Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15020 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
ETH Eyes $6K in 2025 as MUTM Accelerates Growth

ETH Eyes $6K in 2025 as MUTM Accelerates Growth

The post ETH Eyes $6K in 2025 as MUTM Accelerates Growth appeared on BitcoinEthereumNews.com. As Ethereum (ETH) continues to innovate with network upgrades and expanding decentralized applications, analysts are forecasting a potential surge toward $6,000 in 2025. With smart contract adoption accelerating and DeFi activity growing, ETH holds steady as one of the top performers. At the same time, the market is buzzing about emerging projects with high growth potential, and Mutuum Finance (MUTM) is capturing attention as one of the most promising new tokens.  Currently in Phase 6 of its presale, it is over 70% sold out. The project has $17.35 million raised at $0.035 per token which is the lowest price it will ever be. Mutuum Finance combines a dual-lending DeFi model with a robust roadmap, positioning it as a better choice for investors wondering what crypto to buy. Ethereum (ETH) Price Prediction: Levels of Support and Resistance to Monitor Ethereum (ETH) has registered significant weakness this week, shedding 9.6% and is currently exchanging hands at approximately $4,000. Critical support is present between $3,955 and $3,920, with resistance at $4,090–$4,265, indicating the market continues to look for direction. Ethereum and Bitcoin can continue to be under pressure until liquidity returns and investor attitude changes, reminding traders that even the most robust markets require pauses before the next leg up.  While Ethereum continues to trade at these key levels, a number of investors are also looking into up-and-coming Mutuum Finance (MUTM), hunting for projects that have the potential to augment conventional cryptocurrencies in 2025 and stand out as the top cryptocurrency to buy in the new market cycle. Mutuum Finance Phase 6 Presale Nearly Sold-Out  Mutuum Finance is still generating huge interest from DeFi investors in its current presale, representing one of today’s most exciting cryptocurrencies to invest in. To date, the project has garnered more than 17,300 investors and over $17.65 million…

Author: BitcoinEthereumNews
Investing in Crypto: What to Buy Now for Maximum Returns

Investing in Crypto: What to Buy Now for Maximum Returns

Discover the best crypto investments to buy now for maximum returns. Learn how to build a profitable long-term portfolio in the 2025 crypto market.

Author: Blockchainreporter
Wall Street Traders Name This $0.035 Altcoin the Top Cryptocurrency to Buy Over Dogecoin (DOGE) in Q4

Wall Street Traders Name This $0.035 Altcoin the Top Cryptocurrency to Buy Over Dogecoin (DOGE) in Q4

The post Wall Street Traders Name This $0.035 Altcoin the Top Cryptocurrency to Buy Over Dogecoin (DOGE) in Q4 appeared on BitcoinEthereumNews.com. As Dogecoin (DOGE) continues to capture the public’s imagination with its meme-driven appeal, institutional investors are increasingly turning their attention to more utility-driven projects. One such project gaining significant traction is Mutuum Finance (MUTM). Currently in Phase 6 of its presale, MUTM has raised over $17.65 million, with more than 70% of this phase already sold out at a price of $0.035 per token.  Unlike Dogecoin that relies on hype, Mutuum Finance is built on a dual-lending model that combines Peer-to-Contract liquidity pools with Peer-to-Peer lending agreements, offering a more sustainable and scalable approach to decentralized finance (DeFi). With its innovative features and strong investor interest, Mutuum Finance is positioning itself as the best crypto in the DeFi market, attracting the attention of Wall Street traders seeking the next big opportunity in cryptocurrency. Dogecoin (DOGE) Price Prediction: Whales Build Position Ahead of Major Resistance Dogecoin (DOGE) is witnessing growing institutional interest as whales acquired 1.7 billion DOGE ($338 million), reflective of strong commitment in the medium term. Meanwhile, retail participation is decelerating, as new addresses decreased by 17%, reflective of a short-term deceleration in wider market participation. Price action is currently focused on the all-critical $0.209 resistance level, which needs to be broken to open up for $0.222, and $0.185 is the absolute lower holding point.  While these critical levels are watched by traders for their potential upside, others are also watching Mutuum Finance (MUTM) seeking innovative plays that will propel their crypto holdings forward in the coming months. Many consider Mutuum Finance the top cryptocurrency to buy in the market right now, especially as its fundamentals continue to strengthen compared to traditional meme coins. Mutuum Finance: The Best Cryptocurrency to Invest in Right Now Mutuum Finance (MUTM) is fast becoming one of the DeFi leaders, and for this reason,…

Author: BitcoinEthereumNews
Why SOL Holders Are Buying MUTM While It’s Still Below $1

Why SOL Holders Are Buying MUTM While It’s Still Below $1

Even as Solana (SOL) continues to dominate the blockchain market with speed, scalability, and a thriving ecosystem, savvy investors are already looking for the next high-potential crypto to complement their portfolios. Enter Mutuum Finance (MUTM), an emerging DeFi protocol generating buzz among early-stage traders and institutional players alike. Currently in Phase 6 of its presale, […]

Author: Cryptopolitan
Solana Phone: Features, Performance, and Impact

Solana Phone: Features, Performance, and Impact

The Solana phone is a new type of smartphone that is designed to make using cryptocurrency and web3 apps simple and secure for everyone. Solana Mobile, a part of Solana Labs, created these phones with special features that connect directly to the Solana blockchain. Users can safely store crypto, access decentralized apps, and unlock rewards that are only available on Solana devices.The phones, like the Saga and the newer Seeker, look like regular Android smartphones but include built-in crypto wallets and web3 tools. This makes it much easier for people to use digital assets or explore blockchain apps without needing extra devices or complicated steps. Solana’s phones also provide exclusive benefits, like unique tokens and special access inside the Solana ecosystem. The Solana phone could change how people use crypto on their phones every day.What Is the Solana Phone?The Solana phone brings Web3 technology to smartphones, offering users secure crypto storage, decentralized app access, and features made for blockchain. Unlike standard Android devices, it includes built-in blockchain support.Overview of Solana MobileSolana Mobile is a product line made for blockchain and cryptocurrency users. These phones use the Android operating system but have extra hardware and software for Solana blockchain features.The lineup started with the Solana Saga, which was released in 2023. The latest device, called the Solana Seeker, launched in 2025 and includes more advanced features. Both models come with a built-in crypto wallet and are designed for easy, secure management of digital assets.Important features include the Seed Vault, a hardware-level security tool that keeps private keys safe. These phones allow users to interact with decentralized applications (dApps) right from their device, without extra steps or third-party apps.Purpose and Vision Behind the DeviceThe Solana phone is built to make blockchain use simple and practical on mobile devices. It aims to remove barriers for people who want to manage crypto, use dApps, and control digital assets while on the go.Security is a top priority. The Seed Vault protects user keys at the hardware level, which reduces risk and makes self-custody safer. This lets people use Web3 features smoothly and with less worry.By focusing on both tech enthusiasts and newcomers, Solana’s goal is to push mass adoption of blockchain. Special rewards and features are designed to give users more reasons to try Web3 on a daily basis.Position in the Web3 EcosystemThe Solana phone stands out because it combines traditional smartphone use with direct access to blockchain technology. This helps bridge the gap between regular mobile users and the growing Web3 world.Compared to leading phones like Samsung or Apple, the Solana phone targets users who want advanced blockchain functions and a lower price point. For people interested in Web3, it offers features that standard phones do not include.Key Features and SpecificationsThe Solana phone combines advanced blockchain functions, strong hardware, and security tools designed for Web3 users. It offers support for crypto, decentralized apps, and secure management of digital assets.Built-In Web3 CapabilitiesSolana phones are made for users interested in blockchain and decentralized applications (dApps). They come with deep integration of the Solana blockchain, which allows direct use of digital assets and crypto wallets from the phone.Users can access popular crypto wallets like Solflare natively, making it easier to send, receive, or manage cryptocurrencies. Decentralized apps are available through a special dApp store, separate from Google Play, offering access to platforms for trading, NFTs, and finance.The phone supports features made for fast and low-fee blockchain transactions. With built-in tools, users can approve crypto transfers using hardware security like fingerprint sensors. This helps keep Web3 interactions simple and safe without needing a separate device or dongle.Hardware SpecificationsThe Solana Saga and newer models use high-end hardware to compete with other smart devices. The display is a 6.67-inch AMOLED screen with FHD+ (1080 x 2400) resolution and a 120Hz refresh rate for smooth visuals.Inside, the first Saga model includes a Snapdragon 8+ Gen 1 chipset, 12 GB of LPDDR5 RAM, and 512 GB of UFS storage. The battery is rated at 4110 mAh to 4500 mAh, depending on the version, with Qi wireless charging support.This hardware is designed for both general use and running blockchain-related apps without slowing down.Unique Security FeaturesSecurity is a main focus for the Solana phone line. These devices include a Seed Vault, which securely stores crypto keys apart from the rest of the operating system. This vault uses hardware security features to keep private keys out of reach from apps and malware.Users can approve transactions with biometric verification, such as fingerprints, instead of typing in passwords every time. Fingerprint authentication is required before any blockchain action is allowed, helping to prevent unauthorized use.The device uses the latest Android operating system, offering regular system updates and the ability to install security patches. These combined security layers help protect digital assets and personal data from both software and physical threats.User Experience and CustomizationSolana phones operate on Android 13, providing full access to Google services, the Play Store, and mainstream apps. The interface is familiar to Android users, with extra features for blockchain tools and dApp management built in.Users can customize their device with widgets, app layouts, and themes. Notifications are optimized for blockchain events, like crypto transfers or NFT sales, so users can respond quickly.The dApp store is separated from standard app stores, making it easy to find and manage decentralized apps. The phone allows quick multitasking between everyday tasks and Web3 apps, so users do not need multiple devices to stay connected and secure.Solana Saga and Seeker: Models ComparedEach device brings unique features, hardware, and pricing strategies intended to make crypto access easier for everyday users.Saga: Flagship Model HighlightsThe Solana Saga was the company’s first smartphone, released in 2023. It was marketed as a high-end device for crypto enthusiasts and early adopters. Saga featured a built-in Seed Vault, which allowed for self-custody of digital assets without trusting a third party.It also came with the Solana Mobile dApp Store, supporting easy access to decentralized applications. Hardware specs included a 6.67-inch AMOLED display, 12GB RAM, and a Qualcomm Snapdragon 8+ Gen 1 processor. Camera quality was competitive for its class but not the main selling point.Saga initially launched at a premium price point, which limited its reach. The phone targeted users who wanted a dedicated crypto device with robust security and exclusive Web3 features.Seeker: The Latest UpgradesThe Seeker, Solana’s second-generation mobile, builds on the Saga’s foundation. Some of its key improvements include higher-quality cameras and an improved dApp store experience. The device still features a secure, self-hosted Seed Vault wallet for crypto management.Seeker aims to be more user-friendly with a better interface and usability upgrades. Hardware has been enhanced for faster performance and reliability. Enhanced DePIN integration provides more options for privacy and data protection within the crypto ecosystem.Unlike the Saga, Seeker balances advanced crypto tools with mainstream smartphone expectations. The phone is designed to be accessible to a wider audience and encourages broader Web3 participation.Price and AvailabilitySaga originally launched with a price tag close to $1,000, targeting a more niche group of crypto power users. Sales were slow at launch due to the high cost, but demand increased after price cuts and promotional crypto airdrops.Seeker addresses this with a much lower launch price of around $500. This makes it much more affordable and competitive against other mid-range smartphones. The lower cost also makes it easier for curious newcomers to experiment with Web3.Web3 Ecosystem IntegrationThe Solana phone focuses on blending mobile technology with blockchain tools and features. It brings decentralized apps, built-in security for digital assets, and new ways for developers to build mobile-first Web3 applications.Solana dApp SupportSolana phones come with a dedicated Solana dApp Store. This store makes it easy for users to find and use decentralized apps (dApps) built on the Solana network.At launch, there were already over 100 apps live in the store, covering games, wallets, DeFi, and more. Users can install these apps without going through traditional app stores, reducing friction and allowing access to blockchain-based tools directly from their devices.Developers benefit from a built-in audience and smoother distribution, while users get early access to new Web3 experiences. Direct dApp discovery through the phone’s platform simplifies using crypto services on mobile. The system is designed so that updates and new apps can appear quickly.Seed Vault and Crypto Wallet FeaturesSecurity is critical when handling crypto assets. The Solana phone includes a Seed Vault, a secure area isolated from the main operating system.Key Features:Biometric authentication (such as fingerprint)Hardware-level encryptionSegregated storage for seed phrasesThis means private keys and wallet credentials stay safe, even if the rest of the device is compromised. The built-in crypto wallet supports Solana tokens and NFTs, allowing users to send, receive, and manage their digital assets without extra apps.Users can approve transactions directly from their phones. The combination of the seed vault and wallet improves both safety and convenience for users who actively participate in the Solana ecosystem.Mobile-first Web3 DevelopmentSolana Mobile encourages developers to design apps and services that fully use mobile hardware and Solana’s blockchain.There are hackathons, builder grants, and technical support aimed at those creating mobile-first Web3 experiences. This lowers barriers for new projects and encourages experimentation with features like NFC, QR codes, or direct crypto transactions.Developers can tap into phone-specific APIs that let them access wallet functions, the seed vault, and deeper integration with Solana protocols. This approach provides smoother user experiences—like instant wallet login or quick dApp access.By focusing on mobile-first Web3 development, Solana Mobile hopes to expand the range of practical and user-friendly blockchain apps available to everyone.Frequently Asked QuestionsWhat are the features of the Solana Saga phone?The Solana Saga is a flagship Android phone tailored for Web3 users. It comes with a built-in Solana wallet, a secure enclave, and a hardware security module. Users can manage tokens and NFTs directly from the device.The Saga supports decentralized apps (dApps) and uses the Seed Vault for secure seed phrase management. The phone also aims to protect user privacy and keep digital assets safe.How does the Solana phone 2 compare to the original version?The second Solana phone, also called Saga Chapter 2, refines many features from the first model. It introduces the upgraded Seed Vault 2.0 for even better security. The integration with blockchain and major dApps is stronger, making on-chain actions smoother.Hardware specifications and performance may also be improved, though the focus remains on enhanced security and a better Web3 experience.What is the anticipated price for the latest Solana phone model?The current early adopter price for the Solana Seeker is about $500 USD. Pricing may change after the initial sales phase.Can you provide an overview of the Solana Seeker phone specifications?The Solana Seeker phone is a new Web3 device that launched in 2025. It focuses on secure crypto storage, easy dApp support, and access to exclusive digital rewards.The Seeker phone built on the features of the Saga line, aiming for a more affordable and innovative design for those interested in decentralized technology.

Author: Coinstats
Tesla CEO Elon Musk Did It Again! He Shared a Surprise Altcoin, Driving Its Price!

Tesla CEO Elon Musk Did It Again! He Shared a Surprise Altcoin, Driving Its Price!

The post Tesla CEO Elon Musk Did It Again! He Shared a Surprise Altcoin, Driving Its Price! appeared on BitcoinEthereumNews.com. Tesla CEO Elon Musk, who stands out with his support for cryptocurrencies, especially Dogecoin (DOGE), shared a new post. At this point, Elon Musk, who has targeted different memecoins, this time targeted the memecoin named Floki Inu (FLOKI). Musk joked about his dog returning to the CEO role at X. Accordingly, Elon Musk shared that his Shiba Inu dog, Flōki, is “back in business” as CEO of X. “Flōki has been reinstated as CEO of X!” This post was a humorous reference to past humorous posts and Musk’s penchant for blending humor with corporate commentary, and FLOKI surged following the post. It rose by over 15% after Musk’s post. *This is not investment advice. Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data! Source: https://en.bitcoinsistemi.com/tesla-ceo-elon-musk-did-it-again-he-shared-a-surprise-altcoin-driving-its-price/

Author: BitcoinEthereumNews
BlockSec: Sharwa.Finance suffered multiple attacks, resulting in losses exceeding $140,000

BlockSec: Sharwa.Finance suffered multiple attacks, resulting in losses exceeding $140,000

PANews reported on October 20th that Sharwa.Finance disclosed an attack and subsequent suspension of operations, according to a BlockSec Phalcon alert. However, several suspicious transactions occurred hours later, likely exploiting the same underlying vulnerability through a slightly different attack path. Overall, the attacker first created a margin account, then used the provided collateral to borrow additional assets through leveraged lending, and finally launched a "sandwich attack" targeting swap operations involving the borrowed assets. The root cause appears to be a missing bankruptcy check in the swap() function of the MarginTrading contract, which is used to swap borrowed assets from one token (such as WBTC) to another (such as USDC). This function only verifies solvency based on the account's state at the time the swap begins, before executing the asset swap. This leaves room for manipulation. Attacker 1 (beginning with 0xd356) conducted multiple attacks, profiting approximately $61,000. Attacker 2 (beginning with 0xaa24) conducted a single attack, profiting approximately $85,000.

Author: PANews
Solana DeFi Heats Up: Deployed SOL At Highest in 3 Years

Solana DeFi Heats Up: Deployed SOL At Highest in 3 Years

The Solana network has seen a significant spike in the recent activities of decentralized finance (DeFi) protocols building within its ecosystem. This surge has been reflected in the total value locked (TVL) of all DeFi projects on the blockchain. According to on-chain analysis platform DefiLlama, it has surpassed an equivalent of 60.2 million SOL after increasing by 2.5% over the past 24 hours. Notably, this represents the highest TVL that Solana has recorded in the past three years. The last time it soared to such heights was in June 2022, when it reached 68.13 million SOL. Source: DefiLlama TVL refers to the total value of crypto assets locked in a DeFi protocol, smart contract, or ecosystem. It includes all funds deposited for lending, providing liquidity, or staking. Over 60.2M SOL TVL Solana-based decentralized exchange (DEX), Jupiter, ranks first as investors have locked over 17 million SOL ($3.3 billion) on the platform. Most of these are the project’s native token, JUP, which many users have locked to receive staking rewards. Trailing Jupiter is the borrowing and lending protocol, Kamino, which holds almost 16.5 million SOL ($3.2 billion) in investors’ locked assets. It experienced a 3% increase in one day as more investors locked more funds, signaling a price recovery in the crypto market. Another project on the leaderboard is Meteora, which holds approximately 4.4 million SOL ($851 million). It has witnessed a 13% increase in locked tokens within the past seven days because of its forthcoming MET token launch and airdrop, which has attracted more investors to the exchange. Solana Network’s TVL in USD In USD, Solana blockchain’s TVL is valued at $11.311 billion. This may not be a new high as the crypto market is not at its peak, thus the value of many cryptocurrencies, including SOL, are at their lows. However, many investors in the network have displayed resilience as the TVL in USD soared past $13 billion in September. TVL in USD is often used to weigh DeFi activity. However, assessing in SOL gives a clearer picture of how many units of the network’s native token are locked across various protocols. As such, the recent milestone attained signals confidence in the network’s fundamentals. Moreover, the newly-launched DEX platform, HumidiFi, which serves as a “dark pool,” has also contributed to the increased activity on the Solana blockchain as many large traders seeking privacy have turned attention to the platform. The post Solana DeFi Heats Up: Deployed SOL At Highest in 3 Years appeared first on CoinTab News.

Author: Coinstats
Decoding the Matrix: How Blockchain and NFTs Went From Geek Fantasy to Mainstream Revolution

Decoding the Matrix: How Blockchain and NFTs Went From Geek Fantasy to Mainstream Revolution

We’re standing at the cusp of a new digital era defined by decentralization, verifiable ownership, and a re-imagining of trust itself. Join us as we unravel the comprehensive history of blockchain technology and the Non-Fungible Tokens (NFTs) that have taken the world by storm. From their earliest conceptual whispers to their current multi-faceted impact on art, finance, and the burgeoning metaverse.

Author: Hackernoon
Gold and Silver Soar as Bitcoin’s “Uptober” Turns into a Crash

Gold and Silver Soar as Bitcoin’s “Uptober” Turns into a Crash

Bitcoin’s October crash has reversed its usual positive trend, falling from 126,000 to near 100,000 dollars amid growing global credit concerns. President Trump’s 100 percent tariffs on China added to market jitters. Meanwhile, gold surged past 4,200 dollars an ounce and silver topped 52 dollars as investors sought safe havens. Central to this cautious mood is a deepening private credit crisis that threatens to impact crypto markets through liquidity strains and shadow banking risks. This evolving credit tension adds another layer of uncertainty, further driving capital toward tangible assets in 2025.

Author: Hackernoon