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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15020 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Wall Street Bank Citi (C) Sees Stablecoins Powering Crypto’s Next Growth Phase

Wall Street Bank Citi (C) Sees Stablecoins Powering Crypto’s Next Growth Phase

The post Wall Street Bank Citi (C) Sees Stablecoins Powering Crypto’s Next Growth Phase appeared on BitcoinEthereumNews.com. Citi (C) said stablecoins have climbed in step with the wider crypto market since the GENIUS Act passed in July, prompting its analysts to lift their 2030 market cap outlook to $1.9 trillion last month. Stablecoins remain primarily an on-ramp to crypto and have consistently accounted for 5%–10% of total market capitalization, the bank said in the report on Friday. The bank’s analysts expect near-term growth to move in step with the broader digital asset market. Stablecoins are cryptocurrencies whose value is tied to another asset, such as the U.S. dollar or gold. They play a major role in cryptocurrency markets, providing a payment infrastructure, and are also used to transfer money internationally. Tether’s USDT is the largest stablecoin, followed by Circle’s USDC. Citi argued that the effect on bank deposits will likely be modest. While funding costs and lending appetites could shift, the report drew a parallel to the rise of money market funds in the 1980s, which did not significantly disrupt overall lending. The stablecoin boom has revived activity on the Ethereum blockchain, but the analysts warned this dominance could fade as issuers develop their own networks. Network effects could sustain the blockchain’s position for now, but it’s no longer guaranteed. The bank sees the main driver of stablecoin adoption as their “store of value” role in emerging markets facing inflation or weak institutions. That could fuel further demand for dollar assets but may also trigger policy responses to limit dollarization. Payments, by contrast, remain a niche use case with mostly small transactions. The dollar continues to dominate the market, though euro-denominated stablecoins are gaining from a small base. New rules in Hong Kong highlight how regulation outside the U.S. could reshape the landscape, the report said. Read more: Stablecoins Surge to Record $314B Market Cap as Institutional…

Author: BitcoinEthereumNews

2025/10/20

Brian Armstrong Says Crypto Is for Everyone, Not Just the Wealthy

Brian Armstrong Says Crypto Is for Everyone, Not Just the Wealthy

TLDR Brian Armstrong said that crypto is accessible to everyone regardless of income level. He explained that people can start using crypto with just a few dollars and an internet connection. Armstrong stated that decentralized finance helps people manage money even without a bank account. He confirmed that Coinbase is creating easy-to-use products to support [...] The post Brian Armstrong Says Crypto Is for Everyone, Not Just the Wealthy appeared first on CoinCentral.

Author: Coincentral

2025/10/20

Is MUTM the Best Crypto to Buy for BTC-Like Trajectory?

Is MUTM the Best Crypto to Buy for BTC-Like Trajectory?

The post Is MUTM the Best Crypto to Buy for BTC-Like Trajectory? appeared on BitcoinEthereumNews.com. Bitcoin started as an experiment and grew into a global economic engine. Its growth was powered by network adoption, real utility, and active participants. Today, investors seek the next token capable of similar expansion. Mutuum Finance (MUTM) will position itself as a multi-utility DeFi asset. Its ecosystem combines lending, borrowing, staking, and buybacks to create network-driven growth. For those tracking crypto prices today, MUTM presents a structured way to benefit from real usage rather than speculation. Early Momentum and Presale Opportunities Mutuum Finance (MUTM) is currently in Presale Phase 6, priced at $0.035 per token. Around 72% of the 170 million phase allocation is already sold. The presale has already attracted over 17,400 holders overall and raised $17.62 million combining all the phases. With a total supply of 4 billion tokens, mid-budget investors can secure meaningful positions while still participating early. An investor swapping 10 SOL (~$1500) for MUTM during Phase 1 would now hold roughly 150,000 MUTM. At Phase 6 pricing, this stake is valued near $5,250 — a 250% value increase before listing. With the projected listing price of $0.06, early buyers with $1,000 budgets will see the potential for sixfold gains. These metrics illustrate how MUTM is positioned as a top crypto for disciplined investors seeking real growth during consolidation. Lending Models and Utility-Driven Demand The first growth driver of MUTM comes from its dual lending systems. Lenders will deposit stable assets into Peer-to-Contract (P2C) pools. For example, a user depositing $15,000 USDT will receive mtTokens. These tokens will earn roughly 15% APY, generating $2,250 annually. Lenders will also gain governance voting weight, linking participation to platform decisions and rewards. Borrowers will post collateral to access liquidity without selling core assets. A user locking $1,000 in ETH can borrow $750 USDT to trade or fund other activities…

Author: BitcoinEthereumNews

2025/10/20

Ripple CEO Reveals What People Get Wrong About XRP

Ripple CEO Reveals What People Get Wrong About XRP

Ripple CEO Brad Garlinghouse clarified that his company is different from XRP, while Paydax Protocol (PDP) is generating a lot of buzz in the crypto space.

Author: Cryptodaily

2025/10/20

Milk & Mocha’s $HUGS Token: Why It’s the Safest Meme Coin to Buy in 2025

Milk & Mocha’s $HUGS Token: Why It’s the Safest Meme Coin to Buy in 2025

As the crypto market matures, investors are becoming more discerning. Gone are the days when meme coins could thrive purely on hype; the new generation of community tokens must deliver transparency, accountability, and genuine utility. In 2025, one project is setting the benchmark for what a trustworthy meme token should look like: Milk & Mocha’s [...] The post Milk & Mocha’s $HUGS Token: Why It’s the Safest Meme Coin to Buy in 2025 appeared first on Blockonomi.

Author: Blockonomi

2025/10/20

Why ADA and Mutuum Finance Are The Top Cryptos To Buy As Cardano Money Inflows Hit 3-Month High

Why ADA and Mutuum Finance Are The Top Cryptos To Buy As Cardano Money Inflows Hit 3-Month High

Investor inflows into Cardano have surged to a three-month peak, even while ADA price hovers near $0.60 amid consolidation patterns. This capital rush, tracked by the Chaikin Money Flow indicator at its highest since July, has signaled accumulation phases that historically sparked rebounds.  Whales offloaded 180 million tokens worth over $120 million recently, yet retail [...] The post Why ADA and Mutuum Finance Are The Top Cryptos To Buy As Cardano Money Inflows Hit 3-Month High appeared first on Blockonomi.

Author: Blockonomi

2025/10/20

Melissa Ortiz’s Bet On Herself Paying Off For Her And Latinas

Melissa Ortiz’s Bet On Herself Paying Off For Her And Latinas

The post Melissa Ortiz’s Bet On Herself Paying Off For Her And Latinas appeared on BitcoinEthereumNews.com. It wasn’t easy, but Melissa Ortiz has found success following her passions after her pro soccer career. Brad Smith/ISI Photos/USSF Melissa Ortiz was 9 years old when she witnessed Brandi Chastain score the deciding penalty kick to help the U.S. Women’s National Team defeat China in the 1999 FIFA Women’s World Cup Final in front of more than 90,000 at the Rose Bowl. Like millions of others watching around the world, not only was Ortiz enthralled by the USWNT’s dramatic victory capped off by Chastain’s iconic celebration, she was inspired by the team’s off-field accomplishments equally as much, if not more so. Known as The 99ers, the squad stood up for itself and the significance of the tournament despite detractors. Players including Julie Foudy, Mia Hamm, Michelle Akers and Briana Scurry fought for gender equality and organizational support, eventually paving the way for the USWNT’s successful equal pay lawsuit against the U.S. Soccer Federation nearly two decades later. “They absolutely inspired me by how they led such change, not only in women’s soccer but women’s sports around the world,” Ortiz said. “Since then, it really just impacted me.” Melissa Ortiz was inspired by The 99ers’ grit, determination and success on and off the field. Brad Smith/ISI Photos/USSF As some nations and federations around the world began making progressive changes to level the playing field in terms of prize money, support staff, resources and facilities, Ortiz and her teammates on the Colombian Women’s National Team found themselves in a similar situation, struggling for equality compared to their male colleagues. Taking a page out of the USWNT’s playbook, Ortiz, who retired in 2017, and former teammate Isabella Echeverri stopped biting their tongues in 2019. “By learning from what The 99ers did and just acting and executing and not having fear anymore led…

Author: BitcoinEthereumNews

2025/10/20

This Coin Challenging SOL Named Best Crypto to Buy in 2025

This Coin Challenging SOL Named Best Crypto to Buy in 2025

The post This Coin Challenging SOL Named Best Crypto to Buy in 2025 appeared first on Coinpedia Fintech News In a market where innovation and speed define success, a new crypto coin is stepping up to challenge one of DeFi’s biggest names Solana (SOL). As Solana continues to dominate with its lightning-fast network and expanding ecosystem, Mutuum Finance (MUTM) is emerging as a serious coin, combining advanced DeFi architecture with accessibility and investor appeal. Currently priced at its lowest, just $0.035 during Phase 6 of its presale, this affordable yet ambitious project has already sold over 70% of its current phase, earning recognition as one of the best cryptos to buy before the next major market rally.  With its hybrid lending protocol, strong community traction, and growing whale interest, Mutuum Finance is fast becoming the new crypto coin that could rival Solana’s dominance in 2025, and potentially redefine the future of decentralized finance. Solana (SOL) Price Analysis Solana (SOL) is under intense selling pressure after shedding close to 4% in the last 24 hours to trade at around $185.37. Technical indicators reflect mixed signals, the RSI at 42 and a bearish MACD crossover indicate weakening trend strength, but the EMA10 below key moving averages confirms near-term downside risk.  Funding rates are negative and open interest is decreasing which indicates possible short-term capitulation with sellers in control. However, since SOL is nearing oversold, a reversal may occur if buying pressure increases and funding becomes positive. As traders wait for confirmation of a reversal at $182, investors are already combing the DeFi landscape eyeing Mutuum Finance (MUTM), a new crypto coin gaining traction as a candidate for Solana-like momentum in the next market upwave in 2025. Mutuum Finance to See Massive Growth Mutuum Finance (MUTM) is trending in 2025, placing itself as one of the most promising cryptocurrencies to follow. The presale of the project has been a massive hit, with a staggering collective figure of $17.65 million from 17,300 investors in Phase 6.  This strong momentum gives investors additional confidence, placing Mutuum Finance as best crypto to buy for anyone looking for exposure to fast-moving blockchain projects with real-world utility. $0.035 is the lowest MUTM will ever cost.  Among the key milestones on its DeFi roadmap is the much-awaited debut of its innovative lending and borrowing protocol. Version 1 (V1) on the Sepolia Testnet will go live in Q4 2025 and include core DeFi elements like liquidity pools, mtTokens, debt tokens, and the Liquidator bot.  USDT and ETH will be supported as collateral, for lending, and for borrowing from day one, allowing smooth multi-asset DeFi transactions in a secure, scalable, and fast environment. All of the above features continue to make MUTM the best crypto to buy and a top new crypto coin for investors planning for the next bull run. MUTM Leaderboard Update The Mutuum Finance leaderboard remains in high demand by potential members who wait eagerly to be ranked highly on the site’s best clients. The 3 top buyers of the project in the past 24 hours bought $1,814, $1,487, $1,205 worth of MUTM tokens respectively, highlighting the increasing momentum and community activity of the project. The highest ranked member of the day will receive a reward of $500 MUTM for presale momentum activity. Users simply have to make at least one purchase within a 24-hour period. Mutuum Finance (MUTM) is turning into a DeFi giant, raising $17.6 million from 17,300 investors, with over 70% of Phase 6 at $0.035 sold. Its hybrid dual-lending protocol, preparations for Q4 2025 launch, and live leaderboard rewards all reflect confidence in the market. Early movers are in a great position to catch up on MUTM tokens prior to the next wave, positioning themselves for potential gains as the project continues to gain momentum and Solana’s hold is relaxed. This makes MUTM one of the best crypto to buy today and top new crypto coin for the next market cycle. For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats

2025/10/20

Solana (SOL) Fails to Hold Above $200 Amid Whale Selling, What’s the Best Crypto to Buy Now?

Solana (SOL) Fails to Hold Above $200 Amid Whale Selling, What’s the Best Crypto to Buy Now?

The post Solana (SOL) Fails to Hold Above $200 Amid Whale Selling, What’s the Best Crypto to Buy Now? appeared on BitcoinEthereumNews.com. Solana (SOL) has recently struggled to maintain its position above $200, as whale selling and profit-taking pressure weigh on the market. Despite its strong ecosystem and lightning-fast blockchain, this pullback has left investors searching for alternatives with higher growth potential. For those asking what’s the best crypto to buy now, attention is turning to an emerging project, Mutuum Finance (MUTM), that combines innovative features with strong market demand.  The project is a next-generation DeFi token currently in Phase 6 of its presale, with over 70% of tokens sold and $17.65 million raised. With its dual-lending model, robust roadmap, and growing investor confidence, Mutuum Finance is rapidly positioning itself as a leading new crypto coin to watch for 2025, offering both utility and high upside potential. Solana (SOL) Fails to Hold $200 as Sell Pressure Grows Solana (SOL) has failed in recent days to maintain above $200, following investors offloading 688,000 SOL worth $132 million to exchanges in the current week, a reflection of mounting sell-side pressure and profit-taking. The short-term holder Net Unrealized Profit/Loss is currently in the capitulation zone, which means that most traders are selling at a price lower than their cost price, a possible precursor to a bounce.  Following its failure to hold past $200, SOL is currently at approximately $192, and recapturing $200–$205 could be the catalyst for the turnaround to levels of $213, with falling below $183 having losses still in process.  As investors look to the next  performance of SOL, a number of investors are also looking into Mutuum Finance (MUTM), monitoring the cutting-edge venture that could fill gaps in their portfolios as they sell SOL. For many, this project is emerging as the best crypto to buy now, combining innovative features with early investor potential that rivals any new crypto coin on the…

Author: BitcoinEthereumNews

2025/10/20

Why experts call XRP and MUTM the best crypto to buy now

Why experts call XRP and MUTM the best crypto to buy now

As 2025 unfolds, Ripple (XRP) continues to demonstrate resilience, trading near its key support levels and showing potential for a strong rebound. At the same time, investors are looking beyond established players for high-growth opportunities, turning attention to projects that offer more. Mutuum Finance (MUTM) stands out as the best crypto to buy. Currently in […]

Author: Cryptopolitan

2025/10/20

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