Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15929 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Brazil Court Sentences 14 for $95M Drug Laundering Scheme Involving Bitcoin

Brazil Court Sentences 14 for $95M Drug Laundering Scheme Involving Bitcoin

The post Brazil Court Sentences 14 for $95M Drug Laundering Scheme Involving Bitcoin appeared on BitcoinEthereumNews.com. In a landmark ruling, a federal court in Brazil sentenced 14 individuals to prison for laundering over 508 million reais ($95 million) using shell companies and cryptocurrencies like Bitcoin, derived from drug trafficking and violent crimes. The operation, known as Terra Fértil, exposed a multi-state network that disguised illicit funds through fake businesses and digital assets. Brazil crypto money laundering scheme involved 14 convicted individuals using shell companies to hide $95 million from drug trafficking. The network operated across states like Minas Gerais and Paraná, employing Bitcoin and other crypto for anonymous transfers. Sentences ranged from 8 to 21 years, with courts ordering full restitution of laundered amounts based on forensic evidence. Brazil crypto money laundering case: Federal court jails 14 for $95M scheme using Bitcoin and shells from drug crimes. Uncover details on this crackdown. Stay informed on crypto risks—read more now. What is the Brazil Crypto Money Laundering Case? Brazil crypto money laundering case refers to a major federal investigation and conviction involving a criminal network that laundered over 508 million reais ($95 million) from international drug trafficking and violent property crimes. The scheme, uncovered through Operation Terra Fértil, utilized shell companies and cryptocurrencies like Bitcoin to obscure the origins of illicit funds. This multi-year effort by authorities dismantled a structured organization spanning multiple Brazilian states. How Did the Criminals Use Cryptocurrencies in This Scheme? The criminals in the Brazil crypto money laundering case integrated digital assets into their operations to facilitate anonymous and rapid fund transfers. According to Federal Police investigations, the group transferred large sums to the crypto market, leveraging Bitcoin’s pseudonymity to move money across borders without traditional banking scrutiny. This method complemented their use of a parallel international compensation system, known as cable dollars, allowing them to fractionalize transactions and avoid detection. Forensic analysis…

Author: BitcoinEthereumNews
Best Crypto to Invest in Under $1: Why Mutuum Finance (MUTM) Outshines Cardano (ADA) in 2025

Best Crypto to Invest in Under $1: Why Mutuum Finance (MUTM) Outshines Cardano (ADA) in 2025

Identifying the most appropriate cryptocurrency for the under-$1 market has emerged as an important task in the lead-up to the imminent market boom. Mutuum Finance (MUTM) has emerged as a significant player in the rapidly growing list of cryptocurrencies under $1 because of its early adoption, rapidly growing base of loyal followers, and strong performance […]

Author: Cryptopolitan
Aave Expands to Mantle Network as DAO Considers Multichain Deployments Shutdown

Aave Expands to Mantle Network as DAO Considers Multichain Deployments Shutdown

The post Aave Expands to Mantle Network as DAO Considers Multichain Deployments Shutdown appeared on BitcoinEthereumNews.com. Aave has launched on Mantle Network to enhance institutional lending liquidity in the Layer-2 space, supporting assets like ETH, USDC, and USDT. Meanwhile, the protocol is streamlining operations by closing underperforming deployments and setting revenue thresholds for future expansions, ensuring sustainable growth. Aave’s integration with Mantle provides access to advanced DeFi lending tools, boosting liquidity for institutional users. The move aligns with Mantle’s rapid TVL increase and focus on enterprise adoption in Layer-2 ecosystems. Aave’s governance proposes shutting down low-revenue chains like zkSync and Metis, with annualized revenues under $50,000, to prioritize profitability. Discover Aave’s Mantle Network expansion and multichain consolidation strategy for efficient DeFi growth. Explore impacts on liquidity and protocol sustainability—stay informed on key crypto developments today. What is Aave’s Expansion to Mantle Network? Aave’s expansion to Mantle Network introduces its V3 lending protocol to this high-performance Layer-2 solution, enabling users to borrow, lend, and leverage major assets like ETH, USDC, and USDT. Announced on 2 December, this partnership aims to deliver institutional-grade liquidity at scale, supporting Mantle’s growth in total value locked (TVL) and user activity. By integrating Aave’s risk-managed pools and cross-chain features, the deployment strengthens lending markets for large capital providers in the DeFi sector. How Does Aave’s Multichain Consolidation Strategy Work? Aave’s governance process, through a recent Temp Check on its official forum, outlines a strategic reset to address underperforming deployments across multiple blockchains. The proposal identifies chains generating minimal revenue, such as zkSync, Metis, and Soneium, which collectively produce only $3,000 to $50,000 annually—insufficient to cover maintenance costs. These deployments face shutdown, allowing resources to shift toward profitable networks. For mid-tier chains like Polygon, Gnosis Chain, BNB Chain, Optimism, Scroll, Sonic, and Celo, which fall below $3 million in yearly revenue, Aave plans to raise Reserve Factors. This adjustment increases protocol earnings from…

Author: BitcoinEthereumNews
Strategy CEO: Does not rule out the possibility of lending Bitcoin to enhance financial flexibility.

Strategy CEO: Does not rule out the possibility of lending Bitcoin to enhance financial flexibility.

PANews reported on December 3rd, citing Bloomberg, that Strategy Inc. (formerly MicroStrategy) has established approximately $1.4 billion in cash reserves to cover dividends and interest during periods of market volatility. This is expected to sustain the company for approximately 21 months, potentially extending to two years, without requiring the use of its approximately $59 billion Bitcoin position. Strategy CEO Phong Le also stated that the company is not ruling out the possibility of lending Bitcoin to enhance its financial flexibility.

Author: PANews
Ethereum loses $6.4B in leverage while whales accumulate – Here’s why

Ethereum loses $6.4B in leverage while whales accumulate – Here’s why

The post Ethereum loses $6.4B in leverage while whales accumulate – Here’s why appeared on BitcoinEthereumNews.com. It’s just one of those times, really. Even with prices sliced nearly in half and Open Interest (OI) evaporating, Ethereum [ETH] still anchors the biggest pools of DeFi money and stablecoins. And while traders back away, big buyers keep buying. The disconnect is growing. Ethereum still owns the “big money” layer Even with falling prices, Ethereum continued to dominate where it actually matters. Source: X Apps on Ethereum now hold $330.4 billion in TVL, dwarfing every competing chain by a mile. Source: X Its stablecoin base is just as massive, with $184.6 billion sitting on Ethereum alone; far ahead of TRON [TRX], Solana [SOL], or any L2. That liquidity foundation explains why major flows, lending markets, and DEX volume still like ETH despite its ebbs and flows. Bitmine buys more While Ethereum’s fundamentals remain stacked, the whales don’t want to miss out. Source: X Lookonchain flagged another major buy: Tom Lee’s Bitmine scooped up 7,080 ETH worth roughly $19.8 million. This vote of confidence comes at a bad time for ETH, with its price down from earlier highs. AMBCrypto previously reported that even as activity migrates to L2s, valuation models still say ETH is undervalued. 10 out of 12 metrics placed their fair value far higher than current prices. At the time, estimates put ETH’s Composite Fair Value near $4.8k; despite market stress, the asset remained structurally mispriced. This is possibly why Derivatives markets continue to treat ETH as core infrastructure rather than a fading trade. What’s more… Ethereum’s Open Interest has gone through an unwinding, with a deeper market reset than many realize. On Binance alone, OI collapsed 51%, falling from an August peak of $12.6 billion to $6.2 billion. This wiped out $6.4 billion in positions. Source: X Gate.io saw a drop from $5.2 billion to $3.5 billion,…

Author: BitcoinEthereumNews
Aidica Partners with Zeta Privacy to Empower Web3 Privacy and Security on The Crypto Launchpad Network

Aidica Partners with Zeta Privacy to Empower Web3 Privacy and Security on The Crypto Launchpad Network

Zeta Privacy, a blockchain platform that allows users to execute real-time private transfers, private trading, and maintain secure private wallets, today announced a strategic partnership with Aidica, a crypto launchpad platform. Through this collaboration, Aidica integrated Zeta Privacy’s innovative privacy-preserving infrastructure into its crypto launchpad network to provide users with confidential and secure transactions while ensuring efficient trading experiences. Aidica functions as a launchpad platform that facilitates launching new cryptocurrency projects, allowing users to buy project tokens at an early stage. With its crypto launchpad platform built on the Solana blockchain, Aidica enables investors to access rigorously screened and proven new crypto project tokens. In a market commonly driven by hype and uncertainty, Aidica stands out by thoroughly vetting projects with real-world application, good leadership, and robust growth outlook. It runs an environment where crypto enthusiasts get the opportunity to participate in trusted and high-quality cryptocurrencies while helping projects raise capital through token sales. @Aidica_xyz × @Zetaprivacy | Official Partnership AnnouncementWe are thrilled to announce that Aidica has officially partnered with Zetaprivacy!This strategic collaboration brings together Aidica’s cutting-edge AI solutions and Zetaprivacy’s industry-leading privacy and… pic.twitter.com/JPlvzUsxPc— Zeta Privacy (@Zetaprivacy) December 2, 2025 Aidica Leverages Zeta’s ZKP to Navigate Security Challenges in DeFi Through this partnership, Aidica addresses one of the most problematic challenges in DeFi: ensuring regulatory compliance by enforcing AML/KYC adherence without revealing users’ personal data and allowing users to manage and move data/assets seamlessly, confidentially, and securely. This collaboration represents a crucial milestone for the DeFi landscape. By leveraging Zeta’s privacy-preserving infrastructure, Aidica can now provide its users with greater effectiveness and reliability of DeFi applications. Zeta Privacy is a privacy-preserving blockchain network that aims to ensure data protection and transaction (trade) security in DeFi. It utilizes ZK (zero-knowledge) proofs for confidential transactions, trades, lending, and various DeFi applications. It also uses a cutting-edge zk-rollup that enables it to provide low transaction fees while maintaining rapid processing settlements. With this high scalability capability, Zeta effectively handles increased demand for DeFi applications. It is a compliant network, and so projects and users confidently run their privacy-preserving apps without fear of regulatory scrutiny. The partnership above means that users on Aidica can now execute transactions on the crypto launchpad platform without exposing sensitive data like personal details, trade amounts, and others, and as a result, safeguard their confidential information from market manipulation. This means that customers on Aidica’s platform can now benefit from Zeta’s privacy-preserving infrastructure, which includes features such as confidential transactions, trade amounts, etc. Advancing Interoperability and Value Creation in Web3 Through its partnership with Zeta Privacy, Aidica seeks to unlock the potential of Web3 applications on its platform through secure, confidential, and decentralized data storage and management. Using Zeta’s expertise, Aidica revamps user privacy and regulatory compliance on its platform while enhancing functionality.

Author: Coinstats
The Dangerous Contradiction Within Higher Federal Deposit Insurance

The Dangerous Contradiction Within Higher Federal Deposit Insurance

The post The Dangerous Contradiction Within Higher Federal Deposit Insurance appeared on BitcoinEthereumNews.com. WASHINGTON, DC – AUGUST 18: The entrance to the Federal Deposit Insurance Corporation (FDIC) is seen on August 18, 2024, in Washington, DC. (Photo by J. David Ake/Getty Images) Getty Images More federal deposit insurance will weaken banks, depositors at banks, and the U.S. economy more broadly. Say what’s true repeatedly. To see the obvious contradiction in legislation meant to increase deposit insurance from $250,000 per account to $10 million per, simply look a little bit deeper into the details. The insurance is for non-interest-bearing accounts. Bank accounts that don’t pay interest speak loudly to the desires of the owners of those accounts. These are generally checking accounts. Owners of checking accounts want little to no risk. Call non-interest-bearing accounts what they are: money storage for everyday spending needs, debit cards, or just paying bills. By extension, banks logically take the desires of non-interest-bearing account holders very seriously. The money isn’t to be put at major or even minor long or short-term risk precisely because it’s expected to be easily accessible in penalty-free fashion as a consequence of no interest being paid on the funds. It speaks to the near total mismatch of proposed federal legislation meant to increase federal deposit insurance. The legislation implies that money placed in a checking account for everyday transactions is money that banks are routinely putting at risk. No, not at all. Which once again explains the lack of interest paid. Please think about this with substantially expanded FDIC insurance top of mind. Suddenly funds stored at banks for daily use, and that aren’t being put at risk for precisely that reason, would be federally insured as though they were. There are costs associated with such insurance. And as has been reported already, banks would be saddled with those costs through the payment of…

Author: BitcoinEthereumNews
Next 2026 Major Altcoin? Early Models Show 650% Potential for This $0.035 New Cryptocurrency

Next 2026 Major Altcoin? Early Models Show 650% Potential for This $0.035 New Cryptocurrency

There is an increased amount of early-market models that showcase a new cryptocurrency that could become a very significant altcoin rival in 2026. At $0.035, Mutuum Finance (MUTM) is in a rough phase because it is experiencing an increase in interests and milestones in development are approaching. As multiple early indicators planned during the same […]

Author: Cryptopolitan
Vans X KPop Demon Hunters Collaboration Shows Us How It’s Done, Done, Done

Vans X KPop Demon Hunters Collaboration Shows Us How It’s Done, Done, Done

The post Vans X KPop Demon Hunters Collaboration Shows Us How It’s Done, Done, Done appeared on BitcoinEthereumNews.com. Vans x KPop Demon Hunters Footwear Collection Vans Lifestyle brand Vans has just announced its collaboration with Netflix’s KPop Demon Hunters to bring a collection worth idolizing. Just like the film, the Vans x KPop Demon Hunters collection is meant for everyone, extending from adults to kids’ sizing. There’s something for everyone. Whether you’re a HUNTR/X fan or a SAJA Boys lover or keeping it neutral with Derpy, you can get it. There are six different designs for the Classic Slip-On, Old Skool, Old Skool V, and Sk8-Hi. Vans’ iconic Checkerboard is featured throughout the Classic Slip-On and Sk8-Hi designs, while demon-inspired patterns adorn the Old Skool, seamlessly blending the two realms. Vans x KPop Demon Hunters Footwear Collection Vans There are three HUNTR/X designs: chibi versions of the trio scattered across the Classic Slip-On and Old Skool in both black and purple, respectively; a Sk8-Hi high-top after the girls sealed the Honmoon from the film; and Old Skool and Old Skool V shoes featuring the three eating ramyun. The Saja Boys have two designs: a Sk8-Hi high-top, with the boys dressed in their traditional Korean demon attire, and an Old Skool with their demon prints. The Saja Boys logo is highlighted on the back of the Old Skool demon print slips. For those who just love Derpy and his bird companion, Sussie, there is the Classic Slip-On with both of the mythical creatures’ face across the front of each shoe. For both adults and children! Vans x KPop Demon Hunters Footwear Collection Vans Netflix’s KPop Demon Hunters revolves around a K-pop girl group named HUNTR/X (Rumi, Mira, and Zoey), which is also a demon-hunting trio sworn to protect its fans from supernatural threats. Things become complicated when a popular rival boy band, The Saja Boys (Jin, Abby Saja, Mystery…

Author: BitcoinEthereumNews
Ripple, Big VCs Back OpenEden to Scale Tokenized US Treasurys

Ripple, Big VCs Back OpenEden to Scale Tokenized US Treasurys

The post Ripple, Big VCs Back OpenEden to Scale Tokenized US Treasurys appeared on BitcoinEthereumNews.com. Real-world asset (RWA) tokenization platform OpenEden has closed an investment round backed by major trading firms, venture capital funds, blockchain networks and institutional infrastructure providers to scale tokenized US Treasurys. The round follows OpenEden’s 2024 raise with YZi Labs and comes as tokenized versions of short-dated government debt have become one of crypto’s fastest-growing niches in 2025, the company said in a Tuesday news release. “As tokenization scales in adoption, institutions and protocols are seeking trusted, compliant infrastructure to bring traditional assets on-chain,” said Jeremy Ng, founder and CEO of OpenEden. Investors in the deal include Ripple, Lightspeed Faction, Gate Ventures, FalconX, Anchorage Digital Ventures, Flowdesk, P2 Ventures, Selini Capital, Kaia Foundation and Sigma Capital. The amount raised was not disclosed. Total RWA market overview. Source: RWA.xyz Related: Tokenized money market funds emerge as Wall Street’s answer to stablecoins OpenEden to expand tokenized T-Bills and yield stablecoin OpenEden said it plans to use the capital to expand its tokenization-as-a-service platform and roll out new products tied to traditional markets. Still, the focus remains on two core offerings, its tokenized US Treasury fund TBILL and USDO, a yield-bearing stablecoin backed by those Treasurys. “This funding round boosts our capacity to provide regulated, market-ready products that fit both traditional and decentralized finance standards,” Ng added. USDO and its wrapped version, cUSDO, are now integrated across decentralized exchanges and lending markets. Earlier this year, cUSDO was approved as off-exchange collateral at Binance, allowing clients to post the asset while trading on the venue. OpenEden is also preparing tokenized bond exposure, a multi-strategy yield token and a slate of structured products. In August, OpenEden appointed the Bank of New York Mellon Corporation (BNY) as custodian and investment manager for the Treasurys underlying TBILL. OpenEden has secured investment-grade ratings for the product from S&P Global…

Author: BitcoinEthereumNews