Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14345 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
SEC Postpones Decisions on Solana and XRP ETF Applications from Franklin Templeton

SEC Postpones Decisions on Solana and XRP ETF Applications from Franklin Templeton

TLDR SEC has postponed decisions on several crypto ETF applications, including BlackRock and Franklin Templeton proposals BlackRock’s Ethereum staking amendment decision is now set for October 30 Franklin Templeton’s Ethereum staking, Solana, and XRP ETF decisions are delayed until mid-November SEC Chair Paul Atkins launched “Project Crypto” to modernize securities rules for digital assets The [...] The post SEC Postpones Decisions on Solana and XRP ETF Applications from Franklin Templeton appeared first on Blockonomi.

Author: Blockonomi
Based Eggman $GGs and the Streaming Token Revolution

Based Eggman $GGs and the Streaming Token Revolution

The post Based Eggman $GGs and the Streaming Token Revolution appeared on BitcoinEthereumNews.com. Crypto News 11 September 2025 | 12:47 Discover Based Eggman $GGs, one of the best crypto presale to buy right now. Explore this new crypto token presale built for Gen-Z investors blending gaming, streaming, and rewards. The world of presale cryptocurrency is shifting quickly, and young investors are paying close attention. With new crypto token presale projects launching almost daily, finding the best crypto presale to buy right now can feel overwhelming. Among the growing list of token presales, Based Eggman $GGs has gained attention for combining Web3 culture with gaming and streaming utilities. Unlike many presale crypto tokens that remain abstract, $GGs is creating a clear ecosystem that connects entertainment with digital assets. For Gen-Z, who already live at the intersection of memes, gaming, and streaming, this presale coin offers a cultural fit alongside its technical design. Based Eggman ($GGs): Gaming, Streaming, and Culture in One Ecosystem Based Eggman ($GGs) is not just another presale cryptocurrency but a project built with multiple entry points for users. At its heart is a gaming and streaming hub where the $GGs token operates as the main currency. Players can join simple, fun games and streamers can share content directly with audiences, receiving $GGs tips and support in real time. The ecosystem also introduces staking, allowing holders of presale crypto tokens to lock their assets and earn rewards within the platform. This creates a continuous cycle of engagement, where gaming activity, community interaction, and streaming monetization all revolve around the same token. The traction is already visible. So far, 38,490.2 USDT has been raised and 4,879,164.2 $GGs tokens have been sold, with the presale price at $0.006389 per token. These numbers highlight how token presales like $GGs are moving from concept to community adoption. $GGs powers on-chain gaming $GGs supports live streaming monetization…

Author: BitcoinEthereumNews
Best Altcoins to Buy Today: Top Choices for 20x Gains

Best Altcoins to Buy Today: Top Choices for 20x Gains

As the cryptocurrency market is currently at a critical juncture of renewed energy, everyone is looking to altcoins with high-growth potential. Mutuum Finance (MUTM) and Cardano (ADA) are the best bets as top choices. With its decentralized lending revolution and risk-optimized DeFi investment products, Mutuum Finance is quickly becoming one of the go-to options for […]

Author: Cryptopolitan
Nasdaq Welcomes FIGR, $787M IPO Draws Heavy Investor Demand

Nasdaq Welcomes FIGR, $787M IPO Draws Heavy Investor Demand

TLDR: FIGR IPO raised $787M, upsizing to 35.8M shares priced $20–22 each. Valuation climbed to $4.66B, well above initial $4.1B goal. Figure turned $29M profit in first half of 2025 after last year’s $13M loss. Circle’s IPO helped boost demand for crypto‑related public offerings. Crypto investors have a new stock to watch. Figure Technologies launched [...] The post Nasdaq Welcomes FIGR, $787M IPO Draws Heavy Investor Demand appeared first on Blockonomi.

Author: Blockonomi
Figure prices IPO at $25 per share, expects to raise $787.5 million

Figure prices IPO at $25 per share, expects to raise $787.5 million

PANews reported on September 11 that according to CoinDesk, Figure Technologies, a blockchain lending platform founded by SoFi co-founder Mike Cagney, has priced its initial public offering (IPO) at $25 per share and is expected to raise $787.5 million. According to the press release, the company's Class A shares are scheduled to be listed and traded on the Nasdaq later on September 11 (today) under the stock code "FIGR". The offering includes 31.5 million shares, of which approximately 23.5 million shares come directly from Figure and 8 million shares come from existing shareholders. If the underwriters exercise their option to purchase more shares, an additional 4.7 million shares can be sold. Last week, the company's IPO size was expanded to US$526 million. The offering is expected to be completed on September 12, subject to meeting normal delivery conditions.

Author: PANews
Can XYZVerse Outshine SHIB and PEPE? Analysts Eye 50x Surge From Presale Price

Can XYZVerse Outshine SHIB and PEPE? Analysts Eye 50x Surge From Presale Price

A new meme token, XYZVerse, is drawing attention as it enters the market. Big names like SHIB and PEPE have led the game so far, but fresh predictions suggest XYZVerse could soon steal the spotlight. With talk of a possible 50x jump from its presale, the stage is set for a new face in the meme coin race. $XYZ Unlocks the G.O.A.T. Status, Early Investors Positioned for Massive ROI XYZVerse ($XYZ) has brought a brand-new concept to the memecoin niche by blending the excitement of sports with the fast-moving energy of crypto. Designed for hardcore fans of football, basketball, MMA, and esports, this project goes beyond just being another token—it’s a growing community built around passion for the game. With the bold Greatest of All Time (G.O.A.T.) vision, XYZVerse is aiming higher than the average meme coin. And people are taking notice—it has recently earned the title of Best New Meme Project. What sets $XYZ apart? It’s not a short-lived trend. This project has a clear roadmap and a dedicated community focused on long-term growth. Fueled by the sports mentality, the $XYZ token has emerged as the ultimate contender ready to crush competitors. $XYZ is on its way to the winner's podium to become a badge of honor for those who live and breathe sports and crypto. $XYZ Already Delivers Even Before Hitting the Market The $XYZ presale is underway, providing access to the token at a special pre-listing price. Launch Price: $0.0001 Price Now: $0.005 Next Stage: $0.01 Final Presale Price: $0.02 Following the presale, the $XYZ token will be listed on major centralized and decentralized exchanges, with a target listing price of $0.10. If the project raises enough capital to support this valuation, early investors could see returns of up to 1,000x on their presale entries. So far, over $15 million has been invested, reflecting strong market interest. Notably, securing tokens at a lower presale price offers the potential for higher ROI upon launch. Demand for $XYZ is surging, driving rapid progress in the presale. Early buyers secure the lowest prices, maximizing their potential returns. Join $XYZ Presale Now and See Your Pennies Grow Into Millions! From Meme to Mainstream: Why Shiba Inu Could Lead the Next Crypto Buzz Shiba Inu, or SHIB, began in 2020 as a playful answer to Dogecoin. Its creator, known only as Ryoshi, minted one quadrillion coins and sent half to Ethereum co-founder Vitalik Buterin. He gave a large share to India’s Covid Relief Fund and erased (“burned”) 40% of all SHIB, turning a joke into headline news. Because SHIB runs on Ethereum, it can plug into many apps that Dogecoin cannot touch. That link to Ethereum is SHIB’s edge in today’s market. Holders already trade on ShibaSwap, and a planned art market for digital collectibles could widen use even more. A community voting system is also on the way, letting fans steer the project. Memecoins often shine when the wider crypto scene calms down, and recent buzz shows traders still chase bold stories. SHIB stays cheap per coin, yet its big fan base and growing tool set keep it in the spotlight. PEPE Frenzy: The Frog Meme Coin Hopping Toward Crypto Fame PEPE sprang from the grinning face of Pepe the Frog, Matt Furie’s famous meme. Built on Ethereum, it burns tokens over time, so supply shrinks. The team set no taxes and no grand promises, keeping the token a pure joke turned market craze. In late April 2023 it rocketed, touching a $1.6 billion value and making early buyers rich overnight. That blast kicked off a fresh memecoin season, where coins appear, pump, and vanish in hours. Now traders eye the next chapter. Phase one of the roadmap is done with listings and viral tweets. Phase two brings more exchanges, while phase three targets top-tier platforms and a full “meme takeover.” Compared with Dogecoin or Shiba Inu, PEPE offers no utility yet, but its deflation and zero-tax stance draw thrill seekers hunting quick moves. The coming Bitcoin halving often sparks wider rallies; if that pattern holds, fresh money could flow into high-risk meme plays. PEPE remains a wild card, yet its buzzing community and simple call—“buy the frog”—keep it center stage. Conclusion SHIB and PEPE stay good, yet the bull run 2025 favors XYZVerse. The first all-sport memecoin targets 20,000% growth, blending sports passion, memes, and community power. You can find more information about XYZVerse (XYZ) here: https://xyzverse.io/, https://t.me/xyzverse, https://x.com/xyz_verse   Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.  

Author: Coinstats
Morpho Labs Partners with Lit Protocol to Unlock DeFi Lending Powered by Secure Agentic AI Execution

Morpho Labs Partners with Lit Protocol to Unlock DeFi Lending Powered by Secure Agentic AI Execution

By using its collaboration with Lit Protocol. Morpho is enhancing its capital efficiency and yield capabilities for lending across major protocols.

Author: Blockchainreporter
Bitcoin Hyper Presale Explodes with $15M Raise as SEC’s Atkins Unveils Pro-Market Crypto Revolution!

Bitcoin Hyper Presale Explodes with $15M Raise as SEC’s Atkins Unveils Pro-Market Crypto Revolution!

In his latest keynote speech at the OECD in Paris, SEC Chair Paul Atkins reassured that ‘most crypto tokens are not securities,’ and that the agency continues to work on market guidelines. Atkins emphasized that his focus is on changing the regulations for digital assets and on-chain capital in the US, while providing more clarity for investors and minimizing legal uncertainty for entrepreneurs. He also urged the SEC to end selective enforcement (which has been arguably bad for the industry) and promised growth-oriented regulatory rules in the future. Finally, Atkins mentioned the development of a Super app and an integrated blockchain vision that could validate all-in-one crypto projects. Atkins’ speech increased the positive outlook on digital assets, contributing to a surge in Bitcoin’s price. The crypto king is now trading at $114,233, with the 24-hour trading volume up by 18%. Atkins’ address has also heightened investor appetite for tokens pioneering Bitcoin’s scalability, with Bitcoin Hyper ($HYPER) already raising $15M in one of the best presales of 2025. Paul Atkins Unveils Game-Changing Crypto Regulatory Vision Atkins emphasized the importance of bringing more clarity and legal certainty to on-chain capital raising, which would require the SEC to ensure transparency and consistency in rules. One of the highlights of the address was ‘Project Crypto,’ a framework designed to modernize regulation, enabling platforms to offer trading, lending, and staking services under a single license. This alone could lead to the creation of crypto ‘super-apps,’ bringing various cryptocurrency services under one interface. He then applauded Europe’s early adoption of the MiCA framework, emphasizing the transformative potential of AI and blockchain integration—a next-generation solution that could lower costs and expand access to advanced trading tools. The new policy is a welcomed shift from aggressive enforcement to a more flexible and innovative approach, establishing the U.S. as a global leader in the cryptocurrency landscape. Atkins’ Crypto Shake-Up—Here’s How Investors Stand to Win With Atkins clearing the air for new crypto policies, investors and users stand to benefit the most. Project and regulatory clarity are major catalysts for token growth, crypto fundraising, and integrated financial applications in the U.S., and also help eliminate legal uncertainties that act as obstacles for proper growth. The Clarity Act and SEC-CFTC cooperation agreement is already a step in the right direction. Besides, Atkins’ policy shift would make crypto markets more accessible, transparent, and safe for retail investors. And best of all, we could get new crypto ETFs (like Rex-Osprey’s new lineup) and hybrid portfolios (Bitcoin/gold), which let you diversify without navigating unregulated platforms. As regulatory clarity reduces uncertainty, it will encourage more whale and retail investors to move capital into promising Layer-2 projects, such as Bitcoin Hyper. SEC’s Atkins Sparks Market Optimism—Is Bitcoin Hyper the Next Big Thing In Crypto? Built on a Bitcoin Layer 2 via the Solana Virtual Machine (SVM) and the Canonical Bridge, Bitcoin Hyper ($HYPER) enables ultra-fast and low-cost contract execution without compromising Bitcoin’s unmatched security. The industry will finally have dApps, smart contracts, and modern DeFi features on Bitcoin’s ageing chain! The token will support lending, borrowing, and liquidity farming on partner platforms, with optional token burns that boost scarcity and long-term value. $HYPER’s presale launched at $0.0115 per token, with prices increasing every 3 days. With a planned listing price of $0.012975, early presale buyers stand to benefit significantly. The presale has raised over $15M so far, and you can participate while it is still in its early phases and before broader market recognition drives the value higher. With a fixed supply of 21B tokens, $HYPER has reserved 15% for rewards, including staking incentives, activated immediately after the TGE. Bitcoin Hyper’s staking program offers a compelling 74% APY, providing early holders with attractive rewards alongside price appreciation. Additionally, 30% of the total tokens are allocated to Layer 2 development, reflecting the project’s strong commitment to scaling and developing new decentralized applications (dApps). Not to mention, the recent whale buys of $161.3K and $100.6K show big-money confidence and strong growth potential. Analysts expect $HYPER to reach $0.02595 by 2025 and as high as $0.253 by 2030, offering holders an eye-catching ROI of 1,861% from the current price of $0.012895. Read more about the Bitcoin Hyper price prediction 2025 – 2030 here. Takeaway: Clear Rules and Market Optimism Make Bitcoin Hyper a Token to Watch Paul Atkins’ push for clarity on-chain fundraising and predictable rules has reinstated confidence in Bitcoin-based projects like Bitcoin Hyper. The new regulatory framework aims to protect investors but also open doors to blockchain innovation, while ensuring market fairness and innovation. Atkins’ policy shift has elevated $HYPER’s growth potential to the next level. With strategic developments and increasing adoption, Bitcoin Hyper’s $15M raise lays the groundwork for exponential growth. There isn’t much time left if you want to get in at the current $0.012895 price, as it’ll increase in less than 2 days. To grab your tokens now, visit the Bitcoin Hyper ($HYPER) presale page. Cryptocurrency tokens are highly speculative and prices can be extremely volatile. Always do your own research (DYOR) before making any investment decisions. Authored by Aaron Walker, NewsBTC – https://www.newsbtc.com/news/gary-atkins-promises-pro-crypto-agenda-hyper-hits-15m

Author: NewsBTC
LitFinancial Launches Stablecoin on Ethereum, Aiming to Streamline Mortgage Lending

LitFinancial Launches Stablecoin on Ethereum, Aiming to Streamline Mortgage Lending

The post LitFinancial Launches Stablecoin on Ethereum, Aiming to Streamline Mortgage Lending appeared on BitcoinEthereumNews.com. Michigan-based mortgage lender LitFinancial on Wednesday debuted its U.S. dollar stablecoin, dubbed litUSD, on the Ethereum blockchain as the digital dollar movement is expanding beyond crypto natives. The firm said it plans to use the token to cut funding costs and improve treasury management operations, while also exploring on-chain settlement of mortgage payments. That shift could allow loan performance to be tracked publicly, potentially reshaping liquidity in the secondary mortgage market. Stablecoins, cryptocurrencies with prices anchored to fiat money like the U.S. dollar, are quickly growing in popularity as an alternative for payments, promising faster, cheaper transactions using blockchain rails. Keyrock projected that stablecoin payment volume could erach $1 trillion by 2030. Their mainstream adoption got a significant boost with the U.S. establishing regulation for the asset class and institutions with U.S. President Donald Trump signing the GENIUS Act in law in July. “Stablecoins are rapidly becoming an essential tool for modern treasury operations,” LitFinancial CEO Tim Barry said in statement. “With litUSD, we’re building resilience and adaptability into our business model while pioneering how mortgage finance can evolve with blockchain technology.” The stablecoin, dubbed litUSD, is deployed on the Ethereum ETH$4,439.65 as an ERC-20 token and backed 1:1 with cash and cash equivalents held in reserve. The firm chose Ethereum to build on because of its “stability, decentralized nature and aligning with domestic policies,” Barry said. Brale, a FinCEN-registered money services business, manages issuance and redemption, while advisory firm Stably supports token economics and integration with decentralized finance (DeFi). Consumers can mint and redeem LitUSD via bank transfer or Circle’s USDC stablecoin through Brale’s verified business accounts. Founded in 2024, LitFinancial employs more than 100 staff and projects an annual mortgage origination run-rate of over $1 billion by 2026. Its leadership includes veterans of Rocket Mortgage and Coinbase. Read…

Author: BitcoinEthereumNews
Best Crypto Presale Tokens to Buy: Why Based Eggman $GGs Is Attracting Top Investors From Cardano

Best Crypto Presale Tokens to Buy: Why Based Eggman $GGs Is Attracting Top Investors From Cardano

The search for the best crypto presale to buy right now is shaping the conversation around new projects in 2025. […] The post Best Crypto Presale Tokens to Buy: Why Based Eggman $GGs Is Attracting Top Investors From Cardano appeared first on Coindoo.

Author: Coindoo