Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16038 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Mutuum Finance (MUTM) Approaches Key Milestone in Presale as Ethereum (ETH) Reclaims $3,000

Mutuum Finance (MUTM) Approaches Key Milestone in Presale as Ethereum (ETH) Reclaims $3,000

Ethereum (ETH) is regaining momentum, as it crosses the $3000 mark again and the bullish action of the market is revisiting the entire crypto market and investors monitor the possible extension of the market to new heights. Although the recovery of ETH is promising, focus is being placed more on new projects that can provide […]

Author: Cryptopolitan
Solv Protocol and Stellar Ally to Convert $USDC Liquidity into Productive $BTC Yields

Solv Protocol and Stellar Ally to Convert $USDC Liquidity into Productive $BTC Yields

The post Solv Protocol and Stellar Ally to Convert $USDC Liquidity into Productive $BTC Yields appeared on BitcoinEthereumNews.com. Solv Protocol, the largest on-chain Bitcoin ($BTC) treasury, has announced its groundbreaking partnership with Stellar, a cross-border payments network. Solv Protocol is also known as the operating layer of Bitcoin for more efficient capital flow. The main purpose of this partnership is to turn $USDC liquidity into $BTC productive yield, enabling more utility, liquidity, and accessible $BTC-denominated yields. Partnership Expansion with @StellarOrg As the largest onchain BTC treasury, we're introducing additional DeFi strats to bring utility on BTC-backed yields through Stellar's vast $USDC rails. One step closer to eating BTC/RWA-denominated yields. 🫡 pic.twitter.com/WbbpXAEEGf — Solv Protocol (@SolvProtocol) December 6, 2025 Solv is well-known in the market for supplying various Bitcoin financial services such as lending, liquid staking, and earning interest for users’ benefits. These unmatched services help Bitcoin holders use their idle BTC to generate returns, similar to assets like Ethereum ($ETH) and Solana ($SOL). Solv Protocol has revealed this news through its official social media X account. Stellar and Solv Integration Enables New DeFi Yields for Remittances and FinTech Liquidity According to the details shared by the firm, this launch would enable yield generation for the $200 million worth of USDC supply on Stellar. This collaboration is introducing additional decentralized finance (DeFi). Stellar has native token XLM traded down 0.47% at $0.2528 at last check. Solv Foundation’s native token SOLV was down 0.49% to $0.01694. Moreover, BTC was exchanging hands at $92064, up 1.27% in the last 24 hours.   As per the details shared by DeFiLIama, Solv had roughly $1.217 billion in total value locked (TVL). Solv will join its BTC+ vault, an automated vault for generating yield on BTC holdings, with Stellar. Basically, they are helping remittance facilitators and FinTech companies. Moreover, Solv enables retail users to convert the USDC payment liquidity into yield. Solv Leverages Stellar’s…

Author: BitcoinEthereumNews
Ethereum Hits $6 Trillion Stablecoin Volume and Signals Long-Term Growth

Ethereum Hits $6 Trillion Stablecoin Volume and Signals Long-Term Growth

Ethereum is showing strong signs of activity this quarter, with both in terms of record-breaking transfer amounts in the stablecoin space and a possible long-term accumulation trend. Ethereum Sees Record Stablecoin Activity Prominent crypto analyst, The DeFi Investor, indicates that Ethereum is on target to process close to $6 trillion worth of stablecoin transactions in […]

Author: Tronweekly
Top 3 Best Altcoins for the Next Cycle, One Is Already 94% Phase 6 Sold Out

Top 3 Best Altcoins for the Next Cycle, One Is Already 94% Phase 6 Sold Out

Every cycle creates new winners. Some come from meme coins, others from strong utility projects, and a few appear early before the market notices them

Author: Cryptodaily
Ripple May Be Forced to Sell 25% of XRP—Who Will Buy?

Ripple May Be Forced to Sell 25% of XRP—Who Will Buy?

The post Ripple May Be Forced to Sell 25% of XRP—Who Will Buy? appeared on BitcoinEthereumNews.com. XRP trades around $2.04 and remains under pressure after weeks of volatile sentiment, marking a drop of 7.5% in the last 7 days and 9% in the last 30 days. The token dropped through parts of the last month, yet the network prepares for a technical shift that may shape long-term adoption. Smart Escrows now enter the ecosystem, and the upgrade unlocks programmable conditions inside the XRP Ledger’s native escrow system. Vet, a well-known XRPL validator, shared the development on X. His update revealed a major step that turns basic escrows into programmable tools. The feature introduces on-ledger logic that evaluates preset conditions before funds move. This logic gives users a simple form of automation without a heavy smart-contract layer. The Smart Escrow model stores a compact program inside each escrow object. The program checks conditions in real time and decides whether funds should release or return. Users no longer rely on outside systems to manage those conditions. XRPL keeps its fast settlement design while gaining expressive power. How the New Conditional Logic Works The embedded logic checks on-chain data or oracle feeds during each evaluation. The process stays lightweight so the ledger maintains speed. Developers can automate basic agreements without building external apps or custom verification layers. The design fits XRPL’s performance standards. Smart Escrows run programs that verify rules with minimal friction. A business can enforce milestones. A lender can trigger collateral release. A user can lock XRP until market prices meet the target. Each flow executes through rules set at creation. Oracle Inputs Shape Real-World Use Cases Oracles supply data such as exchange rates, delivery confirmations, or compliance checks. Smart Escrows use those inputs to determine outcomes. A price-based escrow triggers settlement when XRP hits the target. A vendor contract completes payment after an oracle confirms delivery.…

Author: BitcoinEthereumNews
Ripple Might Be Forced to Dump 25% of XRP - Who Are the Buyers and Why?

Ripple Might Be Forced to Dump 25% of XRP - Who Are the Buyers and Why?

XRP trades around $2.04 and remains under pressure after weeks of volatile sentiment, marking a drop of 7.5% in the last 7 days and 9% in the last 30 days. The token dropped through parts of the last month, yet the network prepares for a technical shift that may shape long-term adoption. Smart Escrows now enter the ecosystem, and the upgrade unlocks programmable conditions inside the XRP Ledger’s native escrow system.Vet, a well-known XRPL validator, shared the development on X. His update revealed a major step that turns basic escrows into programmable tools. The feature introduces on-ledger logic that evaluates preset conditions before funds move. This logic gives users a simple form of automation without a heavy smart-contract layer.The Smart Escrow model stores a compact program inside each escrow object. The program checks conditions in real time and decides whether funds should release or return. Users no longer rely on outside systems to manage those conditions. XRPL keeps its fast settlement design while gaining expressive power.How the New Conditional Logic WorksThe embedded logic checks on-chain data or oracle feeds during each evaluation. The process stays lightweight so the ledger maintains speed. Developers can automate basic agreements without building external apps or custom verification layers.The design fits XRPL’s performance standards. Smart Escrows run programs that verify rules with minimal friction. A business can enforce milestones. A lender can trigger collateral release. A user can lock XRP until market prices meet the target. Each flow executes through rules set at creation.Oracle Inputs Shape Real-World Use CasesOracles supply data such as exchange rates, delivery confirmations, or compliance checks. Smart Escrows use those inputs to determine outcomes. A price-based escrow triggers settlement when XRP hits the target. A vendor contract completes payment after an oracle confirms delivery. Institutions can create structured settlement paths across borders without custom code.This upgrade offers new confidence for firms that rely on predictable execution. The XRPL community tests the amendment as validators move toward activation. Each validator prepares to run updated software so the feature launches cleanly.Why Smart Escrows Matter for the XRPL EcosystemSmart Escrows strengthen automation without slowing the ledger. Users gain transparency because the conditions sit on-chain. Developers gain new flexibility. Institutions gain predictable behavior that fits regulated environments.The feature expands XRPL’s reach in digital finance. It delivers logic that improves settlement, lending, vendor payments, and price-triggered flows. The XRPL moves from a simple escrow model to programmable conditional settlement.Ripple Faces New Questions on Its Escrowed XRPThe conversation around Ripple’s escrowed holdings grows louder. Crypto Sensei sparked fresh debate when he described how Ripple can structure sales around escrowed XRP without releasing tokens into circulation. He noted that Ripple can sell rights to future escrow releases or even sell the destination accounts tied to those escrows. He stressed that such moves do not put XRP into the market until the escrow completes.His comments challenged rumors that Ripple already sold large quantities to institutions. He argued that most claims lack proof because Ripple relocks about 700 million XRP each month. Those tokens would not return to escrow if Ripple no longer held control.The Clarity Act Raises the StakesCrypto Sensei highlighted the Clarity Act, a proposed bill that limits any single company from holding more than 20% of a blockchain’s supply. Ripple controls about 45 billion XRP, equal to roughly 45% of the supply. If the bill becomes law, Ripple may need to reduce its holdings to around 20 billion XRP.He outlined possible actions. Ripple may reveal who controls certain escrow accounts. It may create a clear plan to reduce its 45 billion XRP position. These steps matter because supply transparency shapes investor confidence.What This Means for XRP’s OutlookXRP’s long-term trajectory depends on how Ripple manages future supply. Market participants monitor its escrow flows and institutional relationships. If Ripple sells rights tied to escrowed tokens, the buyer profile may influence market expectations.Smart Escrows expand XRPL’s technical capabilities at the same moment Ripple faces new regulatory pressure. Both developments shape the next chapter for XRP. The network grows stronger while Ripple calculates how its holdings fit into a changing regulatory landscape.

Author: Coinstats
PIPPIN Memecoin Rallies 59% Amid Whale Accumulation and Rising Retail Volume

PIPPIN Memecoin Rallies 59% Amid Whale Accumulation and Rising Retail Volume

The post PIPPIN Memecoin Rallies 59% Amid Whale Accumulation and Rising Retail Volume appeared on BitcoinEthereumNews.com. PIPPIN memecoin has surged 59% in the past day, reaching a market cap of $233.53 million from a recent low of $22 million, driven by whale accumulation and rising retail interest in the memecoin sector. PIPPIN’s rally breaks long-term resistance, signaling a strong recovery in mid-cap memecoins. Whale wallets accumulated $19 million, coordinating buys via centralized exchanges. Trading volume exceeded $49 million, with open interest up 38%, indicating sustained momentum. PIPPIN memecoin surges 59% amid whale buys: Explore the rally’s drivers, on-chain signals, and what it means for memecoin investors seeking the next big opportunity. What is driving the PIPPIN memecoin’s 59% price rally? PIPPIN memecoin has experienced a remarkable 59% price increase over the past 24 hours, propelled by renewed trader interest in mid-cap memecoins following weeks of subdued activity. At press time, its market capitalization stands at $233.53 million, a 33% jump from a November 21 low near $22 million, as it decisively breaks through prior resistance levels with consistent upward momentum. This surge reflects a broader rotation into memecoins, positioning PIPPIN as a standout performer in the sector’s recovery. Technical indicators on daily charts underscore this shift, with the token reclaiming key long-term resistance zones not tested since earlier in 2025. Momentum candles are extending into higher territories, lending credibility to the rally’s potential for continuation. Traders monitoring these patterns note that such breakouts often precede extended uptrends in volatile assets like memecoins. Source: TradingView How are whale activities influencing PIPPIN’s on-chain dynamics? Data from BubbleMaps reveals coordinated whale accumulation, with 50 connected wallets purchasing $19 million worth of PIPPIN in synchronized transactions funded by HTX exchange. These addresses, showing minimal prior activity, suggest a deliberate strategy by large holders to build positions quietly. This influx aligns with a broader pattern where 26 addresses withdrew 44% of…

Author: BitcoinEthereumNews
European SEC Proposal Sparks Licensing Worries & Institutional Goals

European SEC Proposal Sparks Licensing Worries & Institutional Goals

European Commission Proposes Expanded Powers for ESMA, Sparking Industry Concerns The European Commission has unveiled a proposal to broaden the authority of the European Securities and Markets Authority (ESMA), aiming to integrate oversight of key market infrastructure. While intended to enhance regulatory cohesion, industry stakeholders express apprehensions about potential centralization and its implications for blockchain [...]

Author: Crypto Breaking News
Nieuwe speler in crypto banking: Monet Bank uit Texas

Nieuwe speler in crypto banking: Monet Bank uit Texas

De kleine Monet Bank uit Texas trekt plots de aandacht van de crypto industrie. De bank, die tot voor kort vrijwel onbekend was buiten de regio, kondigt aan dat het zich volledig gaat richten op crypto lending en digitale assets. Het wil een infrastructuurbank worden voor de nieuwe digitale economie.... Het bericht Nieuwe speler in crypto banking: Monet Bank uit Texas verscheen het eerst op Blockchain Stories.

Author: Coinstats
‘European SEC’ proposal sparks licensing concerns, institutional ambitions

‘European SEC’ proposal sparks licensing concerns, institutional ambitions

                                                                               Legal experts are concerned that transforming ESMA into the “European SEC” may hinder the licensing of crypto and fintech in the region.                     The European Commission’s proposal to expand the powers of the European Securities and Markets Authority (ESMA) is raising concerns about the centralization of the bloc’s licensing regime, despite signaling deeper institutional ambitions for its capital markets structure.On Thursday, the Commission published a package proposing to “direct supervisory competences” for key pieces of market infrastructure, including crypto-asset service providers (CASPs), trading venues and central counterparties to ESMA, Cointelegraph reported.Concerningly, the ESMA’s jurisdiction would extend to both the supervision and licensing of all European crypto and financial technology (fintech) firms, potentially leading to slower licensing regimes and hindering startup development, according to Faustine Fleuret, head of public affairs at decentralized lending protocol Morpho.Read more

Author: Coinstats