Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14430 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Coinlocally Expands Its Ecosystem With Native Coin, Learn-to-Earn Academy and Global KOL Network

Coinlocally Expands Its Ecosystem With Native Coin, Learn-to-Earn Academy and Global KOL Network

The post Coinlocally Expands Its Ecosystem With Native Coin, Learn-to-Earn Academy and Global KOL Network appeared on BitcoinEthereumNews.com. Yerevan, Armenia, September 16, 2025 – Coinlocally, a crypto exchange with a growing presence in APAC, MENA, and CIS markets, is expanding its ecosystem with two major initiatives: Coinlocally Academy, a Learn-to-Earn education platform, and a Key Opinion Leader (KOL) program designed to accelerate community-driven adoption. These launches reflect Coinlocally’s broader strategy to both strengthen its position in the APAC futures trading market and create a differentiated, user-focused ecosystem. Coinlocally Academy: Learn-to-Earn for Next-Gen Traders Coinlocally Academy is designed to make blockchain and crypto trading education accessible, interactive and rewarding. The platform combines structured learning with real incentives. Users can follow curated courses, engage with interactive modules that simplify complex topics and receive token-based rewards as they progress. By blending education with tangible incentives, Coinlocally aims to lower entry barriers for newcomers while helping active traders deepen their knowledge and skills. The Academy represents a long-term investment in building a more confident and better-informed global trading community. Expanding Community Growth Through KOL Collaborations Alongside education, Coinlocally is scaling its KOL partnership model to bring global and local influencers into the ecosystem. These collaborations are set to strengthen awareness in fast-growing regions such as APAC, MENA and CIS giving users more direct access to trusted traders who share strategies and insights. Coinlocally has already built a strong base of active trading voices. By formalizing this network, the exchange is ensuring that its ecosystem evolves in direct collaboration with users. Coinlocally Token Launch As part of its broader ecosystem development, Coinlocally is preparing to launch its native token, CLYC (Coinlocally Coin). Built on smart chain technology, CLYC is designed to serve as a core asset within the platform’s infrastructure, supporting decentralized finance features, Web3 applications and the planned decentralized exchange. The token will provide functionality for interoperability, lower transaction costs and improved…

Author: BitcoinEthereumNews
Cardano (ADA) Could Hit $1.50 in September 2025, But This Altcoin at $0.035 Will Steal Beat ADA to $3 Mark: Here’s Why

Cardano (ADA) Could Hit $1.50 in September 2025, But This Altcoin at $0.035 Will Steal Beat ADA to $3 Mark: Here’s Why

The post Cardano (ADA) Could Hit $1.50 in September 2025, But This Altcoin at $0.035 Will Steal Beat ADA to $3 Mark: Here’s Why  appeared on BitcoinEthereumNews.com. Cardano (ADA) may be poised to cross the $1.50 mark in September 2025, but now everyone’s eye is on Mutuum Finance (MUTM), a fresh DeFi altcoin in phase 6 of its presale at just $0.035. As Cardano (ADA) continues to increase gradually, Mutuum Finance is gaining momentum with its groundbreaking lending protocol and expanding liquidity ecosystem, factors that could propel MUTM to the $3 mark before ADA. As October approaches, the contrast between ADA’s well-established market standing and Mutuum Finance’s potential for disruption is one increasingly spoken in the cryptocurrency market. Cardano Trades Around $0.92 as Experts Ponder Next Steps Cardano (ADA) is trading at around $0.915 currently, ranging between $0.91 and $0.95 in recent transactions. The token has remained above $0.90 support, with the resistance looking close to the $1.05–$1.10 levels if momentum were to increase. While its technical setup suggests potential appreciation to $1.50 in the near future under the right circumstances, growth may advance in steps instead of massive strides. On the other hand,  Mutuum Finance is being viewed by market participants as having the type of early traction and functionality that can precipitate more explosive percentage-based gains. Mutuum Finance Skyrockets to 6th Presale Phase The Mutuum Finance funding campaign has surged to more than $15.80 million and more than 16,320 investors have already participated. Stage 6 is now being offered at only $0.035 per token. With growth potential in their sights, Mutuum Finance’s staking and decentralized finance (DeFi) model puts it in the sights of players that have potential to draw capital away from top players like Cardano. Official Bug Bounty Program Mutuum Finance, together with CertiK, has an ongoing Bug Bounty Program with a $50,000 USDT reward pool. The program is currently open to white-hat hackers and security researchers to find bugs in the project…

Author: BitcoinEthereumNews
Sei Network Sees Record $609 Million DeFi TVL as Gaming Ecosystem Expands

Sei Network Sees Record $609 Million DeFi TVL as Gaming Ecosystem Expands

Messari’s State of Sei Network Q2 2025 report shows gaming continuing to dominate activity on the chain. The network recorded 49.5 million gaming-related transactions during the quarter, a sharp rise from 39.9 million in Q1, marking a 24% increase. Hot Spring, a tycoon-style mobile game developed by Nika Labs, overtook World of Dypians as the […]

Author: Tronweekly
Digital Asset Treasuries See Stunning $25 Billion Inflow, Ethereum Dominates

Digital Asset Treasuries See Stunning $25 Billion Inflow, Ethereum Dominates

BitcoinWorld Digital Asset Treasuries See Stunning $25 Billion Inflow, Ethereum Dominates A remarkable financial shift is underway in the crypto world, with a stunning $25 billion pouring into Digital Asset Treasuries during the third quarter of this year alone. This massive influx signals growing confidence and strategic positioning within the digital economy. What’s truly noteworthy? Ethereum (ETH) is leading the charge, capturing more than half of these investments. What’s Fueling the Surge in Digital Asset Treasuries? The significant capital flow into Digital Asset Treasuries reflects a maturing crypto landscape. Crypto market insights platform Unfolded recently reported this impressive growth, highlighting a trend where businesses and institutions are increasingly holding cryptocurrencies as part of their balance sheets. But what exactly are Digital Asset Treasuries? Simply put, these are organized holdings of cryptocurrencies by corporations, institutions, or even high-net-worth individuals, often managed with specific financial goals in mind, such as diversification, inflation hedging, or yield generation. Several factors contribute to this growing interest: Institutional Adoption: More traditional financial players are exploring crypto, viewing it as a legitimate asset class. Search for Yield: In a low-interest-rate environment, crypto offers innovative ways to generate returns through staking, lending, and DeFi protocols. Inflation Hedging: Some perceive cryptocurrencies, particularly Bitcoin, as a hedge against inflation, similar to gold. Market Maturity: The infrastructure around digital assets, including custodial services and regulatory frameworks, is continuously improving, making it safer for larger entities to participate. This evolving environment provides a compelling reason for entities to allocate funds to digital assets. Why Did Ethereum (ETH) Capture So Much of the Digital Asset Treasuries? The report from Unfolded revealed that a staggering 54% ($13.5 billion) of the Q3 inflow into Digital Asset Treasuries was allocated to Ethereum (ETH). This dominance is not accidental; it underscores Ethereum’s critical role in the broader crypto ecosystem. Ethereum’s robust network underpins a vast array of decentralized applications (dApps), including: Decentralized Finance (DeFi): Ethereum remains the backbone for most DeFi protocols, offering services like lending, borrowing, and decentralized exchanges. Non-Fungible Tokens (NFTs): The majority of high-value NFTs are minted and traded on the Ethereum blockchain. Staking Rewards: Following its transition to Proof-of-Stake (the Merge), ETH offers attractive staking opportunities, drawing in capital from those looking for passive income. Layer 2 Scaling Solutions: Innovations like optimistic rollups and ZK-rollups built on Ethereum are enhancing its scalability and reducing transaction costs, making it more appealing for large-scale operations. These developments solidify Ethereum’s position as a foundational layer for the future of Web3, making it an attractive destination for significant capital. Understanding the Broader Impact of Digital Asset Treasuries The substantial inflow into Digital Asset Treasuries has far-reaching implications for the entire crypto market and beyond. It signifies a shift from speculative retail trading to more structured, long-term institutional investment. This trend contributes to: Increased Market Stability: Larger, more strategic holdings can help reduce extreme volatility often associated with crypto. Enhanced Legitimacy: When major players integrate digital assets into their treasuries, it boosts the credibility and acceptance of cryptocurrencies globally. Future Innovation: Capital flowing into the ecosystem can fuel further development and innovation in blockchain technology and decentralized applications. However, this growth also brings challenges. Regulatory clarity remains a key concern, as different jurisdictions grapple with how to classify and govern digital assets. Security risks, while improving, are always a consideration for large-scale holdings. For investors, understanding these trends provides actionable insights. It suggests that fundamental value and utility, rather than just hype, are increasingly driving significant capital allocation within Digital Asset Treasuries. The third quarter of this year showcased a phenomenal moment for Digital Asset Treasuries, with an impressive $25 billion investment and Ethereum taking a commanding lead. This trend highlights the growing maturity and institutional acceptance of digital assets. As the digital economy continues to evolve, these treasuries will likely play an even more crucial role in shaping the financial landscape, underscoring the enduring appeal and strategic importance of cryptocurrencies like Ethereum. Frequently Asked Questions (FAQs) 1. What exactly are Digital Asset Treasuries? Digital Asset Treasuries are organized holdings of cryptocurrencies by corporations, institutions, or high-net-worth individuals, managed with specific financial objectives like diversification, inflation hedging, or yield generation. 2. Why did Ethereum attract such a large share of Q3 investments? Ethereum’s dominance is due to its robust ecosystem supporting DeFi, NFTs, staking opportunities, and ongoing scalability improvements with Layer 2 solutions, making it a foundational layer for Web3 innovation. 3. What benefits do Digital Asset Treasuries offer to institutions? They offer benefits such as portfolio diversification, potential for inflation hedging, opportunities for yield generation, and participation in a rapidly evolving digital economy. 4. Are there any risks associated with investing in Digital Asset Treasuries? Yes, risks include market volatility, evolving regulatory landscapes, and potential security vulnerabilities, though these are continually being addressed as the market matures. 5. How does the growth of Digital Asset Treasuries impact the broader crypto market? Increased institutional participation through Digital Asset Treasuries can lead to greater market stability, enhanced legitimacy for cryptocurrencies, and further innovation within the blockchain space. Did you find this analysis of Digital Asset Treasuries insightful? Share this article with your network and join the conversation about the future of digital finance! To learn more about the latest crypto market trends, explore our article on key developments shaping Ethereum institutional adoption. This post Digital Asset Treasuries See Stunning $25 Billion Inflow, Ethereum Dominates first appeared on BitcoinWorld.

Author: Coinstats
AdEx Launches AURA API and $12K Hackathon for On-Chain AI Agents

AdEx Launches AURA API and $12K Hackathon for On-Chain AI Agents

The post AdEx Launches AURA API and $12K Hackathon for On-Chain AI Agents appeared on BitcoinEthereumNews.com. A Web3 AI agent framework AURA transforms unprocessed blockchain data into customized portfolio strategies. By launching the hackathon and API together, AdEx hopes to showcase practical applications while drawing in collaborations and skilled developers. The AURA API, an open-source framework created to put autonomous AI agents on-chain, was launched by AdEx, a provider of Web3 infrastructure products with an emphasis on user experience. In parallel, AdEx is offering developers the opportunity to test the limits of AI-powered Web3 apps by starting a month-long global hackathon on September 22nd with a $12,000 prize pool. A Web3 AI agent framework AURA transforms unprocessed blockchain data into customized portfolio strategies. AURA automatically identifies high-impact possibilities, such as airdrops, DeFi yield, NFT mints, and liquidation risks, by analyzing user behavior, assets, and market movements. It then directs users to take action without the need for human supervision or reminders. From smarter wallets and AI-powered portfolio trackers to autonomous trading bots, real-time assistants, and whole new protocols, the AURA API provides developers with an open-source collection of building blocks that they can fork, expand, and utilize as a dependency to power a new generation of apps. The API enables developers to build solutions that may provide context-aware insights, reason about user activities, and even carry out plans on-chain by providing both straightforward integrations and opportunities for more complex innovation. Additionally, AURA’s Model Context Protocol (MCP) compatibility allows it to seamlessly integrate with ChatGPT and Claude, paving the way for Web3 AI-native interfaces. AdEx is starting a month-long hackathon from September 22 to October 22, 2025, with $12,000 in prizes split among four projects, to demonstrate the potential: 1st place: $5,000 2nd & 3rd place: $3,000 each 4th place: $1,000 By launching the hackathon and API together, AdEx hopes to showcase practical applications while drawing in collaborations and…

Author: BitcoinEthereumNews
Folks Finance Launches a New CeDeFi App

Folks Finance Launches a New CeDeFi App

The post Folks Finance Launches a New CeDeFi App appeared on BitcoinEthereumNews.com. Folks Finance, one of the leading cross-chain decentralized finance (DeFi) protocols, has announced a strategic partnership with a licensed Virtual Asset Service Provider (VASP) based in Georgia. This collaboration marks a significant step towards the integration between the DeFi world and regulatory compliance needs, thanks to the launch of a new regulated and independent CeDeFi mobile app, aimed at both retail and institutional users. A Regulated CeDeFi App: Features and Objectives The new application, developed in parallel with the main Folks Finance protocol, will be managed independently and will offer a range of compliance-ready services. Among the planned features are identity verification (KYC), digital asset custody, and the issuance of debit cards backed by on-chain collateral. These tools are designed to meet the security and transparency needs required by users operating in a regulated environment. According to Benedetto Biondi, founder of Folks Finance, the company’s mission has always been to promote a “practical openness,” meaning a practical openness that allows the benefits of DeFi to reach a wider audience, without neglecting compliance and risk management. “By operating a separate app under a licensed VASP, we can offer features such as custody, debit cards, and, in the future, even limited access to real-world assets (RWA), while maintaining the connection with permissionless DeFi infrastructures where it makes sense to do so,” stated Biondi. An Innovative Model: Balance between Protection and Decentralization This initiative represents one of the first attempts by a DeFi protocol to work closely with a VASP on a parallel regulated platform. The goal is to offer users a familiar and secure experience without giving up the operational benefits of decentralization. The integrated protection measures include: Identity verification (KYC/AML) Digital custody of assets through a regulated entity Transaction monitoring Debit cards linked to on-chain collateral These tools allow for the…

Author: BitcoinEthereumNews
3 Cryptos Under $1 That Could Do What Dogecoin (DOGE) Did in 2021

3 Cryptos Under $1 That Could Do What Dogecoin (DOGE) Did in 2021

Dogecoin (DOGE) turned a joke into a market-moving sensation in 2021, showing even a meme-based token can get everyone excited. With the crypto market set up for another potential retail-led rally in 2025, investors are on the lookout for tokens worth less than $1 that could match, or even surpass, that explosive energy.  While names […]

Author: Cryptopolitan
How National Crypto Reserves Could Change Global Finance Forever

How National Crypto Reserves Could Change Global Finance Forever

The global financial system is standing at a crossroads. As central banks and governments search for tools to safeguard sovereignty […] The post How National Crypto Reserves Could Change Global Finance Forever appeared first on Coindoo.

Author: Coindoo
Ethereum-based ‘travel stamps’: American Express’ bold Web3 gamble, explained

Ethereum-based ‘travel stamps’: American Express’ bold Web3 gamble, explained

The post Ethereum-based ‘travel stamps’: American Express’ bold Web3 gamble, explained appeared on BitcoinEthereumNews.com. Journalist Posted: September 16, 2025 Key Takeaways What new travel feature has American Express introduced? American Express launched “travel stamps” and a revamped Amex Travel App, blending premium travel services with Web3 innovation. Why is this significant for the crypto ecosystem? It highlights the growing adoption of NFTs and blockchain in mainstream services, showing how Web3 is shaping everyday travel experiences. In a surprising turn of events, American Express has rolled out Ethereum [ETH]-based digital collectibles minted as NFTs on Coinbase’s Base network, as part of its newly enhanced travel app. Framed as a way to make journeys more memorable and personalized, Audrey Hendley, president of American Express Travel, said,  “Travelers want a simpler way to plan and book trips – all in one place – and the new Amex Travel App™ delivers just that.” American Express makes more plans Alongside the NFT stamps, American Express is also debuting its revamped Amex Travel App, designed as an all-in-one digital companion to streamline every stage of the journey. Elaborating on the same, Luke Gebb, Executive Vice President at Amex Digital Labs, said,  “As physical passport stamps continue to disappear, Amex Passport creates an opportunity for Card Members to celebrate their travels.” Eligible Card Members can collect blockchain-backed digital Stamps that capture the essence of their international travels, customizable with personal highlights and easily shareable with friends and family. The surge in crypto usage for travel Data from Triple.A showed that currently, over 560 million people own cryptocurrencies globally. In 2024, 14% of digital currency transactions were spent on travel and hospitality. Additionally, airlines that adopted digital currency payments saw a notable 40% boost in bookings, highlighting the growing influence of crypto in the travel sector. This coincided with the stock price of American Express seeing a modest boost following the announcement, trading at…

Author: BitcoinEthereumNews
Best Cryptos to Invest in as the Fed Is Expected to Cut Rates This Week

Best Cryptos to Invest in as the Fed Is Expected to Cut Rates This Week

The Federal Reserve is to make its first rate cut of the year this week, and investors are adjusting their strategy in both conventional markets and tokens. Hope is switching to those that can actually gain from a declining interest-rate environment, which includes lending and borrowing protocols Mutuum Finance (MUTM).  Though aging veterans like Ethereum […]

Author: Cryptopolitan