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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14193 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Figure Technologies IPO: A Groundbreaking Move for Blockchain Lending

Figure Technologies IPO: A Groundbreaking Move for Blockchain Lending

BitcoinWorld Figure Technologies IPO: A Groundbreaking Move for Blockchain Lending The financial world is buzzing with news of the Figure Technologies IPO, a monumental step for blockchain-based lending. This move signals a significant shift, bringing decentralized finance into the mainstream spotlight and showcasing the incredible potential of innovative financial technology. It’s a moment that could redefine how we view lending. What is the Figure Technologies IPO and Why Does It Matter? Figure Technologies, a pioneer in blockchain lending, is making headlines with its ambitious initial public offering. This isn’t just another tech IPO; it’s a profound statement about the maturity and potential of blockchain in traditional finance. The company aims to raise a substantial sum, reflecting strong investor confidence in its innovative approach to financial services, as reported by Coindesk. Here are the key details surrounding this significant event: Figure Technologies plans to raise up to $526 million through its IPO. The company is set to be listed on the Nasdaq under the ticker FIGR. Its valuation is estimated at approximately $4.13 billion, highlighting significant market interest. This public offering represents a critical moment for the entire blockchain ecosystem. It provides a tangible example of how distributed ledger technology can transform complex financial processes like lending, making them more efficient, transparent, and accessible for everyone involved. The Groundbreaking Potential of Blockchain Lending: How Does Figure Stand Out? What makes Figure Technologies stand out in the crowded fintech space? It’s their fundamental reliance on blockchain technology to streamline lending operations. By leveraging a distributed ledger, Figure aims to reduce costs, speed up transactions, and enhance security, offering a more robust alternative to traditional systems. This approach promises a future where financial services are more direct and less burdened by intermediaries. This innovative model could revolutionize how loans are originated, serviced, and sold. Imagine a world where loan processes are not bogged down by lengthy paperwork and multiple third parties. Figure Technologies is actively building that future, using blockchain to create a more direct and transparent lending experience for both borrowers and lenders, ultimately benefiting the entire financial ecosystem. Their platform, built on the Provenance Blockchain, allows for the origination, servicing, and sale of loans and other assets in a more efficient manner. This is a significant leap forward from the often cumbersome and slow traditional lending infrastructure, demonstrating true innovation in the sector. Navigating the Market: Opportunities and Challenges for the Figure Technologies IPO The market’s reception to the Figure Technologies IPO will be closely watched by investors and industry experts alike. While the potential for blockchain in finance is immense, challenges remain. Regulatory clarity, market volatility, and intense competition from established financial institutions are all factors that Figure will need to skillfully navigate post-IPO. However, the opportunities are equally compelling. A successful IPO could bring several advantages: Significant Capital: Provide substantial funds for expansion, product development, and technological innovation. Increased Awareness: Boost public understanding and adoption of blockchain lending solutions. Industry Validation: Validate the practical use of decentralized technology in mainstream finance, encouraging further adoption. Talent Acquisition: Attract top talent looking to work at the forefront of financial innovation. Investors are keenly observing how this offering will perform, as it could set a powerful precedent for other blockchain-centric companies looking to go public. The success of the Figure Technologies IPO could indeed pave the way for a new wave of financial innovation. What’s Next for Blockchain in Mainstream Finance After This Landmark IPO? The Figure Technologies IPO is more than just a company going public; it’s a bellwether for the broader integration of blockchain into mainstream financial services. This event highlights a growing trend where traditional finance is increasingly adopting decentralized solutions for enhanced efficiency, security, and transparency. It underscores the undeniable momentum behind blockchain’s integration into our financial world. As blockchain technology continues to evolve, we can expect to see more applications beyond lending. These include asset tokenization, streamlined cross-border payments, and secure digital identity management. Figure Technologies is positioned at the forefront of this transformation, demonstrating the practical, real-world utility of blockchain in tangible financial products and services. The Figure Technologies IPO is a landmark event, not just for the company but for the entire blockchain and decentralized finance landscape. By targeting significant capital through its Nasdaq listing, Figure is poised to accelerate its mission of transforming lending through innovative blockchain solutions. This is a moment that could redefine the future of finance, making it more accessible, efficient, and transparent for everyone. Frequently Asked Questions (FAQs) Q1: What is Figure Technologies? A1: Figure Technologies is a blockchain-based lending platform that aims to revolutionize traditional lending by leveraging distributed ledger technology for greater efficiency, transparency, and security in financial transactions. Q2: What is the significance of the Figure Technologies IPO? A2: The Figure Technologies IPO is significant because it marks a major step for a blockchain-centric company entering mainstream public markets, potentially validating the technology’s role in traditional finance and opening doors for future decentralized finance (DeFi) initiatives. Q3: How much capital is Figure Technologies aiming to raise through its IPO? A3: Figure Technologies is targeting to raise up to $526 million through its initial public offering on the Nasdaq exchange. Q4: What are the potential benefits of blockchain lending? A4: Blockchain lending offers benefits such as reduced costs, faster transaction speeds, enhanced security through cryptographic principles, and increased transparency by recording all transactions on an immutable ledger. Q5: Where will Figure Technologies be listed? A5: Figure Technologies will be listed on the Nasdaq stock exchange under the ticker symbol FIGR, a prominent global market for technology companies. Q6: What challenges might Figure Technologies IPO face post-IPO? A6: Challenges could include navigating complex regulatory environments, managing market volatility, and competing with established financial institutions in the evolving fintech landscape, especially as the Figure Technologies IPO gains traction. If you found this article insightful, consider sharing it with your network! Your support helps us bring more crucial insights into the evolving world of blockchain and decentralized finance. Share this article on your favorite social media platforms and spark a conversation about the future of lending! To learn more about the latest crypto market trends, explore our article on key developments shaping blockchain technology institutional adoption. This post Figure Technologies IPO: A Groundbreaking Move for Blockchain Lending first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats

2025/09/03

3 Dogecoin Alternatives Primed for Big Wins This Cycle

3 Dogecoin Alternatives Primed for Big Wins This Cycle

The post 3 Dogecoin Alternatives Primed for Big Wins This Cycle appeared first on Coinpedia Fintech News Dogecoin (DOGE), with its cultural value and liquidity, ensures that it will continue to play a central role in the bull cycle ahead. But investors know its days of delivering life changing returns are largely behind it. With a massive market cap and reduced upside, traders are looking further down the ladder for the next …

Author: CoinPedia

2025/09/03

Blockchain lender Figure seeks valuation over $4.1 billion in US IPO

Blockchain lender Figure seeks valuation over $4.1 billion in US IPO

PANews reported on September 3rd that blockchain lender Figure Technologies said on Tuesday it is targeting a valuation of up to $4.13 billion for its initial public offering (IPO). Figure and some of its existing investors plan to sell 26.3 million shares in the IPO, expected to be priced between $18 and $20 per share, aiming to raise up to $526.3 million. Goldman Sachs, Jefferies, and Bank of America Securities are serving as lead underwriters. Figure will list on the Nasdaq under the ticker symbol "FIGR." It is reported that Figure was co-founded by technology entrepreneur Mike Cagney in 2018 and operates a blockchain-based native platform focusing on lending, trading and investment in consumer credit and digital assets.

Author: PANews

2025/09/03

Morning Minute: Trump Family Makes $6B as WLFI Goes Live

Morning Minute: Trump Family Makes $6B as WLFI Goes Live

The post Morning Minute: Trump Family Makes $6B as WLFI Goes Live appeared on BitcoinEthereumNews.com. Morning Minute is a daily newsletter written by Tyler Warner. The analysis and opinions expressed are his own and do not necessarily reflect those of Decrypt. Subscribe to the Morning Minute on Substack. GM! Today’s top news: Crypto majors slightly green out of long weekend; BTC at $110,000 Trump family WLFI token has volatile debut, now at $25B FDV BMNR discloses $8.98B in crypto holdings + cash on hand Hyperliquid posts $100M in monthly revenue, new ATH Pudgy Party reaches top 10 in iOS Free Games rankings 🇺🇸🦅 Trump Family’s WLFI Goes Live The Trump family has officially launched another token. And added nearly $6B in paper wealth to the family stack. 📌 What Happened Within hours, the token ranked among the most valuable new coins by market cap, while disclosures indicate the Trump family holds 22.5B WLFI (worth ~$6B at current prices (tokens are locked under a TBD vesting schedule). Quick TL;DR on WLFI: Chain & design: WLFI is an Ethereum token tied to World Liberty’s planned lending/borrowing platform (the DeFi app itself hasn’t launched yet) Early trading stats: WLFI was trading in the $30B-$40B FDV range on Hyperliquid premarket before going down only on Monday Sale history: Public rounds priced WLFI at $0.015 and $0.05, raising ~$500–$550M, meaning early buyers were up ~1,700% at peak intraday prices Float & locks: ~24.7B WLFI circulating out of 100B total supply; 33.5B team tokens are locked with vesting TBD (family’s 22.5B WLFI are included in locked holdings) Ecosystem tie-ins: WLFI sits alongside the project’s dollar stablecoin USD1, already live and listed among major stables As for price action, the token opened around $0.35 before falling all the way to $0.21 and rebounding to $0.25 overnight. A volatile start, and expect more volatility as new proposals like the late evening token buyback and burn proposal continue to push through. 🗣️…

Author: BitcoinEthereumNews

2025/09/03

Decentralized Exchange BunniXYZ Loses $8.4M in Liquidity Exploit

Decentralized Exchange BunniXYZ Loses $8.4M in Liquidity Exploit

The post Decentralized Exchange BunniXYZ Loses $8.4M in Liquidity Exploit appeared on BitcoinEthereumNews.com. In brief Decentralized exchange BunniXYZ has reportedly lost $8.4 million to a liquidity-based security exploit. The DEX has paused all smart contract activity on its network and is “actively investigating” the attack. Hackers reportedly manipulated Bunni’s “liquidity curve,” also known as its LDF, to carry out the exploit. Decentralized exchange (DEX) BunniXYZ has reportedly lost $8.4 million to a liquidity-based security exploit. According to on-chain security firm Hacken, $6 million of the DEX’s funds was stolen via the Unichain blockchain and $2.4 million via Ethereum. All Unichain funds were then bridged to Ethereum using the Across Protocol. Confirming the attack in a tweet, BunniXYZ said that it had paused all smart contract activity on its network and was “actively investigating” the circumstances of the attack. It added that it would provide updates soon. 🚨 The Bunni app has been affected by a security exploit. As a precaution, we have paused all smart contract functions on all networks. Our team is actively investigating and will provide updates soon. Thank you for your patience. — Bunni (@bunni_xyz) September 2, 2025 Founded in February 2025, BunniXYZ is based on automated market maker Uniswap v4, and primarily uses the Ethereum and Unichain blockchains. It currently has a cross-chain Total Value Locked (TVL) of just over $50 million according to DeFiLlama, though it exceeded $80 million at one point earlier this August. Michael Bentley, co-founder of lending protocol Euler, advised users to remove their funds from Bunni in a tweet, adding that while the DEX rebalances funds in and out of Euler, the lending protocol is “not affected or at risk.” Euler endured a major exploit of its own in 2023 that saw hackers steal nearly $200 million, the bulk of which was later recovered. What happened? According to on-chain analyst Victor Tran, co-founder of…

Author: BitcoinEthereumNews

2025/09/03

Bitcoin (BTC) Wobbles as Attention Shifts to DeFi Powerhouse Mutuum Finance (MUTM) at $0.035

Bitcoin (BTC) Wobbles as Attention Shifts to DeFi Powerhouse Mutuum Finance (MUTM) at $0.035

As Bitcoin (BTC) struggles to maintain momentum amid market fluctuations, investor attention is increasingly shifting toward Mutuum Finance (MUTM). MUTM is in the sixth stage of its presale and is expected to rise by 14.29% to $0.04 in the next stage. The project has already raised over $15.25 million and onboarded more than 15950 investors, […]

Author: Cryptopolitan

2025/09/03

Venus Protocol Recovery: A Triumphant Comeback After $13.5 Million Phishing Attack

Venus Protocol Recovery: A Triumphant Comeback After $13.5 Million Phishing Attack

BitcoinWorld Venus Protocol Recovery: A Triumphant Comeback After $13.5 Million Phishing Attack The cryptocurrency world recently witnessed a truly remarkable event: the successful Venus Protocol recovery. This BNB Chain-based crypto lending platform, Venus (XVS), managed to retrieve a significant $13.5 million that was stolen in a sophisticated phishing attack. This isn’t just about recovering funds; it’s a powerful testament to resilience and robust security measures in the face of persistent digital threats within the DeFi space. How Did the Venus Protocol Recovery Unfold So Swiftly? Earlier, Venus Protocol reported that some of its users became targets of a well-orchestrated phishing scam. These attacks often trick individuals into revealing sensitive information, leading to unauthorized access to their digital assets. The initial losses were substantial, amounting to $13.5 million, a figure that understandably caused concern across the community. However, the team behind Venus Protocol wasted no time. They immediately initiated a comprehensive system recovery process. This involved a multi-faceted approach to: Identify the Attack Vectors: Pinpointing how the attackers gained access. Isolate Compromised Accounts: Preventing further losses and securing user assets. Implement Countermeasures: Deploying new security layers to block future attempts. Coordinate Recovery Efforts: Working diligently to trace and reclaim the stolen funds. Their swift and decisive action proved crucial in ensuring a positive outcome for the Venus Protocol recovery. What Does This Venus Protocol Recovery Mean for DeFi Security? The successful retrieval of funds by Venus Protocol sends a strong message to both attackers and the wider crypto community. It highlights that while risks exist, protocols with dedicated teams and robust recovery strategies can mitigate significant damage. This incident provides valuable insights into enhancing security within decentralized finance. For users, this recovery reinforces the importance of: Vigilance Against Phishing: Always double-check URLs and sender identities before clicking links or sharing information. Understanding Protocol Security: Researching the security measures and recovery plans of platforms you use. Using Hardware Wallets: For added protection of your digital assets. The incident also underscores the ongoing battle against cybercrime in the digital asset space. Protocols must continuously evolve their defenses, and users must remain educated and cautious. Looking Ahead: The Future of Venus Protocol After This Event This triumphant Venus Protocol recovery is more than just a win against a cyberattack; it’s a step towards rebuilding and strengthening trust within the Venus ecosystem and the broader DeFi landscape. By demonstrating their capability to not only detect but also reverse the effects of a significant breach, Venus Protocol has set a high standard for accountability and user protection. Moving forward, we can expect Venus Protocol to: Enhance Security Protocols: Implement even more stringent measures to prevent future attacks. Increase User Education: Provide resources to help users identify and avoid phishing attempts. Strengthen Community Trust: Continue transparent communication about security updates and incidents. This experience serves as a critical learning opportunity, paving the way for more secure and resilient decentralized finance platforms. The commitment shown to user safety through this Venus Protocol recovery is truly commendable. In conclusion, the successful Venus Protocol recovery of $13.5 million after a phishing attack is a significant milestone for the platform and the entire DeFi sector. It showcases the critical importance of rapid response, sophisticated security measures, and unwavering dedication to user protection. This event not only returned stolen funds but also reinforced confidence in the protocol’s ability to navigate and overcome severe challenges, setting a positive precedent for the future of decentralized finance security. Frequently Asked Questions (FAQs) Q1: What is Venus Protocol? A: Venus Protocol (XVS) is a decentralized finance (DeFi) lending and borrowing protocol built on the BNB Chain, allowing users to supply cryptocurrencies to earn interest or borrow against their crypto assets. Q2: How much money was stolen in the phishing attack? A: The phishing attack initially resulted in losses totaling $13.5 million. Q3: How did Venus Protocol manage to recover the funds? A: Venus Protocol initiated a comprehensive system recovery, involving identifying attack vectors, isolating compromised accounts, implementing countermeasures, and coordinating diligent recovery efforts to trace and reclaim the stolen funds. Q4: What is a phishing attack? A: A phishing attack is a cybercrime where attackers attempt to trick individuals into revealing sensitive information, such as login credentials or private keys, often by impersonating legitimate entities through fake websites or emails. Q5: What lessons can users learn from this incident? A: Users should remain vigilant against phishing attempts, always verify URLs and sender identities, research the security measures of platforms they use, and consider using hardware wallets for enhanced security. Q6: Is Venus Protocol safe to use now? A: The successful fund recovery and the protocol’s commitment to enhancing security measures demonstrate a strong focus on user safety. While no system is entirely risk-free, this incident highlights their robust response capabilities. Did you find this article insightful? Share this news with your network to spread awareness about the importance of security in the crypto space and Venus Protocol’s commendable recovery efforts. Your shares help educate and protect the wider community! To learn more about the latest crypto security trends, explore our article on key developments shaping DeFi protocols’ future resilience. This post Venus Protocol Recovery: A Triumphant Comeback After $13.5 Million Phishing Attack first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats

2025/09/03

Coinbase Launching First Multi-Asset Futures Tied to Mag7 and Crypto ETFs

Coinbase Launching First Multi-Asset Futures Tied to Mag7 and Crypto ETFs

The post Coinbase Launching First Multi-Asset Futures Tied to Mag7 and Crypto ETFs appeared on BitcoinEthereumNews.com. Coinbase is unleashing a bold new futures product blending tech’s elite with top crypto ETFs, setting the stage for Wall Street’s next multi-asset trading frontier. Coinbase Unveils Mag7 + Crypto Equity Index Futures Crypto exchange Coinbase (Nasdaq: COIN) announced on Sept. 2 that it will introduce Mag7 + Crypto Equity Index Futures on Sept. 22, […] Source: https://news.bitcoin.com/coinbase-launching-first-multi-asset-futures-tied-to-mag7-and-crypto-etfs/

Author: BitcoinEthereumNews

2025/09/03

Venus Protocol: The protocol has been fully restored and the lost funds have been recovered

Venus Protocol: The protocol has been fully restored and the lost funds have been recovered

PANews reported on September 3rd that Venus Protocol, a lending protocol on BNB Chain, stated on the X platform that as of 05:58 Beijing time, Venus Protocol has been fully restored (with withdrawal and liquidation functions have been restarted); the lost funds have been recovered under the protection of Venus. Yesterday, news broke that a Venus Protocol user on BNB Chain mistakenly approved a malicious transaction , granting token permissions and resulting in a loss of $27 million in digital assets. Venus Protocol clarified that it had not been attacked, subsequently suspended services , and initiated an emergency vote to forcibly liquidate the attacker's positions.

Author: PANews

2025/09/03

WLFI: The Next Cult Coin? Analyst Outlines Potential For Explosive Growth

WLFI: The Next Cult Coin? Analyst Outlines Potential For Explosive Growth

The recent debut of the World Liberty Financial token (WLFI) in the cryptocurrency market has generated considerable buzz, despite facing notable price retracements within just 24 hours of trading.  Despite WLFI’s 25% price retrace in the 24-hour time frame, one market analyst believes that the cryptocurrency has the potential to emerge as this year’s “cult coin,” with significant price potential for the remainder of the bull cycle.  Could WLFI Soar 330% In 2025? In a detailed post on X (formerly Twitter), analyst Virtual Bacon drew comparisons to previously called cult coins, such as XRP in 2017 and Dogecoin (DOGE) in 2021, suggesting that WLFI could follow a similar price trajectory in 2025.  Related Reading: Dogecoin Bull Run Could Start On September 13, Analyst Predicts The circulating supply of WLFI currently stands at 24.6 billion tokens, with approximately 6.9% actively tradable. A key point raised by Bacon is the transparent unlock schedule for various stakeholder tokens.  While 20% of the supply is designated for public sale investors and 2.8% is allocated for liquidity and exchanges, the team and investor tokens remain locked. This contrasts with the circumstances surrounding other tokens which experienced a dramatic crash due to a high fully diluted valuation (FDV) and a limited float. Bacon argues that WLFI’s model is healthier, featuring a fair distribution of liquidity across exchanges and gradual unlocks that mitigate the risks associated with sudden price drops.  Notably, the analyst’s price target for WLFI is set at $1, which he believes would bring the token’s fully diluted valuation to $100 billion and its market cap to $24.6 billion.  As of this writing, the cryptocurrency is trading at $0.23. That potential scenario could mean a 330% price increase. That could also propel the token toward 11th place among the top cryptocurrencies, positioning it alongside Chainlink (LINK) and Cardano (ADA). Catalysts That Could Drive Token Growth And Market Surge Virtual Bacon also addressed comparisons to the TRUMP memecoin launched earlier this year, acknowledging that while WLFI may eventually face an 80% drop like many altcoins, it is fundamentally different.  Unlike TRUMP, which experienced a rapid ascent beyond $70 before entering a major downtrend, the analyst notes that WLFI boasts “real integrations,” ties to US Treasuries, and institutional backing. Related Reading: Bitcoin Mirrors Historical Pullback Ranges – Healthy Correction Or Trouble Ahead? Virtual Bacon identified key catalysts that could drive WLFI’s growth. These include the development of a retail app for and payment solutions, a lending and borrowing platform, and the anticipation of a social media post from President Donald Trump regarding WLFI, which could significantly boost its visibility and market activity. The analyst also mentioned that interest in the recently launched cryptocurrency has outperformed that of major altcoins, such as Ethereum (ETH) and Solana (SOL), which he believes indicates a potential cult following that could drive liquidity. Ultimately, Virtual Bacon argues that WLFI’s fair tokenomics, transparent supply structure, strong institutional support, and growing retail momentum position it favorably for the future and strong performance in the upcoming months.  Featured image from DALL-E, chart from TradingView.com

Author: NewsBTC

2025/09/03

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