Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15760 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
First Look At Groups A & C

First Look At Groups A & C

The post First Look At Groups A & C appeared on BitcoinEthereumNews.com. DOHA, QATAR – MAY 13: A general view of the stage during the draw ceremony for the FIBA Basketball World Cup 2027 Qualifiers in Doha, Qatar. on May 13, 2025 The tournament will be hosted by Qatar from August 27 to September 12, 2027. (Photo by Mohammed Dabbous/Anadolu via Getty Images) Anadolu via Getty Images The FIBA Basketball World Cup African Qualifiers kick off tomorrow, as African nations begin their pursuit of five coveted spots at the 2027 FIBA World Cup in Doha, Qatar. A total of sixteen teams: Angola, Cameroon, Cape Verde, Côte d’Ivoire, DR Congo, Egypt, Guinea, Libya, Madagascar, Mali, Nigeria, Rwanda, Senegal, South Sudan, Tunisia, and Uganda, are competing in a multi-window tournament structure, designed to test depth, consistency, and adaptability across multiple stages. The first window in November 2025 will feature eight of these teams, split across Groups A and C. Group A comprises Cameroon, South Sudan, Libya, and Cape Verde, while Group C features Nigeria, Rwanda, Guinea, and Tunisia. Each team will play its group opponents once in this opening window, with a total of six games to be played across the three First Round windows (November 2025, February 2026, and July 2026). Only the top three teams from each group will advance to the Second Round, while the bottom team will be eliminated from contention. In the Second Round, advancing teams will be placed into two new groups, carrying forward results from the First Round. Each nation will then play six additional games against teams they have not yet faced. At the conclusion of this stage, the top two teams from each group, along with the best third-place team, will earn qualification for Doha 2027, making every game in the first window critical to each team’s path forward. Group A Cameroon’s Jeremiah Hill top…

Author: BitcoinEthereumNews
This New DeFi Crypto Is Minutes Away From a 100% Phase 6 Sellout, MUTM Surges 250%

This New DeFi Crypto Is Minutes Away From a 100% Phase 6 Sellout, MUTM Surges 250%

The clock has begun counting down. An emerging DeFi crypto the price is a new one of $0.035 and those who own it are rushing to complete Phase 6 sellout before the last tokens are lost within minutes. What started as a low-key presale in early 2025 previously has become one of the most discussed […]

Author: Cryptopolitan
Paolo Ardoino hekelt S&P terwijl Tether uitgroeit tot grootste onafhankelijke goudhouder ter wereld

Paolo Ardoino hekelt S&P terwijl Tether uitgroeit tot grootste onafhankelijke goudhouder ter wereld

Tether wordt de grootste onafhankelijke houder van fysiek goud wereldwijd. Alleen centrale banken beschikken over meer reserves. De mijlpaal valt samen met een harde klap van S&P Global Ratings, dat de dollarpeg van USDt heeft verlaagd tot de laagste stabiliteitsscore. Tether maakte in november bekend dat het inmiddels 116 ton fysiek goud in bezit heeft. Daarmee overtreft het vrijwel alle private partijen en soevereine fondsen. Alleen centrale banken houden meer goudreserves aan. De nieuwe cijfers onderstrepen volgens het bedrijf de rol die Tether inmiddels speelt in de mondiale financiële infrastructuur. CEO Paolo Ardoino benadrukt dat Tether opereert als een extreem overgekapitaliseerd bedrijf dat “zonder toxische reserves” werkt en wereldwijd winstgevend blijft. Eerder werd al duidelijk dat Tether nog meer goud wil verzamelen. De publicatie kwam op een gevoelig moment. S&P Global Ratings verlaagde namelijk de stabiliteitsscore van stablecoin USDt naar het laagste niveau, waarmee het de betrouwbaarheid van de koppeling aan de Amerikaanse dollar in twijfel trekt. Check onze Discord Connect met "like-minded" crypto enthousiastelingen Leer gratis de basis van Bitcoin & trading - stap voor stap, zonder voorkennis. Krijg duidelijke uitleg & charts van ervaren analisten. Sluit je aan bij een community die samen groeit. Nu naar Discord Waarom verlaagt S&P de rating van USDT? S&P wijst vooral naar de samenstelling van Tethers reserve-assets, waar volgens de kredietbeoordelaar te veel “volatiele of hoger-risico” categorieën in zitten. Onder deze assets vallen: Bitcoin (5,6 procent van de totale reserves) Fysiek goud Leningen Corporate bonds Volgens S&P overtreft het Bitcoin-aandeel zelfs de volledige overcollateralisatiemarge van 3,9 procent, wat de stabiliteit onder druk zou zetten bij een forse prijscorrectie. Daarnaast benadrukt de kredietbeoordelaar dat Tether opereert onder de El Salvadoriaanse toezichthouder CNAD, die mildere eisen stelt aan stablecoin-reserves dan bijvoorbeeld Amerikaanse regelgevers. Ook het ontbreken van volledige accountantscontroles of structurele proof-of-reserve rapportages speelde mee. S&P nuanceerde dat het grootste deel van de reserves (ongeveer 75 procent) bestaat uit Amerikaanse staatsobligaties en andere laag-risico instrumenten, maar dat dit niet voldoende compenseert voor de risico’s van de overige assets. Tether wijst beschuldigingen resoluut van de hand Tether reageerde fel op de rapportage en noemde het S&P-onderzoek “misleidend”. Het bedrijf stelt dat de analyse geen recht doet aan de schaal en macro-economische betekenis van digitaal geld. Volgens Tether toont gebruiksdata al jaren aan dat USDT ondanks volatiliteit in traditionele markten volledig functioneert, liquide is en wereldwijd wordt vertrouwd. CEO Paolo Ardoino ging nog een stap verder. Hij hekelde in een publieke verklaring het nut van traditionele ratingmodellen en beschuldigde kredietbeoordelaars van een verkeerd wereldbeeld. Ardoino stelt dat dezelfde modellen in het verleden bedrijven een hoge rating gaven die later spectaculair omvielen. Volgens hem laat dit zien dat de financiële sector zélf afhankelijk is van achterhaalde aannames. “We wear your loathing with pride”, schreef Ardoino in een scherpe reactie aan S&P. Hij stelt dat Tether juist het tegengestelde doet van wat klassieke financiële instellingen deden. Tether zou een solide buffer hebben, extreem winstgevend opereren en met transparante data aantonen dat het model werkt. Gedraagt Tether zich inmiddels als een centrale bank? De goudreserves vormen slechts één onderdeel van een bredere verschuiving. Tether is inmiddels: De 17e grootste houder van Amerikaanse staatsobligaties ter wereld Groter dan landen als Zuid-Korea, Saoedi-Arabië en Duitsland op dit vlak De uitgever van een stablecoin met een marktkapitalisatie boven de 100 miljard dollar. Tegelijkertijd is Tether ook gewoon nog een bedrijf. Zo heeft het inmiddels een bestuurszetel bij de voetbalclub Juventus. Actief in commodity lending en kredietverlening Die combinatie zorgt ervoor dat steeds meer analisten Tether omschrijven als een de facto centrale bank van digitale dollars. Het bedrijf verzamelt enorme hoeveelheden reserves, fungeert als uitgever van digitaal geld en beweegt kapitaalstromen die op het niveau van landen liggen. De toevoeging van massieve goudreserves versterkt dit beeld. Het zet de toon voor een bredere discussie: verschuift de macht van traditionele instellingen naar digitale uitgevers die zich niets aantrekken van klassieke financiële regels? En hoe reageren toezichthouders wanneer een private speler meer goud bezit dan de meeste landen? Wat betekent dit voor de cryptomarkt? De timing van het S&P-rapport kan op korte termijn druk zetten op het vertrouwen in USDT. Toch lijkt de markt voor stablecoins in 2025 robuust. Nieuwe regelgeving in de Verenigde Staten en geopolitieke verschuivingen stimuleren het gebruik van digitale dollars. De markt cap van stablecoins passeerde onlangs de 300 miljard dollar, waarbij USDT dominant blijft. Tether blijft intussen hard groeien, zowel in reserves als in geopolitieke invloed. Met de combinatie van goud, staatsobligaties en digitale dollars lijkt het bedrijf een unieke positie te veroveren tussen cryptosector en mondiale financiële infrastructuur. Best wallet - betrouwbare en anonieme wallet Best wallet - betrouwbare en anonieme wallet Meer dan 60 chains beschikbaar voor alle crypto Vroege toegang tot nieuwe projecten Hoge staking belongingen Lage transactiekosten Best wallet review Koop nu via Best Wallet Let op: cryptocurrency is een zeer volatiele en ongereguleerde investering. Doe je eigen onderzoek. Het bericht Paolo Ardoino hekelt S&P terwijl Tether uitgroeit tot grootste onafhankelijke goudhouder ter wereld is geschreven door Robin Heester en verscheen als eerst op Bitcoinmagazine.nl.

Author: Coinstats
Is Tether’s Stability at Risk? S&P Downgrades USDT Amid BTC

Is Tether’s Stability at Risk? S&P Downgrades USDT Amid BTC

The post Is Tether’s Stability at Risk? S&P Downgrades USDT Amid BTC appeared on BitcoinEthereumNews.com. S&P Global Ratings has downgraded Tether’s USDT, citing concerns over its exposure to volatile assets like Bitcoin. The agency warned that a drop in Bitcoin’s value could undermine the collateral backing USDT and affect its stability. S&P Downgrades Tether Over Reserve Concerns The ratings firm cut back its score for Tether from “constrained” to “weak.” This adjustment reflects increased risks pertaining to the reserve mix of the company. The company has a ton of risky assets: Bitcoin, gold, corporate bonds and secured loans. The platform has not completely disclosed the details of its reserves, S&P pointed out. It has always done so through attestations instead of a full audit. Nonetheless, platform maintains its reserves are sound and that they are supported by safe assets like U.S. Treasury bills. As per its transparency report the company hold above 87,728 BTC. Bitcoin currently comprises 5.4% of the platform’s total reserves, compared to 3.6% in its previous report. This surge has led to fears that a rapid fall in the value of Bitcoin would shrink coverage on Tether’s reserves. Platform’s Reserve Strategy Under Scrutiny Amid Bitcoin Exposure The current market value of USDT is about $184 billion, and the Bitcoin holding constitutes some part of its total reserve. In a report, S&P analysts Rebecca Mun and Mohamed Damak, said that USDT could become undercollateralized if there is a large decline in the Bitcoin price. This would impinge on the stablecoin’s ability to hold its peg with the dollar. The company spreads its reserves across lower-risk assets. It claims to be the 17th largest holder of U.S. Treasury bills globally, emphasizing its focus on securing a strong foundation for USDT. It has also has some high-risk assets on its balance sheet. The reserves are about 8% collateralized with secured lending, none of which is related party, it said. S&P warned…

Author: BitcoinEthereumNews
BIS Picks IMF Digital-Money Expert to Lead Innovation Hub

BIS Picks IMF Digital-Money Expert to Lead Innovation Hub

The post BIS Picks IMF Digital-Money Expert to Lead Innovation Hub appeared on BitcoinEthereumNews.com. The Bank for International Settlements (BIS) has appointed Tommaso Mancini-Griffoli, one of the world’s most influential economists on digital money, as the next head of the BIS Innovation Hub, effective March 2026. The BIS said Tuesday that Mancini-Griffoli will “lead work to explore technological solutions within the central bank community on innovation.” His mandate is expected to include ongoing work on central bank digital currencies (CBDCs), tokenized assets and new forms of market infrastructure. Mancini-Griffoli currently serves as the assistant director in the International Monetary Fund’s Monetary and Capital Markets Department, where he leads work on payments and currencies. He’s one of the IMF’s most prominent voices advocating for regulated and publicly backed digital money models and has previously warned about the risks of unregulated stablecoins.  The appointment comes as the BIS Innovation Hub ramps up major projects, expanding its influence across its global centers. The Hub has become a venue for testing blockchain-inspired settlement systems and digital currency prototypes.  For the crypto space, the move signals that the BIS may steer digital asset innovation toward regulated tokenized money, a direction that could shape how central banks assess private blockchain infrastructure and stablecoins.  Incoming innovation chief championed synthetic CBDCs Mancini-Griffoli, who has been the IMF’s representative to global policy forums on CBDCs and payments, frequently argued that the most stable path forward lies in hybrid or public-backed arrangements rather than fully private tokens.  In 2020, Mancini-Griffoli stated that a synthetic private-public partnership CBDC could empower the private sector, such as blockchain-backed stablecoins, to innovate.  He championed the concept of synthetic CBDCs, a model in which private institutions issue digital money fully backed by central bank reserves, essentially blending public-sector safety with private-sector innovation.  He also supported tokenized financial instruments, but only when they operate within a public-money architecture that guarantees…

Author: BitcoinEthereumNews
Bitcoin Firm Blockrise Wins Dutch MiCA License for EU Expansion

Bitcoin Firm Blockrise Wins Dutch MiCA License for EU Expansion

Blockrise has secured a MiCA license in the Netherlands, giving the Bitcoin-only company approval to operate regulated Bitcoin services across Europe. The Dutch Authority for the Financial Markets issued the license on Tuesday, and the company announced the development a day later.  With this authorization Blockrise will now be able to provide custody, trading, and […]

Author: Tronweekly
Revolutionary Bitcoin Lending: Xapo Bank’s Game-Changing Expansion to Retail Customers

Revolutionary Bitcoin Lending: Xapo Bank’s Game-Changing Expansion to Retail Customers

BitcoinWorld Revolutionary Bitcoin Lending: Xapo Bank’s Game-Changing Expansion to Retail Customers Cryptocurrency enthusiasts have exciting news to celebrate as Xapo Bank expands its revolutionary Bitcoin lending product to general customers. This groundbreaking move opens up new financial opportunities for everyday investors who want to earn yield on their Bitcoin holdings through secure banking channels. What Makes Xapo Bank’s Bitcoin Lending So Special? Gibraltar-based Xapo Bank is […] This post Revolutionary Bitcoin Lending: Xapo Bank’s Game-Changing Expansion to Retail Customers first appeared on BitcoinWorld.

Author: bitcoinworld
Xapo Bank Launches Bitcoin-Denominated BTC Credit Fund

Xapo Bank Launches Bitcoin-Denominated BTC Credit Fund

TLDR Xapo Bank launches the BTC Credit Fund, allowing members to earn yield through institutional-grade lending markets. The fund raised over $100 million in its initial phase and is now available to all eligible members. Xapo Bank secured regulatory approval in Gibraltar, ensuring compliance with local standards. The product focuses on security, risk management, and [...] The post Xapo Bank Launches Bitcoin-Denominated BTC Credit Fund appeared first on Blockonomi.

Author: Blockonomi
Skip This $0.035 Opportunity and Watch Others Win Big: Mutuum Finance Phase 6 Sells Out Over 95%

Skip This $0.035 Opportunity and Watch Others Win Big: Mutuum Finance Phase 6 Sells Out Over 95%

The post Skip This $0.035 Opportunity and Watch Others Win Big: Mutuum Finance Phase 6 Sells Out Over 95% appeared on BitcoinEthereumNews.com. Investors who act late may be presented with one of the greatest opportunities to explode in the crypto market. Mutuum Finance (MUTM) enjoys massive momentum from its presale now in Phase 6, exceeding 95% to signify that it’s running out. The campaign has already garnered $19,000,000 and gathered 18,230 members who have shown immense confidence in its vision. Being priced at $0.035 presently, which shows a 250% hike from the first phase, the next level will show a progression of about 20% to $0.040. This is the last chance for all to align their portfolios to reap rewards from the start price of $0.06, promising a 400% profit if joined now.  Presale momentum reaches peak The Mutuum Finance presale has set the standard for success in DeFi, and time is of the essence for smart investors. Phase 6 is progressing very quickly; less than 5% of tokens are left to be sold at $0.035. When this phase ends, Phase 7 starts, and the cost of tokens increases to $0.040. The $19,000,000 fundraise shows great market confidence in Mutuum Finance’s promise. For anyone looking for a crypto to buy and invest in now, MUTM stands out as one of the most accessible yet promising cryptocurrencies. In addition to this, it has increased accessibility by allowing buyers to buy MUTM tokens using their card without limits. The presale campaign offered by this project is not just about raising money; it acts as a launchpad for value appreciation. Stablecoin Anchors Ecosystem Reliability One of the main strategies of Mutuum Finance in the long run would be to have its own native and decentralized stablecoin that would be pegged to 1:1 to the U.S. dollar. The interesting thing about this particular stablecoin would be that it won’t be algorithmically generated but will be over-collateralized…

Author: BitcoinEthereumNews
Xapo Bank expands bitcoin credit fund as it develops ‘suite of BTC wealth products’

Xapo Bank expands bitcoin credit fund as it develops ‘suite of BTC wealth products’

Launched in 2013, Xapo also offers bitcoin-backed U.S. dollar loans of up to $1 million and interest-bearing bitcoin and fiat accounts.

Author: The Block