Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14214 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Best Altcoins to Buy According to ChatGPT-5

Best Altcoins to Buy According to ChatGPT-5

The post Best Altcoins to Buy According to ChatGPT-5 appeared on BitcoinEthereumNews.com. As Ethereum (ETH) maintains its level of performance within the crypto ecosystem, market sentiment is turning to how newcomer Mutuum Finance (MUTM) could transform the way people engage with DeFi. The presale of Mutuum Finance has reached its sixth round and sells tokens at the price of $0.035. Those who invest in the project at this early stage are expected to gain more than 500 percent when the token is introduced to the exchanges.  The presale has so far drawn in 16000 buyers and collected well over 15.25 million in capital. MUTM has been in the limelight with the focus being placed on its progressive lending. With rising volumes of trade and community discussion, Mutuum Finance is rapidly emerging as a name to reckon with in the continued rebranding of alternative cryptocurrencies. Ethereum Holds Near $4,290  Ether is quoted at about 4285.81 with a slight 3.8% pullback of the recent highs, and intra-day ranges of 4273.97 to 4486.85. Although volatile in the short term, institutional interest is very strong, there was almost 500 million of spot ETFs, and total Q3 ETF flows reached 4 billion, so Ethereum has a good liquidity base.  Analysts also note a number of optimistic possibilities: technical signals such as falling wedges and rising buying pressure may lead to a route to $5,000, and more optimistic projections point at stretch prices of $7,000 or even $7,175 by year-end, should ETF inflows persist.  Mutuum Finance opens Bug Bounty of $50,000. Mutuum Finance has opened a Bug Bounty Program in partnership with CertiK and encourages white-hat hackers, developers, and security researchers to become the participants. The program offers leveled rewards based on the gravity of the reported vulnerabilities, and the maximum level of the reward is 50,000 USDT. This will help to enhance the security of the platform,…

Author: BitcoinEthereumNews
Grok’s Top 4 Picks for Massive Returns

Grok’s Top 4 Picks for Massive Returns

The post Grok’s Top 4 Picks for Massive Returns appeared on BitcoinEthereumNews.com. Sure, these tokens could deliver massive returns in the upcoming altcoin season but, as with any investment, the best strategy is diversification. In this quick, no-nonsense guide, we’ll point you toward the best crypto presales to buy right now, helping you craft a well-rounded portfolio for the upcoming run. So what’s so special about presales? They’re low-cap, under-the-radar, and cheap tokens that may carry more spice than your usual Bitcoin or Ethereum. Yet they also offer far higher upside than most mainstream cryptos combined. Even better, given the current consolidation phase, presales make a lot of sense because they’re not yet listed, meaning they’re shielded from volatility. And by the time they launch in the next few months, the market could be alive and kicking, giving you the chance to ride the wave with minimal stress. The best part? We sought Grok’s expertise for this guide. One of the most powerful AI tools around, Grok – thanks to its direct integration with X – has access to real-time crypto updates, from big whale buys and policy announcements to price movements and analyst predictions. 1. Bitcoin Hyper ($HYPER) – Layer-2 Bitcoin Solution Offering Scalability and Web3 Compatibility Bitcoin Hyper ($HYPER) is an innovative Layer-2 (L2) solution for Bitcoin, solving the blockchain’s long-standing issues of scalability and speed. Although Bitcoin is rightly called digital gold, it offers little utility beyond being a store of value, which is why networks like Ethereum and Solana dominate DeFi and Web3. $HYPER aims to change that through a decentralized, non-custodial canonical bridge. Simply put, this bridge locks your Layer-1 $BTC and mints an equivalent amount of Layer-2 Bitcoin, called wrapped $BTC. These L2-compatible tokens can then be used to engage with Hyper’s Web3 ecosystem, including DeFi trading, staking, lending, NFT marketplaces, gaming dApps, and more. Once…

Author: BitcoinEthereumNews
3 Other Coins Predicted to Rally 1500% Before Bitcoin’s Cycle Peak in 2026

3 Other Coins Predicted to Rally 1500% Before Bitcoin’s Cycle Peak in 2026

The post 3 Other Coins Predicted to Rally 1500% Before Bitcoin’s Cycle Peak in 2026 appeared on BitcoinEthereumNews.com. SPONSORED POST* Cardano (ADA) has long been a favourite among investors who believe in strong fundamentals and long-term scalability. Nevertheless, as markets prepare to enter the next halving cycle of Bitcoin and a possible peak in the year 2026, there is speculation that a new era of alternative cryptocurrencies should bring as much growth as Bitcoin has shown to date, and even more. Among all these, Little Pepe (LILPEPE), Solana (SOL), and Injective (INJ) are gaining significant interest because of their new ecosystem functions and surging growth. Little Pepe (LILPEPE): The Meme-Fueled Layer 2 Revolution Little Pepe (LILPEPE) is more than just another meme coin. It is the native utility token of the Little Pepe ecosystem, which operates as a next-generation Layer 2 blockchain designed exclusively for meme culture. Built with ultra-low fees, warp-speed security, and rapid finality, the network positions itself as the world’s first meme-only blockchain. Unlike other projects that merely scale Ethereum, Little Pepe could redefine meme tokens by giving them a dedicated infrastructure. The presale performance underscores its momentum. As of Stage 12, LILPEPE is priced at $0.002, with over $22.4 million raised out of a $25.4 million target. More than 14.2 billion tokens have already been sold from the planned allocation, signalling significant retail and community confidence. At listing, tokens are expected to debut at $0.003, reflecting steady growth potential for early adopters. Tokenomics reveal a structured approach to sustainability. Application of 10% of the supply is dedicated to liquidity so that the exchange can run properly, 26.5% to presale, and 13.5% to staking and rewards to holders in the long term. The remaining 10% t goes to marketing, campaign maintenance and support, influencer networks, and community relationships. Perhaps most notable, the project imposes 0% transaction tax, reinforcing its ethos of financial freedom. The roadmap…

Author: BitcoinEthereumNews
Which Crypto to Buy Now? BTC Retesting Steadily $108K, Yet a DeFi Underdog Is Predicted to Surge Past $4 Fast

Which Crypto to Buy Now? BTC Retesting Steadily $108K, Yet a DeFi Underdog Is Predicted to Surge Past $4 Fast

Bitcoin (BTC)’s steady retest of the $108,000 level has once again reinforced its position as the king of digital assets. But while BTC is admired for its consistency, investors who are seeking exponential growth are beginning to look elsewhere. Analysts tracking what is going on with crypto today are turning their attention to a presale [...] The post Which Crypto to Buy Now? BTC Retesting Steadily $108K, Yet a DeFi Underdog Is Predicted to Surge Past $4 Fast appeared first on Blockonomi.

Author: Blockonomi
Arbitrum Launches ‘Season One’ of $40 Million DeFi Incentive Program

Arbitrum Launches ‘Season One’ of $40 Million DeFi Incentive Program

The post Arbitrum Launches ‘Season One’ of $40 Million DeFi Incentive Program appeared on BitcoinEthereumNews.com. The DeFi Renaissance Incentive Program (DRIP) aims to accelerate innovation and liquidity on Arbitrum. The Arbitrum DAO on Wednesday unveiled “Season One” of its DeFi Renaissance Incentive Program (DRIP), which introduces a reward system for specific assets and activities across the Arbitrum ecosystem instead of focusing on individual decentralized finance (DeFi) protocols. Season One earmarks up to 24 million ARB tokens, worth nearly $12 million at current prices, to fuel growth in the Arbitrum ecosystem. ARB, the L2’s native token, is currently trading near $0.50, up 28% over the past month. It boasts a market capitalization of $2.6 billion, per CoinGecko data. This first season will focus on leveraged looping strategies for yield-bearing Ethereum (ETH) tokens and stablecoins. It will reward activity across select lending and borrowing protocols, including Aave, Morpho, Fluid, Euler, Dolomite, and Silo, according to a press release viewed by The Defiant. Participants will be able to earn ARB rewards for borrowing against a curated set of collateral types, including weETH, wstETH, rsETH, ezETH, gmETH, sUSDC, sUSDS, USDe, sUSDe, syrupUSDC, RLP, wstUSR, sUSDai, and thBILL. Arbitrum, an Ethereum Layer 2 (L2) network with $3.5 billion in DeFi total value locked (TVL), unveiled its DRIP initiative in April; however, it wasn’t approved by the Arbitrum DAO until June. Sustainable Growth The initiative underscores how DeFi incentives could be modeled in the future. Rather than distributing rewards broadly, Arbitrum is steering them toward strategies that can boost liquidity and promote sustainable growth. “Not all TVL is created equal, and the retention of growth during the program is what matters most,” Matthew Fiebach, co-Founder of Entropy Advisors, told The Defiant. “It’s the combination of new deployments, co-incentives, listings, integrations and parameter changes that lead to structural improvements to the ecosystem.” How it Works Season One is part of a larger…

Author: BitcoinEthereumNews
Hottest Crypto Presales for September: Grok’s Top 4 Picks for Massive Returns

Hottest Crypto Presales for September: Grok’s Top 4 Picks for Massive Returns

If you have so much as a toe in crypto waters, you’ve probably had one too many ‘experts’ telling you to load up on altcoins like $SOL, $XRP, $LTC, $XLM, and whatnot.

Author: Brave Newcoin
Which Crypto to Buy Today for Short-Term? SOL Flashes Green, But MUTM Is Targeting Epic 6000% Catalyst Ahead

Which Crypto to Buy Today for Short-Term? SOL Flashes Green, But MUTM Is Targeting Epic 6000% Catalyst Ahead

The post Which Crypto to Buy Today for Short-Term? SOL Flashes Green, But MUTM Is Targeting Epic 6000% Catalyst Ahead appeared first on Coinpedia Fintech News Solana (SOL) has grabbed short-term headlines with its green flashes across crypto charts, showing quick spikes in price action. Yet while traders eye these bursts, analysts are pointing toward something bigger unfolding in the presale market. Mutuum Finance (MUTM) is positioning itself not just for a bounce but for a transformative run that targets epic …

Author: CoinPedia
AI Agents to Lead Stablecoin Usage: Insights from Galaxy Digital’s Novogratz

AI Agents to Lead Stablecoin Usage: Insights from Galaxy Digital’s Novogratz

Cryptocurrency industry veteran Mike Novogratz has recently shared his insights on the evolving landscape of digital assets, emphasizing the growing role of artificial intelligence (AI) and stablecoins in mainstream adoption. His commentary underscores the increasing intersection of innovative technologies with blockchain ecosystems, promising a new era for crypto users and investors alike. The Impact of [...]

Author: Crypto Breaking News
Stablecoin, record August: volumes at 3,000 billion and market cap at 284.6 billion

Stablecoin, record August: volumes at 3,000 billion and market cap at 284.6 billion

According to Artemis, in August the on-chain volumes of stablecoins approached ~3 trillion dollars (approximately +92% month over month)

Author: The Cryptonomist
Chainlink Folks Finance Adopts Shiba Inu in Cross-Chain Lending Markets

Chainlink Folks Finance Adopts Shiba Inu in Cross-Chain Lending Markets

Following the integration of Shiba Inu with the Chainlink Cross-Chain Interoperability Protocol (CCIP), DeFi lending platform Folks Finance has added support for SHIB in its CCIP-enabled form.  Shiba Inu’s official X handle announced the development on Tuesday, noting that SHIB has been listed in Folks’ lending markets. The initiative makes Folks the first flagship project on Chainlink to adopt SHIB in its new cross-chain form. With SHIB integrated into Folks’ lending markets, users can deposit SHIB to earn yields or utilize the token as collateral to borrow other assets. Reacting, Shiba Inu’s ecosystem team expressed excitement about the development, calling it incredible. First Meme Coin with Cross-Chain Lending Markets Folks also confirmed the development, referring to SHIB as the “first meme coin with cross-chain lending markets”. It also highlighted that users can now borrow and deposit SHIB across multiple blockchains, thanks to Chainlink’s CCIP. The development comes several months after Shiba Inu partnered with Chainlink to transform SHIB into a cross-chain token. This initiative enables SHIB, an Ethereum-based token, to be accessible across 12 blockchains, including Optimism, Polygon, Avalanche, and Arbitrum, among others. Folks Finance also supports most of these blockchains. Consequently, Folks users can easily borrow and lend SHIB across these networks. Key Features In addition to enabling SHIB borrowing and lending across multiple chains, Folks Finance will use Chainlink’s CCIP to eliminate the token’s liquidity fragmentation. Rather than splitting Shiba Inu’s liquidity across separate networks, CCIP will enable Folks to create one unified pool of SHIB liquidity, making it accessible to all blockchains. Notably, Folks announced incentives for SHIB depositors as part of efforts to encourage adoption and deepen liquidity. At the moment, depositors can earn an APY of 10.93%. So far, users have supplied about $25,000 worth of SHIB as liquidity, with roughly $2,000 posted as collateral for borrowing other assets. SHIB Adoption Soars This latest integration from Folks Finance comes at a time when SHIB is facing a significant price correction. Meanwhile, the development contributes to the surge in Shiba Inu adoption. The team, through its marketing lead Lucie, confirmed that Shiba Inu’s adoption is growing. Earlier this week, top ETF issuer Valour launched a SEK-denominated Shiba Inu-focused exchange-traded product in four European markets, including Denmark, Sweden, Norway, and Finland.

Author: The Crypto Basic