Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15873 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Most digital asset treasuries are bad ETFs

Most digital asset treasuries are bad ETFs

The post Most digital asset treasuries are bad ETFs appeared on BitcoinEthereumNews.com. Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. The cold reality is that many digital asset treasuries, or DATs, are bad exchange-traded funds. They are struggling companies trying to bump their share price and salvage their hemorrhaging balance sheets.  Summary Many digital asset treasuries resemble weak ETFs, boosting share prices with BTC buys but lacking real operations, leaving them vulnerable compared to regulated spot ETFs for BTC, ETH, and SOL. To survive, digital asset treasuries must build genuine operational advantages: become validators, diversify beyond BTC. Strategy stands out due to its ability to fund BTC purchases through equity, but most DATcos rely on debt and face higher risk; long-term winners will be those developing real expertise and sustainable participation in crypto networks, not speculators chasing short-term bumps. This story isn’t new. In 2017, spiraling companies like the infamous “Long Island Ice Tea Company” rebranded to the “Long Island Blockchain Co” and saw their stock price rocket 300 percent. Their experiment, like the many copycats they spawned, ended in disaster. In the five years since Strategy hard-launched the digital asset treasury model with an initial purchase of 21,000 Bitcoin (BTC), some 200 other DATcos have followed suit.  Many have enjoyed early share price gains, only to descend back to earth just days later. In the words of Bitwise’s Matt Hougan, “the best DATs are doing something hard.” Differentiating from ETFs with real, operational expertise to justify their equity premium over NAV.  DATs vs ETFs The U.S. has approved spot ETFs for BTC, Ethereum (ETH), and Solana (SOL). Some include staking returns for SOL and ETH, narrowing the competitive advantage of digital asset treasuries even further. To survive in the long term, digital asset treasuries must maintain…

Author: BitcoinEthereumNews
Most digital asset treasuries are bad ETFs | Opinion

Most digital asset treasuries are bad ETFs | Opinion

To survive, digital asset treasuries will have to move beyond being passive holders of the top three cryptocurrencies.

Author: Crypto.news
1011 short-selling whale returns with $70M USDC after ETH deposit to Aave

1011 short-selling whale returns with $70M USDC after ETH deposit to Aave

The post 1011 short-selling whale returns with $70M USDC after ETH deposit to Aave appeared on BitcoinEthereumNews.com. The insider whale that shorted the market just before the October 11 liquidations is back with new moves. The whale deposited ETH to Aave to borrow more stablecoins.  One of the high-profile whales, known as the 1011 seller, opened a new ETH-based strategy. This time, the whale used the Aave lending protocol to tap the value of ETH. The whale deposited 55,240 ETH on Aave, borrowing $50M USDT and another tranche of $20M in USDT.  Two wallets identified to belong to the 1011 whale, known for shorting the market during the October downturn, borrowed USDT from Aave and deposited the stablecoins on Binance. | Source: Arkham Intelligence The whale used two known wallets, with one address unstaking and providing 20M USDT. On another address, the whale holds over 70K wrapped ETH on Aave. The whale has significant exposure to ETH, despite previous episodes of shorting the token.  The stablecoins were then sent to Binance in two transactions. For the OG whale, this ETH transfer is the first wallet activity in three months. In the meantime, the whale mostly held BTC positions, switching to long bets on Hyperliquid in the short term.  Just after the activities of the 1011 whale, a new wallet was created, withdrawing 42K ETH from Binance. At this point, it remains uncertain if the wallets are in any way connected.  October 11 whale may be preparing to buy ETH at a lower price The recent activity on Ethereum has raised speculations that the whale, identified as Garrett Jin, will use the borrowed funds to accumulate more ETH or other assets. The whale is known as a market indicator for a potential shift in sentiment, and has so far moved in at pivotal moments.  As of December 1, the whale did not hold any positions on Hyperliquid. The…

Author: BitcoinEthereumNews
Sony Prepares Dollar Stablecoin to Power Its Entertainment Ecosystem

Sony Prepares Dollar Stablecoin to Power Its Entertainment Ecosystem

The post Sony Prepares Dollar Stablecoin to Power Its Entertainment Ecosystem appeared on BitcoinEthereumNews.com. The bank applied for a US banking license, partnered with stablecoin issuer Bastion, and expanded its Web3 ambitions through its new subsidiary, BlockBloom. Meanwhile, Uzbekistan is also moving forward with stablecoin adoption by launching a regulated sandbox in 2026 to test blockchain-based payment systems and allowing tokenized securities to be issued and traded domestically. This is part of the regional push across Central Asia where countries like Kyrgyzstan and Kazakhstan are quickly moving forward with stablecoin, CBDC, and digital asset initiatives. Sony Bank Plans US Stablecoin Sony Bank, the digital lending arm of Sony Financial Group, is preparing a major push into the US market with plans to launch its own US dollar-pegged stablecoin as early as 2026. According to reporting from Nikkei, the stablecoin is expected to play a key role in Sony’s huge entertainment ecosystem, and will allow users in the United States to pay for PlayStation games, subscriptions, anime content, and other digital services directly with a blockchain-based asset rather than traditional payment methods.  The initiative is designed not only to expand Sony’s presence in the US, which is a region that accounts for roughly 30% of the company’s external sales, but it will also reduce the fees it currently pays to major credit-card networks. Report from NikkeiAsia Sony Bank submitted an application for a US banking license in October as part of its plan to establish a stablecoin-focused subsidiary. In addition to this, the company partnered with Bastion, a US stablecoin issuer backed by Coinbase Ventures. Sony’s venture arm also participated in Bastion’s recent $14.6 million funding round. If approved, the new subsidiary will allow Sony to issue its stablecoin under US regulatory oversight while directly integrating blockchain payments into its existing product lines. The stablecoin project is part of Sony Bank’s expansion into Web3, an…

Author: BitcoinEthereumNews
Solana ETF Inflows Hit $621m After 21 Days. Can SOL Rise Higher Than This Emerging Defi Crypto?

Solana ETF Inflows Hit $621m After 21 Days. Can SOL Rise Higher Than This Emerging Defi Crypto?

The institutional confidence level in Solana is rapidly escalating, with a monumental influx of $621 million into its exchange-traded funds within only 21 days. This monumental rise, coupled with a single-day contribution of $53.1 million, reflects a steadily increasing belief among institutional investors in the viability of the asset class. Even as institutional support propels […]

Author: Cryptopolitan
Next 1000x Crypto? Bitcoin Hyper Presale Heats Up as Bitcoin Layer 2 Narrative Grows

Next 1000x Crypto? Bitcoin Hyper Presale Heats Up as Bitcoin Layer 2 Narrative Grows

The post Next 1000x Crypto? Bitcoin Hyper Presale Heats Up as Bitcoin Layer 2 Narrative Grows appeared on BitcoinEthereumNews.com. Crypto Presales Takeaways: Bitcoin still dominates value settlement, but slow transactions, higher fees, and limited programmability leave a massive gap for scalable application infrastructure. As demand for high-throughput Bitcoin Layer 2s grows, infrastructure projects that unlock DeFi, NFTs, and gaming on $BTC could see outsized repricing. Bitcoin Hyper introduces SVM-powered smart contracts and extremely low-latency execution to Bitcoin, targeting Solana-like performance while anchoring to $BTC security. By enabling high-speed $BTC payments, DeFi, NFTs, and gaming dApps, Bitcoin Hyper positions $HYPER as a leveraged bet on Bitcoin’s emerging application layer. Bitcoin’s Layer 2 trade has gone from side theme to main story. As it hovers near cycle highs and spot ETF flows keep pushing liquidity on-chain, traders are asking a simple question: which infrastructure tokens will actually capture the next wave of value? The bottleneck is obvious. Bitcoin settles trillions in value, but it still moves like a settlement network, not an application platform. Minutes-long confirmation times, inconsistent fees, and limited programmability have left DeFi, NFTs, and gaming to chase yield on EVM chains and Solana while most $BTC just sits idle. That gap is now the hunt zone for ‘next 1000x crypto’ speculators. If even a fraction of dormant Bitcoin flows into high-throughput Layer 2s that feel more like Solana or Ethereum rollups than old-school Bitcoin, the upside for early infrastructure plays could be asymmetric. This is the backdrop for Bitcoin Hyper ($HYPER). It’s a project positioning itself as the fastest Bitcoin Layer 2 with SVM integration. 👉🏼 The pitch is straightforward: combine Bitcoin’s trust and brand with Solana-style throughput, then wrap it in a presale that lets retail enter before mainnet, listings, and partnerships begin testing that thesis in the wild. Bitcoin Hyper Aims to Bring Solana-Like Speed to Bitcoin Bitcoin Hyper is built to attack Bitcoin’s three biggest…

Author: BitcoinEthereumNews
Bitcoin Hyper Presale Pumps to $28.8M, Boosting Its Potential as the Next 1000x Crypto

Bitcoin Hyper Presale Pumps to $28.8M, Boosting Its Potential as the Next 1000x Crypto

Takeaways: Bitcoin still dominates value settlement, but slow transactions, higher fees, and limited programmability leave a massive gap for scalable […] The post Bitcoin Hyper Presale Pumps to $28.8M, Boosting Its Potential as the Next 1000x Crypto appeared first on Coindoo.

Author: Coindoo
Sony Bank Reportedly Eyes 2026 US Dollar Stablecoin Launch via Bastion Partnership

Sony Bank Reportedly Eyes 2026 US Dollar Stablecoin Launch via Bastion Partnership

The post Sony Bank Reportedly Eyes 2026 US Dollar Stablecoin Launch via Bastion Partnership appeared on BitcoinEthereumNews.com. Sony Bank is advancing toward launching a US dollar-pegged stablecoin in 2026, targeting payments within the Sony ecosystem like PlayStation games and anime subscriptions. This initiative involves pursuing a US banking license and partnering with Bastion to enhance Web3 integration through its BlockBloom unit. Sony Bank’s stablecoin aims to reduce transaction fees by complementing credit card payments for US customers, who represent about 30% of the company’s external sales. The stablecoin will facilitate seamless purchases across Sony’s digital services, including gaming and entertainment content. Sony has invested in Bastion’s $14.6 million funding round, led by Coinbase Ventures, signaling strong commitment to stablecoin infrastructure. Sony Bank stablecoin launch in 2026 targets US users for PlayStation and anime payments. Discover how this Web3 move reduces fees and boosts ecosystem integration—explore the details now. What is Sony Bank’s Planned Stablecoin Launch? Sony Bank’s stablecoin is a US dollar-pegged digital asset set for issuance in 2026, designed to streamline payments across Sony’s entertainment and gaming platforms. This initiative, led by Sony Bank’s online lending arm under Sony Financial Group, focuses on US customers to lower reliance on traditional payment networks. By integrating with services like PlayStation purchases and anime subscriptions, it aims to create a more efficient, blockchain-based transaction system within the Sony ecosystem. How Does Sony Bank’s Partnership with Bastion Support the Stablecoin? Sony Bank has partnered with Bastion, a US-based stablecoin issuer, to develop the necessary infrastructure for its 2026 launch. This collaboration includes Sony’s venture arm participating in Bastion’s $14.6 million funding round, which was led by Coinbase Ventures. According to reports from Nikkei, the partnership will enable Sony to establish a stablecoin-focused subsidiary in the US, following the bank’s application for a banking license in October. This move positions Sony to leverage Bastion’s expertise in compliant stablecoin operations, ensuring regulatory…

Author: BitcoinEthereumNews
Best Altcoins to Buy as Crypto Derivatives Shift to Full-On FOMO

Best Altcoins to Buy as Crypto Derivatives Shift to Full-On FOMO

What to Know: With derivatives markets finally chilling out and funding rates normalizing, traders are quietly swapping fear for early accumulation. This low-volatility window offers a perfect chance to rotate into solid tech plays before leverage-fueled FOMO kicks back in. Bitcoin Hyper is turning heads by raising over $28M to bring Solana-speed smart contracts directly to Bitcoin’s network. Traders are also eyeing SUBBD Token’s AI tools for creators and Monero’s new security upgrades as top picks for this cycle. Derivatives desks are finally taking a breath. Funding rates that were deep underwater are grinding back toward neutral, and implied volatility is dropping across the board, according to a recent report from Black Scholes and ByBit Analytics. This shift matters because it usually signals the move from pure fear to early FOMO. When funding normalizes and volatility drops, leverage hasn’t fully returned yet, but spot and high-conviction altcoins start catching a bid. You’re seeing this right now in specific Bitcoin plays, AI narratives, and legacy privacy tech. In this phase, the market usually rewards projects solving real bottlenecks: Bitcoin’s speed, creator money, and on-chain privacy. Before funding rates get overly excited, there’s a window where rotating into these themes can really boost your risk-reward profile. Here are three best altcoins sitting in that sweet spot: Bitcoin Hyper ($HYPER), SUBBD Token ($SUBBD), and Monero ($XMR). They’re at the intersection of demand and new narratives that traders are jumping on as markets stabilize. 1. Bitcoin Hyper ($HYPER) – The Bitcoin Layer-2 Making $BTC a Powerhouse Everyone knows Bitcoin is the pristine collateral of crypto, but actually using it is still slow and expensive. Bitcoin Hyper ($HYPER) changes the math by plugging the Solana Virtual Machine (SVM) directly into Bitcoin’s network. Think of it as giving Bitcoin a nitrous boost: this Layer-2 gives you the rock-solid settlement of $BTC, but the transaction is instant and cheap, just like Solana. This isn’t just a technical upgrade; it’s about unlocking DeFi on Bitcoin. At the heart of this is the Canonical Bridge, a mechanism that lets you lock native $BTC to mint wrapped assets on the high-speed layer. This allows developers to finally build fast apps – trading, lending, gaming – using tools they already know, without clogging up the main chain. Want to know more? Check out our ‘What is Bitcoin Hyper’ guide for more information. The smart money is clearly paying attention. The presale has already swept up over $28.8M with tokens priced at $0.013355. Our experts are already projecting a massive run, seeing $HYPER reach $0.08625 by the end of 2026, a staggering 546% ROI if you invested at today’s price. On top of that capital appreciation, $HYPER is offering 40% staking rewards, giving you a way to compound your position while the network scales. Get your $HYPER today. 2. SUBBD Token ($SUBBD) – The Creator Economy’s AI Upgrade While Hyper fixes plumbing, SUBBD Token is tackling the creator economy. The problem is simple: creators do the work, but platforms keep the control (and the fees). SUBBD Token ($SUBBD) flips this by mixing AI with crypto payments. It gives creators tools to automate the grind – imagine an AI assistant that handles fan chats or voice cloning tech that lets you create content without being glued to a microphone 24/7. It’s essentially ‘Scale as a Service’ for influencers, backed by a token that handles access and payments. Holding $SUBBD isn’t just a speculative bet; it’s an access pass. You get voting rights on platform governance, exclusive access to premium token-gated content, and significant discounts on platform subscriptions. Plus, buying in now secures priority access to beta AI tools before the public rollout. The presale is gaining traction with over $1.3M raised, and the 20% staking APY is a solid incentive for getting in early. The upside potential here is catching eyes too; our experts predict the token could hit $0.668 by the end of 2026. If you invest at today’s price of $0.057075, that represents a massive 1,070% ROI. If you’re looking for a narrative that blends AI utility with real-world adoption, this is the one to watch. Check out our ‘How to Buy SUBBD Token’ guide for more details. Buy your SUBBD Token ($SUBBD) today. 3. Monero ($XMR) – The Silent Insurance Policy Monero doesn’t need much introduction – it’s the gold standard for privacy. But right now, it’s becoming more relevant than ever. As surveillance increases and ‘clean’ crypto becomes a regulatory obsession, the demand for truly private, censorship-resistant money quietly grows. $XMR isn’t trying to be the fastest or the wildest; it’s trying to be the most resilient. The upcoming FCMP++ upgrade is doubling down on this, making transactions even harder to trace and strengthening the network’s anonymity set. Traders hold Monero not for the hype, but as a hedge. It’s the portfolio insurance you buy when you realize a fully transparent blockchain future might be a little too transparent. Crucially, the ‘delisting’ fears that used to plague the coin have mostly been solved by the rise of atomic swaps and decentralized exchanges like Haveno. You can now swap $BTC for $XMR peer-to-peer without a centralized middleman or ID check, meaning liquidity is becoming unbannable code rather than a corporate compliance decision. Real usage is also ramping up, with a growing ‘circular economy’ where vendors accept XMR directly for goods and services like VPNs and hosting. Unlike speculative assets that just sit in wallets waiting for a pump, Monero is being used as actual digital cash, giving it a fundamental demand floor that’s hard to shake. Buy Monero ($XMR) on top exchanges like Margex. Recap: As derivatives markets move from fear to early FOMO, structural themes tend to outrun the beta. Bitcoin Hyper, SUBBD Token, and Monero each target real frictions, Bitcoin execution, creator monetization, and on‑chain privacy, making them the best altcoins to buy now. Remember, this isn’t intended as financial advice, and you should always do your own research before investing. Authored by Aaron Walker, NewsBTC — https://www.newsbtc.com/news/best-altcoins-derivatives-stabilize-bitcoin-hyper-subbd-monero/

Author: NewsBTC
Turkish economy expands but agriculture takes a hit

Turkish economy expands but agriculture takes a hit

Strong growth in construction and financial services drove expansion in the Turkish economy during the third quarter of 2025 but weakness in agriculture slowed momentum, data released by the state statistical agency on Monday showed.  Turkey’s economy expanded by an annualised 3.7 percent in the third quarter, down from 4.9 percent in the second quarter, […]

Author: Agbi