Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15749 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
6 of the Top Crypto Exchanges for 2026

6 of the Top Crypto Exchanges for 2026

If you’ve been kicking about crypto for a while now, you probably have a pretty good idea of its top exchanges, even if you haven’t traded them all.

Author: Cryptodaily
Edel Finance disputes Bubblemaps alert of $11 million team EDEL token sniping

Edel Finance disputes Bubblemaps alert of $11 million team EDEL token sniping

Bubblemap, a blockchain analytics platform, has raised an alarm that Edel Finance sniped 30% of EDEL  during the launch earlier this month. According to the platform, the wallets were linked and funded in a coordinated fashion immediately before trading opened. In its X post, Bubblemaps wrote, “Edel Finance sniped 30% of $EDEL […] Then tried […]

Author: Cryptopolitan
Best Crypto to Buy: Arthur Hayes Expects Bitcoin Recovery, Alternatives Pop

Best Crypto to Buy: Arthur Hayes Expects Bitcoin Recovery, Alternatives Pop

Quick Facts: ➡️ Arthur Hayes believes Bitcoin can’t go under $80K in 2025’s Q4, but that it won’t go much higher either; he expects the bull in 2026. ➡️ He suggests the real opportunity now lies in Bitcoin Layer 2s, DeFi rails, and on‑chain leverage exchanges rather than spot $BTC itself. ➡️ Strong presale traction […]

Author: Bitcoinist
Shiba Inu Holders Are Moving to This Top Cryptocurrency as Memecoin Momentum Fades

Shiba Inu Holders Are Moving to This Top Cryptocurrency as Memecoin Momentum Fades

Shiba Inu enthusiasts monitoring what crypto to buy now have grown increasingly cautious as memecoin momentum cools across the crypto market. Many holders evaluating the best crypto to buy or what crypto to invest in are noting that SHIB’s recent trend has shifted away from the explosive activity seen in previous cycles.  Expert forecasts still [...] The post Shiba Inu Holders Are Moving to This Top Cryptocurrency as Memecoin Momentum Fades appeared first on Blockonomi.

Author: Blockonomi
Midnight Glacier Drop Signals DeFi Upturn

Midnight Glacier Drop Signals DeFi Upturn

The post Midnight Glacier Drop Signals DeFi Upturn appeared on BitcoinEthereumNews.com. Charles Hoskinson used a late-November livestream to argue that, despite recent turbulence, the long-awaited cardano revival is already in motion. How does Hoskinson see Cardano recovering after the recent crisis? Cardano founder Charles Hoskinson opened his November 25 broadcast by insisting that, despite the recent hack, FBI involvement and social-media uproar, “overall, Cardano is really healthy.” He stressed that the protocol issues from the incident are largely resolved, saying, “we recovered… we’re on the other side of it, we’re in cleanup mode,” and predicted Cardano will “finish pretty strong towards the end of the year.” He framed the network’s revival around four pillars: the Midnight privacy-focused ecosystem, RealFi lending, a renewed DeFi strategy and a more aggressive scaling roadmap. Moreover, he argued that these initiatives are now moving from theory into implementation, with concrete milestones in late 2024 and into 2026. Why is Midnight’s Glacier Drop central to Hoskinson’s plan? At the center of the turnaround narrative is Midnight’s Glacier Drop event. Reading from a “State of the Network” memo prepared by the Midnight Foundation, Hoskinson said the airdrop “was the [largest distribution event in the history] of cryptocurrencies,” adding, “this is not puffery, we have the numbers.” The Scavenger Mine phase closed on November 20 “with over 4.5 billion NIGHT claims registered across more than 8 million participating addresses.” Hoskinson described Midnight’s architecture as “a new standard for token distribution” that blends “a broad community-driven allocation” with mechanisms “to increase fairness and systemic integrity.” Moreover, he portrayed the design as a template for future Cardano-native launches, particularly where regulatory and governance demands are rising. The airdrop now moves into a 450-day redemption window starting December 8, during which NIGHT unlocks in four equal installments. A “lost and found” mechanism will let users who later recover private keys still redeem…

Author: BitcoinEthereumNews
Coinbase Ventures’ 9 Crypto Investment Bets For 2026

Coinbase Ventures’ 9 Crypto Investment Bets For 2026

The post Coinbase Ventures’ 9 Crypto Investment Bets For 2026 appeared on BitcoinEthereumNews.com. The venture capital division of America’s largest crypto exchange says it is targeting its funds toward real-world asset trading, decentralized finance and artificial intelligence next year.  In a blog post, Coinbase Ventures stated that it is actively seeking to invest in teams involved in asset tokenization, specialized exchanges and trading terminals, next-generation DeFi and agentic AI advancements.  “These are the categories where we believe the next big breakout companies and protocols will emerge, and where we’re looking to actively invest,” the firm wrote.  Coinbase Ventures has made 618 investments since 2018 and has a portfolio of 422 startups, according to PitchBook. Its most recent was an investment in DeFi compliance platform 0xbow on Nov. 18, while it invested in payment infrastructure firms Zynk and ZAR and prediction markets platform Kalshi in October.  In a thread on X, Coinbase Ventures’ Kinji Steimetz said he expects to see new forms of exposure to real-world assets such as perpetual futures contracts, which “create synthetic exposure to offchain assets.” He also highlighted the rise of “prop-AMMs” — proprietary automated market makers — a new exchange design that protects liquidity providers from exploitation by sophisticated traders and bots.  Coinbase Ventures investor Jonathan King predicted the emergence of prediction market aggregators, “which we expect to emerge as the dominant interface layer consolidating $600 million in fragmented liquidity and providing a unified view of real-time event odds across venues.” Current prediction market stats for Kalshi and Polymarket. Source: DeFi Rate Next generation DeFi to emerge in 2026 Integrating perpetual futures exchanges with other DeFi protocols, such as lending, would enable traders to earn yields on collateral while maintaining leveraged positions, unlocking new capital efficiency, said Coinbase Ventures investor Ethan Oak. Oak also predicted growth in onchain privacy-preserving tools, observing a “surge of developer energy” focused on privacy-preserving…

Author: BitcoinEthereumNews
Could Bitcoin Hyper be Your Next Move?

Could Bitcoin Hyper be Your Next Move?

The post Could Bitcoin Hyper be Your Next Move? appeared on BitcoinEthereumNews.com. Crypto Presales Takeaways: Texas’s $10M Bitcoin purchase via a spot ETF makes it the first US state to treat $BTC as a strategic treasury reserve asset. State-level adoption strengthens Bitcoin’s macro narrative but doesn’t solve its limitations: low throughput, high fees in congestion, and lack of native smart contracts or rich dApp ecosystems. Competition among Bitcoin Layer 2s is accelerating, with approaches ranging from EVM sidechains to rollups and SVM-based execution layers anchored to Bitcoin settlement and security. Bitcoin Hyper proposes a Bitcoin Layer 2 with Solana Virtual Machine integration, targeting sub-second, low-fee smart contracts to unlock DeFi and dApps around BTC’s store-of-value base. Texas just did what many politicians have only talked about: it bought Bitcoin for the state treasury. Under its new Strategic Bitcoin Reserve, officials deployed $10M into $BTC via BlackRock’s IBIT ETF on November 20, 2025, making Texas the first US state to hold Bitcoin as a reserve asset. This is a clear signal that Bitcoin is shifting from a speculative play to a strategic macro asset held by institutions, governments, and now state treasuries. That narrative shift tends to pull fresh capital into the broader Bitcoin ecosystem every cycle. As capital flows toward $BTC, the next big question is where the leveraged opportunities sit. Bitcoin’s base layer is secure and battle-tested, but it remains limited to approximately seven transactions per second. And its confirmation times are measured in minutes, still with no native smart contracts on the horizon. That creates a gap between institutional demand for $BTC and the kind of high-throughput, programmable infrastructure modern DeFi and consumer apps need. By positioning itself as a Bitcoin Layer 2 that integrates the Solana Virtual Machine (SVM), Bitcoin Hyper aims to give $BTC the kind of ultra-fast, low-fee, smart contract environment you’d normally associate with Solana.For investors…

Author: BitcoinEthereumNews
Cardano (ADA) Slides As Experts Weigh Which Crypto to Buy Today for Long-Term Wealth Building

Cardano (ADA) Slides As Experts Weigh Which Crypto to Buy Today for Long-Term Wealth Building

Cardano is recording renewed selling pressure as investors question what crypto to buy now, especially after ADA’s value has tumbled across October in 2025.

Author: Cryptodaily
Here’s Why PLUME is Up Over 30% Today

Here’s Why PLUME is Up Over 30% Today

PLUME, the native token of the Plume Network, has seen a remarkable increase in its recent price. According to data from CoinGecko, the crypto asset trades at $0.02978, up by over 30% in the last 24 hours. However, the asset slightly decreased to 17% at press time. The recent surge follows as Upbit, South Korea’s largest crypto exchange, listed the token for trading. Additionally, the spike comes amid a slight recovery in the crypto markets. Major coins like BTC, ETH, SOL, and BNB are gaining momentum. Price Performance Shows Upward Momentum PLUME’s trading volume of more than $169.6 million demonstrates strong investor confidence in the asset and its market interest. The digital asset has a market cap of $93.511 million. While PLUME currently trades above 16%, the asset has gained over 3.5% in the past few days.  Aside from the Upbit exchange, the token can be traded in other centralized platforms like Binance, MEXC, Bybit, Bithumb, Bitget, etc. It is also available on a few decentralized exchanges.   Founded in 2023, the Plume Network is a molecular blockchain tailored particularly for tokenizing and managing real-world assets (RWAs). These tokenized assets include commodities, credits, and ETFs, which can be used across DeFi for staking, lending, and trading. Plume pUSD as the Ecosystem Stablecoin  Additionally, the network has built-in tools that help it follow rules. These tools are part of the network’s core design. They make it easier for the network to meet regulatory requirements. As such, the network can work more smoothly and efficiently with regulators and legal standards. Furthermore, it uses technology from Arbitrum, a Layer 2 scaling solution for Ethereum, to provide security, scalability, and interoperability. It allows efficient cross-chain asset transfers. Since it’s compatible with the Ethereum Virtual Machine (EVM), it enables easy connectivity with other EVM-based networks and tools.  Plume USD (pUSD) is the stablecoin used in the Plume ecosystem. It’s the primary token for making payments, trading, and providing collateral. Every pUSD is backed by an equal amount of USDC, which helps keep its value steady. It is not an algorithmic stablecoin. Instead, it works directly as a wrapped version of USDC, making it easy to understand and less risky.  Free Minting and Redemption of pUSD  According to the network, it plans to launch optional yield-bearing versions because pUSD cannot earn yields on its own. The network also allows users to mint or redeem pUSD without charges.  Plume also offers different types of special vaults. These vaults give users access to strategies managed by professional teams. Each vault is built for a specific risk level and is run by trusted institutional partners. These vaults include ETF-based, market-neutral, and diversified liquid vaults. While users can delegate the token to validators, PLUME holders can participate in governance by voting on proposals related to upgrades, network enhancements, and ecosystem funding. As an incentive, the network distributes PLUME rewards for activities such as quests, referrals, and general community engagement. Meanwhile, users maintain ownership of staked tokens. During the staking period, tokens are locked. To help ensure network stability, unstaking will require a 21-day waiting period. The post Here’s Why PLUME is Up Over 30% Today appeared first on CoinTab News.

Author: Coinstats
Crypto News: Coinbase Ventures Maps Out Four Major Crypto Themes for 2026

Crypto News: Coinbase Ventures Maps Out Four Major Crypto Themes for 2026

Coinbase Ventures outlines 2026 crypto themes from RWA perpetuals and new trading models to deeper DeFi integration and AI-driven tools.   Coinbase Ventures recently shared a detailed view of the areas it plans to support through the coming year.  The firm pointed out several themes that could guide its next round of investments, including new […] The post Crypto News: Coinbase Ventures Maps Out Four Major Crypto Themes for 2026 appeared first on Live Bitcoin News.

Author: LiveBitcoinNews