Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15509 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
SoFi Launches Bitcoin Trading Services, Eyes Stablecoin Amid Crypto Boom

SoFi Launches Bitcoin Trading Services, Eyes Stablecoin Amid Crypto Boom

The post SoFi Launches Bitcoin Trading Services, Eyes Stablecoin Amid Crypto Boom appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → SoFi Technologies has launched cryptocurrency trading services for its customers, marking it as the first nationally chartered U.S. bank to do so. The platform offers Bitcoin, Ether, and dozens more, driven by recent regulatory easing from the Office of the Comptroller of the Currency. COINOTAG recommends • Professional traders group 💎 Join a professional trading community Work with senior traders, research‑backed setups, and risk‑first frameworks. 👉 Join the group → COINOTAG recommends • Professional traders group 📊 Transparent performance, real process Spot strategies with documented months of triple‑digit runs during strong trends; futures plans use defined R:R and sizing. 👉 Get access → COINOTAG recommends • Professional traders group 🧭 Research → Plan → Execute Daily levels, watchlists, and post‑trade reviews to build consistency. 👉 Join now → COINOTAG recommends • Professional traders group 🛡️ Risk comes first Sizing methods, invalidation rules, and R‑multiples baked into every plan. 👉 Start today → COINOTAG recommends • Professional traders group 🧠 Learn the “why” behind each trade Live breakdowns, playbooks, and framework‑first education. 👉 Join the group → COINOTAG recommends •…

Author: BitcoinEthereumNews
PBOC sets USD/CNY reference rate at 7.0833 vs. 7.0866 previous

PBOC sets USD/CNY reference rate at 7.0833 vs. 7.0866 previous

The post PBOC sets USD/CNY reference rate at 7.0833 vs. 7.0866 previous appeared on BitcoinEthereumNews.com. The People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead on Wednesday at 7.0833 compared to the previous day’s fix of 7.0866 and 7.1141 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70833-vs-70866-previous-202511120115

Author: BitcoinEthereumNews
SoFi’s XRP Trading Launch Could Boost Adoption as First U.S. Chartered Bank

SoFi’s XRP Trading Launch Could Boost Adoption as First U.S. Chartered Bank

The post SoFi’s XRP Trading Launch Could Boost Adoption as First U.S. Chartered Bank appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → SoFi has launched crypto trading services, becoming the first U.S. nationally chartered bank to offer direct access to Bitcoin, XRP, and other assets through traditional banking accounts, enhancing mainstream adoption and spotlighting XRP amid growing institutional interest. XRP community celebrates SoFi’s entry into crypto trading as a major boost for adoption. SoFi enables seamless cryptocurrency purchases directly from user banking apps. This move coincides with rising expectations for spot XRP ETFs, following SEC legal clarity, with XRP’s market value surpassing $30 billion as of late 2024. Discover how SoFi’s new crypto trading feature integrates XRP into mainstream banking, driving adoption. Learn the impact on XRP price and future ETFs—explore now for key insights. What is SoFi’s New Crypto Trading Service? SoFi’s crypto trading service allows U.S. customers to buy, sell, and hold cryptocurrencies like Bitcoin and XRP directly within their banking app, marking a pivotal step in blending traditional finance with digital assets. Launched on November 11, the platform provides commission-free trading for eligible users, leveraging SoFi’s digital infrastructure to simplify access. This integration aims to democratize crypto for…

Author: BitcoinEthereumNews
eToro Q3 Earnings Highlight Crypto Growth with ETH and SOL Staking Expansion

eToro Q3 Earnings Highlight Crypto Growth with ETH and SOL Staking Expansion

The post eToro Q3 Earnings Highlight Crypto Growth with ETH and SOL Staking Expansion appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → eToro Q3 earnings showcased robust growth with net contribution up 28% to $215 million, driven by crypto expansion and staking services. The platform reported net income of $57 million, a 48% increase, and assets under administration reaching $20.8 billion, up 76%, highlighting its strengthening position in digital assets. eToro’s crypto trading volume surged 84% year-over-year, fueled by new asset listings including staking for ADA, ETH, and SOL. Funded accounts grew 16% to 3.73 million, supported by the Spaceship acquisition and enhanced global offerings. Adjusted EBITDA rose 43% to $78 million, with AUA hitting $20.8 billion, including $8.7 billion in interest-earning assets. Discover eToro Q3 earnings: 28% net contribution growth to $215M amid crypto boom. Explore staking expansions and global reach in this detailed analysis. Stay ahead—read now for investment insights. What are the key highlights of eToro’s Q3 earnings? eToro Q3 earnings reflect a period of significant advancement for the Tel Aviv-based trading platform, primarily propelled by its burgeoning crypto business. The company achieved a 28% increase in net contribution to $215 million, alongside a 48% rise in net…

Author: BitcoinEthereumNews
Which Crypto To Buy Now As Solana (SOL) Faces Make-or-Break Situation

Which Crypto To Buy Now As Solana (SOL) Faces Make-or-Break Situation

Solana’s SOL is at a point where it has had a 17% fall in value this week while trading at $154.52, having accumulated more than $323 million in spot ETFs in only eight days. It appears to be a tense environment where Solana is being accumulated while at the same time facing negative market sentiment. […]

Author: Cryptopolitan
SoFi Enters Crypto Banking Era, Unveils U.S. Crypto Trading Platform as Regulation Eases

SoFi Enters Crypto Banking Era, Unveils U.S. Crypto Trading Platform as Regulation Eases

The post SoFi Enters Crypto Banking Era, Unveils U.S. Crypto Trading Platform as Regulation Eases appeared on BitcoinEthereumNews.com. Fintech Financial technology firm SoFi is breaking new ground in the U.S. banking sector with the official launch of its integrated cryptocurrency trading platform, becoming the first American bank to allow customers to buy, sell, and hold digital assets directly within their regular banking app. Key Takeaways: SoFi becomes the first U.S. bank to offer crypto trading directly inside its banking app. The launch includes Bitcoin, Ethereum, Solana, and dozens of other digital assets. Regulatory clarity from the OCC has opened the door for licensed banks to engage in crypto. SoFi plans to debut a U.S. dollar stablecoin and integrate blockchain into remittances and lending. The rollout, which begins this week, marks a major milestone for the San Francisco-based company as it looks to bridge the gap between traditional finance and digital asset markets. Users will be able to access a wide range of cryptocurrencies including Bitcoin, Ethereum, and Solana, as well as transfer funds instantly between their checking, savings, and crypto accounts. Crypto Meets Mainstream Banking For years, traditional lenders have kept crypto at arm’s length due to murky regulations and compliance risks. But a recent shift in U.S. policy under the Trump administration has opened new doors for banks to participate in blockchain-based financial services. “SoFi is the first bank in the U.S. to offer crypto trading and investing,” said CEO Anthony Noto, calling the launch a pivotal moment for both the company and the broader industry. “The product we’re introducing is for retail users today, but institutional access is coming soon.” Noto credited the Office of the Comptroller of the Currency (OCC) for clarifying earlier this year that fully licensed banks — including SoFi — can offer crypto and blockchain services. “We went from being restricted from offering crypto to now holding one of the best licenses…

Author: BitcoinEthereumNews
SoFi Becomes First FDIC-Insured Bank Offering Crypto Trading

SoFi Becomes First FDIC-Insured Bank Offering Crypto Trading

The post SoFi Becomes First FDIC-Insured Bank Offering Crypto Trading appeared on BitcoinEthereumNews.com. SoFi Technologies, the NASDAQ-listed digital finance company, has entered a new chapter by launching SoFi Crypto, becoming the first federally chartered and FDIC-insured bank in the United States to provide crypto trading services directly to consumers. This development bridges the gap between traditional banking and digital assets, allowing members to manage their banking, investing, and cryptocurrency portfolios seamlessly within one platform. SoFi Expands Its Banking Ecosystem with Crypto According to the press release, the new platform allows members to buy, sell, and hold a range of cryptocurrencies, including Bitcoin, Ethereum, and Solana. Customers can now purchase these assets instantly using funds from their SoFi Money Checking or Savings accounts without transferring money to external exchanges. This integration marks a major step toward simplifying digital asset access for everyday users while ensuring regulated oversight and FDIC-insured protection for fiat balances. Anthony Noto, SoFi’s CEO, emphasized that the company’s goal is to merge banking with blockchain innovation, stating that “blockchain technology will fundamentally change every way finance is done throughout the world.”  His statement underlines SoFi’s long-term vision to integrate crypto within its entire financial ecosystem. The bank plans to introduce a USD stablecoin, expand blockchain-based remittance services, and incorporate crypto into lending systems for faster, lower-cost transactions. Secure Platform with Built-In Education SoFi Crypto provides institutional-grade security and strict compliance measures overseen by U.S. banking regulators. Additionally, the platform offers educational tools to guide first-time investors.  Users can access simple tutorials, insights, and real-time updates within the app to better understand crypto investments and manage risk. This approach targets the growing population of users seeking regulated, transparent platforms instead of unlicensed exchanges. A recent survey from SoFi revealed that 60% of its members who own crypto would rather trade with a licensed bank than a traditional exchange. This demand reinforces the…

Author: BitcoinEthereumNews
SoFi Becomes First US Bank to Offer Crypto Trading With Bitcoin, Ethereum, Solana

SoFi Becomes First US Bank to Offer Crypto Trading With Bitcoin, Ethereum, Solana

SoFi Technologies, the NASDAQ-listed digital finance company, has entered a new chapter by launching SoFi Crypto, becoming the first federally chartered and FDIC-insured bank in the United States to provide crypto trading services directly to consumers. This development bridges the gap between traditional banking and digital assets, allowing members to manage their banking, investing, and cryptocurrency portfolios seamlessly within one platform.SoFi Expands Its Banking Ecosystem with CryptoAccording to the press release, the new platform allows members to buy, sell, and hold a range of cryptocurrencies, including Bitcoin, Ethereum, and Solana. Customers can now purchase these assets instantly using funds from their SoFi Money Checking or Savings accounts without transferring money to external exchanges. This integration marks a major step toward simplifying digital asset access for everyday users while ensuring regulated oversight and FDIC-insured protection for fiat balances.Anthony Noto, SoFi’s CEO, emphasized that the company’s goal is to merge banking with blockchain innovation, stating that “blockchain technology will fundamentally change every way finance is done throughout the world.” His statement underlines SoFi’s long-term vision to integrate crypto within its entire financial ecosystem. The bank plans to introduce a USD stablecoin, expand blockchain-based remittance services, and incorporate crypto into lending systems for faster, lower-cost transactions.Secure Platform with Built-In EducationSoFi Crypto provides institutional-grade security and strict compliance measures overseen by U.S. banking regulators. Additionally, the platform offers educational tools to guide first-time investors. Users can access simple tutorials, insights, and real-time updates within the app to better understand crypto investments and manage risk. This approach targets the growing population of users seeking regulated, transparent platforms instead of unlicensed exchanges.A recent survey from SoFi revealed that 60% of its members who own crypto would rather trade with a licensed bank than a traditional exchange. This demand reinforces the company’s position as a trusted financial partner in an increasingly digital economy.Solana Price Tests Key SupportSource: XMeanwhile, Solana (SOL) trades at $158.33, marking a 4.94% daily drop but a 1.21% weekly gain. More Crypto Online analysis shows SOL is testing a crucial support zone between $158 and $155, defined by Fibonacci retracements. A rebound above $161 could drive a move toward $172–$179. However, a dip below $151 might signal further decline toward $145.

Author: Coinstats
XRP Price Prediction: Can It Soar to $10 by 2026, While MoonBull Raises Over $590K – Best Crypto to Buy Now

XRP Price Prediction: Can It Soar to $10 by 2026, While MoonBull Raises Over $590K – Best Crypto to Buy Now

The best crypto to buy now is often the one blending solid fundamentals with viral community momentum, and that’s exactly where Ripple ($XRP) and MoonBull meet. Ripple’s latest surge toward $2.55 is shaking up the entire crypto market, rekindling investor confidence after months of sideways grind. The current XRP momentum mirrors the early stages of historic bull […]

Author: Coinstats
Dogecoin Could “Totally Go Burst” As This DOGE Competitor Emerges As The Next Crypto To Explode

Dogecoin Could “Totally Go Burst” As This DOGE Competitor Emerges As The Next Crypto To Explode

The cryptocurrency markets have been facing very tumultuous times, exemplified in the meme coins such as Dogecoin (DOGE), which have faced extreme corrections. DOGE has faced a fall of more than 35% in the last month, trading at approximately $0.1610. But one pseudonymous analyst detects a reversal, pointing to a symmetrical triangle formation, signaling a […]

Author: Cryptopolitan