Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15952 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Are you getting bored?

Are you getting bored?

THE need to stand out in a crowd or have thousands of followers for social media posts may be over. Keeping a low profile in a very connected world has become an option. Do you really want to be noticed, even to the point of being the target of controversy? Or do you just want to be ignored?

Author: Bworldonline
This New Cryptocurrency Under $0.04 Hits 96% Phase 6 Allocation After a 250% Surge

This New Cryptocurrency Under $0.04 Hits 96% Phase 6 Allocation After a 250% Surge

The rapidly growing new cryptocurrency which has a price per coin of less than $0.04 is attracting great attention as the current allocation of the altcoin rises to 96%. It is the latest spurt after 250% growth and several analysts believe that this phase might be within its last few days. Most investors that monitor […]

Author: Cryptopolitan
Zero Knowledge Proof’s Pods Earn Up to $300 Daily While Mutuum Finance & LiquidChain Build Infrastructure

Zero Knowledge Proof’s Pods Earn Up to $300 Daily While Mutuum Finance & LiquidChain Build Infrastructure

The presale crypto market continues to attract attention from investors looking for early-stage opportunities. Mutuum Finance (MUTM) is developing a […] The post Zero Knowledge Proof’s Pods Earn Up to $300 Daily While Mutuum Finance & LiquidChain Build Infrastructure appeared first on Coindoo.

Author: Coindoo
The New Digital Gold Rush: Where Smart Investors Are Putting Their Money Online in 2025

The New Digital Gold Rush: Where Smart Investors Are Putting Their Money Online in 2025

There is a new gold rush in 2025, and it is not about digging in mountains or deserts. It’s all online. People throughout the world are moving their attention to digital investments. They’re not just surfing the web; they’re creating smarter, more strategic portfolios in the digital world. Cryptocurrencies Cryptocurrencies are digital assets that operate […] The post The New Digital Gold Rush: Where Smart Investors Are Putting Their Money Online in 2025 appeared first on TechBullion.

Author: Techbullion
Will Saylor’s Strategy Sell its Bitcoin Stash As Prices Fall? Here’s What Experts Are Saying ⋆ ZyCrypto

Will Saylor’s Strategy Sell its Bitcoin Stash As Prices Fall? Here’s What Experts Are Saying ⋆ ZyCrypto

The post Will Saylor’s Strategy Sell its Bitcoin Stash As Prices Fall? Here’s What Experts Are Saying ⋆ ZyCrypto appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp MicroStrategy (MSTR) is under scrutiny as Bitcoin’s slide fuels speculation that the company may eventually need to liquidate part of its massive BTC holdings. The concern intensified, as data shared on X highlighted that MSTR is now down 51% since launching its first preferred series in February. As such, market watchers are questioning whether a forced sale is becoming more likely. Messari expanded on this debate in a new report. The analysis examines the company’s fixed obligations, its reliance on at-the-market (ATM) offerings, and the game-theoretic dynamics that could determine whether, or when, MSTR might be pushed to sell Bitcoin. According to the report, the scenario revolves not only around market conditions but also around how long the company can use equity issuance and debt structures to sustain its strategy. Meanwhile, JPMorgan analysts warn that MSTR may face up to $8.8 billion in forced stock selling if MSCI removes the company from its global indices due to its heavy BTC concentration. Advertisement &nbsp MSCI is currently consulting on rules that would exclude firms whose digital assets represent at least half of total assets, and MSTR exceeds that threshold by a wide margin. The index provider will deliver a final decision by January 15, 2026, and analysts say the proposal has already contributed to MSTR’s 67% drop from its November 2024 high and 56% decline over six months. JPMorgan believes the fallout from removal would be severe, potentially impacting the company’s liquidity, market value, and ability to raise capital. While active managers are not required to follow index changes, the reputational hit alone could affect future debt and equity offerings. Executive Chairman Michael Saylor argues the company remains an operating software business generating $500 million annually, emphasizing its digital lending services and pointing to its recent…

Author: BitcoinEthereumNews
Stable Layer-1 Launches Dec 8 with USDT Gas & Real Yield

Stable Layer-1 Launches Dec 8 with USDT Gas & Real Yield

The post Stable Layer-1 Launches Dec 8 with USDT Gas & Real Yield appeared on BitcoinEthereumNews.com. Bitfinex-backed Stable unveils STABLE tokenomics ahead of Dec. 8 mainnet launch. STABLE powers governance and network security; all transactions settle in USDT. Phase 2 pre-deposit campaign raised $1.1B from 10,000+ wallets after whale-limit adjustments. The Stable blockchain, a high-throughput Layer-1 network incubated by Bitfinex and Tether, confirmed Tuesday it will activate its mainnet on December 8 at 8:00 a.m. and has released the full tokenomics of its native STABLE token.  According to the announcement, the STABLE token seeks to bolster both the governance and security of the network. The network itself aims to process high-volume stablecoin transactions. With a fixed supply of 100 billion, STABLE will power the network’s delegated proof-of-stake system, StableBFT. Token holders can delegate stakes to validators, forming what the team calls a “meaningful economic commitment” that helps secure the network. Holders will also participate directly in protocol governance to vote on upgrades, ecosystem fund allocations, and major protocol decisions. Importantly, STABLE will not function as a payment asset. All on-chain transactions will continue to settle in USDT. This eliminates the need for users to hold STABLE for routine network activity. The token’s role is strictly for security, governance, incentives, and long-term ecosystem coordination. Related: Bitfinex Lending Rates Surge to 30% APR: Bullish Signal Bitcoin and Crypto? Token Allocation: 10% for Genesis, No Inflation, USDT-Based Rewards Stable detailed how the 100 billion-token supply will be distributed: 10% — Genesis distribution to bootstrap liquidity and community engagement 40% — Developer grants and partnerships 25% — Team (1-year cliff, 4-year vesting) 25% — Early investors (1-year cliff, 4-year vesting) The network stressed that no inflationary emissions are planned. Instead of minting new tokens, staking rewards will come from USDT-denominated network fees collected into a protocol vault and shared with delegators. Mainnet Rollout With tokenomics now public, Stable said it…

Author: BitcoinEthereumNews
XRP Staking Arrives with the Launch of Firelight Protocol

XRP Staking Arrives with the Launch of Firelight Protocol

The post XRP Staking Arrives with the Launch of Firelight Protocol appeared on BitcoinEthereumNews.com. The newly launched Firelight Protocol introduces staking rewards for XRP through a novel on-chain economic security primitive designed to protect DeFi assets from exploits. Enabling New Use Cases for XRP XRP, while being one of the largest crypto assets by market cap, does not have any native staking or yield opportunities. Firelight aims to add a new layer of value for XRP by providing a staking layer that utilizes the staked XRP for providing on-chain cover. This cover can be contracted by DeFi protocols in order to safeguard asset value in case of hacks and exploits.  Sponsored Sponsored Bridging the Gap to Institutional-Grade DeFi DeFi has just come through one of its strongest growth periods ever, surpassing $170 billion in TVL in October, driven largely by institutional demand. At the same time, more than $1 billion is lost to DeFi exploits every year, and recent high-profile incidents like the Balancer exploit have sharpened concerns around asset safety. In traditional finance, insurance is embedded into every market, but DeFi still largely lacks this critical layer of protection, creating a major bottleneck for the next wave of institutional adoption. Firelight is designed to close this gap by providing robust DeFi cover, and the real, growing demand for this protection will help drive value back to XRP holders. Security-First Approach Firelight, incubated by Sentora and backed by Flare, utilizes Flare’s FAssets to bring XRP into the protocol. Unlike many generic bridges, FAssets is fully decentralized, and extensively audited, providing a robust on/off-ramp for XRP into DeFi. At launch, Firelight has completed three audits—one by OpenZeppelin and one by Coinspect and a bug bounty program supported by Immunifi to help ensure maximum protocol security. How Firelight Enables XRP to Enter DeFi  Firelight will launch across two phases. In the launch phase, XRP holders can…

Author: BitcoinEthereumNews
Solana (SOL) Price Builds Momentum Toward a Potential Breakout, but This $0.035 DeFi Crypto Could Rally Harder

Solana (SOL) Price Builds Momentum Toward a Potential Breakout, but This $0.035 DeFi Crypto Could Rally Harder

Solana (SOL) starts to regain momentum with bullish forces slowly building up once more, while market players eagerly await a breakout following weeks of ranging action. The robust fundamentals of this blockchain project, together with fast transaction capability and increasing developer engagement, keep pushing SOL’s positive momentum upward despite its tightly compressed market performance below […]

Author: Cryptopolitan
Firelight Finance debuts xrp staking protocol on Flare with stXRP powering DeFi cover

Firelight Finance debuts xrp staking protocol on Flare with stXRP powering DeFi cover

Firelight launches xrp staking on Flare with stXRP, backing a DeFi insurance model and phase-based rewards for early participants.

Author: The Cryptonomist
Whiteswap Leading the Shift Toward Secure and Stable Crypto Trading

Whiteswap Leading the Shift Toward Secure and Stable Crypto Trading

While most of the crypto world runs on hype cycles and loud announcements, WhiteSwap has taken a very different path — and it shows in the way the platform operates today. Instead of chasing attention, it has spent its time building a decentralized exchange that simply works, even when the

Author: Thenewscrypto