Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14367 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aave takes precautions as Scroll governance faces uncertainty

Aave takes precautions as Scroll governance faces uncertainty

The post Aave takes precautions as Scroll governance faces uncertainty appeared on BitcoinEthereumNews.com. Aave, the largest decentralized lending protocol, has proposed reducing its exposure to governance risks within the Ethereum layer-2 network, Scroll’s ecosystem. The initiative, submitted on Sept. 11 by the Aave Chan Initiative (ACI), comes amid mounting instability in Scroll’s decentralized governance model. The proposal outlines several defensive measures to protect Aave’s users and liquidity pools. These include raising the reserve factor for all listed assets to 90%, lowering supply caps to existing levels, and cutting borrowing caps for all borrowable assets. According to ACI, these steps will help contain exposure to Scroll-based assets, reinforce protocol safety through conservative risk parameters, and ensure Aave can respond swiftly if governance disruptions escalate. ACI pointed out that the proposal’s implementation will proceed through the Direct to AIP process, which allows for faster deployment of urgent changes. Data from DeFiLlama shows that Aave currently holds about $6 million in total value locked (TVL) on Scroll, making it the chain with one of its smallest liquidity pools. 5 Days to Smarter Crypto Moves Learn how pros avoid bagholding, spot insider front-runs, and capture alpha — before it’s too late. Brought to you by CryptoSlate Nice 😎 Your first lesson is on the way. Please add [email protected] to your email whitelist. Scroll’s DAO issues The urgency of Aave’s proposal stems from internal turmoil at Scroll’s decentralized autonomous organization (DAO). Scroll announced earlier in the day that it had halted new proposals within its DAO as part of a plan to redesign governance. Scroll said the decision would allow experimentation with governance models emphasizing efficiency, effectiveness, and alignment. The team also stressed that the pause aims to safeguard stability in the short term while laying the groundwork for sustainable growth. Meanwhile, Scroll stressed that proposals that have already been approved will proceed. However, fresh submissions will be paused…

Author: BitcoinEthereumNews
Project 0 revolutionizes DeFi

Project 0 revolutionizes DeFi

The post Project 0 revolutionizes DeFi appeared on BitcoinEthereumNews.com. Project 0 has officially announced the launch of the first native prime broker of DeFi on Solana, marking a groundbreaking moment for the entire decentralized finance ecosystem. The protocol introduces an innovative unified margin system, designed to eliminate the historical capital inefficiencies that have limited the growth and flexibility of DeFi users. Thanks to this solution, Project 0 enables portfolio-level risk management, paving the way for a new era of composability and interoperability between platforms. The Problem of Capital Inefficiencies in DeFi In the current landscape, traditional DeFi lending protocols operate in isolation. Users are forced to overcollateralize their positions on each platform, a practice that fragments capital and limits the ability to optimize risk management. This approach prevents fully leveraging the potential of the entire portfolio, hindering the search for liquidity and increasing the risk of unwanted liquidations. Project 0 directly addresses this critical issue by unifying fragmented markets into a single portfolio-centric risk management system. In this way, users can finally manage all their positions in an integrated manner, overcoming the limitations imposed by platform compartmentalization. The Launch on Solana: A Turning Point for the Ecosystem According to MacBrennan Peet, founder of Project 0, the cryptocurrency sector is often obsessed with reinventing already existing applications, neglecting infrastructural innovation. The launch of Project 0 on Solana represents a break from this trend, offering for the first time the possibility to borrow against the entire portfolio on platforms like Kamino, Drift, and Jupiter, leveraging a unified margin. This new model eliminates frustrating scenarios where users are liquidated on a platform despite having offsetting positions elsewhere, revolutionizing the DeFi trading experience and introducing truly effective risk management. Innovative Features for Passive Users and Sophisticated Traders Project 0 targets both passive users seeking optimized returns and advanced traders managing complex portfolios. The…

Author: BitcoinEthereumNews
Move Over, Top Cat – Ricky Gervais Brings ‘Alley Cats’ To Netflix

Move Over, Top Cat – Ricky Gervais Brings ‘Alley Cats’ To Netflix

The post Move Over, Top Cat – Ricky Gervais Brings ‘Alley Cats’ To Netflix appeared on BitcoinEthereumNews.com. Alley Cats. (L to R) Ricky Gervias as Gus, Tom Basden as Ponce, David Earl as Puke, Andrew Brooke as Fang, Diane Morgan as Olive, in Alley Cats. Cr. Courtesy of Netflix © 2025 Courtesy of Netflix Top Cat, of course, was the 1960s animated Hanna Barbera classic street-smart feline leader, Top Cat, and his gang of alley cats as they scheme and hustle their way through the streets of New York City, often outwitting the hapless Officer Dibble. Essentially, Top Cat paid homage to the style and tone of Sergeant Bilko (aka The Silvers Show), bringing those con-artist antics to a cartoon audience. And today Netflix has announced a new gaggle of feline characters in Alley Cats. Alley Cats, from Ricky Gervais and UK-based Blink Industries, is an adult animated comedy which, per the logline, “follows a group of feral British cats as they navigate friendship, rivalry, and the absurdities of everyday life.” Gervais not only co-created the series but also voices one of the main characters, Gus — a fat, lazy, opinionated cat who thinks he’s cleverer and braver than he really is. Joining him in the voice cast are Tom Basden, Andrew Brooke, David Earl, Kerry Godliman, Jo Hartley, Diane Morgan, Natalie Cassidy, and Tony Way. Set in 2D animation style, Alley Cats is slated for six 15-minute episodes in 2026. Blending Gervais’s signature humor with social satire, the series is Netflix’s latest effort to tap into the popularity once enjoyed by adult animated Sunday-night programming on Fox. Source: https://www.forbes.com/sites/marcberman1/2025/09/11/move-over-top-catricky-gervais-brings-alley-cats-to-netflix/

Author: BitcoinEthereumNews
OnRe Launches Points Program

OnRe Launches Points Program

The post OnRe Launches Points Program appeared on BitcoinEthereumNews.com. OnRe, the onchain asset manager delivering institutional-grade yield to DeFi, today launched OnRe Points, a rewards program designed to incentivize meaningful participation in the ONyc ecosystem. Unlike traditional liquidity mining, OnRe Points reward genuine capital efficiency by tracking how ONyc is actively deployed across DeFi protocols, strengthening its utility as Solana’s premier collateral asset. Rewarding Capital Efficiency OnRe points mark a shift from passive token farming to active ecosystem building. By rewarding ONyc’s deployment across DeFi protocols, the program creates a direct link between user activity and ecosystem growth. “OnRe was built on a simple principle: capital should work as efficiently as possible,” said Dan Roberts, Co-Founder and CEO at OnRe. “ONyc is our foundation – a stable, yielding asset backed by reinsurance premiums and collateral interest. With OnRe Points, we’re rewarding users who put that capital to work in ways that reinforce the entire ecosystem.“ Multi-Tiered Rewards for DeFi Strategies Points accrue daily with strategic multipliers that reward DeFi participation: Base Holding (1x): 1 point per ONyc per day for asset holders, providing baseline rewards while accessing real-world yield from reinsurance performance. Liquidity Provision (2x): Double rewards for providing ONyc liquidity on leading Solana DEXs including Kamino, Orca, and Raydium. LPs support deeper markets and tighter spreads, earning both multipliers and trading fees. Lending and Borrowing (3x): Triple rewards for supplying ONyc as collateral to lending protocols like Kamino and Loopscale. Advanced users deploying looping strategies receive multipliers that scale with leverage, rewarding capital efficiency through recursive deposits that boost yields while maintaining exposure to ONyc. Yield Trading (4x): Maximum rewards for providing liquidity and holding YT-ONyc on Exponent. YT (Yield Tokens) give LPs the ability to speculate on the future yield of the underlying asset. Bonus campaigns will add extra rewards tied to social engagement, partnership launches, and…

Author: BitcoinEthereumNews
Shiba Inu Price Prediction: Mutuum Finance (MUTM) Lures SHIB Whales Eyeing A 45X ROI in 2025

Shiba Inu Price Prediction: Mutuum Finance (MUTM) Lures SHIB Whales Eyeing A 45X ROI in 2025

The post Shiba Inu Price Prediction: Mutuum Finance (MUTM) Lures SHIB Whales Eyeing A 45X ROI in 2025 appeared on BitcoinEthereumNews.com. Shiba Inu’s price prediction is gaining fresh steam, but Mutuum Finance (MUTM) is winning attention in the crypto market as SHIB whales change their strategy. Mutuum Finance is currently at Stage 6 of presale and the token price has been capped at $0.035. Stage 7 raises the price by 14.29% to $0.04. The project raised more than $15.6 million and more than 16,200 investors have invested so far. With estimates predicting a potential 45X ROI, Mutuum Finance is turning out to be a low-risk  giant in decentralized finance (DeFi). Shiba Inu Meets Resistance as Momentum Remains Limited Shiba Inu (SHIB) sits at $0.00001308 with intraday volatility ranging from $0.00001263 to $0.00001309. The token continues in consolidation below pivotal resistance around $0.00001234–$0.00001300, with minimal upside momentum, recent technical structures like a descending triangle pointing towards a potential breakout being imminent, though bearish structures still prevail. As investors start to shift focus towards new DeFi opportunities, products such as Mutuum Finance are starting to quietly gain traction alongside SHIB. Official Bug Bounty Program Mutuum Finance and CertiK have introduced an official Bug Bounty Program valued at $50,000 USDT for white-hat hackers to help identify bugs in the project’s codebase. The program scores potential issues on four severity levels: critical, major, minor, and low. Its objectives are enhancing security, protecting investors, and protecting users on the platform. Interest and Liquidity Models The project applies a dynamic interest rate model to maintain the liquidity of the platform in equilibrium. Lower rates encourage more individuals to borrow when there is high demand for borrowed funds. Individuals will repay more and inject more money into circulation when the rates are low. Borrowing may also be on fixed rates, which are above floating but can be re-negotiated upon changes in the market conditions. Fixed rates are only…

Author: BitcoinEthereumNews
BlockDAG Crushes Jet Bolt, Nexchain, and Coldware as The Top Crypto Presale Pick of 2025

BlockDAG Crushes Jet Bolt, Nexchain, and Coldware as The Top Crypto Presale Pick of 2025

Crypto presales are heating up in 2025, and the energy around them is intense. With big promises, serious funding, and bold roadmaps, a handful of projects are pulling investor attention. But not all presales are created equal. Some are already showing signs of long-term potential with strong adoption and working products. This is where things [...] The post BlockDAG Crushes Jet Bolt, Nexchain, and Coldware as The Top Crypto Presale Pick of 2025 appeared first on Blockonomi.

Author: Blockonomi
Figure’s $7.6b IPO debut shows appetite for real-world blockchain firms

Figure’s $7.6b IPO debut shows appetite for real-world blockchain firms

Figure Technologies, a blockchain-based consumer lending platform, had a strong NASDAQ debut. Wall Street is showing a strong appetite for blockchain stocks. On Thursday, September 11, blockchain-based consumer lending firm Figure Technologies had a strong start on the Nasdaq. The…

Author: Crypto.news
Senator Keith Kelley Raises Alarm Over GENIUS Act Harming Small Banks

Senator Keith Kelley Raises Alarm Over GENIUS Act Harming Small Banks

TLDR Keith Kelley warns that GENIUS Act rewards could harm small banks in rural America. Kelley highlights that crypto platforms could drain deposits from local banks. The senator calls for closing the GENIUS Act loophole to protect rural economies. Crypto rewards could limit small bank lending, impacting local businesses and farms. Alabama state Senator Keith [...] The post Senator Keith Kelley Raises Alarm Over GENIUS Act Harming Small Banks appeared first on CoinCentral.

Author: Coincentral
Best Cryptos To Buy This Year

Best Cryptos To Buy This Year

The post Best Cryptos To Buy This Year appeared on BitcoinEthereumNews.com. Crypto News 11 September 2025 | 20:25 In today’s markets, opportunity is everything ,  and time is the enemy. A trader spots a chance to swap Bitcoin for oil ETFs or jump into a meme coin breakout, but by the time funds are moved across exchanges, the moment is gone. High fees, slow settlement, and fragmented platforms keep draining profits and patience alike. BlockchainFX ($BFX) is ending that cycle. As the first crypto-native super app, it allows investors to trade 500+ assets in one place, including crypto, stocks, ETFs, commodities, and bonds. No more juggling apps, wallets, or fees. Add daily rewards in BFX and USDT, and you have a token already being called one of the Best Cryptos To Buy and the definitive top crypto to buy in 2025. Meanwhile, meme-driven projects like Little Pepe are also drawing attention, fueled by community hype and cultural momentum. But while meme tokens can generate fast excitement, BlockchainFX is proving itself as the top crypto to buy in 2025, thanks to its real-world utility, audited security, and multi-asset ecosystem. BlockchainFX Features in Detail 1. Multi-Asset Trading Power BlockchainFX brings together markets that have long been separated. From meme coins to Tesla shares to commodities like gold, it’s all tradable in one smooth interface. This convenience makes BFX a natural candidate for the Best Cryptos To Buy right now. 2. Daily Rewards for Holders Up to 70% of all trading fees are redistributed to BFX holders in both BFX and USDT. That means whether you’re trading actively or just holding, you get paid daily. This unique reward system cements BFX as one of the top crypto to buy in 2025 for both passive and active investors. 3. Audited, Verified, Secure BFX has been audited by CertiK and Coinsult, with team verification from Solidproof.…

Author: BitcoinEthereumNews
Project 0 revolutionizes DeFi: the first multi-location native prime broker debuts on Solana

Project 0 revolutionizes DeFi: the first multi-location native prime broker debuts on Solana

A new paradigm for capital management in decentralized finance

Author: The Cryptonomist