Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15892 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
OpenEden Secures Strategic Investment From Ripple, Lightspeed Faction, Anchorage Digital, and Others to Scale Tokenized RWAs

OpenEden Secures Strategic Investment From Ripple, Lightspeed Faction, Anchorage Digital, and Others to Scale Tokenized RWAs

The post OpenEden Secures Strategic Investment From Ripple, Lightspeed Faction, Anchorage Digital, and Others to Scale Tokenized RWAs appeared on BitcoinEthereumNews.com. OpenEden, a regulated real-world asset (RWA) tokenization platform, has closed a strategic investment round backed by Ripple, Lightspeed Faction, Gate Ventures, FalconX, Anchorage Digital Ventures, Flowdesk, P2 Ventures, Selini Capital, Kaia Foundation, and Sigma Capital. This global consortium of institutional and crypto-native investors reflects growing conviction in regulated tokenization as the next major phase of digital asset adoption. The round follows OpenEden’s earlier fundraising with Yzi Labs in 2024 and will support the company’s expansion of its end-to-end tokenization-as-a-service infrastructure, enabling institutions, fintechs, and protocols to issue and manage regulated tokenized financial products. Institutional Backing for a Growing RWA Leader OpenEden’s strategic round secured investors spanning blockchain networks, trading firms, venture funds, and institutional infrastructure providers across North America, Europe, and Asia. The diversity of backers highlights OpenEden’s position as one of the most credible players in regulated RWA tokenization. “The growth of OpenEden mirrors the broader transformation we’re seeing in the RWA sector,” said Jeremy Ng, Founder and CEO of OpenEden. “As tokenization scales in adoption, institutions and protocols are seeking trusted, compliant infrastructure to bring traditional assets on-chain. This funding round boosts our capacity to provide regulated, market-ready products that fit both traditional and decentralized finance standards.” A Breakout Year for Tokenized Treasuries and Stablecoins Real-world assets have been one of the fastest-growing segments in crypto. In 2025, both tokenized RWAs and tokenized Treasuries doubled in market size, fueled by institutions seeking greater on-chain exposure. OpenEden has been a central contributor to this growth. Its flagship TBILL Fund — one of the earliest tokenized U.S. Treasuries products — has seen its peak AUM grow more than tenfold in under two years. The fund also received an investment-grade ‘AA+f/S1+’ rating from S&P Global, adding to its existing ‘A’ rating from Moody’s. The fund’s institutional profile was further strengthened after…

Author: BitcoinEthereumNews
OpenEden Strategic Blueprint: Tokenizing Global Finance

OpenEden Strategic Blueprint: Tokenizing Global Finance

The post OpenEden Strategic Blueprint: Tokenizing Global Finance appeared on BitcoinEthereumNews.com. Disclosure: This is a paid article. Readers should conduct further research prior to taking any actions. Learn more › The world of finance is being rebuilt from the ground up, not by speculative tokens, but by regulated, yield-bearing assets moving transparently on-chain. OpenEden is leading this transformation of tokenizing global finance as the infrastructure layer that enables institutions, fintechs, and developers to launch, distribute, and integrate real-world asset (RWA) products with regulatory assurance and DeFi composability. Our mission is simple yet clear: broaden access to tokenized RWAs and yields across global markets, expand USDO’s real-world utility, and deepen institutional integrations. As we scale, we’re strengthening our position as a full-stack RWA tokenization platform, combining bankruptcy-remote issuance, institutional (TradFi), centralized (CeFi), and decentralized (DeFi) distribution channels, as well as secondary liquidity into a unified, regulatory-first infrastructure. Our strategic blueprint focuses on anchoring OpenEden as the credible and composable RWA gateway, extending that trust across funds, structured products, and payment networks. 1 . Expanding USDO into Global Consumer Platforms USDO, a regulated yield-bearing stablecoin, provides holders with safe yield through a rebasing mechanism. This means holders only need to hold the stablecoin to earn yield. No other actions needed. To strengthen USDO as the benchmark for regulated, tokenized yield, OpenEden is embedding USDO into real-world ecosystems by spearheading integrations of its yield-bearing stablecoin into everyday applications, including one of Asia’s leading messaging apps, which currently services over 250 million global users. This means users would be able to send, spend, and earn with USDO within familiar digital environments, including messaging, payments, and lifestyle apps. Such integration of USDO’s functionality directly into consumer interfaces advances OpenEden’s concept of on-chain money with off-chain reach, where regulated yield becomes a part of daily financial activity. Result: OpenEden’s USDO becomes a universal digital dollar, connected across on-chain and Web2…

Author: BitcoinEthereumNews
Africa Bitcoin Corporation lists in Germany as it chases global investors

Africa Bitcoin Corporation lists in Germany as it chases global investors

ABC is currently listed in South Africa (Johannesburg Stock Exchange and A2X Markets), Namibia (NSX), the US (OTCQB), and Germany, with additional African listings planned in Botswana and Kenya. The company says expanding abroad early helps it gain access to well-capitalised pension funds and family offices looking for indirect exposure to Bitcoin through regulated equities, rather than holding the digital asset directly.

Author: Techcabal
Best Crypto to Buy Now: $HYPER Supercharges Bitcoin Layer-2

Best Crypto to Buy Now: $HYPER Supercharges Bitcoin Layer-2

What to Know: Bitcoin’s base layer still struggles with slow transaction times, high fees, and limited programmability, creating a clear gap for scalable infrastructure. As Bitcoin rallies, traders increasingly look for high-beta infrastructure plays tied directly to $BTC’s success rather than disconnected altcoin narratives. Bitcoin Hyper ($HYPER) introduces the first Bitcoin Layer 2 with SVM integration, aiming to deliver Solana-level performance while anchoring value to Bitcoin security. With SVM-based smart contracts and low-latency execution, Bitcoin Hyper targets wrapped BTC payments, DeFi, NFTs, and gaming as core utility drivers. Bitcoin’s rallies make one thing brutally clear: the base layer is still terrible for everyday usage. When fees spike above $20 and confirmation times stretch, the world’s largest network turns into a settlement chain, not a place for fast payments, DeFi, or gaming. That creates a massive opening. Traders hunting the best crypto to buy ahead of the next Bitcoin wave increasingly look beyond random alt narratives. The real upside, many argue, lies in infrastructure that can scale Bitcoin itself, letting you bet on throughput and programmability without abandoning $BTC as the core asset. That’s the lane Bitcoin Hyper ($HYPER) is targeting: a Bitcoin Layer 2 that bolts Solana-style speed onto Bitcoin’s security. Instead of pitching yet another speculative ecosystem, it offers a direct wager on solving Bitcoin’s oldest pain points – slow transactions, high fees, and limited smart contract functionality. The presale is already underway, so if you want to know ‘How to Buy Bitcoin Hyper’, we’ve got you covered. With growing interest from traders and builders, Bitcoin Hyper is positioning itself as a high-beta, infrastructure-focused play on the next major Bitcoin cycle, rather than a passing narrative trade. Bitcoin Hyper Turns Bitcoin Into a High-Speed Smart Contract Hub Bitcoin Hyper ($HYPER) delivers a simple promise for users: keep Bitcoin’s security, gain Solana-like performance. It uses Solana Virtual Machine technology to power a Bitcoin Layer 2, aiming for sub-second confirmation times and low-cost transactions. This means you can move wrapped $BTC through dApps without watching gas eat your margin. For everyday users, that means high-speed payments in wrapped $BTC, on-chain swaps, lending, staking, NFTs, and gaming that actually feel responsive. Developers get an SVM environment with Rust-based tooling and APIs, opening up Solana-style UX while still settling value back to Bitcoin’s battle-tested base layer. Unlike older Bitcoin scaling stacks that lean on slower virtual machines or clunky sidechain UX, Bitcoin Hyper explicitly targets Solana-level throughput and latency. If you want a deeper breakdown, check out our ‘What is Bitcoin Hyper’ guide for all the details. Buy $HYPER today for $0.013365 and take advantage of 40% staking rewards. Can $HYPER Ride The Next Bitcoin Cycle? Our experts predict that $HYPER could hit $0.08625 by the end of 2026. If you invested at today’s price, you’re looking at a potential ROI of over 545%. Momentum indicators are already emerging. Smart money is moving. High-net-worth wallets have bought in bulk across the presale, with the two largest buys being $500K and $379.9K. Early whale interest often acts as a signal that some capital is quietly positioning around a new infrastructure narrative before headlines catch up. From here, the bet is straightforward: if Bitcoin Hyper becomes a go-to venue for $BTC-based DeFi, payments, and gaming dApps, the network effect can compound quickly. As more developers ship SVM-based apps anchored to Bitcoin, demand for blockspace and governance exposure flows back into the token. The presale has already raised over $28.8M, showing massive backing and support. Bitcoin Hyper frames itself as a way to front-run the next big Bitcoin story: not ‘digital gold’ this time, but programmable, high-speed Bitcoin. If its SVM-powered Layer 2 gains traction with builders and liquidity, $HYPER could offer one of the cleaner, infrastructure-first ways to express a bullish thesis on Bitcoin scalability. If you’re looking for exposure beyond spot $BTC, but still want your thesis rooted in Bitcoin rather than a random theme coin, Bitcoin Hyper presents a more targeted bet. As always, size positions responsibly, but keep an eye on how quickly users, dApps, and liquidity start to populate this emerging Layer-2. Join the $HYPER presale today. Remember, this isn’t intended as financial advice, and you should always do your own research before investing. Authored by Aaron Walker, NewsBTC — https://www.newsbtc.com/news/best-crypto-to-buy-now-is-bitcoin-hyper-as-it-aims-to-superchase-btc-l2/

Author: NewsBTC
New DeFi Crypto Long-Term Analysis: Investors Highlight a 700%–900% Range as Phase 6 Approaches 100%

New DeFi Crypto Long-Term Analysis: Investors Highlight a 700%–900% Range as Phase 6 Approaches 100%

More long-term crypto investors than ever are eyeing a newly trending DeFi token that is already gaining momentum and moving towards a critical point. As interest increases, and development updates queue up in the Q4 of 2025 many are just now expressing projections of the likely growth which have this project pegged between the 700%-900% […]

Author: Cryptopolitan
The quiet repricing of risk in post-CeFi DeFi

The quiet repricing of risk in post-CeFi DeFi

The post The quiet repricing of risk in post-CeFi DeFi appeared on BitcoinEthereumNews.com. Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. DeFi used to be associated with speculation and speed, but today it is a far cry from its predecessors. Once characterized by viral token incentives and high yields, the space changed to stability and governance after the implosions of centralized finance intermediaries in 2023/24 and a string of smart contract failures.  Summary DeFi has shifted from speculative, high-yield incentives to a focus on stability, governance, and utility after CeFi collapses and smart contract failures exposed the limits of yield-first growth. Investors now prioritize risk management, transparency, security, and verifiable operations, driving capital toward utility-first protocols offering real services like data availability, settlement, and cross-chain coordination. The market’s “utility repricing” marks DeFi’s maturation: flashy APRs are replaced by durable economic activity, liquidity retention, and returns rooted in genuine protocol performance — not speculative token emissions. The time of chasing yield is over, as the era of weighing up utility is ushered in. A recent European Systemic Risk Board report on non-bank financial intermediation found that mismatches in liquidity and maturity now reflect those of traditional shadow banking systems, exposing limits of yield-first growth.  In tandem, institutional surveys show that capital allocation remains cautious despite rising DeFi adoption, as risk metrics still lag behind returns on investment. Together, these studies shed light on the next step for DeFi, where risk is repriced rather than abandoned. The protocols that generate verifiable utility, hone in on data accessibility, compute orchestration, and efficient real settlement solutions will survive; speculative APRs will not.  The end of the yield illusion In the early days of DeFi, participation equated to profit, with flash loans, staking derivatives, inflated returns, and liquidity mining. All the while, structural…

Author: BitcoinEthereumNews
Stresses on maintaining financial stability

Stresses on maintaining financial stability

The post Stresses on maintaining financial stability appeared on BitcoinEthereumNews.com. Bank of England (BoE) Governor Andrew Bailey stated during the European trading session on Tuesday that the focus on maintaining financial stability has become more important than ever, given increased risks. Additional remarks Given increased risks, maintaining focus on financial stability is more important than ever. Risks to financial stability have risen. Most important thing we can do for economic growth is support financial stability. I would expect banks to support economy through lending following capital changes. Market reaction GBP/USD declines to near 1.3180 while BoE’s Bailey delivered remarks on financial stability. However, the US Dollar has also moved higher during the time of writing. Pound Sterling Price Today The table below shows the percentage change of British Pound (GBP) against listed major currencies today. British Pound was the weakest against the Australian Dollar. USD EUR GBP JPY CAD AUD NZD CHF USD 0.07% 0.20% 0.37% 0.07% -0.04% 0.24% -0.00% EUR -0.07% 0.14% 0.31% 0.00% -0.11% 0.17% -0.07% GBP -0.20% -0.14% 0.16% -0.14% -0.27% 0.03% -0.21% JPY -0.37% -0.31% -0.16% -0.31% -0.42% -0.15% -0.38% CAD -0.07% -0.00% 0.14% 0.31% -0.11% 0.17% -0.07% AUD 0.04% 0.11% 0.27% 0.42% 0.11% 0.28% 0.04% NZD -0.24% -0.17% -0.03% 0.15% -0.17% -0.28% -0.24% CHF 0.00% 0.07% 0.21% 0.38% 0.07% -0.04% 0.24% The heat map shows percentage changes of major currencies against each other. The base currency is picked from the left column, while the quote currency is picked from the top row. For example, if you pick the British Pound from the left column and move along the horizontal line to the US Dollar, the percentage change displayed in the box will represent GBP (base)/USD (quote). Source: https://www.fxstreet.com/news/boes-bailey-stresses-on-maintaining-financial-stability-202512021026

Author: BitcoinEthereumNews
Ripple, leading VCs invest in OpenEden to support the real-world asset tokenisation firm’s expansion

Ripple, leading VCs invest in OpenEden to support the real-world asset tokenisation firm’s expansion

The post Ripple, leading VCs invest in OpenEden to support the real-world asset tokenisation firm’s expansion appeared on BitcoinEthereumNews.com. The company will focus on scaling TBILL and the yield-bearing stablecoin USDO. cUSDO was approved this year as off-exchange collateral at Binance. BNY Mellon now manages and safeguards Treasurys underlying TBILL. Real-world asset tokenisation is becoming one of crypto’s most active areas in 2025, and OpenEden is positioning itself at the centre of this shift with a new round of investment supported by major industry players. The company confirmed on Tuesday that leading trading firms, venture capital groups, blockchain networks and institutional infrastructure providers have backed its latest raise to expand access to tokenised US Treasurys. The round, which follows OpenEden’s 2024 raise with YZi Labs, comes at a time when short-dated government debt has emerged as one of the fastest-growing niches in digital assets as institutions look for familiar, regulated yields on-chain. Tokenisation demand drives new investment push OpenEden said the fresh capital will help it scale its tokenisation-as-a-service platform as more institutions look to move traditional assets onto public blockchains. The firm is leaning into rising demand for regulated products tied to government debt, with short-term Treasurys becoming a preferred entry point for investors seeking on-chain yield that mirrors conventional markets. The company did not disclose the size of the round, but it confirmed participation from Ripple, Lightspeed Faction, Gate Ventures, FalconX, Anchorage Digital Ventures, Flowdesk, P2 Ventures, Selini Capital, Kaia Foundation, and Sigma Capital. Expansion of TBILL and USDO across markets A significant portion of upcoming development will centre on OpenEden’s two main offerings: TBILL, its tokenised US Treasury fund, and USDO, a stablecoin backed by those same Treasurys. USDO and its wrapped version, cUSDO, have already been integrated across decentralised exchanges and lending markets. Earlier this year, Binance authorised cUSDO as off-exchange collateral. OpenEden said the new investment will support broader distribution of these products and allow the company to introduce additional market structures tied to real-world financial assets.…

Author: BitcoinEthereumNews
DeepSeek Unveils AI Models Rivalling Google and OpenAI

DeepSeek Unveils AI Models Rivalling Google and OpenAI

TLDRs; DeepSeek launches V3.2 models , New AI models claim competitive performance with GPT-5 and Gemini-3 Pro. Speciale variant excels in math , Designed for advanced computations, it matches top math benchmark results. API offers major cost savings ,  Developers can reduce AI processing costs by up to 30 times. Autonomous tool use integrated ,  [...] The post DeepSeek Unveils AI Models Rivalling Google and OpenAI appeared first on CoinCentral.

Author: Coincentral
Skip XRP, MUTM Is The Best Crypto To Buy Now, Predicted to Hit $1.50

Skip XRP, MUTM Is The Best Crypto To Buy Now, Predicted to Hit $1.50

The crypto market is rapidly shifting toward utility-driven tokens as crypto charts show growing interest in real-yield projects. XRP has recognition, but investors now favor DeFi crypto platforms with active use and strong growth potential. Mutuum Finance (MUTM) stands out with its dual-lending protocol and structured presale, combining stable and peer-to-peer lending. Early investors gain […] The post Skip XRP, MUTM Is The Best Crypto To Buy Now, Predicted to Hit $1.50 appeared first on TechBullion.

Author: Techbullion