Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15873 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
HSBC Teams Up With Mistral AI to Deploy Generative AI Across Banking Operations

HSBC Teams Up With Mistral AI to Deploy Generative AI Across Banking Operations

TLDRs; HSBC will run self-hosted AI models internally to boost efficiency and protect sensitive data. Generative AI tools will help HSBC staff with translation, analysis, and internal workflows. HSBC’s AI move may increase demand for specialized infrastructure and security vendors. Both HSBC and Mistral commit to responsible AI use with data privacy focus. HSBC has [...] The post HSBC Teams Up With Mistral AI to Deploy Generative AI Across Banking Operations appeared first on CoinCentral.

Author: Coincentral
Despite ‘Directionless Volatility’ Ahead, BTC Cycle is Not Over and Rally Could Continue – CIOs

Despite ‘Directionless Volatility’ Ahead, BTC Cycle is Not Over and Rally Could Continue – CIOs

The cycle is not over yet, major companies’ execs argue. The Bitcoin (BTC) drawdown is the result of sentiment shocks, not fundamentals, and unless it

Author: CryptoNews
Best Crypto to Buy Ahead of a Possible Bitcoin Santa Rally Despite Bearish Signals

Best Crypto to Buy Ahead of a Possible Bitcoin Santa Rally Despite Bearish Signals

The post Best Crypto to Buy Ahead of a Possible Bitcoin Santa Rally Despite Bearish Signals appeared on BitcoinEthereumNews.com. Crypto Presales Takeaways: Bitcoin’s muted daily price action mirrors 2022 conditions, and historically, compressed volatility has often preceded sharp year-end reversals as sentiment and capital flows rebound. Bitcoin Hyper’s SVM-driven Layer 2 introduces high-throughput DeFi, NFTs, and gaming to the Bitcoin ecosystem while maintaining settlement security on the base layer. PEPENODE’s mine-to-earn memecoin design uses gamified virtual mining and tiered node incentives to attract retail participation when broader risk appetite improves. Ripple’s XRP benefits from regulatory clarity and institutional integrations, providing exposure to rapid cross-border payment infrastructure as traditional finance scales on-chain adoption. Bitcoin has been grinding sideways with eerily muted daily candles, echoing the 2022 bear market’s slow bleed. Source: X Post With 2022’s similarity, volatility is compressed, liquidity is patchy, and most traders are chopping themselves up trying to front‑run the next big move. Yet history shows sentiment can flip violently into a year‑end ‘Santa rally’ once flows return. That combination of weak price action and optionality to the upside is exactly when narrative matters most. If Bitcoin catches a bid into late December, capital tends to rotate quickly into assets that solve real infrastructure problems, not just whatever pumped yesterday on social media. Instead of panic‑selling into boredom, it makes more sense to line up high‑conviction plays with asymmetric upside: projects that either expand what Bitcoin can do, reimagine user engagement, or already sit at the heart of institutional rails. That’s where the next leg of risk will likely flow if a rally ignites. Below are three very different contenders for that spot on your watchlist: a Bitcoin Hyper ($HYPER), a PEPENODE ($PEPENODE), and XRP ($XRP) that just cleared a major regulatory overhang. 1. Bitcoin Hyper ($HYPER) — The First Ever Bitcoin Layer 2 With SVM Bitcoin Hyper positions itself as the first Bitcoin Layer 2 to…

Author: BitcoinEthereumNews
Despite Bearish Signals, Looming Santa Rally for Bitcoin Boosts Best Crypto to Buy

Despite Bearish Signals, Looming Santa Rally for Bitcoin Boosts Best Crypto to Buy

Takeaways: Bitcoin’s muted daily price action mirrors 2022 conditions, and historically, compressed volatility has often preceded sharp year-end reversals as […] The post Despite Bearish Signals, Looming Santa Rally for Bitcoin Boosts Best Crypto to Buy appeared first on Coindoo.

Author: Coindoo
Is the Bitcoin Treasury Model Broken? Why It Strengthens the Case for Bitcoin Hyper

Is the Bitcoin Treasury Model Broken? Why It Strengthens the Case for Bitcoin Hyper

The post Is the Bitcoin Treasury Model Broken? Why It Strengthens the Case for Bitcoin Hyper appeared on BitcoinEthereumNews.com. Crypto Presales Takeaways: Architect Partners argues that a concentrated basket of Bitcoin-focused public companies can still outperform traditional equity indices over long periods, reinforcing the durability of the $BTC treasury strategy. Bitcoin’s base layer faces structural limits – slow throughput, higher fees, and minimal programmability, which continues to push DeFi, consumer apps, and complex smart contracts onto alternative chains. Bitcoin Hyper’s SVM-integrated Layer-2 is designed to deliver Solana-level performance on Bitcoin, enabling fast payments, low-latency smart contracts, DeFi, and gaming within the $BTC ecosystem. For long-horizon $BTC believers, higher-beta Bitcoin infrastructure plays like $HYPER offer a complementary and more aggressive way to express the same long-term thesis. Public-market sentiment toward Bitcoin treasuries has swung wildly over the past cycle, but the core thesis hasn’t really changed. Some balance sheets are built for long-duration $BTC exposure, most aren’t. Investment banking firm Architect Partners argues that the treasury model is still viable. with a small group of Bitcoin-heavy companies likely to outperform traditional indices over a decade-plus horizon. That kind of timelines-first thinking matters more than ever. If you buy that thesis, you’re already comfortable with volatility and multi-year drawdowns in exchange for asymmetric upside. The logical next question is where to express that conviction: just spot $BTC, or a broader Bitcoin ecosystem bet that might scale faster than corporate treasuries or ETFs can? This is where infrastructure comes into focus. The missing piece in most treasury debates is that Bitcoin itself still doesn’t natively host high-throughput DeFi, gaming, or consumer apps. Capital on corporate balance sheets just sits there; it doesn’t spin up fees, liquidity layers, or yield in the way Ethereum or Solana ecosystems do. For long-term allocators, that’s an opportunity cost. Bitcoin Hyper ($HYPER) pitches itself directly into that gap: a Bitcoin-aligned Layer-2 that will add Solana-style performance and…

Author: BitcoinEthereumNews
AAVE Price May Test $160 Support Amid Whale and Retail Selling Pressure

AAVE Price May Test $160 Support Amid Whale and Retail Selling Pressure

The post AAVE Price May Test $160 Support Amid Whale and Retail Selling Pressure appeared on BitcoinEthereumNews.com. AAVE’s price has declined 10.17% to $166 due to intense selling from whales and retail investors, with a major whale incurring a $1.54 million loss. Exchange netflows turned positive, indicating more deposits and downward pressure, potentially testing the $160 support level. Whale activity: A prominent whale sold 15,396 AAVE tokens at a $1.54 million loss after holding for 1.5 months. Spot average order sizes have hit weekly lows, showing reduced large-scale buying. Negative buy-sell delta of -25.2k over 24 hours, with sell volume at 165.26k versus 140k buys, per Coinalyze data. Explore the AAVE price decline: Whales and retailers sell off amid bearish signals. Learn why $160 support is at risk and what it means for investors. Stay informed on DeFi token trends. What is causing the recent AAVE price decline? AAVE price decline stems from sustained selling pressure following a rejection at $190, leading to four consecutive days of drops to a local low of $165. As of recent trading, AAVE is at $166, down 10.17% daily, with whales and retail investors offloading positions amid bearish market indicators. This activity has intensified the downturn, pushing the token below key moving averages. How has whale activity contributed to AAVE’s sell-off? Whale participation has significantly fueled the AAVE price decline. Data from CryptoQuant reveals a sharp drop in spot average order sizes, reaching weekly lows despite ongoing activity, indicating whales scaling back in the spot market. One notable whale, absent for 1.5 months, returned to deposit 15,396 AAVE tokens—valued at $2.57 million—to FalconX, after initially acquiring 20,396 AAVE worth $4.89 million and selling 5,000 for $779,056 earlier. This move realized a $1.54 million loss, signaling diminished confidence. Such aggressive whale selling during downturns often amplifies market pressure, as observed in historical patterns where large holders’ actions correlate with broader price movements.…

Author: BitcoinEthereumNews
Latest ‘Sunday Slam’ Drops Bitcoin 5% as Liquidations Surge, Sparking Bitcoin Hyper Interest

Latest ‘Sunday Slam’ Drops Bitcoin 5% as Liquidations Surge, Sparking Bitcoin Hyper Interest

What to Know: A 5% Bitcoin pullback and more than $500M in liquidations show how quickly overleveraged long positions unwind when volatility returns. Volatility spikes often drive traders out of crowded perpetual futures trades and into emerging Bitcoin-adjacent themes such as Layer-2 infrastructure and smart contract ecosystems. Bitcoin Hyper ($HYPER) is designed to close Bitcoin’s throughput and programmability gaps with an SVM-backed Layer-2 offering sub-second execution anchored to the Bitcoin base layer. Rising interest in Bitcoin-native DeFi and high-speed payment rails indicates that Bitcoin Layer-2 narratives may become increasingly influential in the next market cycle. Bitcoin’s latest Sunday Slam was a sharp 5% intraday drop with over $500M in liquidations, a reminder of how brutal leverage can be when volatility snaps back. Longs that looked safe on Saturday night were wiped out by Sunday afternoon, as cascading liquidations hit major derivatives venues. As a trader or longer-term holder, this kind of move is less about the exact candle and more about the narrative rotation it triggers. Every sharp drawdown tends to shake confidence in crowded trades and push capital toward new Bitcoin-adjacent themes that promise outsized upside relative to spot $BTC. 💡 That’s why we’re suddenly seeing more attention on Bitcoin Layer-2 infrastructure, especially projects that claim to unlock real programmability and throughput without abandoning Bitcoin’s base-layer security. Instead of chasing another overleveraged bounce, some dip-buyers are rotating into early-stage infrastructure plays that could outperform if the next leg up is driven by Bitcoin-native DeFi and smart contracts. Bitcoin Hyper ($HYPER) is beginning to surface as one of the more aggressive bets: a Bitcoin Layer-2 built around the Solana Virtual Machine (SVM), pitching sub-second execution and high-throughput smart contracts settled back to Bitcoin. ⚡️ As interest grows, we’re here to explain what Bitcoin Hyper is and why it’s dominating the narrative for traders hunting the next high-beta Bitcoin play. Why Volatile Drawdowns Push Capital Toward Bitcoin Layer-2s This 5% flush and half-billion in liquidations underlined how fragile overleveraged Bitcoin longs are whenever funding gets crowded. When volatility returns, it’s the perp traders – not long-term holders – who eat the first loss. And that shock often sends sidelined capital searching for cleaner, earlier-stage narratives tied to Bitcoin’s upside. Layer-2 projects have become a natural outlet for that rotation. They all promise to make Bitcoin more usable for payments, DeFi, or tokens, but each often makes trade-offs around trust, speed, or composability. Competing efforts are racing to offer low fees, programmable environments, and better user experience while still anchoring to Bitcoin’s settlement layer. ⚙️ In that landscape, Bitcoin Hyper is positioning itself as one of several emerging options, but with a very different tack: instead of building a minimalist scripting layer, it’s importing the Solana Virtual Machine model directly into a Bitcoin-secured Layer-2. For traders, that ties a familiar high-throughput smart contract stack to the oldest and most battle-tested base layer in crypto. Bitcoin Hyper Bets on SVM Speed Anchored to Bitcoin Security Where most Bitcoin scaling efforts focus on payments or simple scripting, Bitcoin Hyper is pitching something bolder: delivering Bitcoin’s reliability and Solana’s execution. ⚙️ The design uses Bitcoin’s Layer-1 for settlement and a real-time SVM Layer-2 for execution, targeting sub-second finality and low fees for complex dApps. On the execution layer, Bitcoin Hyper runs SVM-based smart contracts, meaning developers used to Solana’s tooling and Rust-based workflows can port or build DeFi, NFT, and gaming applications with minimal friction. SPL-compatible tokens are modified for this Layer-2 environment, while a decentralized canonical bridge is intended to move $BTC into wrapped representations for use in swaps, lending, and high-speed payments. 💰 That combination of throughput and familiarity appears to be resonating with early participants. The presale has already raised over $28.8M, suggesting meaningful demand for a Bitcoin-secured, SVM-powered environment. Smart money is moving, too. Whale buys include major purchases of $502.6K and $397K. Right now, $HYPER costs $0.013355 per token, and staking is at 40% APY. The next price increase, however, is just a few hours away. ➡️ Check out our guide to buying $HYPER to join the presale now. For dip-buyers who just watched overleveraged longs get wiped out, reallocating into an early Bitcoin Layer-2 narrative like $HYPER is one way to seek higher upside without simply reloading perps. If you believe the next Bitcoin cycle will be driven less by passive holding and more by on-chain activity, then a programmable, SVM-based Layer-2 becomes a clear speculative venue. 🚀 Ready to jump in? Buy Bitcoin Hyper ($HYPER) today. Disclaimer: This article is for informational purposes only and does not constitute financial, investment, or trading advice. Always do your own research and never invest more than you can afford to lose. Authored by Aaron Walker for NewsBTC – https://www.newsbtc.com/news/bitcoin-dips-5-percent-liquidations-surge-bitcoin-hyper-booms

Author: NewsBTC
Mutuum Finance (MUTM) Price Analysis: 250% Surge Already Happened, This New Crypto Could Grow 10x

Mutuum Finance (MUTM) Price Analysis: 250% Surge Already Happened, This New Crypto Could Grow 10x

A growing number of early investors are watching Mutuum Finance (MUTM) after the token surged 250% during its presale. With momentum accelerating and Phase 6 already over 91% allocated, many are now asking whether MUTM could become one of the best crypto to buy now ahead of 2026. As demand rises and new development milestones [...] The post Mutuum Finance (MUTM) Price Analysis: 250% Surge Already Happened, This New Crypto Could Grow 10x appeared first on Blockonomi.

Author: Blockonomi
A Broken Bitcoin Treasury Model? Here’s Why Bitcoin Hyper Is Stealing The Spotlight

A Broken Bitcoin Treasury Model? Here’s Why Bitcoin Hyper Is Stealing The Spotlight

Takeaways: Architect Partners argues that a concentrated basket of Bitcoin-focused public companies can still outperform traditional equity indices over long […] The post A Broken Bitcoin Treasury Model? Here’s Why Bitcoin Hyper Is Stealing The Spotlight appeared first on Coindoo.

Author: Coindoo
ARBs targeted to broader market, financing access

ARBs targeted to broader market, financing access

THE Department of Agrarian Reform (DAR) said it is expanding the links between agrarian reform beneficiaries (ARBs) and buyers and institutional partners offering financing opportunities. At the opening of the 2025 Agraryo Trade Fair, Agrarian Reform Secretary Conrado M. Estrella III said improving access to buyers and markets is essential for making ARB livelihoods more […]

Author: Bworldonline