ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
ICP Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14078 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ethereum Hold Steady at $4,600 Shows Market Strength, While MAGAX Presale Gains Investor Momentum

Ethereum Hold Steady at $4,600 Shows Market Strength, While MAGAX Presale Gains Investor Momentum

Ethereum shows strength holding $4,600 with over 1M daily transactions, but investors eye MAGAX’s $0.00027 presale, CertiK audit, and 100x+ growth potential.

Author: Blockchainreporter

2025/08/29

Base Overtakes Solana in NFT Volume as Zora Drives Minting Frenzy

Base Overtakes Solana in NFT Volume as Zora Drives Minting Frenzy

The post Base Overtakes Solana in NFT Volume as Zora Drives Minting Frenzy appeared on BitcoinEthereumNews.com. With millions of mints and $122 million in trading volume, Base has quietly emerged as a go-to platform for Web3 creators. Coinbase’s Layer-2 network, Base, has become one of the most active blockchain ecosystems by NFT trading volume, surpassing Solana and Abstract. DappRadar’s blockchain analyst Sara Gherghelas said in a recent research report that Base has become a popular place for creators, thanks to cheap mints, creator-friendly tools, and “speculation around a potential airdrop.” Top Blockchains by NFT Volume “Base NFTs hit $122M in trading volume and 6.7M sales in 2025, with June marking a breakout moment (+336% MoM volume),” Gherghelas noted. The surge has been fueled by top collections such as DX Terminal, Onchain Gaias, Oracle Patron, Based Punks, and Get Based, blending retro-futuristic art, interactive gameplay, and, in the case of Onchain Gaias, the ability for holders to train AI-enabled agents across Web3 ecosystems. Behind the Numbers The main driver behind Base’s NFT boom is Zora, an open-source NFT protocol that lets creators launch low-cost NFTs and drops on Base for less than one U.S. dollar, while also offering an ERC-20 layer for creator tokens. “Since July alone, Zora on Base has recorded 1.6 million tokens minted, generating $470 million in trading volume and $3.4 million in creator royalties,” Gherghelas wrote. Data from DefiLlama shows that starting in July, Zora’s revenue jumped to $4.7 million, marking a more than 312,000% increase compared to Q4 2024. On the marketplace front, OpenSea has emerged as the leader on Base, with Gherghelas attributing this to the fact that the marketplace was an early Base supporter. NFT Volume by Marketplace Amid the recent uptick in NFT activity, OpenSea has overtaken Blur over the past 90 days, with trading volume of $389 million, compared to Blur’s $312 million, according to Token Terminal. Source:…

Author: BitcoinEthereumNews

2025/08/29

Coinbase Crypto Lending: How Coinbase Unlocks New Horizons for Mining Giants

Coinbase Crypto Lending: How Coinbase Unlocks New Horizons for Mining Giants

BitcoinWorld Coinbase Crypto Lending: How Coinbase Unlocks New Horizons for Mining Giants The cryptocurrency world is constantly evolving, and a major shift is underway in how mining operations secure vital funding. In a significant development, Bloomberg reports that Coinbase is rapidly emerging as a dominant force in Coinbase crypto lending to the demanding crypto mining industry. This transformation marks a pivotal moment, especially after the dramatic collapses of previous industry giants like Celsius and BlockFi left a substantial void. The Rise of Coinbase Crypto Lending in a Shifting Landscape Coinbase, traditionally known for its robust exchange and secure custody services, is now expanding its financial infrastructure to become a crucial lifeline for mining companies. This strategic move positions the company beyond its core offerings, demonstrating its adaptability and ambition within the broader crypto ecosystem. Indeed, the need for stable financial partners has never been more critical for miners. Several prominent mining firms are already leveraging this new opportunity: CleanSpark (CLSK): Expanding its credit lines, indicating strong confidence. Riot Platforms (RIOT): Bolstering its financial capacity for growth. Hut 8 (HUT): Strengthening its operational funding with reliable support. These expansions highlight the trust and reliance the industry is placing on Coinbase’s new lending capabilities. Therefore, Coinbase is not just filling a gap; it’s redefining the landscape of financial support for crypto miners. Why Mining Firms Need Robust Coinbase Crypto Lending Solutions Crypto mining is an incredibly capital-intensive endeavor. Brian Dobson, a managing director at Clear Street, a New York-based fintech firm, aptly explains the immense financial demands. Mining companies require substantial capital for various critical aspects: High-cost equipment: Advanced ASIC miners are expensive, requiring significant upfront investment. Power needs: Operating these machines consumes vast amounts of electricity, leading to considerable ongoing costs. Transition to AI infrastructure: As the industry evolves, miners are increasingly looking to diversify into AI, which also demands substantial capital outlay. Consequently, having a reliable and well-capitalized lender like Coinbase is paramount for these companies to not only sustain their operations but also to innovate and expand. The availability of consistent Coinbase crypto lending allows these firms to plan for long-term growth and stability, rather than facing uncertainty. Navigating the Future: Regulatory Tailwinds and Coinbase Crypto Lending The timing of Coinbase’s expansion into lending is particularly noteworthy. Brian Dobson also pointed out that Coinbase’s acceleration in building out its financial infrastructure is partly fueled by a more favorable regulatory environment. Specifically, the potential for a pro-cryptocurrency stance under a future Trump administration is creating optimistic conditions for growth and innovation within the sector. This supportive regulatory outlook could provide several benefits: Increased clarity: Clearer rules reduce uncertainty for lenders and borrowers alike. Reduced risk: A more predictable environment can lower the perceived risk associated with crypto-related financial services. Enhanced growth: Easier access to capital can spur further investment and expansion across the crypto mining industry. Therefore, as the regulatory landscape potentially becomes more accommodating, the role of Coinbase crypto lending is set to become even more central to the industry’s continued development and success. A New Era of Financial Stability for Crypto Mining Coinbase’s emergence as a premier lender to the crypto mining industry represents a significant evolution. By stepping into the void left by former lenders, Coinbase is not merely offering loans; it is actively shaping the future stability and growth of a crucial sector within the digital asset economy. This strategic pivot solidifies its position as a multifaceted financial powerhouse, ready to support the next wave of innovation in cryptocurrency. Frequently Asked Questions (FAQs) Q1: What prompted Coinbase to enter crypto lending for miners? A1: Coinbase stepped into this role following the collapse of previous major crypto lenders like Celsius and BlockFi, which left a significant gap in financial services for mining companies. Q2: Which major mining companies are utilizing Coinbase’s lending services? A2: Prominent firms such as CleanSpark (CLSK), Riot Platforms (RIOT), and Hut 8 (HUT) are expanding their credit lines with Coinbase. Q3: What are the primary capital needs of crypto mining companies? A3: Mining companies require substantial capital for high-cost equipment, significant power needs, and the ongoing transition toward advanced AI infrastructure. Q4: How does the regulatory environment impact Coinbase’s lending expansion? A4: A pro-cryptocurrency regulatory environment, such as the one potentially fostered by a future Trump administration, is accelerating Coinbase’s expansion by creating more favorable and predictable conditions for crypto-related financial services. Q5: What makes Coinbase a reliable lender compared to previous firms? A5: Coinbase’s established reputation as a leading exchange and custody provider, coupled with its strategic expansion into robust financial infrastructure, positions it as a more stable and trustworthy lending partner for the industry. Did you find this insight into Coinbase’s pivotal role in crypto mining finance valuable? Share this article with your network on social media to spread awareness about these exciting developments! To learn more about the latest crypto market trends, explore our article on key developments shaping Bitcoin institutional adoption. This post Coinbase Crypto Lending: How Coinbase Unlocks New Horizons for Mining Giants first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats

2025/08/29

7 Best Altcoins to Buy in 2025

7 Best Altcoins to Buy in 2025

The post 7 Best Altcoins to Buy in 2025 appeared on BitcoinEthereumNews.com. Crypto News Discover the 7 best altcoins to buy in 2025. Analysts spotlight Ethereum-based gems and undervalued portfolio leaders with strong growth potential for the next bull run. Whale wallets and smart money trackers are turning to Ethereum gems in the hunt for 2025 portfolio leaders. Among the top seven altcoins flagged by analysts, MAGACOIN FINANCE is emerging as the stealth presale play with 35x upside potential, while established names like Ether, Chainlink, and Polygon continue to anchor the Ethereum ecosystem. Together, these projects form a cross-section of the network’s most promising tokens, blending utility, innovation, and strong adoption trends. 1. MAGACOIN FINANCE (MAGACOIN) MAGACOIN FINANCE is quickly becoming one of the most talked-about Ethereum-based presales of 2025. Its viral branding, strong community engagement, and presale scarcity have positioned it as a breakout contender for speculative upside. Analysts highlight whale accumulation and presale demand as early signals of momentum, with forecasts suggesting the project could deliver returns of up to 35x as the next cycle matures. Unlike typical meme launches, MAGACOIN FINANCE benefits from a political–cultural narrative that fuels online attention while also driving serious allocation from both retail traders and larger smart-money wallets. This combination of hype, scarcity, and real adoption metrics has led analysts to include MAGACOIN alongside Ethereum’s established leaders, placing it in the conversation as one of 2025’s portfolio leaders. Analysts Rank MAGACOIN FINANCE a Leading Crypto Presale for 2025 MAGACOIN FINANCE is often featured in analyst watchlists as one of the top crypto presales for 2025, and for good reason. The team’s commitment to full transparency — including public audits and KYC verification — builds unmatched trust. These fundamentals give investors peace of mind and separate the project from unverified alternatives in the market. 2. Ether (ETH) No Ethereum ecosystem list is complete without ETH.…

Author: BitcoinEthereumNews

2025/08/29

7 Best Altcoins to Buy in 2025 — Ethereum Gems and Undervalued Portfolio Leaders

7 Best Altcoins to Buy in 2025 — Ethereum Gems and Undervalued Portfolio Leaders

Whale wallets and smart money trackers are turning to Ethereum gems in the hunt for 2025 portfolio leaders. Among the […] The post 7 Best Altcoins to Buy in 2025 — Ethereum Gems and Undervalued Portfolio Leaders appeared first on Coindoo.

Author: Coindoo

2025/08/29

Why Investors Prefer Mutuum Finance (MUTM) Over Lagging Cardano (ADA) for 2025 Altcoin Season

Why Investors Prefer Mutuum Finance (MUTM) Over Lagging Cardano (ADA) for 2025 Altcoin Season

As the 2025 altcoin season heats up, investors are increasingly turning their attention to Mutuum Finance (MUTM), a platform gaining traction for its innovative DeFi solutions and adaptive tokenomics. While established networks like Cardano (ADA) maintain a steady presence in the market, Mutuum Finance is capturing headlines with its dynamic liquidity protocol and scalable infrastructure. […]

Author: Cryptopolitan

2025/08/29

Circle’s Rate Cut Dilemma

Circle’s Rate Cut Dilemma

By Jack Inabinet, Bankless Compiled by Saoirse, Foresight News Stablecoin issuer Circle made a lot of headlines earlier this summer. On June 5th, Circle's shares opened trading on the public market at a high price of $69, allowing early investors who participated in its already-expanded initial public offering to double their money. Throughout June, CRCL's stock price continued to soar, and as it approached $300, it firmly established itself as a "high-performing cryptocurrency stock." Unfortunately, the good times didn't last long. As summer progressed, the stock ultimately suffered the effects of the seasonal downturn. Although the stock rose 7% on Friday after Powell's rate cut remarks, it has been in decline for most of the past month and is now down nearly 60% from its all-time high. Today, we will explore the interest rate cut dilemma faced by stablecoins and analyze the impact of monetary policy shifts on the future of CRCL. The thorny issue of interest Circle uses a business model similar to that of a bank: it makes money from interest. USDC is backed by over $60 billion in bank deposits, overnight lending agreements, and short-term U.S. Treasury bonds. In the second quarter of 2025, Circle earned $634 million in interest from these stablecoin reserves. When interest rates rise, each $1 USDC held in the portfolio earns more interest; conversely, when interest rates fall, the returns decrease. While interest rates are driven by market forces, the cost of the dollar is also affected by Federal Reserve policy, particularly for the short-term instruments Circle uses to manage its reserves. Last Friday, Federal Reserve Chairman Jerome Powell strongly hinted at the possibility of a rate cut in his speech at Jackson Hole. We've seen "fake rate cuts" before, but this was the first time Chairman Powell himself had so clearly favored a rate cut. Powell attributed any remaining inflation to a one-time tariff spike and highlighted a slowing labor market, while defending a possible interest rate cut, which markets currently expect the Fed to announce at its September 17 policy meeting. According to data from CME FedWatch and Polymarket, the likelihood of a rate cut increased significantly after Powell's speech, and the significant change in probability actually began on August 1. The employment data released that day showed that only 73,000 new jobs were added in July, and the data for the previous two months were also significantly revised downward. Since August 1, both CME FedWatch and Polymarket have consistently predicted a 25 basis point (0.25%) rate cut. If the Fed actually implements the expected rate cut, Circle's revenue will decrease overnight. According to Circle’s own financial forecasts, for every 100 basis point (1%) drop in the federal funds rate, the company will lose $618 million in interest income annually. In other words, a “standard” 25 basis point rate cut will result in a loss of $155 million in revenue. Fortunately, half of the revenue loss will be offset by lower distribution costs. This is consistent with Circle's agreement with Coinbase, which provides for approximately 50% of interest income from USDC reserves to be distributed to Coinbase. However, the reality is that in an environment of falling interest rates, Circle's operations will become increasingly difficult. Modeling analysis of the impact of hypothetical interest rate changes on reserve income and distribution and transaction costs over the next 12 months Source: Circle While Circle reported a second-quarter net loss of $482 million, significantly smaller than analysts expected, the unexpected difference stemmed primarily from a $424 million accounting write-off related to employee stock compensation at the time of its initial public offering. Even so, Circle’s financial situation highlights the fragility of a company teetering on the brink of breakeven, which cannot withstand a significant drop in interest rates at current USDC supply levels. Solution On the surface, falling interest rates might seem to reduce Circle’s interest income per dollar of reserves, hurting profitability. But fortunately for CRCL holders, changing one simple variable can completely reverse the situation… Powell and many financial commentators believe that current interest rates are already at a "restrictive" level and that fine-tuning the Fed's policy rate can both address the weak labor market and control inflation. If these experts are correct, rate cuts could trigger an economic rebound, with employment remaining high, credit costs falling, and cryptocurrency markets soaring. If this optimistic scenario materializes, demand for crypto-native stablecoins could rise, especially if they offer above-market yield opportunities native to decentralized finance. To offset the negative impact of a 100 basis point rate cut (the lowest level considered in Circle’s aforementioned rate cut sensitivity analysis), the circulating supply of USDC would need to increase by approximately 25%, requiring an injection of $15.3 billion into the crypto economy. Circle currently trades at 192 times its projected net profit in 2024, making it a high-growth opportunity. However, while the stock market is optimistic about CRCL's expansion prospects, the stablecoin issuer will need to grow to survive if the Federal Reserve implements rate cuts in the coming weeks. Assuming the Fed cuts interest rates by at least 25 basis points, Circle would need to increase the supply of USDC by approximately $3.8 billion to maintain its current profitability. Circle put it best: “Any relationship between interest rates and the supply of USDC in circulation is complex, highly uncertain, and unproven.” There is currently no model that can predict how USDC user behavior will react to low interest rates, but history shows that once a rate-cutting cycle begins, it tends to be rapid. While Circle might be able to offset lower interest rates through growth in a booming economy, the data suggests the company is inherently conflicted with a low-interest rate environment. Most of the company's revenue comes from reserve income. Interest rate fluctuations will affect the reserve yield, which may in turn change the reserve income. However, because USDC in circulation is affected by uncertain factors such as user behavior, although the impact of interest rates on reserve yields can be predicted, its ultimate impact on reserve income cannot be accurately predicted. Source: Circle

Author: PANews

2025/08/29

DeFi Development Corp.(DFDV) Stock: Soars on $77M Solana Acquisition and Strategic Treasury Expansion

DeFi Development Corp.(DFDV) Stock: Soars on $77M Solana Acquisition and Strategic Treasury Expansion

TLDR DFDV stock jumps after the $77M Solana buy, and SPS outpaces the share price. $77M Solana purchase lifts DFDV shares, boosting Solana-per-share. DFDV expands Solana treasury, and stock surges with SPS above the market. Solana bet pays: DFDV gains 7.9%, SPS signals undervaluation. DFDV marries real estate SaaS with Solana, fueling growth outlook. DeFi [...] The post DeFi Development Corp.(DFDV) Stock: Soars on $77M Solana Acquisition and Strategic Treasury Expansion appeared first on CoinCentral.

Author: Coincentral

2025/08/29

Aave Horizon Launches With Chainlink to Unlock Institutional RWA Lending

Aave Horizon Launches With Chainlink to Unlock Institutional RWA Lending

Aave Labs has launched Horizon, a lending market on Ethereum designed for institutions and qualified investors. Horizon allows borrowing stablecoins collateralized by tokenized real-world assets (RWAs), establishing a link between centralized finance and decentralized markets for the first time. To achieve this, Horizon uses Chainlink SmartData, first utilizing NAVLink feeds, in a bid to make […]

Author: Tronweekly

2025/08/29

OpenWav Bridges East And West To Empower Artists With New Direct-To-Fan App

OpenWav Bridges East And West To Empower Artists With New Direct-To-Fan App

The post OpenWav Bridges East And West To Empower Artists With New Direct-To-Fan App appeared on BitcoinEthereumNews.com. OpenWav, a newly launched platform co-founded by entrepreneur Jaeson Ma, is taking a direct aim at one of the music industry’s biggest flaws: the disconnect between an artist’s listenership and their income. With an all-in-one, mobile-first, direct-to-fan platform that empowers independent artists to generate income through ticketing, on-demand merchandise, exclusive content, and subscriptions. OpenWav wants to turn followers into customers and careers into livelihoods. When considering the future of the music industry from a marketing perspective, it helps to break it down into three core pillars: distribution, consumption, and promotion. Today, anyone can distribute their music, and anyone can consume it. The barriers to entry are gone. But promotion, the ability to understand who is listening and reliably connect with fans to build a career, remains unsolved. A striking metric illustrates this gap: of the 12 million artists who uploaded music to Spotify in 2024, only 0.6% earned $10,000 or more in royalties. The challenge in the music industry is that for most artists, streaming is the gateway to brand-building, which then enables monetization through ticketing, merchandise, brand deals, and subscriptions. Yet, without the music itself, these revenue streams wouldn’t exist. The difficulty lies in translating streaming metrics into direct fan relationships and sustainable income. Aside from the nominal cost per stream, the inability to make a living as an artist is largely due to how fragmented the music industry remains. Since artists do not own the platforms on which their content is distributed or consumed, they lack the ability to connect directly with fans who are already listening. Additionally, they do not have access to the data required to understand who their core listener base is and take advantage of the opportunities to succeed. Especially the opportunities that AI-powered technology is now presenting. It is common to see an…

Author: BitcoinEthereumNews

2025/08/29

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
4702Articles
Cryptopolitan
Cryptopolitan
1049Articles
PANews
PANews
934Articles
Coinstats
Coinstats
893Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

Vitalik Buterin ‘Dumping’ ETH? Co-Founder Sells Millions as Ethereum Tanks

Vitalik Buterin ‘Dumping’ ETH? Co-Founder Sells Millions as Ethereum Tanks

2026/02/05 15:24
Vitalik Buterin Moves $29M-Worth of Ethereum as New Challenger $MAXI Takes Off

Vitalik Buterin Moves $29M-Worth of Ethereum as New Challenger $MAXI Takes Off

2026/02/05 15:24
What You Need to Know About Ethereum’s Hegota Upgrade

What You Need to Know About Ethereum’s Hegota Upgrade

2026/02/05 15:24
WTI declines to near $63.50 as US-Iran talks ease supply fears

WTI declines to near $63.50 as US-Iran talks ease supply fears

2026/02/05 15:23
“Token Hóa” Đang Tăng Tốc: CEO Bitget Gracy Chen Và Tầm Nhìn Về Một Kỷ Nguyên Tài Chính Không Biên Giới Tại “The Rollup”

“Token Hóa” Đang Tăng Tốc: CEO Bitget Gracy Chen Và Tầm Nhìn Về Một Kỷ Nguyên Tài Chính Không Biên Giới Tại “The Rollup”

2026/02/05 15:09