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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14616 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Next Coin to Blow Up: Could Ethereum and Based Eggman Be the Next Altcoins to Break All Time Highs?

Next Coin to Blow Up: Could Ethereum and Based Eggman Be the Next Altcoins to Break All Time Highs?

Discover if Ethereum and Based Eggman ($GGs) could be the next altcoins to break all-time highs. Explore the best crypto presale to buy in 2025 with key insights into top crypto presale projects.

Author: Blockchainreporter

2025/10/01

New York Department of Financial Services Updates Crypto Custody Guidelines, Emphasizing the Separation of Client Assets from Custodian Bankruptcy Risk

New York Department of Financial Services Updates Crypto Custody Guidelines, Emphasizing the Separation of Client Assets from Custodian Bankruptcy Risk

PANews reported on October 1st that the New York State Department of Financial Services (NYDFS) has released updated guidance for licensed cryptocurrency custodial entities (VCEs). The core requirement of the guidance is that the custody structure must ensure that the beneficial ownership of digital assets always belongs to the customer, and in particular, customer assets must be protected in the event of the custodial entity's bankruptcy. The NYDFS stated that this update was made in response to the surge in demand for virtual asset custody from both institutional and retail clients, as well as the increasingly complex "sub-custodian" relationships within the industry. The new guidelines explicitly prohibit custodians from using client assets for activities that could compromise client ownership, such as rehypothecation or unsecured lending, without explicit permission and informed consent. Furthermore, the new guidelines impose stricter due diligence, contractual terms, and disclosure requirements on custodians' use of sub-custodians. The guidance, which is intended to provide greater clarity and confidence to clients and prompt licensed entities to review their custody structures and client agreements, is now effective in 2025 and replaces the previous version from January 2023.

Author: PANews

2025/10/01

‘Hockey Stick Growth’: Coinbase Hits $1B in Onchain Loans, Brian Armstrong Sets $100B Target

‘Hockey Stick Growth’: Coinbase Hits $1B in Onchain Loans, Brian Armstrong Sets $100B Target

The post ‘Hockey Stick Growth’: Coinbase Hits $1B in Onchain Loans, Brian Armstrong Sets $100B Target appeared on BitcoinEthereumNews.com. Coinbase just dropped the mic on X: $1 billion in onchain loans using bitcoin as collateral. CEO Brian Armstrong’s already eyeing a 100x leap to $100 billion. DeFi Credit Explodes, Billions Flow Into Onchain Lending On social media, Coinbase and Brian Armstrong announced that the company has facilitated $1 billion in onchain loans, with bitcoin […] Source: https://news.bitcoin.com/hockey-stick-growth-coinbase-hits-1b-in-onchain-loans-brian-armstrong-sets-100b-target/

Author: BitcoinEthereumNews

2025/10/01

Bitcoin holders show interest in BTCFi but awareness still remains low

Bitcoin holders show interest in BTCFi but awareness still remains low

The post Bitcoin holders show interest in BTCFi but awareness still remains low appeared on BitcoinEthereumNews.com. Despite big investments and clear demand for yield, most Bitcoin holders have never tried BTCFi because the platforms feel complex and unfamiliar. Without simpler products and better communication, BTCFi could stay a niche space for insiders rather than reach mainstream adoption. Summary Most Bitcoin holders still haven’t touched BTCFi, even though investors are pouring money into the space and there’s clear demand for yield and liquidity. The problem is that current platforms are built for crypto insiders, leaving everyday BTC users confused, cautious, or unaware these products even exist. Unless BTCFi becomes simpler and better communicated, it risks staying niche instead of reaching the broader Bitcoin audience, GoMining warns. While venture funding and media hype might suggest that Bitcoin DeFi — or simply known as BTCFi — is on the rise, Bitcoin users tell a different story. A new survey by GoMining shared with crypto.news found that nearly 80% of BTC holders have never used BTCFi, highlighting a gap between the industry’s ambitions and its actual adoption. GoMining’s results of survey on BTCFi | Source: GoMining Similar to decentralized finance (DeFi) on Ethereum, BTCFi was meant to offer a set of tools and platforms that let people use BTC in financial ways beyond just buying and holding. For example, people could use BTC for lending, getting access to synthetic Bitcoin assets, or bridging them via cross-chain bridges to get access to different networks. Institutional pouring also seems to be growing. Data from Maestro, an enterprise-grade Bitcoin-focused infrastructure provider, shows that BTCFi venture funding surged to $175 million across 32 rounds in the first half of 2025, with 20 out of 32 deals focused on DeFi, custody, or consumer apps in the BTCFi space. For crypto natives only Yet, according to GoMining’s survey, which questioned more than 700 people across North…

Author: BitcoinEthereumNews

2025/10/01

Aave maker sees rate cuts fueling a new DeFi Summer

Aave maker sees rate cuts fueling a new DeFi Summer

Kulechov sees central bank rate cuts as fuel for the next DeFi summer.

Author: Cryptopolitan

2025/10/01

Bitcoin holders show interest in BTCFi but awareness still remains low, research shows

Bitcoin holders show interest in BTCFi but awareness still remains low, research shows

Despite big investments and clear demand for yield, most Bitcoin holders have never tried BTCFi because the platforms feel complex and unfamiliar. Without simpler products and better communication, BTCFi could stay a niche space for insiders rather than reach mainstream…

Author: Crypto.news

2025/10/01

Only 5% of Experts See BTC at $200K by 2026, Debate Shifts to Crypto with Real 50x Potential

Only 5% of Experts See BTC at $200K by 2026, Debate Shifts to Crypto with Real 50x Potential

Bitcoin (BTC)’s position as the industry leader has always drawn extreme predictions, but the latest outlooks from analysts reveal a dramatic divide. Just 5% of experts now expect BTC to climb to $200,000 by 2026, while most are warning of limitations around its current trajectory. With the crypto fear and greed index showing continued swings, [...] The post Only 5% of Experts See BTC at $200K by 2026, Debate Shifts to Crypto with Real 50x Potential appeared first on Blockonomi.

Author: Blockonomi

2025/10/01

Circle's tokenized money market fund, USYC, has launched on the Solana network, targeting only non-US institutional investors.

Circle's tokenized money market fund, USYC, has launched on the Solana network, targeting only non-US institutional investors.

PANews reported on October 1st that Circle announced, according to its official blog, that its tokenized money market fund, USYC, is now available on the Solana blockchain. USYC is a tokenized fund share launched by Circle, representing ownership of a short-term U.S. government money market fund and earning returns from the underlying assets. Officials emphasized that USYC is only applicable to qualified non-US institutional investors who have completed KYC/AML and passed wallet whitelist verification, and is a licensed token. On Solana, USYC can be used as an interest-bearing asset in lending protocols, as margin collateral in perpetual DEXs, or deployed in automated yield vaults. In addition to Solana, USYC already supports networks such as Base, Ethereum, and NEAR.

Author: PANews

2025/10/01

Avalanche (AVAX) in 2025: Speed, Subnets and the Future of Blockchain

Avalanche (AVAX) in 2025: Speed, Subnets and the Future of Blockchain

Table of Contents What is Avalanche (AVAX)? Avalanche: The Fast Lane in Blockchain Origins and Academic Roots How Avalanche’s Technology Works Ecosystem Growth and Partnerships Real-World Use Cases Understanding AVAX Tokenomics Avalanche News & 2025 Outlook What is Avalanche (AVAX)? While Ethereum struggles with fees and Solana with outages, another blockchain has been quietly working [...]]]>

Author: Crypto News Flash

2025/10/01

Best Crypto to Buy as SEC to Accept More Firms as Crypto Custodians

Best Crypto to Buy as SEC to Accept More Firms as Crypto Custodians

The post Best Crypto to Buy as SEC to Accept More Firms as Crypto Custodians appeared on BitcoinEthereumNews.com. Up until now, only qualified custodians such as banks, broker-dealers, or OCC-chartered national banks qualified under the Investment Advisers Act of 1940 and the Investment Company Act of 1940. This left crypto custodians with very limited options, and if advisors relied on state-trust companies, they had to bear the risk of SEC enforcement. This lack of clarity made many institutional investors hesitant, which has been stifling crypto growth so far. However, this no-action letter is a welcome move that eliminates the ‘guessing game’ and should benefit fund shareholders and advisory clients in the long run. Read on as we dig deeper into the SEC’s attempt at providing more crypto clarity. We’ll also suggest the best cryptos to buy now to benefit from this shift. Conditions to Be Met Unlike existing custodian options, state-trust companies are regulated at the state level and not federally. However, the committee has also imposed certain conditions that must be fulfilled if advisors want to use state-trust companies as custodians. Fund managers must run detailed due diligence to confirm whether the company is authorized by the state regulator and has written internal policies covering areas such as cybersecurity and theft protection. Issuers must review GAAP-based annual audited financial statements and internal control reports from independent auditors. Assets under custody must be segregated from the trust company’s own assets, with restrictions on lending, pledging, or re-hypothecation without written consent. James Seyffart, an ETF analyst, applauded the move, saying this was the kind of step the industry had needed for years. Crypto custody has long been the most stubborn regulatory bottleneck for wider institutional adoption. Now, with things starting to change, it’ll be easier for hedge funds and registered advisors to hold crypto legally. More custodians will also foster greater competition, leading to healthier crypto markets. This makes…

Author: BitcoinEthereumNews

2025/10/01

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