Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15211 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Cardano Integrates AI Payments into Blockchain via x402

Cardano Integrates AI Payments into Blockchain via x402

The Cardano network has begun integrating the x402 payment standard, which should allow autonomous artificial intelligence (AI) agents to conduct transactions on the blockchain without human intervention. This was announced by the Masumi team, which is working on the project, building the infrastructure based on Cardano and implementing x402 support. This protocol, initiated by the […] Сообщение Cardano Integrates AI Payments into Blockchain via x402 появились сначала на INCRYPTED.

Author: Incrypted
How Investors Can Benefit From the Rise of ReFi and ConstructKoin (CTK)

How Investors Can Benefit From the Rise of ReFi and ConstructKoin (CTK)

As blockchain continues to evolve beyond speculation and trading, a new era of real-world finance is emerging. The next major wave of adoption is being driven by ReFi (Real Estate Financing) — a sector where blockchain meets property development and real-world asset (RWA) lending. At the center of this movement is ConstructKoin (CTK), a project [...]]]>

Author: Crypto News Flash
Revolutionary Bittensor Staked TAO ETP: Deutsche Digital Assets Unveils a Game-Changer

Revolutionary Bittensor Staked TAO ETP: Deutsche Digital Assets Unveils a Game-Changer

BitcoinWorld Revolutionary Bittensor Staked TAO ETP: Deutsche Digital Assets Unveils a Game-Changer The world of digital assets is constantly evolving, bringing forth innovative investment opportunities. For those keen on gaining exposure to the burgeoning AI-driven cryptocurrency Bittensor (TAO) and its staking rewards, a significant development is on the horizon. German crypto ETP provider Deutsche Digital Assets (DDA) is set to launch its groundbreaking Bittensor Staked TAO ETP on the SIX Swiss Exchange, marking a new era for accessible crypto investments. What Exactly is the Bittensor Staked TAO ETP? This innovative product, the Bittensor Staked TAO ETP, offers investors a straightforward way to participate in the TAO ecosystem without directly managing the underlying cryptocurrency. Essentially, it is an Exchange Traded Product (ETP) that tracks the price movements of Bittensor’s TAO token. Moreover, it is designed to generate additional returns from TAO’s staking rewards. Collateralized Security: The ETP is fully collateralized by TAO tokens. Cold Storage: These tokens are held in secure cold storage by a regulated custodian, ensuring a high level of asset safety. Automatic Reinvestment: All staking rewards generated by the underlying TAO tokens are automatically reinvested back into the fund, potentially compounding returns for investors. Why is This Development So Important for Investors? The launch of this ETP by Deutsche Digital Assets represents a crucial step in bridging traditional finance with the crypto world. For many institutional and retail investors, direct cryptocurrency ownership and staking can be complex due to technical hurdles and security concerns. This ETP simplifies the process significantly. It provides a regulated and familiar investment vehicle, similar to traditional ETFs, allowing investors to gain exposure to TAO and its staking yield through a regulated exchange. This accessibility can attract a broader range of investors who might otherwise shy away from the complexities of direct crypto management. How Do Staking Rewards Work with the Bittensor Staked TAO ETP? Staking is a fundamental mechanism in many proof-of-stake blockchain networks, including Bittensor. It involves locking up cryptocurrency tokens to support the network’s operations and security. In return, participants earn rewards, often in the form of newly minted tokens or transaction fees. With the Bittensor Staked TAO ETP, this process is managed entirely by DDA. Investors do not need to worry about setting up wallets, choosing validators, or managing the technical aspects of staking. The ETP handles all these details, collecting the staking rewards and seamlessly reinvesting them. This feature is particularly appealing as it aims to enhance the overall returns for investors without requiring active participation. Ensuring Security and Regulatory Compliance A key aspect of any financial product, especially in the digital asset space, is security and regulatory oversight. This new ETP addresses these concerns head-on. By utilizing a regulated custodian for cold storage, DDA ensures that the underlying TAO tokens are protected from online threats and unauthorized access. Cold storage refers to keeping assets offline, which significantly reduces the risk of hacking. Furthermore, launching on the SIX Swiss Exchange means the product adheres to stringent regulatory standards. This provides an added layer of trust and transparency for investors, making it a more appealing option compared to unregulated crypto platforms. Regulatory compliance is vital for fostering broader institutional adoption of digital asset products. What Does This Mean for the Future of Crypto ETPs? The introduction of products like the Bittensor Staked TAO ETP signifies a maturing cryptocurrency market. As more sophisticated and regulated investment vehicles emerge, the barrier to entry for traditional investors lowers. This trend is likely to continue, with more ETPs offering exposure to various cryptocurrencies and their unique features, such as staking, lending, or even DeFi protocols. These developments pave the way for greater integration of digital assets into mainstream financial portfolios. They offer diversification opportunities and new avenues for generating returns in an increasingly interconnected global economy. The move by Deutsche Digital Assets underscores the growing demand for professionally managed and secure crypto investment products. In conclusion, Deutsche Digital Assets’ launch of the Bittensor Staked TAO ETP is a significant milestone. It provides a secure, regulated, and convenient way for investors to gain exposure to Bittensor (TAO) and benefit from its staking rewards. This product not Pre not only simplifies crypto investment but also reinforces the growing legitimacy and accessibility of digital assets within the traditional financial framework. It’s an exciting development for anyone looking to tap into the potential of staked cryptocurrencies. Frequently Asked Questions (FAQs) 1. What is an ETP? An ETP, or Exchange Traded Product, is a type of security that tracks an underlying asset, index, or financial instrument. It trades on exchanges like stocks and allows investors to gain exposure to various markets without directly owning the underlying assets. 2. How does the Bittensor Staked TAO ETP generate returns? The ETP generates returns primarily from two sources: the price movements of the underlying TAO token and the staking rewards earned from locking up TAO tokens to support the Bittensor network. All staking rewards are automatically reinvested into the fund. 3. Is my investment in the Bittensor Staked TAO ETP secure? Yes, the ETP is designed with security in mind. It is fully collateralized by TAO tokens held in cold storage by a regulated custodian. Furthermore, its listing on the SIX Swiss Exchange ensures adherence to strict regulatory standards, offering enhanced investor protection. 4. Do I need to manage the staking process myself? No, one of the key benefits of the Bittensor Staked TAO ETP is that Deutsche Digital Assets manages the entire staking process. Investors do not need to handle wallets, validators, or any technical aspects of staking; the rewards are automatically reinvested into the fund. 5. Who is Deutsche Digital Assets (DDA)? Deutsche Digital Assets (DDA) is a German crypto ETP provider specializing in creating and managing exchange-traded products that offer exposure to various digital assets, making crypto investments more accessible and regulated for a broader audience. Was this article helpful? Share this insightful read with your network and help others understand the exciting potential of the Bittensor Staked TAO ETP! To learn more about the latest crypto ETP trends, explore our article on key developments shaping digital asset institutional adoption. This post Revolutionary Bittensor Staked TAO ETP: Deutsche Digital Assets Unveils a Game-Changer first appeared on BitcoinWorld.

Author: Coinstats
SoFi Stock Rises After Earnings Beat and Record Member Growth

SoFi Stock Rises After Earnings Beat and Record Member Growth

TLDR SoFi reported third-quarter adjusted earnings of 11 cents per share, beating analyst expectations of 8 cents The company raised its full-year adjusted net revenue guidance to $3.54 billion, up from $3.375 billion SoFi added a record 905,000 new members in the quarter, bringing total membership to 12.6 million Total loan originations grew 57% to [...] The post SoFi Stock Rises After Earnings Beat and Record Member Growth appeared first on CoinCentral.

Author: Coincentral
The Top Altcoins to Buy Now: Digitap, SUI, XRP

The Top Altcoins to Buy Now: Digitap, SUI, XRP

Traders in 2025 are prioritizing altcoins with clear utility, verifiable liquidity, and less noise. They reward live products with growing TVL and volumes, and real payment use cases. Looking at the landscape, Digitap, SUI, and XRP stand out. Within that shift, the Digitap crypto banking application is moving from concept to deployed products, unifying fiat and crypto rails in one platform. SUI supports the scalable-L1 narrative with expanding DeFi. XRP remains tied to cross-border liquidity and now operates in a more predictable legal environment after the SEC case wrapped up in August 2025. But, tactically, Digitap looks best placed to claim the top altcoins to buy crown because it brings the model together in a single, consumer-ready banking app. Digitap: $TAP Presale Unleashes the First Omnibank Digitap is an omnibank that brings deposits, withdrawals, payments, transfers, and FX in fiat and crypto into one experience, with a compliance layer and multi-rail settlement. The architecture shows how the platform stitches together banking rails and public networks to support personal and business accounts with wallets, on/off-ramp, and cards. It’s built for everyday use by people and businesses. $TAP is an ERC-20 with a fixed 2 billion supply, a deflationary design with burns tied to transactions, fees, and events, and real utility economics including staking, VIP tiers, discounts, and governance. Today’s user pain is juggling separate banks, apps, and wallets. Digitap reduces that friction with integrated rails and cards to spend crypto or fiat balances without gymnastics, which typically boosts retention and product stickiness. Core features Unified account (consumer or business) for payments, transfers, FX, and multi-asset wallets Multi-rail settlement that combines traditional banking infrastructure with public blockchains for transfers and swaps Security and compliance layers designed for cross-border operations Digitap’s app is built, live, and ready to scale, with desktop plus App Store and Google Play versions offering deposits and withdrawals, FX, transfers, receiving, and virtual/physical cards, along with offshore account opening in the same dashboard. The ecosystem pairs staking (up to 124% APR) with a deflationary mechanism, including buyback & burn of 50% of app fee profits and early-unstake burns (staking penalties), reducing effective supply over time. SUI: Performance-First L1 with Rising DeFi Liquidity Sui is an L1 focused on parallelized execution and a smooth UX that has supported its DeFi growth since 2024. TVL first topped $2.5 billion on May 21, 2025, and stayed above $2.0 billion into late Q2. It has since set a new high above $2.6 billion, driven by protocols such as Suilend, NAVI, and Momentum. Where it can gain share: ongoing UX and finality improvements, plus continued DeFi integrations, can support liquidity retention. Key risks: competition from other L1s/L2s and the challenge of sustaining liquidity across cycles. The Mysticeti consensus upgrade cut transaction latency for owned objects from roughly 2.2s to ~400 ms, boosting DEX and lending responsiveness and reducing slippage risk during periods of volatility. XRP: Cross-Border Payments After the SEC Chapter XRP remains associated with payments and cross-border liquidity for B2B and institutional rails. The environment became more predictable after appeals in SEC vs. Ripple concluded, keeping the District Court’s final judgment intact and preserving the 2023 view that retail exchange sales aren’t securities. With litigation concluded and parameters clearer, partnerships and payments integrations may face fewer US legal uncertainties, though rules still vary by jurisdiction. Risks include uneven global regulation and competition from stablecoins and other liquidity rails. XRP is currently trading near $2.41, with a market cap of around $144.4 billion and more than 59 billion coins in circulation out of a 100 billion max supply. These levels indicate ample liquidity for executing orders across major pairs. Final Thoughts on the Best Altcoins to Buy Now SUI delivers liquidity metrics that align with near-term DeFi interest. XRP operates under a clearer post-appeals legal backdrop, reducing friction for payments partners and integrations. Tactically, $TAP sits at the top of the best altcoins to buy now because it differentiates on utility, unifying fiat and crypto in a payments-and-account app. Project Links: Buy Presale Telegram The post The Top Altcoins to Buy Now: Digitap, SUI, XRP appeared first on 36Crypto.

Author: Coinstats
From $0.02 to $0.25? LivLive ($LIVE) Charts 12x Growth Path While Blazpay (BLAZ) Price Holds Back and Noomez ($NNZ) News Cools Off

From $0.02 to $0.25? LivLive ($LIVE) Charts 12x Growth Path While Blazpay (BLAZ) Price Holds Back and Noomez ($NNZ) News Cools Off

LivLive presale raises $2M at $0.02 with 40% SPOOKY40 bonus till Nov 3, targeting $0.25 launch. Analysts call $LIVE the best lifestyle-linked crypto of 2025.

Author: Blockchainreporter
Mutuum Finance (MUTM) Hits $18M as Presale Stage 6 Nears Sellout, Is a 10x ROI Possible for This Solana Rival?

Mutuum Finance (MUTM) Hits $18M as Presale Stage 6 Nears Sellout, Is a 10x ROI Possible for This Solana Rival?

As crypto investors seek the top crypto to buy prior to the next bull cycle, Mutuum Finance (MUTM) is becoming a player that shows tremendous potential. Its Phase 6 pre-sale has already raised more than $18.15 million, with more than 80% of tokens already sold and only a short window remaining for investors to grab […]

Author: Cryptopolitan
Visa Expands Stablecoin Support Across Four Blockchains Amid Crypto Push

Visa Expands Stablecoin Support Across Four Blockchains Amid Crypto Push

The post Visa Expands Stablecoin Support Across Four Blockchains Amid Crypto Push appeared first on Coinpedia Fintech News Visa, one of the world’s largest payment companies, is all set to support four stablecoins on four different blockchains as it looks to expand its services in the space.  Visa To Expand Stablecoin Support  During Visa’s fourth-quarter earnings call on Tuesday, CEO Ryan McInerney said that it plans to continue expanding its stablecoin services after …

Author: CoinPedia
Michael Saylor: Bitcoin has been clearly positioned as digital gold, and its price will continue to rise in the future.

Michael Saylor: Bitcoin has been clearly positioned as digital gold, and its price will continue to rise in the future.

PANews reported on October 29th that Michael Saylor, co-founder of MicroStrategy, revealed in a recent interview that Bitcoin has been clearly positioned as digital gold, a store of value. He mentioned that since the US government approved a Bitcoin ETF last year, a consensus on Bitcoin as digital gold has gradually formed in the market, and the crypto summit in March of this year further solidified this view. He also pointed out that gold-backed credit once dominated the Western monetary system, and as digital capital, Bitcoin's superstructure of digital credit instruments is also developing rapidly. Furthermore, he mentioned the rapid growth of the digital finance sector over the past year, including the tokenization of currencies, stocks, bonds, and other real-world assets, which has provided a significant boost to proof-of-stake networks like Ethereum. He emphasized that institutional acceptance of Bitcoin is a key factor in the industry's future development. Recently, several large banks, including JPMorgan Chase, Citigroup, and Wells Fargo, have adjusted their crypto policies, beginning to accept Bitcoin and Ethereum as collateral, marking a significant shift in the attitude of traditional financial institutions towards crypto assets. Saylor also mentioned that MicroStrategy is the first Bitcoin vault company to receive an S&P credit rating, and its products have attracted institutional investors, including BlackRock's PFF fund. Furthermore, he predicted that Bitcoin prices will continue to rise in the future and stated that the company's goal is to promote wider adoption of Bitcoin through digital lending instruments, ultimately aiming to purchase $300 billion worth of Bitcoin.

Author: PANews
DeFi Surges Past $100B as Regulators Eye the ‘Wild West’ of Finance

DeFi Surges Past $100B as Regulators Eye the ‘Wild West’ of Finance

Decentralized finance is a system of financial applications constructed on top of blockchain technology. The technology allows users to engage in a full suite of financial activities that include lending, borrowing, trading, and investing. Critics call decentralized finance (DeFi) the "Wild West of finance" It's a space where hackers have stolen over $3 billion from DeFi platforms since 2022.

Author: Hackernoon