-row seat, as those who join during the upcoming presale stage 1 can expect an ROI of over 10,000% based on projected listing growth. Limited tokens will be allocated to the upcoming presale stage 1, and the stage 1 price will be 0.0001, while the listing price is set at 0.001, giving early entrants a massive upside window. The opportunity is simple: the cheapest entry point is available now, the momentum is real, and…

Author: BitcoinEthereumNews
The Race for the Next 100x Meme Coin Gets Wild as Apeing Steals the Spotlight From DOGE and SHIB

The Race for the Next 100x Meme Coin Gets Wild as Apeing Steals the Spotlight From DOGE and SHIB

The crypto market feels electric again. Sentiment is shifting fast as traders look across digital assets searching for direction. Many notice rising confidence returning to major projects, and the broader appetite for risk is slowly rebuilding. Communities are active again, social conversations are louder, and search trends show a fresh wave of curiosity around early stage meme plays. This change creates a competitive landscape where every project tries to claim a unique place in the market. During these cycles traders often ask where the next major opportunity will form. They explore older giants for stability and scan newer coins for explosive upside. This mindset fuels the growing demand for the next 100x meme coin because people want a chance to reposition early before attention peaks. The idea of discovering a project before everyone else becomes powerful motivation for both new and experienced investors. A clear contender emerging in these discussions is Apeing. Many believe it captures the raw instinct of early crypto culture. With the rising focus on secure early entry windows, its crypto whitelist is gaining strong momentum. This places Apeing at the center of the growing hunt for the next 100x meme coin, especially as DOGE and SHIB work to retain their influence within the meme sector. Apeing Enters the Spotlight With Early Access Advantages Apeing captures the original energy of meme culture by blending humor, instinct, and bold action into a single identity. This design attracts traders who enjoy simplicity with clear economic mechanics. The project expresses a philosophy built around moving fast while others hesitate. This message resonates with those who track market cycles and understand the value of early, confident decision making. At the core of Apeing’s appeal is its structured crypto whitelist. This system provides an organized path for traders seeking first access. Many investors appreciate controlled entry windows because they reduce noise, reduce uncertainty, and increase fairness across participation levels. The whitelist creates an environment where people secure positions before mainstream excitement forms. The Race for the Next 100x Meme Coin Gets Wild as Apeing Steals the Spotlight From DOGE and SHIB 4 Apeing’s early model is another major reason it dominates conversations about the next 100x meme coin. The opening entry is expected around $0.0001, and the projected listing target sits near $0.001. This creates a clear 10x baseline difference even before broader hype appears. Early participants discuss the possibility of 10,000%+ ROI from Stage 1 allocations. These expectations rise because supply remains limited and early access is controlled. These characteristics encourage traders to think long term. They understand that tokens often perform best when distribution begins with strong, focused communities. Many now consider Apeing a leading candidate in the 100x meme coin race because it embraces early stage psychology while offering a structured path for new participants. How to Join Apeing’s Crypto Whitelist in Three Simple Steps Joining the crypto whitelist involves a straightforward process designed for both new and experienced users. The first step directs participants to the project’s official page where they register their interest. This ensures all entries originate from verified channels to reduce risk. Once the form is submitted the system records user information for the next review stage. The second step requires wallet verification. This confirms that each participant uses a valid blockchain address capable of receiving tokens during the launch phase. This step prevents duplicate entries and keeps the system fair. The verification step remains simple and accessible so anyone can complete it without prior experience. The third step involves final approval. Once the team processes entries they notify users who secure a whitelist position. This confirms access to the earliest token distribution stage. Securing this placement becomes highly valuable for traders who want to capture an early position in a growing project. Many discuss this advantage when evaluating Apeing’s potential as a strong 100x meme coin candidate. Dogecoin Attempts to Reclaim Its Meme Crown Dogecoin remains one of the most recognized assets in the meme sector. Its long presence in the market gives it strong credibility and a loyal community that still drives engagement. The token’s cultural relevance keeps it alive in discussions about meme longevity and network strength. This history gives DOGE the ability to maintain a steady position within the larger market narrative. Even with this influence, Dogecoin faces challenges. The meme sector has changed. Many new entrants bring stronger branding, structured rollouts, and deeper economic models. These dynamics force DOGE to adapt by improving utility, exploring community engagement, and staying active across social channels. Its ability to remain visible demonstrates the resilience that made it successful in previous cycles. Traders analyzing DOGE view its community endurance as a major advantage. They recognize that consistent interest helps support long term relevance. With stronger brand positioning and ongoing development support, DOGE stands as a symbolic pillar for meme coins even when competition intensifies. This makes it an important benchmark for any token attempting to become the next 100x meme coin. Shiba Inu Works to Strengthen Its Growing Ecosystem Shiba Inu continues to evolve, expanding far beyond its origins as a simple meme asset. Its growing ecosystem demonstrates genuine attempts to provide utility, improve user experiences, and create long lasting value. This approach helps SHIB remain competitive even during periods with lower market momentum. The project’s team continues to build features designed to strengthen network activity. Despite this progress SHIB still competes in a sector defined by constant innovation. Many new meme tokens arrive with fresh narratives, stronger branding, and simplified early entry structures. These attributes appeal strongly to newer investors who prioritize early positioning and community growth. This creates constant pressure for SHIB to showcase its unique strengths and remain relevant in an increasingly crowded field. The Race for the Next 100x Meme Coin Gets Wild as Apeing Steals the Spotlight From DOGE and SHIB 5 Final Thoughts: The Road to the Next 100x Meme Coin Is Wide Open The meme coin market continues to evolve as traders search for high potential projects with strong communities and accessible entry points. DOGE and SHIB hold major influence due to their long term presence and cultural significance. They remain benchmarks for the sector. However, in a climate where early advantage matters most, new projects like Apeing gain attention quickly. Apeing’s early model makes its crypto whitelist a powerful opportunity for traders who want first access. Many recognize that early entries often produce the highest returns. The project’s structure, branding, and timing all contribute to its growing reputation. This positions Apeing as a leading contender in the competitive race for the next 100x meme coin. The narrative is still forming. Markets may shift again. But one thing remains true. Traders who move early often capture the greatest wins. Apeing offers a path built around that core belief, and many now watch it closely to see whether it becomes the next major breakout within the meme coin universe. The Race for the Next 100x Meme Coin Gets Wild as Apeing Steals the Spotlight From DOGE and SHIB 6 For More Information: Website: Visit the Official Apeing Website Telegram: Join the Apeing Telegram Channel Twitter: Follow Apeing ON X (Formerly Twitter) FAQ About the 100x Meme Coin What makes a strong 100x meme coin candidate? A strong candidate shows community traction, clear messaging, structured distribution, and developer transparency. Why do traders value the crypto whitelist? It provides early access, fair entry distribution, and reduced competition during launch phases. How does Apeing differ from older meme coins? Apeing focuses on early entry advantages, structured rollout, and a culture centered on decisive action. Why is early access valuable in new meme projects? It gives traders the lowest entry points and higher long term potential if the project gains traction. Summary This article explores how the race for the next 100x meme coin has intensified across the crypto market as sentiment rises and traders search for early stage opportunities. Dogecoin and Shiba Inu continue to hold influence within the sector, but the spotlight has shifted toward Apeing due to its structured crypto whitelist and strong early growth narrative. The article explains how the whitelist works, why early access matters, and how Apeing leverages a culture of decisive action to attract new participants. By combining instinct driven branding with clear distribution mechanics, Apeing positions itself as a serious contender for the next major breakout in the meme ecosystem. Read More: The Race for the Next 100x Meme Coin Gets Wild as Apeing Steals the Spotlight From DOGE and SHIB">The Race for the Next 100x Meme Coin Gets Wild as Apeing Steals the Spotlight From DOGE and SHIB

Author: Coinstats