Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15882 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
EUR is not pricing peace-talk progress yet – OCBC

EUR is not pricing peace-talk progress yet – OCBC

The post EUR is not pricing peace-talk progress yet – OCBC appeared on BitcoinEthereumNews.com. Progress in Russia-Ukraine peace talks remains underpriced in the Euro (EUR), with signals from Moscow and ongoing US diplomatic efforts offering a potential medium-term boost while the USD stays soft. EUR/USD trades near 1.1610 with bullish momentum, eyeing resistance at 1.1640 and 1.1720, OCBC’s FX analysts Frances Cheung and Christopher Wong note. Russia–Ukraine diplomacy may add fresh EUR tailwind “Recent geopolitical development is worth noting. Hopes of breakthrough in Russia-Ukraine peace talks is likely not adequately priced into EUR at this point. Putin said that the draft discussed in Geneva could form the basis of a future deal with Ukraine while US peace envoy Steve Witkoff is visiting Moscow this week.” Though it may be early at this point but a potential resolution at some stage can be another driver lending a boost to EUR while USD stays soft. EURlast seen at 1.1610 levels. Bullish momentum on daily chart intact while RSI rose. Mild upside risks. Resistance at 1.1640 levels (23.6% fibo retracement of Mar low to Sep high), 1.1720 levels. Support at 1.1570 (21 DMA), 1.15 levels. Source: https://www.fxstreet.com/news/eur-is-not-pricing-peace-talk-progress-yet-ocbc-202512020819

Author: BitcoinEthereumNews
5 Stories That Shaped Hong Kong’s Fintech Scene in 2025

5 Stories That Shaped Hong Kong’s Fintech Scene in 2025

2025 has undeniably been the year Hong Kong’s fintech ecosystem began swimming in the deep end. From the enforcement of the highly anticipated Stablecoin Ordinance to the seamless integration of cross-boundary payment rails with the Mainland, Hong Kong has systematically laid the “hard rails” necessary for its always digital-first economy. Next in line is perhaps [...] The post 5 Stories That Shaped Hong Kong’s Fintech Scene in 2025 appeared first on Fintech Hong Kong.

Author: Fintechnews
Philippine Bank CxOs Say AI Is Delivering, Just Not Where It Matters Most (Yet)

Philippine Bank CxOs Say AI Is Delivering, Just Not Where It Matters Most (Yet)

Banks nowadays often talk about AI ever since it became this shiny new thing a few years back, but in a closed-door room in Manila, the conversation took a direction that many in the industry rarely voice out loud. Something that we have not heard about. Everyone in that room agreed that AI has become [...] The post Philippine Bank CxOs Say AI Is Delivering, Just Not Where It Matters Most (Yet) appeared first on Fintech News Philippines.

Author: Fintechnews
Coinbase Launches Crypto Staking with 15% APY and Instant Withdrawals

Coinbase Launches Crypto Staking with 15% APY and Instant Withdrawals

TLDR Coinbase now offers staking rewards up to 15% APY on select proof-of-stake crypto assets New instant unstaking feature lets customers access their funds anytime for a 1% fee Staking rewards come directly from blockchain protocols, not from Coinbase or leverage Yields vary by network, with Cosmos offering 15.13% and Ethereum around 1.88% Customers can [...] The post Coinbase Launches Crypto Staking with 15% APY and Instant Withdrawals appeared first on CoinCentral.

Author: Coincentral
New Cryptocurrency Price Analysis: This $0.035 DeFi Token Could Rally 900% Following V1 Activation

New Cryptocurrency Price Analysis: This $0.035 DeFi Token Could Rally 900% Following V1 Activation

The post New Cryptocurrency Price Analysis: This $0.035 DeFi Token Could Rally 900% Following V1 Activation appeared on BitcoinEthereumNews.com. Another emerging trend is shaping around a new altcoin of DeFi Cryptocurrency at a value of $0.035, whose investors are now debating on whether the next V1 launch might create one of the next big runs of 2026. Mutuum Finance (MUTM) has already achieved a good momentum in the development and as the project enters the final offering phases, anticipations of a boom out are building up. Presale Strength and What Mutuum Finance Is Constructing Mutuum Finance started its service in early 2025 at $0.01. Expanding demand at various stages caused the price to go up 250% to $0.035. The project has already raised more than $19M and its community increased to over 18,300 investors.  The protocol tries to create a complete decentralized lending system with organization of collateral principles, earning relying on the lending procedures and open repayment facilities. Mutuum Finance is also presenting itself as a utility-oriented DeFi crypto, intended to be used by users seeking consistency in borrowing and actual APY rather than inspirational features. V1 Activation and Security Measures  Mutuum Finance ensured with its official X account that V1 will also be released in the Sepolia Testnet in Q4 2025. The first version will consist of the liquidity pool, the mtTokens, the liquidation bot and the system of debt-tokens. Launched support will be ETH and USDT. One of the priorities has been security. The project has gone through a CertiK audit where it has scored 90/100 on the Token Scan and Halborn security is currently looking into the contracts which were made final to create more confidence. Due to the gradual increase and the timing, a number of analysts believe that by the activation of V1, MUTM could be in the range of $0.50. This could be a huge early multiplier in the case of an…

Author: BitcoinEthereumNews
Michael Saylor’s Green Dot Signal Hints at Potential Bitcoin Strategy Shift for MicroStrategy

Michael Saylor’s Green Dot Signal Hints at Potential Bitcoin Strategy Shift for MicroStrategy

The post Michael Saylor’s Green Dot Signal Hints at Potential Bitcoin Strategy Shift for MicroStrategy appeared on BitcoinEthereumNews.com. Michael Saylor’s recent “green dot” signal on social media has sparked speculation about MicroStrategy’s next Bitcoin purchase, referencing their average cost basis of $74,400 per BTC for 649,000 holdings. This move could signal continued accumulation amid market volatility, but analysts debate if it hints at selling to stabilize stock value instead. MicroStrategy holds 649,000 BTC with an average acquisition cost of $74,400, positioning it as a major corporate Bitcoin investor. Recent signals from Executive Chairman Michael Saylor often precede Bitcoin buys, keeping the crypto community alert. The company’s market-to-net-asset-value ratio has fallen below 1, raising concerns about potential Bitcoin sales to support stock prices, as noted by industry experts. Explore Michael Saylor’s green dot signal and MicroStrategy’s Bitcoin strategy amid market dips. Learn what it means for BTC prices and investor confidence—stay informed on corporate crypto moves today. What Does Michael Saylor’s Green Dot Signal Mean for Bitcoin? Michael Saylor’s green dot signal refers to a subtle social media post by MicroStrategy’s Executive Chairman, often interpreted as a precursor to Bitcoin acquisitions. In this instance, it highlights the company’s average cost basis of $74,400 for its substantial 649,000 BTC holdings, amid ongoing market uncertainty. This communication has fueled discussions on whether MicroStrategy will continue its aggressive buying strategy or pivot to other measures to address financial pressures. Source: X The signal’s timing comes at a pivotal moment for MicroStrategy, a Nasdaq-listed firm (MSTR) renowned for its Bitcoin treasury strategy. Historically, Saylor’s weekend posts featuring green dots have aligned with Monday announcements of BTC purchases, reinforcing the company’s commitment to digital assets as a store of value. However, with Bitcoin prices experiencing a 30% decline below $90,000, the interpretation of this latest message has divided analysts. Some view it as a bullish indicator of further accumulation, while others warn of potential…

Author: BitcoinEthereumNews
EUR/JPY gains near 180.70 as focus remains on Eurozone HICP

EUR/JPY gains near 180.70 as focus remains on Eurozone HICP

The post EUR/JPY gains near 180.70 as focus remains on Eurozone HICP appeared on BitcoinEthereumNews.com. The EUR/JPY cross is building on the overnight modest bounce from the vicinity of the 180.00 psychological mark, or a four-day low, and gaining some positive traction during the Asian session on Tuesday. Spot prices, for now, seem to have snapped a three-day losing streak and currently trade around the 180.70 area, up just over 0.10% for the day, as traders await Eurozone inflation data before placing fresh directional bets. The flash estimate could show that the Eurozone Harmonized Index of Consumer Prices (HICP) rose 2.1% YoY in November, while the core gauge edged higher to 2.5% from the 2.4% in October. Inflation figures released on Monday from the biggest Eurozone economies – France, Spain, and Italy – show no immediate threat of price hikes. However, German inflation figures came in unexpectedly high. This, in turn, reinforces the argument for the European Central Bank (ECB) policy hold, which acts as a tailwind for the shared currency and the EUR/JPY cross. The Japanese Yen (JPY), on the other hand, edges lower as a positive risk tone is seen undermining demand for traditional safe-haven assets. This turns out to be another factor lending support to spot prices. Any meaningful JPY depreciation, however, seems elusive in the wake of the growing acceptance that the Bank of Japan (BoJ) will stick to the policy normalization path. The bets were reaffirmed by hawkish comments from BoJ Governor Kazuo Ueda on Monday, saying that the likelihood of the central bank’s economic and price projections being met is rising. Moreover, Japan’s Finance Minister Satsuki Katayama said on Sunday that recent erratic swings in the foreign exchange market and rapid JPY weakening are clearly not driven by fundamentals. It’s our position to issue warnings against such matters, Katayama added further. The remarks fueled speculations that Japanese authorities would…

Author: BitcoinEthereumNews
Former Gryphon Executives to Lead Trump Media-Crypto.com Merger with CRO as Core Reserve Asset Amid Volatility

Former Gryphon Executives to Lead Trump Media-Crypto.com Merger with CRO as Core Reserve Asset Amid Volatility

The post Former Gryphon Executives to Lead Trump Media-Crypto.com Merger with CRO as Core Reserve Asset Amid Volatility appeared on BitcoinEthereumNews.com. The merger between Trump Media & Technology Group and Crypto.com, led by former Gryphon Digital Mining executives Steve Gutterman as CEO and Sim Salzman as CFO, establishes a new cryptocurrency treasury business focused on CRO reserves, set to close in Q1 2026. Gryphon Digital Mining executives appointed to lead post-merger entity. Initial acquisition of 684.4 million CRO tokens valued at $105 million using cash and stock. Crypto.com’s partnership includes White House Crypto Summit participation and ETF discussions. Discover the Trump Media and Crypto.com merger details, including new leadership and CRO treasury strategy. Explore risks and opportunities in this bold crypto move. Stay informed on digital asset trends today. What is the Trump Media and Crypto.com Merger? The Trump Media and Crypto.com merger involves a business combination through Yorkville Acquisition Corp. to create a new public entity centered on cryptocurrency treasury management. This union aims to position CRO from the Cronos ecosystem as a core long-term reserve asset. The deal, announced earlier, includes an initial purchase of 684.4 million CRO tokens at approximately $0.153 each, totaling around $105 million paid in cash and stock, with leadership transitions effective upon closing in the first quarter of 2026. How Will the New Leadership from Gryphon Digital Mining Shape the Entity? Steve Gutterman, the incoming CEO, and Sim Salzman, the designated CFO, bring extensive experience from their roles at Gryphon Digital Mining, where they managed restructuring, regulatory compliance, and capital markets activities. Both held senior positions at E*TRADE, American Bitcoin, and Marathon Digital, providing deep expertise in financial operations within the cryptocurrency sector. According to Yorkville Acquisition Corp., their appointment underscores a commitment to robust governance and strategic growth in digital assets. This leadership duo is expected to oversee the integration of CRO into the company’s treasury, leveraging staking yields for potential revenue streams…

Author: BitcoinEthereumNews
Yorkville Appoints Execs for Planned CRO Treasury Merger with Trump Media and Crypto.com

Yorkville Appoints Execs for Planned CRO Treasury Merger with Trump Media and Crypto.com

The post Yorkville Appoints Execs for Planned CRO Treasury Merger with Trump Media and Crypto.com appeared on BitcoinEthereumNews.com. Yorkville Acquisition Corp. is merging with Trump Media & Technology Group and Crypto.com to form a publicly traded digital asset treasury focused on accumulating Cronos’ native CRO token, with new CEO Steve Gutterman and CFO Sim Salzman leading the effort expected to close in Q1 2026. Executive Appointments: Former Gryphon Digital Mining leaders Steve Gutterman and Sim Salzman will helm the new entity. The merger aims to create a dedicated treasury for buying, staking, and managing CRO tokens on the Cronos network. Initial CRO purchase totals 684.4 million tokens at $0.153 each, valued at $105 million, with plans to operate a validator node post-merger. Discover the Yorkville Acquisition Corp. merger with Crypto.com and Trump Media: A new CRO token treasury emerges. Learn about key appointments, strategy, and market impacts. Stay informed on crypto developments. What is the Yorkville Acquisition Corp. merger with Crypto.com and Trump Media? The Yorkville Acquisition Corp. merger with Trump Media & Technology Group and Crypto.com will establish a publicly traded company specializing in the accumulation and staking of the Cronos ecosystem’s native CRO token. This business combination positions the new entity as a digital asset treasury, focusing on acquiring and managing CRO to support long-term growth on the Cronos blockchain. The merger, announced in September, includes an initial investment in 684.4 million CRO tokens valued at approximately $105 million. How will the new CRO token treasury operate post-merger? The entity will function as a dedicated digital asset treasury, purchasing and holding CRO tokens while participating in network activities. Upon closing in the first quarter of 2026, it plans to run a validator node on the Cronos network, enabling staking of its holdings to earn rewards and contribute to blockchain security. This strategy aligns with broader trends in corporate cryptocurrency adoption, where firms leverage tokens like CRO…

Author: BitcoinEthereumNews
FDUSD Issuer First Digital Eyes New York Public Listing Via SPAC Merger

FDUSD Issuer First Digital Eyes New York Public Listing Via SPAC Merger

The post FDUSD Issuer First Digital Eyes New York Public Listing Via SPAC Merger appeared on BitcoinEthereumNews.com. The First Digital IPO involves the Hong Kong-based FDUSD stablecoin issuer merging with a New York Stock Exchange-listed SPAC to go public, amid a supportive U.S. regulatory environment for crypto firms. This move highlights growing interest in public listings for digital asset companies seeking capital and legitimacy. First Digital Group plans to merge with CSLM Digital Asset Acquisition Corp III, a SPAC that raised $230 million in an August IPO on Nasdaq. The merger includes a private investment in public equity deal, with details under negotiation to facilitate the First Digital IPO. FDUSD circulation stands at approximately $920 million, reflecting market fluctuations since its peak of $4.4 billion in April 2024. First Digital IPO: Hong Kong’s FDUSD issuer eyes NYSE listing via SPAC merger in crypto’s bullish public market surge. Explore regulatory shifts and stablecoin dynamics driving this pivotal move. Stay informed on crypto finance trends. What is the First Digital IPO? The First Digital IPO refers to the planned public listing of First Digital Group, the Hong Kong-based issuer of the FDUSD stablecoin, through a merger with CSLM Digital Asset Acquisition Corp III, a special purpose acquisition company listed on the New York Stock Exchange. This strategic merger aims to provide First Digital with access to U.S. capital markets, leveraging the SPAC’s established structure. The process includes ongoing negotiations for a private investment in public equity transaction, positioning the company for broader investor reach in the evolving crypto landscape. How does the FDUSD stablecoin factor into the First Digital IPO? The FDUSD stablecoin, pegged to the U.S. dollar and issued by First Digital, plays a central role in the company’s operations and the upcoming IPO. With a current market circulation of about $920 million, FDUSD has experienced volatility, dropping from a high of $4.4 billion in April 2024 due…

Author: BitcoinEthereumNews