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Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

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Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Miss Universe Cayman Islands’ Fight Against Global Hunger

Miss Universe Cayman Islands’ Fight Against Global Hunger

The post Miss Universe Cayman Islands’ Fight Against Global Hunger appeared on BitcoinEthereumNews.com. Miss Universe Cayman Islands Tahiti Moorea Seymour- official headshot Miss Universe Organization As morning light filters through the clouds over Hong Kong’s Chai Wan district, Miss Universe Cayman—Tahiti Moorea Seymour—walks between rows of green in the region’s largest rooftop aquaponics farm. The air carries a mingled scent of water, plants, and fish—a quiet ecosystem in motion. Nearby, young adults harvest clusters of lettuce destined for a small café below. “It’s incredible,” she says to her mother, Melaynee Basdeo, as she jots down notes on how the principles learned here might one day help advance her own small island home. Seymour will represent her country at the 74th Miss Universe competition in Thailand this November. At the Miss Universe Cayman Islands pageant, she not only took home the national crown but also earned titles for Best in Interview, Best in Swimwear, and the People’s Choice Award. But in the months since, her time has been spent equally between rehearsing for the runway and studying food systems: who grows it, who gets it—and who goes without. Her campaign, ‘Beyond the Crown: Zero Hunger Universe,’ has become the lens through which she views her role. “Promoting food security on islands isn’t just about growing more food,” she says. “It is my mission to use my Miss Universe platform to bring visibility to a complex challenge that affects, not only us in the Cayman Islands, but millions of people across small island nations throughout the world.” Tahiti Seymour at Green Skies Modern Agriculture in Chai Wan, Hong Kong Tahiti Moorea Seymour The Crown as a Conduit Seymour’s twenty-two years have been a journey spanning continents and causes. Born and raised in Bodden Town, a historic district in Grand Cayman, she grew up surrounded by family, food, and the contradictions of island life. “My childhood…

Author: BitcoinEthereumNews

2025/10/20

The next crypto to explode may beat XRP in ROI

The next crypto to explode may beat XRP in ROI

When XRP climbed from a few cents to several dollars, many investors watched in disbelief. Only a few realized its power before it took off across major exchanges. That moment changed how people viewed digital assets forever. Today, another project is setting up a similar storyline — Mutuum Finance (MUTM). Its fast-growing presale and practical use case are creating real excitement among investors searching for the best crypto opportunity while the market still wonders why crypto is down.Presale momentum building at lightning speedMutuum Finance (MUTM) is in Phase 6 of its presale. The token has already raised over $17.62 million from all the phases till now, with 72% of the 170 million tokens in only phase 6 being sold. The current price stands at $0.035, and more than 17,400 holders have joined across all phases. With a total supply of 4 billion MUTM, this presale has drawn strong attention from investors looking for growth before the next price jump.When Phase 6 closes, the price will increase by 15% to $0.040 in Phase 7. That marks a major step for early buyers aiming to maximize ROI. Each phase sells out faster than the last, showing growing confidence in the project’s model and its clear vision for future expansion.Investors often compare new opportunities to past legends, and this is where Mutuum Finance (MUTM) stands out. At the current stage, a $3,000 investment from Phase 1 at $0.01 is already valued around $10,500 at today’s $0.035. When MUTM reaches $1, that same value becomes $300,000 — a 100× rise and at $2, it becomes $600,000. These gains match the type of explosive ROI that made XRP a household name in the crypto space.Utility and growth create a powerful loopMutuum Finance (MUTM) is not a project built only for hype. Its entire system runs on two clear models that connect directly with real blockchain utility. The first is Peer-to-Contract (P2C) lending. Here, users lend or borrow from liquidity pools for steady, automated yields. The second is Peer-to-Peer (P2P) lending, where users set their own loan terms, durations, and interest rates directly with each other. Both systems connect under one smart contract network, powered by mtTokens, Debt Tokens, and Liquidator Bots.This structure creates a healthy cycle of lending, borrowing, and staking — all using MUTM tokens. As these activities grow, demand for the token grows with them. Mutuum Finance (MUTM) will begin with ETH and USDT as collateral/borrowing/lending which the team has recently announced regarding the launch of V1 of the protocol on Sepolia Testnet in Q4 2025. This version will include essential components like a liquidity pool, mtToken, debt token, and a liquidator bot to keep the system running smoothly and securely. The testnet release will allow users to explore how the platform functions before the main launch. Early testing will help boost user confidence and attract more interest. As participation grows, both demand for the platform and the value of its token are expected to rise.A key strength of this project lies in how it links platform performance with holder benefits. The buy-and-distribute model will use platform revenue to buy MUTM from open markets and distribute these tokens to mtToken stakers. This rewards long-term participants, creating real value for those who support the network instead of short-term sellers.The combination of on-chain utility, community incentives, and continuous token demand makes this ecosystem sustainable.Investors are not just buying a token — they are joining a network built for long-term activity and participation.For community building the platform has also been working on incentive distribution. The 24-hour leaderboard has been updated with an exciting new reward feature. Each day, the user who achieves the top rank will earn a $500 MUTM bonus, provided they perform at least one transaction within the 24-hour period. The leaderboard resets automatically every day at 00:00 UTC.A race against time for smart investorsIndividuals are still wondering why the crypto market is down, but chances like this are what get people excited again. XRP’s ascent highlighted what happens when good technology meets real need. Now, Mutuum Finance (MUTM) is getting ready to write the next success story with new ideas, explicit token use, and a presale that gets faster every week.The price will soon go up to $0.040 in the following phase, and phase 6 is practically sold out. Every day that goes by makes it harder for new investors to get in. This project is a strong contender for the top crypto investments of the year. It has already raised more than $17.62 million, has thousands of holders, and has a comprehensive plan for getting to its Layer-2 beta launch, probably at the time of the token live event.XRP had its moment of glory while Mutuum Finance (MUTM) is preparing to take the stage next — and for those paying attention, this presale might be the early step that defines 2025’s biggest ROI story.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post The next crypto to explode may beat XRP in ROI appeared first on Invezz

Author: Coinstats

2025/10/20

Experts reveal the next big crypto expected to hit $1 in 2026

Experts reveal the next big crypto expected to hit $1 in 2026

For many investors studying early blockchain success stories, the search for the next breakout never stops. Experts across the DeFi sector are now naming Mutuum Finance (MUTM) as one of the most promising crypto coins expected to reach $1 by 2026. Designed with real lending utility, audited security, and a growing presale base, this new entrant is catching the eye of analysts who once highlighted tokens like Solana and Avalanche before their major rallies.The appeal lies in Mutuum Finance (MUTM)’s ability to merge traditional financial logic with blockchain automation. Its design will allow users to borrow, lend, and earn yield while maintaining transparency through smart contracts. As the presale progresses, more investors are asking what crypto to buy next—and the growing data behind MUTM shows a clear direction.Early demand proves confidenceMutuum Finance (MUTM) is still in its presale, yet the traction speaks volumes about market confidence. The token’s total supply is set at 4 billion, and the current phase has already raised $17.62 million. About 72% of the 170 million tokens in this round are sold, with more than 17,400 holders already onboard combining all phases. Each token is priced at $0.035, and the next presale phase will raise that price to $0.040—a 15% increase that rewards early participation. Missing to invest now means that you will get the same amount of tokens with expensive pricing.This pace mirrors the early adoption curves seen during Solana’s initial market entry. Analysts are pointing to the steady inflow of participants as a strong validation that Mutuum Finance (MUTM) is more than just hype. The steady rise in token price across each phase signals growing trust from retail and early-stage institutional investors.Mutuum Finance (MUTM)’s ecosystem will revolve around a dual lending model. The first branch, P2C lending, will allow users to provide liquidity to protocol pools and earn passive income from borrowers. The second branch, P2P lending, will let lenders and borrowers create personalized agreements for flexible yields. Together, they form a dynamic system that connects decentralized liquidity with secure, auditable smart contracts. Building utility, value, and investor growthMutuum Finance (MUTM) isn’t just another token—it will act as the functional core of the ecosystem. Every lending, borrowing, and staking operation will require MUTM. That means each new user or transaction adds organic demand. As activity grows, so does buying pressure. This cycle turns platform use into an ongoing engine for token appreciation.Consider one simple example. An investor who entered in Phase 3 with $2,000 at $0.02 now holds 100,000 MUTM. At today’s price of $0.035, that portfolio stands at $3,500 in value, a 75% gain during presale alone. When MUTM reaches $1, the same investor will hold $100,000 while at $2, that value rises to $200,000. This kind of exponential trajectory reflects how early participation can multiply returns once utility and market access align.To reinforce token stability, Mutuum Finance (MUTM) will introduce a buy and distribute model. A portion of the platform’s revenue from lending operations will continually purchase MUTM from open markets. Those tokens will then be distributed to mtToken stakers as rewards. This self-sustaining structure ensures that every transaction strengthens long-term price support and rewards active participants.The development timeline also adds to investor optimism. The team will deploy its first beta version on a fast Layer-2 network before mainnet launch. This version will give users hands-on access to the borrowing and staking systems, promoting real adoption and word-of-mouth marketing. Such a rollout plan often triggers strong user engagement and community growth—two proven factors in DeFi valuation surges.Mutuum Finance (MUTM)’s team has recently announced on its official X account that the V1 version of its protocol will be released on the Sepolia Testnet by Q4 2025. This version will introduce main components like a liquidity pool, mtToken, debt token, and a liquidator bot to ensure smooth and secure functionality. At launch, users will have the ability to lend, borrow, and use ETH or USDT as collateral.This testnet rollout will allow users to explore and understand how the platform works before the full launch. Early testing will help build confidence and interest in the project. As engagement increases, the platform’s growth and token value are expected to strengthen.To enhance engagement and to incentivize huge investors, Mutuum Finance (MUTM)’s dashboard will allow users to track holdings, calculate ROIs, and leaderboard positions. A new update has been introduced to enhance the 24-hour leaderboard. Each day, the user who ranks first will be rewarded with a $500 MUTM bonus, as long as they complete at least one transaction within that 24-hour timeframe. The leaderboard refreshes automatically every day at 00:00 UTC.Final wordsWith its robust presale and clear operations, Mutuum Finance (MUTM) is one of the best options for what crypto to buy right now. Every step on the pipeline, from beta deployment to exchange listings, will increase exposure and liquidity. As those stages happen, demand for the token will probably grow, bringing it closer to the $1 expert projection.Every big crypto success starts with a strong belief based on sound foundations. Mutuum Finance (MUTM) is shaping up to be the next example. It is a token that combines genuine lending capacities, real rewards, and a developing community. Phase 6 is already 72% sold out, and the next price spike is coming up quickly. New investors still have a short time to get in and experts think that the story of how Mutuum Finance (MUTM) went from $0.01 to $1 will be one of the best investing stories of 2026.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post Experts reveal the next big crypto expected to hit $1 in 2026 appeared first on Invezz

Author: Coinstats

2025/10/20

Best crypto to invest in for $1K budget amid market consolidation

Best crypto to invest in for $1K budget amid market consolidation

Crypto markets often stall during consolidation phases. Blue-chip coins like Bitcoin, Ethereum, and Solana remain flat, while smaller projects struggle or collapse. This situation leaves many investors unsure about where to deploy capital. Mutuum Finance (MUTM) positions itself as a utility-anchored growth token. It will provide disciplined investors with real yield opportunities and long-term upside. Those looking for the next big crypto for practical $500–$1,000 budgets will find MUTM to be a strategic choice.Presale overview and entry advantagesMutuum Finance (MUTM) is currently in Presale Phase 6, priced at $0.035 per token. Approximately 72% of the 170 million phase allocation of this phase is already sold. The presale has raised $17.62 million and attracted over 17,400 holders combining all phases. The total supply of MUTM is 4 billion tokens, giving investors a chance to acquire meaningful positions without needing large capital.A $1,000 investment in Phase 1 at $0.01 will grow to $3,500 in value of MUTM at Phase 6. This represents a 250% paper gain before the token reaches any exchange. Phase 7 is projected at $0.04, and a potential listing price of $0.06 will offer further upside. With this trajectory, a $1,000 entry now could translate into approximately 6X value returns, making MUTM a standout choice in the current market. Based on the experts and trajectory, MUTUM seems to touch $1 level and not too long after it hits the listing. It means that the $1,000 invested in phase 1 will become 29X, a whopping $29K.Lending models drive sustainable utilityThe core utility of Mutuum Finance (MUTM) comes from its dual lending system, combining Peer-to-Contract (P2C) and Peer-to-Peer (P2P) structures. First, lenders will deposit stable assets into P2C pools. For example, a user depositing $1,000 USDT will receive mtTokens in return. These tokens will earn an average 14% annual yield, generating $140 in passive income each year. The lending process also grants governance voting weight to the lender, creating additional platform influence.Borrowers will then post collateral to access liquidity without selling their assets. A user locking $1,200 in ETH can borrow $900 USDT at 75% LTV. This allows the borrower to re-enter markets or fund new trades while keeping their original collateral intact. Borrowing activity will generate MUTM utility, as interest paid routes through the platform and contributes to governance metrics. Together, lending and borrowing interactions create a self-reinforcing cycle, where both sides of the platform support token demand.Buy and distribute model enhances token growthRevenue generated from lending will support the token’s growth through a buy-and-distribute system. Part of the platform’s income will purchase MUTM from the open market. These tokens will then be redistributed to mtToken stakers as rewards. The more users participate in lending and borrowing, the higher the revenue, leading to more tokens bought for rewards. Stakers will directly benefit, linking platform activity to tangible token value.This approach ensures that MUTM demand grows organically from participation rather than artificial supply constraints. Investors actively using the platform will see their engagement translate into recurring token rewards. The system is designed to align user activity with the long-term growth of the token, making it a practical choice for disciplined crypto investing.Testnet launch, user engagement incentives and safetyMutuum’s team has announced on its official X account that the V1 version of its protocol is planned to launch on the Sepolia Testnet by Q4 2025. This update will bring key features such as a liquidity pool, mtToken, debt token, and a liquidator bot to ensure smooth and secure performance. Initially, users will be able to lend, borrow, and use ETH or USDT as collateral.The testnet launch will give users a chance to explore how the system works before the full rollout. Allowing early access will help increase trust and attract more users. As engagement grows, both the platform’s popularity and token value are expected to rise. Additionally, this feature will encourage continuous interaction and create recurring demand for the token. Each lending, borrowing, or staking activity contributes to the overall utility of MUTM, creating a cycle of participation-driven growth rather than speculative spikes.To appreciate the leading investors and for the sake of community building, the 24-hour leaderboard now includes a new daily reward feature. Each day, the user who achieves the top rank will be awarded a $500 MUTM bonus, as long as they complete at least one transaction within that 24-hour period. The leaderboard automatically refreshes at 00:00 UTC every day.Loan-to-value ratios will help maintain liquidity and safeguard investors. Stable assets such as ETH and USDT will have LTVs around 75%, while volatile or less liquid tokens will be limited to 40%. These thresholds will enable safe liquidations and sustain confidence among participants. The platform’s focus on secure liquidity ensures long-term trust while supporting the token’s growth trajectory.Conclusion: a practical choice for $1K investorsWith 72% of Phase 6 already sold and a projected 15% climb to $0.04 in Phase 7, mid-budget investors don’t have much time to join in. Mutuum Finance (MUTM) is a utility token made for disciplined investors in markets that are not stable. The coin’s dual lending structure, awards based on revenue, and incentives for active users all work together to make demand for the token grow.Investors that have $1,000 to spend can take advantage of presale prices, staking rewards, and being active on the platform. The token is structured to reward participation and generate recurring utility, making it a strategic addition to any crypto investing plan. Mutuum Finance (MUTM) is set to become the next big crypto for investors seeking stability, yield, and meaningful upside during market consolidation.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post Best crypto to invest in for $1K budget amid market consolidation appeared first on Invezz

Author: Coinstats

2025/10/20

3 best crypto to invest in for 3x ROI at least

3 best crypto to invest in for 3x ROI at least

Every market cycle reminds investors that timing decides everything. The smartest crypto investment is never about holding what is already famous—it’s about finding what will soon dominate. During the last bull runs, early positions in smaller, undervalued assets outperformed blue chips by wide margins. Ethereum (ETH) and Cardano (ADA) are the dependable pillars of DeFi, yet one new cryptocurrency — Mutuum Finance (MUTM) — is quietly becoming the asymmetric opportunity investors look for before a cycle turns explosive.Ethereum (ETH)Ethereum (ETH) will continue to act as the heartbeat of decentralized finance. Once Layer-2 scaling further lowers gas fees, network usage will surge. ETH’s deflationary burn and its key role in smart contracts make it a long-term store of value. From a current base near $4,000, market analysts expect it to approach $12,000 in the coming cycle — a 3x rise that aligns with its historical recoveries during post-consolidation phases. For most portfolios, ETH remains the foundation of trust and consistency among the top cryptocurrencies. Here is the glimpse of technical analysis for ETH’s short term gain. Cardano (ADA)Cardano (ADA) stands out for its academic rigor and methodical design. Its proof-of-stake model promotes sustainability, while community-led governance aims for long-term decentralization. Yet ADA’s network growth has been gradual, with adoption lagging compared to faster ecosystems. As staking participation increases and decentralized applications expand, ADA’s valuation is expected to double. That’s a fair outcome for a project emphasizing research-driven evolution, not aggressive speculation.Still, both ETH and ADA now sit in mature phases. Their upside looks stable, but limited. Investors seeking stronger returns in the next wave often turn toward early-stage ecosystems with visible use cases and presale access. That’s exactly where Mutuum Finance (MUTM) enters the scene.The undervalued disruptor: Mutuum Finance (MUTM)Mutuum Finance (MUTM) positions itself at the core of decentralized borrowing and lending. The platform merges peer-to-contract liquidity pools and peer-to-peer custom markets, offering a dual lending system rarely seen among new cryptocurrency projects. At the presale’s current Phase 6, the price stands at $0.035, with roughly $17.62 million raised and 72% of this phase already sold. Over 17,400 holders have joined early and once Phase 7 begins, the price will rise 15% to $0.040 — a clear reason early investors are accelerating their entries.For community growth, the 24-hour leaderboard has received a new update introducing daily rewards. Each day, the user who achieves the top rank will be granted a $500 MUTM bonus, provided they complete at least one transaction during the 24-hour period. The leaderboard automatically resets every day at 00:00 UTC.ROI math is straightforward where Phase 1 buyers at $0.01 already hold a 250% value increase at this price level. At listing, projected at $0.06, that’s a 500% total value gain. Analysts tracking the roadmap expect a post-launch value near $0.12 within the first year — translating to around 12x ROI. That kind of performance is rare among top cryptocurrencies, and it reflects how early-stage access magnifies rewards for those who act before full exchange listings.Mutuum’s lending engine shows real earning logic. For example, a user deposits $20,000 in DAI at a 15% annual rate, generating $3,000 in profit per year. Alongside interest, lenders receive mtTokens — staking assets that can later earn additional MUTM rewards from protocol buybacks. In the P2P segment, risk-tolerant lenders working with meme coins like PEPE or DOGE can earn up to 25% returns for providing liquidity directly to borrowers. Every loan interaction feeds the platform’s revenue, part of which will be used to buy back MUTM from the open market and redistribute it to stakers, creating sustained upward pressure on price.Mutuum Finance (MUTM) announced on its official X account that the V1 of its protocol will be launched on the Sepolia Testnet by Q4 2025. This version will introduce essential elements like a liquidity pool, mtToken, debt token, and a liquidator bot to ensure reliable and secure operations. In its initial stage, users will be able to lend, borrow, and use ETH or USDT as collateral.This testnet launch will give users an early look at how the platform functions before the official release. By allowing hands-on testing, Mutuum Finance (MUTM) aims to build trust and attract more users. As engagement grows, both the platform’s demand and token value are likely to increase.Risk management remains another strength. Borrowing ratios depend on asset volatility — Ethereum and stablecoins enjoy up to 75% loan-to-value (LTV), while more volatile assets are capped around 45–65%. Automatic liquidations protect the system against shortfalls, while Chainlink oracle feeds ensure accurate asset pricing. These mechanics make Mutuum’s lending model both safe and scalable — crucial traits for long-term growth.Why MUTM holds 3x ROI edgeMutuum Finance (MUTM) blends early-phase entry pricing with direct revenue streams and utility backed by products. Its MUTMs buyback system will keep liquidity in circulation and hence the demand high, and mtToken staking will give active users real returns. The team’s roadmap makes sure that borrowers and lenders will have a working ecosystem, not just an idea, by the time it launches.This combination of utilities that are useful and those that are in demand creates a unique value structure. There are 4 billion tokens in total, but only a small number are available during the presale phases. Prices will go up with each subsequent step. As liquidity increases and the lending protocols go live, demand for MUTM’s token will grow from both sides: users looking for stablecoin loans and investors looking for staking rewards.Ethereum and Cardano promise steady growth, whereas Mutuum Finance (MUTM) promises speed. With Phase 6 almost up and the price only $0.035, the next bump to $0.040 will be a big deal for anybody who joins in late. If you miss this presale access, you’ll have to watch the 3x ROI window shut while other people maintain early positions. Among today’s top cryptocurrencies, MUTM stands as the most affordable and utility-backed crypto investment before the next market breakout.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post 3 best crypto to invest in for 3x ROI at least appeared first on Invezz

Author: Coinstats

2025/10/20

Best crypto coin to buy now before ETH breaks $5,000 resistance

Best crypto coin to buy now before ETH breaks $5,000 resistance

The crypto market is uncertain as Ethereum nears its $5,000 resistance. Traders and investors will watch closely, preparing to rotate profits into high-potential altcoins. During this momentum-driven period, emerging DeFi protocols will attract serious attention. Mutuum Finance (MUTM) will stand out as a resilient and innovative option. Its structured lending system and stablecoin-backed mechanics will make it a leading crypto to buy now.Investors will look for assets that combine growth potential with strong fundamentals. Mutuum Finance (MUTM) will provide both. By offering a dual-layer lending structure and an algorithmically managed stablecoin, the platform will create a reliable ecosystem for borrowing, lending, and trading. The current presale activity will show that interest in MUTM is rising even before broader market rallies.Presale momentum and market confidenceMutuum Finance (MUTM) is currently in Phase 6 of its presale. The total supply is 4 billion tokens where around $17.62 million have already been raised so far, and 72% of the 170 million allocated tokens will already be sold. The current price will stand at $0.035, and the holder base already exceeds 17,400 accounts combining all phases. This presale momentum will demonstrate growing investor confidence ahead of ETH’s potential rally. Phase 7 will raise the token price to $0.040, creating urgency for new buyers to secure positions before the market moves.For further growth of the community, a new feature has been introduced to the 24-hour leaderboard, offering daily rewards. Each day, the user who ranks first will earn a $500 MUTM bonus, provided they complete at least one transaction within the 24-hour timeframe. The leaderboard resets automatically every day at 00:00 UTC.Mutuum Finance (MUTM) will integrate a dual lending system. Peer-to-Contract pools will offer secure liquidity, while Peer-to-Peer lending will allow direct engagement between borrowers and lenders. This combination will provide users with choice, flexibility, and consistent yield flow. Participants will benefit from a platform designed to maximize returns while protecting core capital.Sepolia testnet & stablecoin as a growth engineMutuum Finance (MUTM) recently confirmed on its official X account that the V1 version of its protocol will go live on the Sepolia Testnet by Q4 2025. This version will include essential features such as a liquidity pool, mtToken, debt token, and a liquidator bot to ensure stability and security. At the start, users will be able to lend, borrow, and use ETH or USDT as collateral.Through this testnet phase, users will get a chance to try out the platform before the full launch. Early testing will help build trust and awareness among users. As interest and participation increase, the platform’s growth and token demand are expected to rise.The platform’s decentralized $1-pegged stablecoin will act as an engine of consistent value. It will be minted only against approved collateral and burned upon repayment, ensuring a closed-loop liquidity cycle. Interest rates will adjust algorithmically to maintain the $1 peg, supporting borrowing demand and circulation. Investors will find confidence knowing that MUTM’s stablecoin will provide predictable, safe value during market swings.The stablecoin will underpin Mutuum Finance (MUTM)’s dual lending structure (P2C and P2P), enabling uninterrupted lending and borrowing cycles while maintaining active liquidity within the ecosystem. Since stablecoins are considered the foundation of DeFi, Mutuum’s secure and overcollateralized model could become a key driver of persistent demand for MUTM.Accurate price discovery will further strengthen the ecosystem. Mutuum Finance (MUTM) will rely on Chainlink oracles as the primary source of asset data. Backup oracles and aggregated feeds will ensure precision. This setup will prevent liquidation cascades, safeguard collateral, and maintain platform trust. Greater transparency and accuracy will attract more users, increasing MUTM demand as participation grows.Exchange listing and upside potentialThe way the roadmap is designed and the project is growing, the tier-1 and tier-2 exchange listing is inevitable. Projected listings will offer another avenue for growth. Historical patterns show that presale tokens with strong fundamentals often surge after centralized exchange exposure. Early Polygon and Avalanche investors saw significant returns once listed. Similarly, a crypto analyst projects a 12–15x rise for MUTM post-listing, targeting $0.45–$0.55 in early 2026. This potential will highlight the appeal of MUTM as a strategic crypto investment before ETH breaks $5,000.Security and transparency will also reinforce confidence. Mutuum Finance (MUTM) will complete a CertiK audit, scoring 90.00 on TokenScan and 79.00 on Skynet, revised in May 2025. The platform will maintain a $50,000 USDT bug bounty program, rewarding up to $2,000 for critical discoveries. This proactive approach will ensure participants feel safe and supported while engaging with the ecosystem.Final wordsMutuum Finance (MUTM) will use both structural innovation and momentum-driven opportunities. Its stablecoin, dual lending scheme, and accurate oracle system will make it a good crypto to acquire right now. With 72% of Phase 6 being sold out, the presale will show that there is a lot of interest. Phase 7 will raise the price by 15% to $0.040, giving early participants a chance to make a move.Investors will wish they had bought MUTM before ETH hit $5,000. It will offer both safety and growth, giving users an opportunity to use a platform that is meant to be useful and widely used. Mutuum Finance (MUTM) is a DeFi project that looks to the future.It will attract both momentum traders and long-term investors, making it one of the most promising crypto investments on the market right now.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post Best crypto coin to buy now before ETH breaks $5,000 resistance appeared first on Invezz

Author: Coinstats

2025/10/20

Analysts name the top crypto to buy before the next rally begins

Analysts name the top crypto to buy before the next rally begins

Analysts across the digital asset market are signaling that the next major crypto rally is drawing closer. Bitcoin’s consolidation phase often precedes large-cap breakouts, and history shows that utility-based DeFi projects gain traction just before these macro surges. Early participants in AAVE or COMP once saw similar opportunities when the crypto fear and greed index shifted from caution to optimism. Today, research teams are pointing to Mutuum Finance (MUTM) as the best crypto to buy now — a project positioned to lead the new cycle with real utility, audited security, and a rising presale demand curve.Why analysts are watching Mutuum Finance (MUTM)Mutuum Finance (MUTM) is now in Phase 6 of its presale. The total supply is set at 4 billion tokens, with $17.62 million already raised and more than 17,400 holders joining the ecosystem. Around 72% of the 170 million tokens available in this phase have been sold at $0.035 each. The next phase will raise the price to $0.040, marking a 15% increase. This adjustment will represent the final discounted window at this cheap price before the presale concludes, a point many analysts are calling the “pre-rally window.”Mutuum’s ecosystem will revolve around two complementary lending systems. The Peer-to-Contract (P2C) model will allow users to deposit liquidity into smart contracts audited for safety and transparency. These funds will power the lending pool, where borrowers can access liquidity at algorithmically determined rates. The Peer-to-Peer (P2P) system will focus on more volatile or niche assets, where users can negotiate terms directly. Together, they form a balanced model that supports both stable and flexible income strategies.The project’s strength lies in how both systems will connect through mtTokens — a tokenized representation of deposits — that grows in value as borrowers repay interest. The process will remain entirely transparent and verifiable on-chain. This dual approach offers real yield rather than speculation, turning Mutuum Finance (MUTM) into a working financial instrument instead of a mere token.A numerical example shows how these mechanics will work. A user lending $10,000 USDT through the P2C model earns about 14% APY, which equals $1,400 in passive yield. Over time, their mtUSDT balance will increase, and once withdrawn, both the original deposit and interest are redeemed seamlessly. This system will show investors how decentralized lending can provide real, sustainable returns.Mutuum’s token economy will also include a buy and distribute model. A portion of the platform’s revenue will continually buy MUTM tokens from open markets and distribute them to mtToken stakers as rewards. This creates a continuous cycle where lending activity strengthens price support while rewarding participants — a self-reinforcing loop that analysts describe as “revenue recycling.”The development roadmap further strengthens investor confidence. The beta release of Mutuum’s platform will launch alongside the token’s market debut, not months afterward. This immediate usability will help ensure a smooth transition from presale to live functionality. Early adopters will have access to real borrowing, lending, and staking options right from launch, allowing the platform to generate active engagement from day one.As a part of the beta launch, Mutuum Finance (MUTM) announced via its official X account that the V1 version of its protocol will launch on the Sepolia Testnet by Q4 2025. This version will come with vital components like a liquidity pool, mtToken, debt token, and a liquidator bot to keep operations stable and secure. At launch, users will be able to lend, borrow, and use ETH or USDT as collateral easily.This testnet rollout will let users explore and test the platform before its full release. By offering early access, Mutuum Finance (MUTM) aims to strengthen user trust and spark interest. As participation rises, both the platform’s activity and token value are expected to grow.Early utility equals early returnsAnalysts studying the DeFi sector agree that the coming market recovery will reward projects with practical use cases and verifiable yield systems. Mutuum Finance (MUTM) checks both boxes — its audited architecture, dual lending mechanics, and smart-contract-driven returns are designed to serve long-term participants rather than short-term traders.The project’s alignment with on-chain security standards and its $50,000 bug bounty program add credibility, while the upcoming Layer-2 implementation demonstrates readiness for mass adoption. With these foundations in place, market researchers project that early participants in the presale could see 4× to 6× gains through 2026 as utility metrics and ecosystem adoption expand.ConclusionThe 24-hour leaderboard has been updated with a new daily bonus feature. Each day, the user who secures the top position will be rewarded with $500 in MUTM, provided they carry out at least one transaction during that 24-hour cycle. The leaderboard automatically resets at 00:00 UTC each day.Mutuum Finance (MUTM) marks a turning point in decentralized finance, moving from risky trading to organized systems that make money and are supported by contracts that can be verified. Analysts think this is one of the few tokens that will be able to survive and grow through market cycles, thanks to constant on-chain activity instead of hype.The next price change to $0.040 is coming up quickly, and Phase 6 is already 72% done. This presale is a rare chance for investors to buy before the crypto fear and greed index turns back to greed. Analysts concur that now is the time to take action before Mutuum Finance (MUTM) lists, because once the rally starts, the undervaluation at the beginning will be gone.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post Analysts name the top crypto to buy before the next rally begins appeared first on Invezz

Author: Coinstats

2025/10/20

Next big crypto of 2025? Analysts spotlight a new DeFi protocol

Next big crypto of 2025? Analysts spotlight a new DeFi protocol

As the crypto market begins shifting toward utility-driven projects, one name is increasingly appearing on analysts’ watchlists: Mutuum Finance (MUTM). This new Ethereum-based protocol is not a meme coin or a speculative play, it’s a DeFi crypto platform with a clear structure, a growing momentum, and a defined launch timeline. Many experts believe it could follow a similar path to early Compound (COMP) in 2020, when structured lending protocols became some of the most explosive performers in the sector.A closer look at the protocolMutuum Finance is building a decentralized lending and borrowing protocol designed to make markets more efficient, secure, and scalable on-chain. Unlike single-model platforms, it combines Peer-to-Contract (P2C) pooled markets for major assets like ETH and USDC with Peer-to-Peer (P2P) isolated lending for niche tokens.In the P2C model, users supply assets into liquidity pools, earning yield as borrowers draw funds at dynamic interest rates. Borrowing costs adjust automatically depending on how much of the pool’s liquidity is being used. When liquidity is abundant, rates remain low to encourage borrowing; when liquidity tightens, rates rise to attract new deposits and balance the system.On the lending side, APYs increase with usage, rewarding early liquidity providers. For example, someone supplying $8,000 worth of ETH could borrow up to $6,000 using a 75% Loan-to-Value (LTV) ratio. This over-collateralized structure ensures that loans stay secure even during sudden price drops, while allowing users to access liquidity without selling their assets. Alternatively, a user supplying $5,000 in USDC could borrow another stable asset at a stable rate, locking in predictable borrowing costs, a useful strategy for more structured financial planning.Presale momentumMutuum Finance’s structured presale has been one of the key factors driving early attention. The presale is divided into fixed-price phases, each with a set number of tokens. MUTM is currently priced at $0.035 in Phase 6, up from $0.01 in Phase 1, a 2.5x surge.Since launching in early 2025, the project has raised $17.5 million, attracted over 17,300 holders, and allocated 70% of Phase 6. Once this stage is fully sold, the price will rise by nearly 20%, moving closer to the planned $0.06 listing price. Out of the 4 billion total supply, 1.76 billion tokens are allocated for the presale, with over 760 million already sold across previous stages.To keep participation active, the project also runs a 24-hour leaderboard. Each day, the top depositor receives a $500 MUTM bonus, provided they complete at least one transaction within the period. The board resets daily at 00:00 UTC, creating continuous engagement among participants.Protocol milestones and security measuresMutuum Finance recently confirmed through an X statement that Version 1 of the protocol will launch on the Sepolia testnet in Q4 2025. This rollout will feature liquidity pools, mtToken issuance, debt tokens, and liquidation systems, with ETH and USDT supported from day one. This kind of clear development timeline is often what separates serious DeFi projects from short-lived trends.To boost trust ahead of launch, the project underwent a CertiK audit, achieving a 90/100 token score, indicating a strong technical foundation. Additionally, a $50,000 bug bounty program was launched to encourage independent code testing before the mainnet release. These measures are designed to build confidence as the platform prepares to go live.Why analysts see parallels with early compoundMany analysts are drawing comparisons between Mutuum Finance’s current stage and Compound (COMP) in its early days.Back in 2020, Compound’s combination of over-collateralized lending, yield accrual, and structured rollout helped it go from an early DeFi experiment to a market leader.MUTM’s low entry price, structured presale, and clear utility-driven model have created a similar setup. Analysts also point to future milestones, including the launch of an over-collateralized stablecoin, which is expected to channel part of protocol revenue back into MUTM buybacks—creating steady buying pressure over time.With Phase 6 already over 68% allocated, analysts emphasize that timing could play a critical role. Historically, some of the largest gains in crypto have gone to those who enter promising protocols before major launches and exchange listings. As demand grows, late entrants often face higher prices and reduced upside.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post Next big crypto of 2025? Analysts spotlight a new DeFi protocol appeared first on Invezz

Author: Coinstats

2025/10/20

The only crypto to buy now as ETH and SHIB slow down

The only crypto to buy now as ETH and SHIB slow down

As the broader crypto market begins to stabilize after months of price swings, many investors are re-evaluating their portfolios. The focus is shifting from chasing familiar large-caps to identifying high-growth opportunities before the next wave of expansion begins. While Ethereum (ETH) and Shiba Inu (SHIB) have long been staples for many traders, both are showing signs of slowing momentum, leading analysts and investors alike to look elsewhere for potential outsized returns.One project that this search consistently highlights is Mutuum Finance (MUTM), a new DeFi protocol. With a rapidly progressing sale, a clear roadmap, and strong tokenomics, some analysts now view MUTM as the only crypto worth buying now before the next leg of the market cycle.Ethereum (ETH)Ethereum remains the second-largest cryptocurrency by market value, currently trading at around $4,007 with a total market value hovering near $490 billion. It continues to be the backbone of decentralized finance, smart contracts, and countless blockchain applications.However, from a price perspective, ETH is struggling to push higher. The asset is facing strong resistance around $4,260, where historical price action and moving averages converge. This resistance has proven difficult to break, and ETH is currently sitting in a tight range between $3,950 and $4,050 support.While Ethereum is a proven network, its sheer size makes explosive growth increasingly difficult. To double from here, ETH would need hundreds of billions of dollars in new capital — something analysts view as a tall order in the short to mid term. In other words, ETH may continue to play a key role in the ecosystem, but its days of delivering quick 10x returns are likely behind it.Shiba Inu (SHIB)Shiba Inu, on the other hand, remains one of the most well-known meme coins. It is currently trading at approximately $0.00001213, with an estimated market value of $7.15 billion, reflecting its significant presence in the market. While that’s far smaller than Ethereum, SHIB has its own structural hurdles.The token faces stiff resistance between $0.00001250 and $0.00001270, levels it has struggled to break through for months. Its massive supply makes upward price moves extremely difficult without overwhelming demand, and repeated failures to clear resistance have created what analysts call “resistance fatigue.”More importantly, SHIB’s value continues to rely heavily on community sentiment and speculative trading, rather than functional utility. This reliance makes its rallies uncertain and often short-lived. While meme coins can still generate bursts of unstable prices, many investors are increasingly looking for projects with protocol-driven demand, especially during periods of market recovery.Mutuum Finance (MUTM)Mutuum Finance is a decentralized lending and borrowing protocol. It combines pooled liquidity markets for major assets like ETH and USDT with isolated lending markets for niche tokens, enabling flexible environments for both everyday users and institutional players. The system automatically adjusts borrowing costs based on the amount of the pool’s liquidity that users utilize, while APYs increase as activity grows, rewarding early liquidity providers.For example, if someone supplies $8,000 worth of ETH, they can borrow up to $6,000 at a 75% Loan-to-Value (LTV) ratio. This over-collateralized structure ensures loan safety during price bursts while allowing users to continue earning yield on their supplied assets through mtTokens. This dual-market system mirrors successful DeFi models but introduces extra flexibility — something analysts see as a major advantage heading into the next market cycle.MUTM currently costs $0.035 in Phase 6 of its structured presale, rising from $0.01 in Phase 1, which represents nearly 300% token appreciation for the earliest buyers. So far, the project has raised $17.4 million, attracted over 17,200 holders, and allocated 70% of Phase 6. Once this stage sells out, the price will increase by nearly 20%, pushing closer to the planned $0.06 listing price.3 reasons analysts say MUTM is the best crypto to invest now1. Room to Grow vs. High Market CapsEthereum and Shiba Inu are both weighed down by their market caps. ETH, at nearly $490 billion, and SHIB, at over $7 billion, require massive inflows for meaningful price movement. MUTM, meanwhile, is still at its earliest stage, giving it far more room to expand if adoption grows as expected.2. Utility vs. SentimentWhere SHIB relies almost entirely on community sentiment, MUTM is backed by functional utility. The mtToken feature and buy-and-distribute mechanism use a portion of platform fees to purchase MUTM on the open market and redistribute it to stakers, creating consistent, protocol-driven demand.3. Timing and Market PositioningPhase 6 is already two-thirds allocated, and analysts emphasize that timing is crucial in crypto investments. Entering before major launches often delivers the largest gains. With the Sepolia testnet launch scheduled for Q4 2025, analysts forecast MUTM could reach $0.30 post-launch, representing an over 750% increase from the current presale price of $0.035.Security and incentivesTo build trust before launch, Mutuum Finance has taken several important security and community steps. The project completed a CertiK audit, receiving a strong 90/100 token score, which signals a high level of smart contract reliability. In addition, it launched a $50,000 bug bounty program to motivate independent security researchers to thoroughly examine the code. This initiative helps uncover and fix potential issues early, strengthening the platform’s foundation well before it goes live on the mainnet.On the community side, the team has rolled out generous incentives to maintain momentum throughout the presale. A $100,000 giveaway will reward ten winners with $10,000 worth of MUTM each, helping to grow the early holder base and expand awareness. Alongside this, the team introduced a 24-hour leaderboard system that offers a $500 MUTM bonus to the top depositor each day. The leaderboard resets daily at 00:00 UTC, encouraging continuous engagement.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post The only crypto to buy now as ETH and SHIB slow down appeared first on Invezz

Author: Coinstats

2025/10/20

With the crypto market rebounding, which token is best to buy before it surges?

With the crypto market rebounding, which token is best to buy before it surges?

After months of sideways movement and sharp corrections, the crypto market is finally showing signs of a rebound. Bitcoin and Ethereum have begun to stabilize near key support levels, altcoins are seeing renewed inflows, and investor sentiment is slowly shifting from caution to opportunity. Historically, periods like this often precede stronger rallies — making early positioning crucial for those aiming to capture the next major uptrend.Amid this improving market backdrop, many investors are scanning for high-upside tokens that haven’t yet fully priced in future growth. One project attracting increasing attention is Mutuum Finance (MUTM), a DeFi protocol establishing itself as a new cryptocurrency contender for 2025.Mutuum Finance (MUTM)Mutuum Finance (MUTM) is an Ethereum-based decentralized lending and borrowing protocol that aims to build secure, efficient, and scalable markets. Unlike traditional single-market lending platforms, Mutuum uses two complementary models:Peer-to-Contract (P2C) markets for major assets like ETH and USDT, creating deep liquidity pools where borrowers can access funds easily.Peer-to-Peer (P2P) isolated markets for less common tokens, allowing customized lending terms and risk controls for niche assets.Borrowing costs on the platform are automatically adjusted based on how much liquidity is being used. When there’s plenty of liquidity, rates stay low to encourage borrowing; when liquidity tightens, rates increase to draw in more deposits. On the lending side, APYs rise as usage grows, rewarding early liquidity providers.For example, if a user supplies $8,000 in ETH, they can borrow up to $6,000 using a 75% Loan-to-Value (LTV) ratio. The borrowed amount is intentionally lower than the collateral value to protect the system from sudden price drops — a principle known as over-collateralization. Meanwhile, their deposited ETH continues to earn yield, combining passive income with liquidity access.This dual-market structure positions Mutuum Finance to attract both everyday DeFi users and institutional participants — a combination that has historically fueled the growth of leading protocols.Presale momentum and protocol launch plansMUTM is currently priced at $0.035 in Phase 6 of its structured presale, up from $0.01 in Phase 1, a 2.5x surge for the earliest participants. Since launching in early 2025, the presale has gained strong traction, raising $17.5 million, attracting more than 17,200 holders, and allocating 66% of Phase 6. Once this phase sells out, the price will increase by nearly 20%, bringing it closer to the planned $0.06 listing price.This structured approach gives investors transparent pricing and rewards those who enter early. Phase 1 participants, for example, are positioned for up to 500% gains by listing, while current buyers still have significant upside before the token hits exchanges.Adding further momentum, Mutuum Finance recently confirmed via an X statement that Version 1 of its lending and borrowing protocol will launch on the Sepolia testnet in Q4 2025, featuring liquidity pools, mtToken issuance, debt tokens, and liquidation systems. ETH and USDT will be supported from day one, laying the foundation for a fully functioning DeFi credit market ahead of the mainnet rollout.Growth catalystsA key catalyst for MUTM’s long-term value lies in its mtToken and buy-and-distribute mechanism. When users supply assets, they receive mtTokens — 1:1 receipt tokens that accrue yield over time. A portion of borrowing fees generated by the protocol is then used to buy MUTM tokens on the open market and redistribute them to mtToken stakers. This creates a self-sustaining feedback loop where platform activity directly drives token demand, a structure similar to what helped projects like SOL or XRP achieve strong market performance.In addition, Mutuum Finance plans to integrate robust oracle infrastructure, primarily through Chainlink, supported by fallback and aggregated data sources. This ensures accurate real-time pricing for collateral and liquidations — a critical component for maintaining stability and trust in lending protocols.Many analysts see these tokenomics and infrastructure choices as strong price catalysts. Once adoption unfolds as expected, forecasts place MUTM in the $0.15–$0.20 range shortly after launch, which would represent a 350–450% increase from the current presale price of $0.035. For early Phase 1 participants at $0.01, that would translate to a 1,400–1,900% MUTM value if targets are met.A token positioned for the reboundTo keep the community engaged during the presale, Mutuum Finance has also rolled out incentive programs. A $100,000 giveaway will reward ten winners with $10,000 worth of MUTM each, encouraging participation ahead of launch. Alongside this, a 24-hour leaderboard offers a $500 MUTM bonus to the top depositor daily, provided they make at least one transaction within the period. The leaderboard resets at 00:00 UTC, maintaining active competition among participants.With the broader crypto market rebounding, investors are re-evaluating their portfolios and looking for assets that combine early-stage pricing with real utility. Mutuum Finance stands out on both counts. Its dual lending markets, mtToken model, buy-and-distribute mechanism, and clear launch roadmap give it structural advantages that many meme-driven or hype-based tokens lack.MUTM offers both low entry cost and fundamental growth potential. As long as current presale momentum continues and the platform launches smoothly, analysts believe MUTM could become one of the standout DeFi crypto performers of the 2025–2027 cycle.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post With the crypto market rebounding, which token is best to buy before it surges? appeared first on Invezz

Author: Coinstats

2025/10/20

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