Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14546 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
$100 billion OpenAI deal is structured in cash, primarily to lease Nvidia hardware

$100 billion OpenAI deal is structured in cash, primarily to lease Nvidia hardware

The post $100 billion OpenAI deal is structured in cash, primarily to lease Nvidia hardware appeared on BitcoinEthereumNews.com. OpenAI isn’t spending $100 billion to buy chips, it’s paying cash to lease them. The whole deal with Nvidia is built on spreading costs over time, and not dropping billions upfront. The artificial intelligence company wants to access Nvidia’s top-tier GPUs, but instead of buying them outright, it’s locking into long-term lease agreements. That way, the money goes out slowly, and the risk shifts to Nvidia.The arrangement is simple. As each new AI data center goes live, OpenAI gets access to more GPUs.The first center, being built in Abilene, Texas, is expected to go online in the second half of 2026. That’s when the cash starts flowing. The exact price of each center is still unknown, but OpenAI isn’t taking ownership of the hardware. It’s renting the compute. Every GPU deployed will be leased, with payments spread across their useful life, around five years. OpenAI delays costs by leasing Nvidia chips instead of buying Jensen Huang, the CEO of Nvidia, described the deal as “monumental in size.” He said building a single gigawatt AI data center could cost about $50 billion. Out of that, around $35 billion goes straight to Nvidia for its chips. The remaining is for everything else. But OpenAI isn’t paying that up front. By leasing the GPUs instead, the company avoids taking a financial hit all at once. OpenAI will get an initial $10 billion from the deal soon. That money helps kick off the first wave of deployment. And while some of the funds will be used for hiring, operations, and other expenses, the majority of it will go straight to compute. More specifically, to Nvidia’s processors. These GPUs are the engines behind AI training, powering models like ChatGPT and everything that runs on them. Sarah Friar, OpenAI’s chief financial officer, said in Abilene that…

Author: BitcoinEthereumNews
Catching Up With Singer-Songwriter Kathleen Edwards

Catching Up With Singer-Songwriter Kathleen Edwards

The post Catching Up With Singer-Songwriter Kathleen Edwards appeared on BitcoinEthereumNews.com. Kathleen Edwards released a new album “Billionaire” in August 2025. Kate York Why did Kathleen Edwards – a Canadian roots-rock artist who cut her teeth touring across the provinces – write a song about loving life in the Florida sun? “Well, I moved to Florida, actually,” she said in a phone interview with Forbes last month. “I’ve been to Florida a few times over the year, but then my husband and I went to St. Pete in early 2021 and we were blown away with how cool of a town it was.” She chronicles her relationship with the Sunshine state on “FLA,” a can’t-miss number from 2025 album Billionaire. Co-produced by world-class troubadour Jason Isbell and two-time Grammy Award winner Gena Johnson, the 10-song Billionaire debuted in August via Dualtone Records. Blending timeless Heartland rock riffs with urgent ruminations, Billionaire offers a soundtrack to days worth fighting for and the hard-earned nights to follow – whether that’s on a familiar beach or a long drive to a new adventure. In a new interview with Forbes, Edwards discusses working with Isbell, her return to songwriting after an extended hiatus and the meaning behind Billionaire. Her Definition Of ‘Billionaire’ Edwards didn’t name her album in nod to a faraway class of wealth. Far from it. The album takes its name from “Billionaire,” a song about a friends of Edwards’ who “went to bed one night and didn’t wake up the next day,” she said. “I couldn’t write any new songs because I was deeply upset about her loss,” Edwards said. “[It’s] this idea of ‘if this feeling were a currency, I’d be a billionaire. I didn’t ever, when I was making the record, think I would call the record ‘Billionaire’ but when I played the song for people, I could see it…

Author: BitcoinEthereumNews
Kamino launches security page detailing $4B protections on Solana

Kamino launches security page detailing $4B protections on Solana

The post Kamino launches security page detailing $4B protections on Solana appeared on BitcoinEthereumNews.com. Key Takeaways Kamino, Solana’s top lending protocol, launched a dedicated security transparency page. The security page details protections for over $4 billion in user deposits on Kamino. Kamino, Solana’s leading lending protocol, launched a security page today detailing protections for over $4 billion in user deposits. The page highlights the protocol’s comprehensive security framework, including formal verification partnerships and extensive audit history. The security page showcases Kamino’s collaboration with Certora, a formal verification firm that conducted three security verifications for the protocol. Recent checks on lending vaults confirmed zero critical vulnerabilities as of September 2025. Kamino recently completed an advanced fuzzing campaign in partnership with Ackee Blockchain that executed millions of instructions against its smart contracts. The months-long testing process identified zero insolvency risks and zero technical or economic bugs. The protocol has integrated fuzzing into its ongoing code review process, adding to a security stack that includes open sourcing and 18 audits. These measures have supported Kamino’s position as Solana’s most resilient money market, enabling features like borrowing against tokenized equities without bad debt incidents. Kamino operates on Solana, a high-performance blockchain platform that hosts various DeFi protocols. Recent integrations on the platform include restaking vaults and tokenized equities borrowing as of September 2025. Source: https://cryptobriefing.com/kamino-security-page-solana-4b-protections/

Author: BitcoinEthereumNews
Solana (SOL) Targets $300, But Mutuum Finance (MUTM) Could Be the One to Deliver 25x Profits

Solana (SOL) Targets $300, But Mutuum Finance (MUTM) Could Be the One to Deliver 25x Profits

The post Solana (SOL) Targets $300, But Mutuum Finance (MUTM) Could Be the One to Deliver 25x Profits appeared on BitcoinEthereumNews.com. Solana (SOL) continues to add to its dominance of the market, with analysts seeing the potential to drive towards $300 as developers and institutions remain keen. While SOL has potential for growth, its upside is quite modest when compared to some of the newer projects. Mutuum Finance (MUTM), which is now presale for $0.035, is making headlines for its lending-and-borrowing protocol with DeFi emphasis, set to provide real-world adoption and scale-fit utility.  Mutuum Finance is available for $0.035 at presale level 6. The protocol has exceeded more than $16.2 million in funds raised from more than 16,550 holders. With significantly lower price, the majority of investors believe that MUTM can return up to 25x, and this would be one of the top choices for investors seeking more solid returns in the year 2025. Solana Price Prediction Solana (SOL) is fluctuating around $231.50, holding ground below the critical $245–$250 resistance point. Analysts note that SOL will need a clear break above this level to build momentum towards its $270–$300 level that has been projected for Q4. Failure to break through resistance could have the asset stuck in the between $220 and $250 range, and overall market sentiment will be the determiner of whether higher levels are an achievable target. On the other hand, new project Mutuum Finance (MUTM) is being heralded as having improved growth opportunities. Strong Presale Performance Mutuum Finance has hit Stage Six of presale, with tokens selling at $0.035 after experiencing a 16.17% price increase from the previous round. Investor demand remains strong, with more than 16,550 participants and more than $16.2 million raised in capital. To strengthen platform security, Mutuum Finance is introducing a $50,000 USDT Bug Bounty Program. The vulnerabilities are categorized into four types, critical, major, minor, and low, in order to ensure proper detection…

Author: BitcoinEthereumNews
Urgent Alert: South Korean Won Weakens Past 1,400 Against US Dollar

Urgent Alert: South Korean Won Weakens Past 1,400 Against US Dollar

BitcoinWorld Urgent Alert: South Korean Won Weakens Past 1,400 Against US Dollar Global financial markets are always on the move, and a recent development has caught the attention of investors worldwide: the South Korean won has seen a significant shift. For those of us tracking economic trends and their ripple effects on the cryptocurrency landscape, this movement is particularly noteworthy. It signals potential shifts that could influence everything from trade to digital asset valuations. What’s Behind the South Korean Won’s Recent Dip? On September 25, the South Korean won experienced a notable weakening, trading past 1,400 against the U.S. dollar. This marks the first time since August 1 that the currency has crossed this threshold, with the exchange rate settling around 1,401.98, according to data from TradingView. This movement isn’t just a number; it reflects underlying economic pressures that are impacting a major Asian economy. Such a shift often indicates a complex interplay of global and domestic factors. Understanding these elements is crucial for anyone looking to make informed decisions in the current economic climate. Why is the South Korean Won Under Such Pressure? The recent depreciation of the South Korean won is not an isolated event. Several key factors are contributing to this trend: Aggressive U.S. Interest Rate Hikes: The U.S. Federal Reserve’s continued efforts to combat inflation by raising interest rates have significantly strengthened the U.S. dollar. This makes other currencies, including the won, relatively weaker. Global Economic Slowdown Fears: Concerns about a potential global recession are dampening demand for exports. As an export-driven economy, South Korea is particularly vulnerable to a slowdown in international trade. High Energy Import Costs: South Korea is a net importer of energy. Elevated global oil and gas prices mean the country needs more U.S. dollars to pay for these essential imports, increasing demand for USD and weakening the won. Domestic Economic Concerns: Local factors, such as persistent inflation and rising household debt, also contribute to economic uncertainty, which can put downward pressure on the national currency. These combined forces create a challenging environment for the South Korean won, making it susceptible to further volatility. How Does a Weaker South Korean Won Affect Crypto Investors? South Korea boasts one of the most active cryptocurrency markets globally. Therefore, a weakening South Korean won has direct implications for crypto investors in the region: Increased Cost of Stablecoins: For investors holding won, buying U.S. dollar-pegged stablecoins like USDT or USDC becomes more expensive. This can affect trading strategies and hedging costs. Potential for Capital Flight: If local economic confidence erodes significantly, some investors might seek to move their assets out of the won into perceived safer havens, potentially including cryptocurrencies. However, this also carries risks. Reduced Purchasing Power: A weaker won means that Korean investors have less purchasing power when acquiring international crypto assets priced in USD or other stronger currencies. While a weaker currency can sometimes spur interest in alternative assets like crypto as a hedge, it also introduces additional layers of risk and complexity for investors. Understanding these dynamics is key to navigating the market. Navigating Volatility: Actionable Insights for South Korean Won Holders In times of currency volatility, thoughtful planning and risk management become paramount. Here are some actionable insights for both traditional and crypto investors impacted by the movement of the South Korean won: Diversify Your Portfolio: Consider diversifying across different asset classes and geographies to mitigate risks associated with single-currency exposure. Monitor Global Indicators: Keep a close eye on global economic data, particularly U.S. inflation and interest rate decisions, as these significantly influence currency markets. Understand Stablecoin Mechanics: If you are a crypto investor, comprehend how stablecoins maintain their peg and the potential risks involved, especially during periods of high fiat currency volatility. Practice Prudent Risk Management: Avoid making impulsive decisions. Implement stop-loss orders, manage your position sizes, and only invest what you can afford to lose. Stay Informed: Regularly consume reliable economic news and analysis. Knowledge is your best defense against market surprises. The financial landscape is always evolving, and being prepared helps investors adapt to changing conditions. Conclusion: Vigilance in a Volatile World The recent weakening of the South Korean won past 1,400 against the U.S. dollar serves as a powerful reminder of the interconnectedness of global financial markets. From aggressive central bank policies to geopolitical tensions and energy prices, numerous factors influence currency valuations and, by extension, the broader investment landscape, including cryptocurrencies. For investors, particularly those in South Korea and those trading with the won, vigilance and a clear understanding of these economic forces are essential. While challenges exist, informed decision-making and a well-thought-out strategy can help navigate these turbulent waters. Staying updated on economic trends and their potential impact on both traditional and digital assets remains a top priority. Frequently Asked Questions (FAQs) Q1: What does it mean when a currency ‘weakens’ against another? When a currency weakens, it means you need more units of that currency to buy one unit of another currency. For example, if the South Korean won weakens against the U.S. dollar, it takes more won to buy one dollar. Q2: How do U.S. interest rate hikes affect the South Korean won? Higher U.S. interest rates make dollar-denominated assets more attractive to investors seeking higher returns. This increases demand for the U.S. dollar, causing it to strengthen and other currencies, like the won, to weaken. Q3: Is a weaker South Korean won always bad for the economy? Not necessarily. While it makes imports more expensive, a weaker won can make a country’s exports more competitive on the global market, potentially boosting export-oriented industries. Q4: Should crypto investors in South Korea be concerned about the won’s depreciation? They should be aware. A weaker won increases the cost of acquiring U.S. dollar-pegged stablecoins and international crypto assets. It also adds a layer of currency risk to their portfolio, making careful risk management even more important. Q5: What is TradingView and why is it mentioned? TradingView is a popular charting platform and social network for traders and investors. It’s mentioned as the source of the exchange rate data, lending credibility and transparency to the reported figures. If you found this article insightful, consider sharing it with your network! Understanding global economic shifts is crucial for everyone navigating today’s financial markets. To learn more about the latest crypto market trends, explore our article on key developments shaping Ethereum price action. This post Urgent Alert: South Korean Won Weakens Past 1,400 Against US Dollar first appeared on BitcoinWorld.

Author: Coinstats
Ripple Partner Exchange Drops Crucial Scam Alert for XRP, Crypto Community

Ripple Partner Exchange Drops Crucial Scam Alert for XRP, Crypto Community

The post Ripple Partner Exchange Drops Crucial Scam Alert for XRP, Crypto Community appeared on BitcoinEthereumNews.com. Web3 financial platform Uphold has issued a crucial scam alert to XRP and the broader crypto community. In a tweet, Uphold noted a sharp rise in fake accounts on X impersonating Uphold employees or support channels, some even displaying the standard blue check mark. 🚨 Scam Alert! We’ve seen a sharp rise in fake accounts on 𝕏 impersonating Uphold employees or support channels, some even showing the standard blue check. ⚠️ Important: These are NOT Uphold employees. Only accounts with the Uphold Verified badge (our logo next to the handle)… — Uphold (@UpholdInc) September 24, 2025 Uphold stated, most importantly, that these are not Uphold employees, as only accounts with the Uphold Verified badge (with its logo next to the handle) are official. In the wake of fake X accounts parading as Uphold employees, the exchange warns crypto users not to engage with such accounts and also to report them. In case of doubt, they should verify information from official Uphold channels. In 2023, Ripple announced its partnership with Uphold to provide Ripple with enhanced crypto liquidity capabilities to underpin and boost its cross-border payments infrastructure. Uphold was also named exchange partner for Ripple USD stablecoin, RLUSD, when it launched globally in December 2024. What’s coming for XRP Ledger? According to the recently updated institutional DeFi roadmap for the XRP Ledger, the most significant near-term milestone is the launch of XRPL’s native lending protocol, scheduled for release in XRPL Version 3.0.0 later this year. A core design principle for XRPL programmability is to extend functionality without compromising the network’s reliability and simplicity. This year, progress has been made on extensions, which allow developers to add small, verifiable pieces of code to native features, such as escrows or AMMs. This modular approach enables “Smart Escrows” with custom release conditions, without the risks associated…

Author: BitcoinEthereumNews
XRP DeFi Gets Major Boost as Flare’s ‘FXRP’ Goes Live

XRP DeFi Gets Major Boost as Flare’s ‘FXRP’ Goes Live

The post XRP DeFi Gets Major Boost as Flare’s ‘FXRP’ Goes Live appeared on BitcoinEthereumNews.com. Flare has introduced FXRP, a wrapper of XRP which allows the token to be utilized in decentralized finance. This is a major move by the two networks. Accordingly, the XRP can be a 1:1 ERC-20 token on Flare blockchain. Flare’s FAssets System Goes Live, Locking Over $7.1 Million in XRP Within Hours Within hours of launch, more than $7.1 million worth of XRP had already flowed into Flare’s core vault, according to data shared by an XRP validator (@Vet_XO). That figure is climbing, with minting activity showing strong early demand for the new asset. Flare launched fXRP. So far $7,100,000 is in the core XRP Vault, steadily increasing. Minting is already happening and i was looking to checkout how the on chain stats are doing on this launch. This is a decentralized process btw. pic.twitter.com/HVxrut8FhG — Vet 🏴‍☠️ (@Vet_X0) September 24, 2025 Users can now lock XRP and mint FXRP through the FAssets system by Flare. This provides them with collateralized and decentralized access to DeFi services. This system lets XRP act as collateral, liquidity or staking capital for DeFi protocols on the Flare network. This will provide XRP holders with fresh opportunities beyond payments and money transfer use cases to wider decentralized finance purposes. RippleX (the development arm of Ripple) highlighted that FXRP enables lending, borrowing, and yield generation opportunities that were not previously available for XRP holders. This potential is already drawing institutional interest. Firms like Everything Blockchain have adopted Flare’s XRP DeFi framework for treasury management. Flare cofounder Hugo Philion called the launch a culmination of years of development. He thanked validators, infrastructure providers, and partners for supporting the network since its early days. Philion also credited a 2018 conversation with Ripple’s David Schwartz, also known as Joel Katz, as a pivotal moment that shaped the project.…

Author: BitcoinEthereumNews
ETFs, RWAs, stablecoins ended traditional four-year cycle and alt seasons

ETFs, RWAs, stablecoins ended traditional four-year cycle and alt seasons

The post ETFs, RWAs, stablecoins ended traditional four-year cycle and alt seasons appeared on BitcoinEthereumNews.com. The traditional four-year crypto cycle appears to be broken, as institutional adoption through exchange-traded funds, real-world asset tokenization, and stablecoin infrastructure reshapes market conditions. In a Sept. 24 report, the analyst identified as Ignas noted that the launch of Bitcoin (BTC) and Ethereum (ETH) ETFs in 2024 marked a watershed moment, with crypto ETFs leading all categories with $34 billion in inflows since April. Attractive for TradFi The products attracted pension funds, advisors, and banks, shifting crypto from retail speculation to institutional portfolios alongside gold and Nasdaq holdings. Bitcoin ETFs now hold over $150 billion in assets under management, representing 6% of the total supply, while Ethereum ETFs control 5.6% of the ETH supply. The September approval of generic listing standards for commodity ETPs accelerates this shift by enabling faster approvals for additional crypto assets. It positions new fund filings for Solana, XRP, and other digital assets to follow. The report identified this transition as “The Great Crypto Rotation,” where ownership shifts from retail speculators to long-term institutional allocators. Traditional four-year cycle believers sell while institutions accumulate, resetting cost bases higher and establishing new price floors. ETFs now serve as primary buyers for Bitcoin and Ethereum, fundamentally altering supply conditions that historically drove cyclical patterns. Stablecoin and DAT reshape Stablecoins have evolved beyond serving as trading tools to encompass payments, lending, and treasury functions. The report mentioned the $30 billion real-world asset market as a demonstration of this expansion, with tokenized treasuries, credit, and commodities creating on-chain financial infrastructure. Recent CFTC approval for stablecoins as derivatives collateral adds institutional demand beyond spot purchases. Payment-focused blockchains, such as Tempo by Stripe and Plasma by Tether, encourage the adoption of stablecoins in the real-world economy rather than solely for speculative trading. This development provides crypto credibility while reducing direct correlation to Bitcoin…

Author: BitcoinEthereumNews
XRP And DeFi: The Roadmap That Tells It All

XRP And DeFi: The Roadmap That Tells It All

Ripple has unveiled the next phase of its roadmap for the XRP Ledger (XRPL) in relation to institutional DeFi. The roadmap focuses on tokenization, privacy, and native lending, and plans to introduce more stablecoins on the network, which is a positive for XRP’s utility.  Ripple Reveals Latest Roadmap For Institutional DeFi On The Ledger In […]

Author: Bitcoinist
Bion and ENI Partners to Ignite the Next Wave of Web3 Commerce

Bion and ENI Partners to Ignite the Next Wave of Web3 Commerce

Bion and ENI set to reshape the future of Web3 commerce by inculcating new utilities, immersive experiences, and stronger community engagement.

Author: Blockchainreporter