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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15223 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Tokinvest Partners with Singularry to Bring RWAs to DeFAI Users

Tokinvest Partners with Singularry to Bring RWAs to DeFAI Users

The post Tokinvest Partners with Singularry to Bring RWAs to DeFAI Users appeared on BitcoinEthereumNews.com. Dubai, UAE/ Oct. 28, 2025: Tokinvest, the VARA-licensed platform for tokenized real-world assets (RWAs), has announced a new partnership with Singularry SuperApp, a groundbreaking platform built on BNB Chain that bridges Artificial Intelligence (AI) and Decentralised Finance (DeFi) to make Web3 investing intuitive, efficient, and human-centric. Through this collaboration, Tokinvest’s regulated RWA infrastructure will be integrated directly into Singularry’s all-in-one DeFAI ecosystem, giving users seamless access to suitable tokenized investments alongside their existing DeFi tools. Tokinvest is progressing regulatory approval for a range of tokenized products, including real estate, commodities, and private credit products.  Scott Thiel, CEO and Co-Founder of Tokinvest, said: “Having spent more than a decade in Greater China watching the rise of Web2 superapps like WeChat and Alipay, I’ve seen firsthand how technology can transform how people interact with finance. This collaboration with Singularry SuperApp feels like the next evolution: the Web3 version of that story.  “Our infrastructure does the heavy lifting on compliance and custody, so users don’t have to think about blockchain or wallets; they can just invest. It’s another step towards making tokenization a normal part of how people build wealth, not a niche for early adopters.” Built on BNB Chain, Singularry combines artificial intelligence, multi-protocol DeFi, and cross-chain bridging in one interface. Its AI systems are designed for human-level problem-solving, market analysis, risk management, and complex on-chain transaction execution through the touch of a button or simple voice or text commands. The Singularry SuperApp is actively developing and expanding integrations with major protocols across the BNB Chain ecosystem, including Venus Protocol and ListaDAO for lending, borrowing, and collateral efficiency, Thena.fi for trading, liquidity, and yield optimization, and Enfineo.com, the on/off-ramp and Web3 NeoBanking layer. Together with Tokinvest, these integrations will deliver seamless fiat-to-crypto connectivity and Crypto Credit Card functionality, empowering users to move,…

Author: BitcoinEthereumNews

2025/10/30

8 Best Meme Coins with 1000X Potential: Trendy, Viral, and Ready to Surge

8 Best Meme Coins with 1000X Potential: Trendy, Viral, and Ready to Surge

Meme coins have captured the imagination of investors seeking explosive growth and viral potential. Coins like MoonBull ($MOBU), Peanut the […] The post 8 Best Meme Coins with 1000X Potential: Trendy, Viral, and Ready to Surge appeared first on Coindoo.

Author: Coindoo

2025/10/30

Beyond Slots: Deconstructing the Crash and Live Game Show Verticals with Spartans

Beyond Slots: Deconstructing the Crash and Live Game Show Verticals with Spartans

Online casinos have evolved far beyond spinning reels and card tables. Platforms like Spartans are expanding what players expect from digital entertainment by introducing dynamic, interactive categories that merge crypto innovation with game design. Two of the most talked-about categories are Crash Games and Live Game Shows, each representing a distinct leap forward in how […] The post Beyond Slots: Deconstructing the Crash and Live Game Show Verticals with Spartans appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/10/30

Rates cut again, but Powell raises doubts about December

Rates cut again, but Powell raises doubts about December

The post Rates cut again, but Powell raises doubts about December appeared on BitcoinEthereumNews.com. The Federal Reserve on Wednesday approved its second straight interest rate cut, though Chair Jerome Powell rattled markets when he threw doubt on whether another reduction is coming in December. By a 10-2 vote, the central bank’s Federal Open Market Committee lowered its benchmark overnight borrowing rate to a range of 3.75%-4%. In addition to the rate move, the Fed announced that it would be ending the reduction of its asset purchases – a process known as quantitative tightening – on Dec 1. Governor Stephen Miran again cast a dissenting vote, preferring the Fed move more quickly with a half-point cut. Kansas City Fed President Jeffrey Schmid joined Miran in dissenting but for the opposite reason – he preferred the Fed not cut at all. The rate also sets a benchmark for a variety of consumer products such as auto loans, mortgages and credit cards. The post-meeting statement did not provide any direction on what the committee’s plans are for December. At the September meeting, officials indicated the likelihood of three total cuts this year. The Fed meets once more in December. Chair Jerome Powell, however, cautioned against assuming that a rate cut is a sure thing at the next meeting. Traders had been pricing in about an 85% probability of a reduction, according to the CME Group’s FedWatch. “In the committee’s discussions at this meeting, there were strongly differing views about how to proceed in December,” Powell said during his post-meeting news conference. “A further reduction in the policy rate at the December meeting is not a foregone conclusion. Far from it.” Stocks, which had been higher after the initial decision was released, turned lower on the chair’s comments. The reduction came even though the Fed essentially has been flying blind lately on economic data. Other than the consumer…

Author: BitcoinEthereumNews

2025/10/30

Mutuum Finance (MUTM) Named Best Crypto to Invest in, Presale Stage 6 Approaches Completion With $18M Raised

Mutuum Finance (MUTM) Named Best Crypto to Invest in, Presale Stage 6 Approaches Completion With $18M Raised

While the crypto market is on fire, Mutuum Finance (MUTM) is becoming one of the most popular cryptos to invest in 2025. Mutuum Finance’s own Phase 6 presale already managed to bring in $18.15 million, more than 80% of tokens in this round sold and a window of opportunity quickly running out for buyers to […]

Author: Cryptopolitan

2025/10/30

Coinbase Disrupts Bitcoin Backed Lending With Low Bar for Servicing Americans

Coinbase Disrupts Bitcoin Backed Lending With Low Bar for Servicing Americans

The post Coinbase Disrupts Bitcoin Backed Lending With Low Bar for Servicing Americans appeared on BitcoinEthereumNews.com. In brief Coinbase offers Bitcoin-backed loans as a technology provider. The exchange’s competitors have state-by-state licenses. Coinbase applied for a national trust charter this month. As Coinbase leans into its Bitcoin-backed lending product, the exchange is offering customers competitive rates by connecting them with lightly vetted pools of capital, which don’t require people to provide personal information before funds are disbursed to Americans. Although the exchange’s competitors have attained state-by-state licenses to provide similar services, Coinbase’s product isn’t subject to the same potential barriers because the company is acting as a technology provider—and not lending customers’ assets itself. Instead of doing business with Coinbase, the exchange’s customers, through Coinbase’s mobile app, are depositing funds into decentralized finance protocol Morpho. On Morpho’s platform, they can post Bitcoin as collateral for loans in Circle’s USDC. Alternatively, Coinbase’s customers can deposit USDC into Morpho to earn yield. In the U.S., lenders are required to abide by KYC (know your customer) and AML (anti-money laundering) regulations to ward off financial crimes. These requirements include obtaining personally identifiable information from their users, such as their names, physical addresses, and even social security numbers. But as a permissionless protocol, Morpho wasn’t designed to oversee transactions like most financial institutions do. In DeFi, infrastructure is designed to let capital flow freely between individuals, no matter who they are. Multiple industry observers told Decrypt that dynamic likely makes Coinbase’s product more lucrative, but it also raises compliance concerns. That is, Coinbase’s customers are subject to a primary defense against money laundering and terrorist financing, while their lenders face a lower bar. That includes entities depositing USDC into “vaults” on Morpho, which are managed by a firm called Steakhouse. (Coinbase recently told Decrypt that Steakhouse shares performance fees with the exchange.) Those depositing USDC into Steakhouse’s vaults on Morpho,…

Author: BitcoinEthereumNews

2025/10/30

LivLive ($LIVE) Outshines HEXYDOG (HEXY) and Eggman (EGGY) as the Top Crypto Coin Everyone’s Talking About in Q4 2025

LivLive ($LIVE) Outshines HEXYDOG (HEXY) and Eggman (EGGY) as the Top Crypto Coin Everyone’s Talking About in Q4 2025

Top crypto coins are turning heads this October 2025 as the digital market gains fresh attention. Each project brings something […] The post LivLive ($LIVE) Outshines HEXYDOG (HEXY) and Eggman (EGGY) as the Top Crypto Coin Everyone’s Talking About in Q4 2025 appeared first on Coindoo.

Author: Coindoo

2025/10/30

Strategy Founder Michael Saylor Says Bitcoin Price Will Continue to Rise in the Long Term! Here Are the Details

Strategy Founder Michael Saylor Says Bitcoin Price Will Continue to Rise in the Long Term! Here Are the Details

The post Strategy Founder Michael Saylor Says Bitcoin Price Will Continue to Rise in the Long Term! Here Are the Details appeared on BitcoinEthereumNews.com. Strategy founder Michael Saylor said in a recent interview that Bitcoin is now firmly positioned as “digital gold” and that its price will continue to rise in the long run. Michael Saylor: “Bitcoin Is Now Digital Gold and Its Price Will Continue to Rise” According to Saylor, the US approval of Bitcoin ETFs last year accelerated Bitcoin’s acceptance as a store of value in the markets. Furthermore, the March 2025 crypto summit further reinforced this view. Saylor reminded that gold-backed loans have historically held an important place in the Western financial system, and stated that Bitcoin, as digital capital, forms the basis of new generation credit instruments. Emphasizing that growth in the field of digital finance is accelerating, Saylor said that the tokenization process of money, stocks, bonds and other real assets has given great momentum, especially to networks like Ethereum. Drawing attention to the importance of institutional adoption, Saylor stated that major banks such as JPMorgan, Citibank, and Wells Fargo have recently revised their crypto policies and started accepting Bitcoin and Ethereum as collateral. Recalling that MicroStrategy was the first Bitcoin-focused company to receive an S&P credit rating, Saylor stated that its products were preferred by many institutional investors, including BlackRock’s PFF fund. He emphasized that the company’s ultimate goal is to reach a $300 billion Bitcoin portfolio and increase the global adoption of Bitcoin through digital lending tools. *This is not investment advice. Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data! Source: https://en.bitcoinsistemi.com/strategy-founder-michael-saylor-says-bitcoin-price-will-continue-to-rise-in-the-long-term-here-are-the-details/

Author: BitcoinEthereumNews

2025/10/30

Tokenized Credit Fund: Securitize and BNY Unveil a Revolutionary Opportunity

Tokenized Credit Fund: Securitize and BNY Unveil a Revolutionary Opportunity

BitcoinWorld Tokenized Credit Fund: Securitize and BNY Unveil a Revolutionary Opportunity The financial world is buzzing with a groundbreaking development that promises to reshape institutional investment. Securitize, a leader in digital asset securities, has joined forces with financial giant BNY Mellon to launch a pioneering tokenized credit fund. This collaboration isn’t just news; it’s a significant leap towards integrating traditional finance with the efficiency and transparency of blockchain technology. What is a Tokenized Credit Fund and Why Does it Matter? At its core, a tokenized credit fund like the Securitize Tokenized AAA CLO Fund (STAC) transforms traditional investment assets into digital tokens on a blockchain. This specific fund leverages the robust and widely adopted Ethereum blockchain. By doing so, it opens up exciting new investment opportunities in Collateralized Loan Obligations (CLOs). CLOs are sophisticated financial instruments. They are essentially securities backed by a diversified pool of leveraged loans, typically extended to companies with lower credit ratings. Historically, these have been complex, illiquid assets primarily accessed by large institutional investors. By tokenizing these assets, Securitize aims to democratize access, making them more approachable and potentially more liquid for a wider range of qualified investors. This innovation streamlines the investment process, offering a novel pathway to participate in the credit market. The Power of Collaboration: Securitize, BNY, and the Tokenized Credit Fund This initiative highlights a powerful synergy between a pioneering tokenization firm and a long-standing financial institution. Securitize brings its cutting-edge expertise in digitizing real-world assets onto blockchain platforms. Crucially, BNY Mellon, a global financial services leader, steps in as the custodian for the fund’s underlying assets. This role provides a critical layer of trust, security, and regulatory compliance that is essential for institutional adoption. Furthermore, BNY Mellon’s subsidiary, Insight Investment, contributes its extensive experience to the partnership. Insight will handle the intricate investment management aspects of the fund, ensuring professional oversight and strategic asset allocation. This powerful combination of technological innovation and established financial stewardship signals a significant maturation of the digital asset space. The launch of this tokenized credit fund showcases how established players are not just observing but actively shaping the future of finance. Unlocking New Opportunities with the Securitize Tokenized Credit Fund What are the tangible benefits for investors looking at this new venture? The Securitize Tokenized AAA CLO Fund offers several compelling advantages that could redefine access to credit markets: Enhanced Accessibility: Tokenization can significantly lower the minimum investment threshold. This potentially makes institutional-grade assets, previously out of reach, available to a broader investor base, including qualified individual investors and smaller institutions. Increased Efficiency: Leveraging blockchain technology streamlines many traditional back-office processes. This includes everything from settlement to record-keeping, reducing manual effort, minimizing delays, and ultimately lowering operational costs. Greater Transparency: The inherent immutability and transparency of the Ethereum blockchain provide clear, verifiable visibility into asset ownership and transaction history. This reduces information asymmetry and builds greater confidence among participants. Potential for Liquidity: While still evolving, tokenized assets hold the promise of increased secondary market liquidity compared to their traditional, often illiquid, counterparts. This could offer investors more flexibility in managing their portfolios. This innovative tokenized credit fund aims to bridge the gap between traditional and digital finance, offering a novel, efficient, and transparent way to participate in the robust credit market. Navigating the Future of Finance: Challenges and the Tokenized Credit Fund Landscape While the launch of STAC is a monumental step forward, the broader journey of tokenized assets is not without its considerations. The regulatory landscape surrounding digital securities is continually evolving, requiring careful navigation and adherence to compliance standards. Furthermore, investor education remains paramount to ensure a clear understanding of these new investment vehicles and their associated risks. However, the proactive move by Securitize and BNY Mellon demonstrates a clear commitment to shaping the future of finance responsibly. This initiative is a strong indicator of growing institutional confidence in blockchain technology’s ability to transform traditional financial products. It sets a crucial precedent for how other traditional asset classes—from real estate to private equity—might eventually be tokenized, leading to a more interconnected and efficient global financial system. The success and adoption of this tokenized credit fund could very well pave the way for numerous similar ventures, fostering a new era of financial innovation. The collaboration between Securitize and BNY Mellon to introduce the Securitize Tokenized AAA CLO Fund marks a pivotal moment in the digital asset landscape. By blending the established reliability and regulatory rigor of traditional finance with the cutting-edge capabilities of blockchain, they are not just launching a fund; they are actively building a blueprint for the future of investment. This groundbreaking tokenized credit fund represents a powerful and exciting step towards a more accessible, transparent, and efficient financial ecosystem for all, ushering in a new chapter for institutional investment. Frequently Asked Questions (FAQs) What is a Collateralized Loan Obligation (CLO)? A CLO is a type of security backed by a pool of leveraged loans. These loans are typically made to companies with lower credit ratings. Investors in CLOs receive payments from the interest and principal generated by these underlying loans. How does tokenization benefit investors in the STAC fund? Tokenization enhances accessibility by potentially lowering investment minimums, increases efficiency through blockchain-powered processes, offers greater transparency into asset ownership, and holds the promise of improved liquidity compared to traditional CLO investments. What roles do BNY Mellon and its subsidiary Insight play in the Securitize Tokenized AAA CLO Fund? BNY Mellon serves as the custodian for the fund’s underlying assets, providing security and regulatory compliance. Its subsidiary, Insight Investment, is responsible for the professional investment management aspects of the fund. Is the Securitize Tokenized AAA CLO Fund available to all investors? While tokenization can broaden access, the Securitize Tokenized AAA CLO Fund (STAC) is typically structured for qualified investors, aligning with regulations for complex financial products like CLOs. Specific eligibility criteria would apply. What blockchain is the STAC fund built on? The Securitize Tokenized AAA CLO Fund (STAC) is built on the Ethereum blockchain, leveraging its robust infrastructure for tokenization and transaction recording. If you found this exploration of the Securitize Tokenized AAA CLO Fund insightful, we encourage you to share it with your network! Help us spread the word about the exciting innovations shaping the future of finance by sharing this article on your social media platforms. To learn more about the latest tokenized credit fund trends, explore our article on key developments shaping institutional adoption in digital assets. This post Tokenized Credit Fund: Securitize and BNY Unveil a Revolutionary Opportunity first appeared on BitcoinWorld.

Author: Coinstats

2025/10/30

Buying This Crypto Today Is Like Being a Shiba Inu (SHIB) Investor in 2021

Buying This Crypto Today Is Like Being a Shiba Inu (SHIB) Investor in 2021

Remember 2021, when early investors in Shiba Inu (SHIB) turned a couple of dollars into life-changing gains? That very feeling of possibility is now happening with Mutuum Finance (MUTM), a rapidly growing DeFi crypto available for just $0.035 in its Phase 6 presale. With more than 80% of the phase sold and having collectively raised […]

Author: Cryptopolitan

2025/10/30

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