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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14078 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Crypto loans skyrocket 42% as Tether dominates CeFi lending

Crypto loans skyrocket 42% as Tether dominates CeFi lending

The post Crypto loans skyrocket 42% as Tether dominates CeFi lending appeared on BitcoinEthereumNews.com. Borrowing activity in crypto markets accelerated sharply in the second quarter of 2025, according to new figures from Galaxy Research. The study found that loans backed by digital assets across DeFi protocols climbed to a record $26.47 billion, up 42.1% from the previous quarter. That surge lifted the overall balance of crypto-collateralized loans, including both DeFi and centralized finance (CeFi) platforms, to $44.25 billion at the end of June. Total Crypto Collateralized Loans (Source: Galaxy Research) The increase of $10.12 billion quarter-over-quarter represents one of the largest jumps since the bull market years of late 2021 and early 2022, when outstanding loans briefly topped $50 billion. The report linked the recovery to a combination of rising crypto prices and stronger demand for leverage. Traders often use crypto lending to secure cash without selling their holdings, and with Bitcoin and Ethereum recently breaking past previous all-time highs, more participants appear willing to lock up assets to capture liquidity. Tether dominates CeFi lending Galaxy Research reported that as of June 30, open CeFi loans stood at $17.78 billion, marking a 14.66% increase from the prior quarter. Compared with the bear-market low of $7.18 billion in Q4 2023, the sector has grown 147.5%. Stablecoin issuer Tether maintained its long-running dominance, controlling more than half of the CeFi lending market. The company closed the quarter with $10.14 billion in open loans, translating into a 57.02% share. Nexo followed with $1.96 billion, while Galaxy’s lending unit reported $1.11 billion. Together, the top three lenders accounted for 74.26% of the market. This marks Tether’s 12th consecutive quarter of sector leadership, a position it solidified after the collapse of Genesis, Celsius, Silvergate, BlockFi, and Voyager in 2022. Those failures, triggered by poor risk management and market turmoil, paved the way for Tether’s share to climb from under…

Author: BitcoinEthereumNews

2025/08/29

College Football Teams, Desperate For Cash To Pay Players, Rush To Add Premium Seats

College Football Teams, Desperate For Cash To Pay Players, Rush To Add Premium Seats

The post College Football Teams, Desperate For Cash To Pay Players, Rush To Add Premium Seats appeared on BitcoinEthereumNews.com. An NCAA settlement introducing revenue sharing is set to strain school budgets. The most obvious solution: pass the cost on to the most loyal and deep-pocketed fans. As the clock wound down on the 1949 Iron Bowl, with Auburn clinging to a 1-point lead over archrival Alabama at neutral-site Legion Field, the Tigers’ star quarterback Travis Tidwell lined up hoping to rattle the Crimson Tide’s kicker on an extra-point attempt. He couldn’t quite get a finger on the ball, but the kick went wide all the same, giving Auburn one of its most famous wins ever and setting off a rowdy celebration from fans who ripped up their seat cushions and, in one case, even attempted to place a collect call to the queen of England. Seventy-five years later, that Tigers team’s abandoned home locker room 100 miles across the state is hosting a new kind of party—as one of Auburn’s hottest tickets. Last fall, in an upgrade of the university’s 86-year-old Jordan-Hare Stadium, Auburn unveiled three new premium seating options for its football games, including the Locker Room Club, a space evoking the Tidwell era beneath the stadium bowl with a capacity of about 350 fans. Building out the club and five field-level suites cost $1.6 million, but the project immediately paid dividends, with tickets selling out in three days and $1.2 million in gross revenue. The suites, sold on a single-game basis, ranged in price from $16,000 to $65,000 last season, and the returns continue to roll in as Auburn heads into the 2025 season with 50 additional club passes available and the cost of a yearlong club membership rising to $1,575—not counting actual game tickets. As the college football season begins in earnest on Saturday, Auburn’s home field isn’t the only one sporting a new look. Arizona…

Author: BitcoinEthereumNews

2025/08/29

What’s Changed Since the Last Collapse?

What’s Changed Since the Last Collapse?

The post What’s Changed Since the Last Collapse? appeared on BitcoinEthereumNews.com. Bitcoin’s price has soared since many investors first entered the market, leaving holders with a tough question: Should you sell now, or keep holding for the future? For some, selling could mean finally realizing profits and turning digital wealth into real-world rewards. For others, it raises the fear of missing out on even greater gains if Bitcoin (BTC) climbs higher. That tension is driving renewed interest in an idea that was both popular and controversial in the last bull market: crypto lending. At its core, crypto lending offers a way to unlock cash without selling your Bitcoin, thereby holding onto the asset you believe in. The concept isn’t new, and neither are the risks. Several major lending platforms collapsed during the last downturn, wiping out billions of dollars in customer funds and leaving lasting scars on the industry. But in 2025, the topic is heating up again. New companies, fresh approaches and evolving regulations are reshaping the landscape. Decentralized finance (DeFi) protocols are gaining ground, centralized platforms are promising stronger safeguards and institutional interest is quietly building in the background. Still, the same question remains: Is it really safer this time around, or are investors walking into the same dangers all over again? Cointelegraph’s latest video takes a closer look at the comeback of crypto lending: what’s driving it, what’s changed since the 2022 collapse and what you need to know before considering this strategy for yourself. Watch the full video now on the Cointelegraph YouTube channel! Magazine: Bitcoin is ‘funny internet money’ during a crisis: Tezos co-founder Source: https://cointelegraph.com/news/bitcoin-lending-is-back-video?utm_source=rss_feed&utm_medium=feed&utm_campaign=rss_partner_inbound

Author: BitcoinEthereumNews

2025/08/29

Best Crypto Presales to Buy Now – Grok AI’s Top Recommendations

Best Crypto Presales to Buy Now – Grok AI’s Top Recommendations

As ridiculous as it may sound, the only way high-cap mainstream cryptos like Bitcoin and Ethereum could ever climb 1000x during an altcoin rally is if every physical money note in the world got infected with a virus. In simple terms, these giants are just too big to move that violently. And that’s exactly why […]

Author: Bitcoinist

2025/08/29

Best Altcoins to Invest in Now as the Market Prepares for the Final Bull Wave

Best Altcoins to Invest in Now as the Market Prepares for the Final Bull Wave

The post Best Altcoins to Invest in Now as the Market Prepares for the Final Bull Wave  appeared on BitcoinEthereumNews.com. As the crypto market braces for what analysts are calling the final bull wave of this cycle, attention is turning toward innovative players reshaping the market. Among them are Mutuum Finance (MUTM) and Solana (SOL). Mutuum Finance (MUTM) is available at $0.035 during presale phase 6. It will be 14.29% more expensive at $0.04 during phase 7. Early adopters who have already invested will be able to get a minimum of 200% return after MUTM is launched.  Mutuum Finance (MUTM) has already raised more than $15.1 million and has more than 15800 investors already onboard.  While Solana (SOL) continues to solidify its position within the ecosystem, the spotlight is gradually shifting to Mutuum Finance. Solana Holds Steady as Market Eyes Final Bull Wave Entry Solana (SOL) is currently trading around $205 range, a key zone where whale accumulation and ecosystem resilience suggest underlying support. Its recent on-chain metrics show solid growth, with total value locked (TVL) rising by 30% in Q2 2025 and app revenues doubling, driven by cross-chain partnerships and infrastructure upgrades.  If SOL can navigate its technical hurdles toward sustained adoption and institutional interest, it may maintain leadership among large-cap altcoins, even as emerging DeFi platforms like Mutuum Finance attract growing investor interest. Mutuum Finance (MUTM) Phase 6 Presale Now Live Mutuum Finance (MUTM) is currently in presale Phase 6. MUTM tokens are priced at $0.035, which is a 16.17% increase from the previous phase. A further 14% price hike will see it at $0.04 in phase 7. Presale has been progressing well with over 15800 buyers and over $15.1 million raised to date, indicating satisfactory and growing interest in the project.  Advanced Two-Model DeFi Lending Mutuum Finance (MUTM) is a P2P and P2C lending project where clients can earn exceptional returns while having complete capital control. It…

Author: BitcoinEthereumNews

2025/08/29

DeFi Development Corp. acquires $77 million in Solana (SOL)

DeFi Development Corp. acquires $77 million in Solana (SOL)

The post DeFi Development Corp. acquires $77 million in Solana (SOL) appeared on BitcoinEthereumNews.com. DeFi Development Corp. (Nasdaq: DFDV), a pioneer among public companies with a treasury strategy focused on the accumulation and growth of Solana (SOL), announced the purchase of 407,247 SOL for a total value of approximately 77 million dollars. The transaction, communicated on August 28, 2025, from Boca Raton, Florida, was made possible thanks to recent funds raised through an equity capital increase, leaving over 40 million dollars still available for further acquisitions and strategic treasury operations. Details of the Acquisition and Impact on Reserves The purchase, made at an average price of 188.98 dollars per token, brings the total reserves of DeFi Development Corp. to 1,831,011 SOL, marking an increase of 29% compared to the previous balance of 1,420,173 SOL. In terms of value, the overall position in SOL and equivalents stands at around 371 million dollars. Key Indicators for Shareholders As of August 28, 2025, the company has approximately 21 million shares outstanding. The SOL per share (SPS) ratio stands at 0.0864, corresponding to 17.52 dollars per share. It is important to note that these figures do not yet include the pre-paid shares or warrants resulting from the latest capital increase.  Considering full dilution, the number of shares would rise to about 31 million, but the company expects that the SPS will not fall below the previously communicated value of 0.0675, even after the full impact of the warrants. This data reinforces the expectations of continued growth of the SPS. A long-term strategy: staking and participation in the Solana ecosystem The new tranche of SOL will be held with a long-term perspective and allocated for staking on various validators, including those directly managed by DeFi Development Corp. This activity allows the company to generate native returns through staking rewards, further strengthening its financial position and direct involvement in the…

Author: BitcoinEthereumNews

2025/08/29

Orochi Network Partners with RWA Inc. to Bolster RWA Innovation in Web3

Orochi Network Partners with RWA Inc. to Bolster RWA Innovation in Web3

The collaboration with RWA Inc. aims to leverage the zkDatabase of Orochi Network to verify and secure real-world data through cryptographic proofs.

Author: Blockchainreporter

2025/08/29

DeFi Development Corp. strengthens its position in Solana: acquired 77 million dollars in SOL

DeFi Development Corp. strengthens its position in Solana: acquired 77 million dollars in SOL

DeFi Development Corp. (Nasdaq: DFDV) has announced the purchase of 407,247 Solana (SOL) for a total value of approximately 77 million.

Author: The Cryptonomist

2025/08/29

BullZilla Starts at $0.00000575- Best Crypto Presale to Buy Now While Peanut the Squirrel and Baby Dogecoin Rally

BullZilla Starts at $0.00000575- Best Crypto Presale to Buy Now While Peanut the Squirrel and Baby Dogecoin Rally

The post BullZilla Starts at $0.00000575- Best Crypto Presale to Buy Now While Peanut the Squirrel and Baby Dogecoin Rally appeared on BitcoinEthereumNews.com. Meme coins continue to reinvent the narrative of digital assets. What once seemed like jokes in online communities are now capable of generating millions in liquidity and attracting serious investors. The latest market movement highlights three tokens shaping today’s conversation: BullZilla, Peanut the Squirrel, and Baby Dogecoin. Each tells a different story of culture, mechanics, and investor appetite. At the center of it all stands BullZilla ($BZIL). Its upcoming presale has ignited curiosity because of its dynamic tokenomics and engineered scarcity. Peanut the Squirrel is making headlines for its massive trading activity, while Baby Dogecoin persists as a community favorite with significant liquidity. Together, they provide insights into how meme coins are redefining value in digital finance. For investors scanning the horizon for the best crypto presales to buy now, these projects illustrate why timing and structure matter as much as hype. BullZilla: The Mutation Engine and Presale Advantage BullZilla enters the market with a cinematic narrative and a highly technical structure. At its core is the Mutation Engine, a presale system designed to increase prices every $100,000 raised or every 48 hours. This progressive rise makes each early entry more valuable than the next, creating a system where conviction pays off. The starting presale price is set at $0.00000575. For context, a $1,000 allocation at this stage secures around 173,913,043 tokens. If the token launches at its projected listing price of $0.00527141, that same position could be worth over $915,000. This asymmetry demonstrates why presale structures with engineered scarcity are often flagged as the best crypto presales to buy now by analysts who track emerging markets. Beyond presale mechanics, Bull Zilla features a staking furnace that rewards holders with up to 70% APY. Token burns through its Roar Burn mechanism reduce circulating supply at specific chapter milestones, reinforcing scarcity.…

Author: BitcoinEthereumNews

2025/08/29

How Italy’s banking M&A wave started crashing

How Italy’s banking M&A wave started crashing

The post How Italy’s banking M&A wave started crashing appeared on BitcoinEthereumNews.com. View of the branches of the Italian bank Monte deo Paschi in Rome. Nurphoto | Nurphoto | Getty Images By late spring, Italy’s banking world was swept up in a storm of convoluted takeover bids and counterbids involving a swathe of the country’s major lenders. Three months later, only one high-profile bid is still standing. It started with UniCredit‘s July decision to drop the “drag” of its nearly 15-billion-euro ($17.5-billion) bid for Banco BPM on the cusp of the proposal’s natural expiry, citing the opacity of conditions imposed by the Rome administration via its “golden power” screening rules. Then, Mediobanca‘s shareholders this month voted against the lender’s roughly 7-billion-euro offer for Banca Generali, thwarting what was widely seen as a defensive play against state-backed Monte dei Paschi‘s (MPS) interest in at least 35% of Mediobanca. MPS has yet to give up. Consolidation is one recourse for Europe’s cash-flush lenders to bulk up their scale and compete with Wall Street’s historically more lucrative banking giants. The M&A appetite has gripped Europe’s lenders at a time of markedly improved performance in the sector, with restructuring programs, the European defense boost, higher investment banking returns amid U.S. tariff-led volatility and an increase in broader M&A dealmaking in Southern Europe bolstering bottom lines. In particular, the entangled web of offers from several of Italy’s key lenders — with pack leader Intesa Sanpaolo notably absent — builds on long-brewing momentum in what Fitch Ratings in April billed as a “more fragmented” banking system than in some other European nations. “Increased scale could enable banks to better support large corporate investments, including those linked to European and Italian defence sector initiatives,” the agency said at the time. Italy’s economy has been fertile ground for banking growth of late. It has “outperformed most of its Eurozone peers…

Author: BitcoinEthereumNews

2025/08/29

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