Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14325 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Solana Price Today: SOL Unable to Gain Momentum as Investors Turn Attention to Mutuum Finance (MUTM) 20x Potential

Solana Price Today: SOL Unable to Gain Momentum as Investors Turn Attention to Mutuum Finance (MUTM) 20x Potential

The post Solana Price Today: SOL Unable to Gain Momentum as Investors Turn Attention to Mutuum Finance (MUTM) 20x Potential appeared on BitcoinEthereumNews.com. Solana (SOL) has remained unable to gain momentum, as investors take a pause in the overall muted market. All eyes are on Mutuum Finance (MUTM) though, the new DeFi that’s getting all the limelight with its guaranteed 20x potential. The project is attracting more investors and reshaping DeFi.  MUTM presale now has 16,150 investors who have raised a total of $15.5M. While SOL consolidates, Mutuum Finance is leading the way in the DeFi space by demonstrating how newer blockchain projects can still attract market attention even when older tokens consolidate. Solana Consolidates Amid Shifting Market Solana (SOL) is sitting at approximately $207.62 with minimal intraday activity after recent upward movement. The token appears to be catching its breath for the time being as investors consider opportunity within the broader crypto market, between legacy networks and newer altcoins. Solana has the backing of its highly performant, scalable blockchain technology while the market considers new potential, including platforms like Mutuum Finance (MUTM). Mutuum Finance Phase 6 Presale Mutuum Finance is currently in Phase 6 of presale, and the tokens are going for $0.035 per token. Waiting for Phase 7 comes with an additional risk of 14.29% per token because the price will increase to $0.04. The presale has already recorded more than 16,150 investors and more than $15.5 million raised, indicating confidence in the project’s long-term plan and prospects within the DeFi ecosystem. The above statistics are with respect to the recognition of MUTM’s market as a significant contributor to decentralized finance. Developing a Stable and Secure Platform Within the infrastructure, the project will launch a USD-pegged stablecoin on the Ethereum blockchain. The stablecoin will be an overcollateralized, non-algorithmic stablecoin so that it becomes secure and stable in the long term. Unlike algorithmic stablecoins that can lose their peg during periods of…

Author: BitcoinEthereumNews
Rather Than Fear Stablecoins, Offer Your Customers Better Rates, Matt Hougan Says About Banks

Rather Than Fear Stablecoins, Offer Your Customers Better Rates, Matt Hougan Says About Banks

Bitwise CIO Matt Hougan urges banks to raise deposit rates to compete with stablecoins, potentially reshaping savings and lending dynamics.   Banks should raise deposit rates to counter stablecoins, according to Matt Hougan, Chief Investment Officer at Bitwise. He argues that instead of lobbying against crypto, U.S. banks should focus on giving depositors better returns. […] The post Rather Than Fear Stablecoins, Offer Your Customers Better Rates, Matt Hougan Says About Banks appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
SEC Chair Paul Atkins backs crypto super apps with unified licenses and flexible custody

SEC Chair Paul Atkins backs crypto super apps with unified licenses and flexible custody

The post SEC Chair Paul Atkins backs crypto super apps with unified licenses and flexible custody appeared on BitcoinEthereumNews.com. Key Takeaways SEC Chair Paul Atkins endorses the development of crypto ‘super apps’ with unified regulatory licenses. These platforms would integrate trading, lending, staking, and more under a single oversight framework. SEC Chair Paul Atkins has expressed support for crypto “super apps” that would integrate multiple digital asset services under unified regulatory oversight. Atkins has advocated for platforms that combine trading, lending, staking and other crypto services under a single regulatory umbrella. These platforms would allow side-by-side trading of security and non-security digital assets while offering flexible custody solutions, including self-custody options. Atkins considers self-custody a “core American value.” The approach aims to reduce duplicative regulations, lower compliance costs, and foster innovation by enabling platforms to operate efficiently with a single license. The super app model would streamline regulatory requirements for companies offering multiple crypto services, moving away from the current system where different services often require separate licenses and compliance frameworks. Source: https://cryptobriefing.com/sec-chair-paul-atkins-backs-crypto-super-apps-unified-licenses-flexible-custody/

Author: BitcoinEthereumNews
Top 5 Crypto Presales to Buy Now

Top 5 Crypto Presales to Buy Now

The post Top 5 Crypto Presales to Buy Now appeared on BitcoinEthereumNews.com. Meme coins are evolving fast, moving beyond simple hype cycles into projects with real hooks, culture-driven branding, and in some cases, surprising utility. Some of the best crypto presales to buy right now are riding this wave, blending early traction with unique narratives that stand out in a crowded market. From Bitcoin-inspired scalability to gamified mining mechanics, these presales are attracting both retail traders and whales looking for the next breakout. The question is which of these early-stage projects could turn today’s momentum into tomorrow’s long-term gains. Early Investors Eye These Best 5 Crypto Presales Right Now Getting into these presales now offers both excitement and strategic growth potential. It’s a chance to secure a strong position before listings drive valuations higher. This article highlights five of the best crypto presales to buy now, based on insights from crypto analyst Crypto Boy, whose full analysis video is available below or on his YouTube channel. Pepenode (PEPENODE) Pepenode is carving out its place in the meme coin landscape with a unique “mine-to-earn” model that brings back echoes of Bitcoin’s early mining era. Unlike standard tokens that rely solely on holding for value appreciation, Pepenode introduces virtual mining nodes that generate rewards, which can later be upgraded, tied to NFTs, and displayed on competitive leaderboards. This design creates an interactive experience where progress is visible, tradable, and community-driven. The project has already gained notable traction, raising nearly $1 million in its presale stages. What makes it stand out is its sustainability mechanism: 70% of tokens spent within the system are permanently burned, ensuring long-term scarcity while keeping rewards flowing. By combining gaming, DeFi elements, and a competitive twist, Pepenode positions itself as more than just another meme coin. It offers a fresh utility-driven approach that could capture both hype and longevity in…

Author: BitcoinEthereumNews
Hurry! One Month Left to Win from 15,000 USDT in the Spacecoin Writing Contest

Hurry! One Month Left to Win from 15,000 USDT in the Spacecoin Writing Contest

The Spacecoin Writing Contest is back for its final round with a $9,000 USDT prize pool. Writers can enter by submitting original stories on decentralized internet, space tech, blockchain use cases, or sponsor tags (#spacecoin, #creditcoin, #gluwa) by October 7, 2025. Multiple entries are allowed, and winners will be selected through editorial review and sponsor voting.

Author: Hackernoon
Sei Taps Chainlink to Bring Official US Government Economic Data On-Chain

Sei Taps Chainlink to Bring Official US Government Economic Data On-Chain

Chainlink Data Streams are now live on the Sei Network, aiming to provide low-latency oracle data for institutional and DeFi applications. The post Sei Taps Chainlink to Bring Official US Government Economic Data On-Chain appeared first on Coinspeaker.

Author: Coinspeaker
Could This Be The Best Coin To Invest In September 2025?

Could This Be The Best Coin To Invest In September 2025?

The post Could This Be The Best Coin To Invest In September 2025? appeared on BitcoinEthereumNews.com. The crypto market in September 2025 is buzzing with anticipation. Bitcoin has stabilized above the $60,000 mark, Ethereum continues its DeFi dominance, and a new wave of presale projects is commanding the spotlight. Among these, one name is standing out with growing momentum: Tapzi. Built as the world’s first skill-to-earn Web3 gaming platform, Tapzi is already being discussed as one of the best coins to invest in this month. Unlike the luck-based models of many play-to-earn projects, Tapzi rewards players purely for their abilities. That innovation, combined with strong tokenomics and a fast-moving presale, has made it a project many in the crypto community are watching closely. A New Kind of Web3 Gaming At its core, Tapzi is designed to tackle the problems that downed earlier GameFi projects. Most blockchain games either relied on constant token emissions, leading to runaway inflation, or turned into thinly veiled gambling apps disguised as games. Tapzi’s creators decided to flip that model. On Tapzi, matches are powered by staked entry fees in the $TAPZI token. Two players join a game, e.g., chess or tic-tac-toe, and stake their tokens into a prize pool. The winner, determined entirely by skill, takes the pot. No randomness, no grind, no token printing. Just straightforward competition. This makes Tapzi feel more like an e-sports platform than a typical blockchain game. Its slogan, “Skill, Strategy & Real Rewards”, sums up the ethos: victory depends on how well you play, not how lucky you get. Why Tapzi Matters in 2025 The timing for Tapzi’s arrival couldn’t be better. Web3 gaming is projected to balloon toward the trillion-dollar mark in the next decade, and users are hungry for more than meme coins and speculative plays. Tapzi’s skill-to-earn structure answers that demand by offering a fair system that can appeal to both casual…

Author: BitcoinEthereumNews
What if Your Web3 Identity Was More Important Than Your Passport?

What if Your Web3 Identity Was More Important Than Your Passport?

Passports are a peculiar kind of trust artifact. They don’t tell the full story of who you are — just where a government recognizes you belong. Yet, they open borders, decide opportunities, and often limit freedom. In contrast, your Web3 identity — wallets, transaction history, contributions, and verifiable credentials — paints a far richer picture of your actual life, skills, and relationships. The question iswhat if that mattered more than a passport? Identity Beyond Borders Blockchains make identity portable in ways nation-states never intended. You can build a reputation in a DAO, earn credentials through on-chain work, and prove ownership of creative work without asking permission from any authority. This identity is layered: financial activity, governance participation, social networks, and even attestations from others. It reflects not just who you are, but what you do — and it can travel anywhere the internet does. Unlike a passport, which reduces you to nationality and date of birth, a Web3 identity could surface proof of your credibility, skills, and trustworthiness in any context. A lending protocol might see your repayment history, while a guild might verify your design contributions. These are proofs of lived actions, not static data. Trust Without Borders What changes when your verifiable actions outweigh your passport? A refugee with a strong DAO record could be trusted for remote work without needing residency papers. A developer in Lagos could prove seniority on-chain and get hired in Berlin, no visa required. A musician’s reputation could be established through verified ownership of creative works, not institutional gatekeeping. It’s a radical redistribution of trust. No longer mediated by geography or state-issued documents, but by your actions in digital ecosystems. In this framing, “citizenship” becomes less about soil and more about contribution. The Friction Points But speculative futures aren’t clean. Who curates and interprets this identity? Does it create new forms of exclusion if your on-chain history isn’t robust? What happens if a wallet gets compromised — do you lose your “passport”? There’s also the risk of hyper-surveillance, where every action you take is permanently recorded. Unlike a passport, which expires and can be reissued, an on-chain identity is sticky and often irreversible. That permanence could be a feature for proving long-term credibility — or a bug if mistakes or failures are forever etched into your record. Redefining Belonging If Web3 identity eclipses passports, belonging shifts from nation-states to networks. People would rally around shared DAOs, protocols, or communities, not flags. Travel might still require physical documents, but opportunity would increasingly be unlocked by verifiable digital credentials. The provocative possibility is that your future may not be determined by the country on your passport, but by the communities you contribute to and the proof you can bring of that participation. Trust, reputation, and opportunity — all portable, all digital, and all untethered from the nation-state. What if Your Web3 Identity Was More Important Than Your Passport? was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium
Tokenized Pokémon Cards Are Hot. Lending Them for Crypto Is a Different Story

Tokenized Pokémon Cards Are Hot. Lending Them for Crypto Is a Different Story

NFTs tied to Pokémon cards are seeing renewed interest, but they may have practical limits as collateral on-chain.

Author: Coinstats
LayerBrett Holders Rotate Capital Into Based Eggman Best Crypto Presale $GGs

LayerBrett Holders Rotate Capital Into Based Eggman Best Crypto Presale $GGs

LayerBrett investors are rotating capital into Based Eggman ($GGs). Learn why $GGs is seen as the best crypto presale to buy right now among top crypto presales in 2025.

Author: Cryptodaily