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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

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Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
$187 Billion in Fees: Why Banks Are Fighting the GENIUS Act

$187 Billion in Fees: Why Banks Are Fighting the GENIUS Act

The post $187 Billion in Fees: Why Banks Are Fighting the GENIUS Act appeared on BitcoinEthereumNews.com. Why banks might be worried  Backtracking on the GENIUS Act A major fight has emerged between traditional finance and the cryptocurrency industry over regulation.   Banking institutions have been pushing against stablecoins, arguing that they would drain deposits.  However, crypto advocates claim that banks are actually concerned about losing profits.  Banks claim stablecoins will drain deposits and harm lending, but there’s no evidence supporting this. Bank attacks on the bipartisan GENIUS Act and on @POTUS’s crypto agenda aren’t about stability—they’re about protecting $187B in payment fees. Stablecoins modernize payments and… — Faryar Shirzad 🛡️ (@faryarshirzad) September 16, 2025 Why banks might be worried  Faryar Shirzad, chief policy officer at cryptocurrency exchange giant Coinbase, claims that the hostility from banks is all about protecting a staggering $187 billion worth of fees that they are getting from payment-related fees.  If stablecoins end up gaining widespread mainstream adoption, people might avoid using the payment rails offered by banks, thus depriving them of the massive profits.  You Might Also Like Coinbase and other crypto lobbyists argue that stablecoins are primarily used as payment tools. Thus, there is no evidence that they will cause some sort of deposit flight.  Backtracking on the GENIUS Act Even though the banking sector initially supported the GENIUS Act, they later ended up backtracking on it.  Crypto lobbyists now claim that stablecoins are the latest innovation that banks are trying to slow down after previously opposing ATM machines and online banking.  Source: https://u.today/187-billion-in-fees-why-banks-are-fighting-the-genius-act

Author: BitcoinEthereumNews

2025/09/17

KernelDAO to launch new reward-bearing stablecoin KUSD

KernelDAO to launch new reward-bearing stablecoin KUSD

The post KernelDAO to launch new reward-bearing stablecoin KUSD appeared on BitcoinEthereumNews.com. BNB Chain-based restaking protocol KernelDAO is stepping into real-world credit with a reward-bearing stablecoin that generates yield from institutional usage rather than sitting idle. Summary KernelDAO unveiled KUSD, a reward-bearing stablecoin backed by short-term receivables. Designed for remittances, payroll, and trade finance, KUSD generates yield from institutional usage. Built on KernelDAO’s $2.4B DeFi base, targeting the $30T RWA market by 2034. KernelDAO is set to enter the stablecoin market with KUSD, a reward-bearing token backed by short-term receivables and designed for both fintechs and decentralized finance.  The new stablecoin, unveiled on Sept. 16 in a blog post by KernelDAO, is powered by Kred, the project’s new “Internet of Credit” layer that aims to connect idle crypto liquidity to real-world financial activity. Backed by receivables, built for scale According to the team, KUSD will be fully collateralized by receivables from institutional usage such as remittances, payroll, brokerage settlements, and trade finance. Unlike traditional stablecoins, which often sit idle, KUSD is structured to earn rewards from real repayment flows, creating what KernelDAO describes as a self-reinforcing cycle of liquidity and yield. The stablecoin builds on KernelDAO’s existing $2.4 billion ecosystem, which includes its liquid restaking protocol Kelp, high-performing vaults under Gain, and core infrastructure deployed on BNB (BNB) Chain. With 150 DeFi integrations and more than 350,000 users, the DAO is expanding its model to include real-world assets, a market expected to grow to $30 trillion by 2034. A stablecoin designed to earn KUSD is positioned as both a settlement currency for institutions and a composable yield-bearing stablecoin for DeFi protocols. Liquidity providers can mint KUSD by depositing stablecoins, which are then lent to vetted institutional borrowers. Repayments generate yield that flows back to the system, while the token itself circulates across AMMs and lending platforms. This strategy, according to KernelDAO, tackles…

Author: BitcoinEthereumNews

2025/09/17

Ethereum Targets $5k, Avalanche Hits ATH, as BullZilla becomes the Top Presale with 100x Potential

Ethereum Targets $5k, Avalanche Hits ATH, as BullZilla becomes the Top Presale with 100x Potential

The post Ethereum Targets $5k, Avalanche Hits ATH, as BullZilla becomes the Top Presale with 100x Potential appeared on BitcoinEthereumNews.com. Crypto News 17 September 2025 | 08:15 BullZilla’s presale ROI, Ethereum’s liquidity, and Avalanche’s scalability define the top presales with 100x potential in 2025. Cryptocurrency markets are at a pivotal stage in 2025. With Ethereum holding steady above $4,500 and Avalanche gaining traction at $30, the market’s depth is clear. Yet, presales like BullZilla ($BZIL) are drawing outsized attention for their ability to deliver exponential returns. Investors, analysts, and students alike are studying these projects as case studies in risk, utility, and reward. Ethereum provides the liquidity rails, Avalanche brings scalability, and BullZilla is positioning itself as one of the top presales with 100x potential (top presales with 100x potential). Together, these projects represent the balance between established infrastructure and early-stage momentum that drives wealth creation cycles in crypto. BullZilla: Engineered Scarcity Meets Viral Presale Momentum BullZilla is more than just another meme coin launch. Updated on September 16, 2025, the project is currently in its third stage, aptly named Whale Signal Detected, signaling early backing from high-capital participants. With a price of just $0.00005908, BullZilla has already raised over $430,000, sold 26 billion tokens, and attracted more than 1,500 holders. Its appeal lies in its ROI potential. The projected listing price of $0.00527 translates into an extraordinary 8,822% gain from Stage 3A. Even the earliest participants are already sitting on 927% gains. This structure is why analysts consider Bull Zilla among the few genuine top presales with 100x potential in the market today. BullZilla Presale ROI Table Metric Value Current Stage 3rd (Whale Signal Detected) Current Price $0.00005908 Presale Raised $430,000+ Token Holders 1,500+ Tokens Sold 26B ROI (to listing $0.00527) 8,822% ROI (Stage 3A) 927% $1,000 Investment 16.926M $BZIL Next Price Increase +11.27% (to $0.00006574) The accessibility of BullZilla also stands out. Participation requires only a Web3 wallet…

Author: BitcoinEthereumNews

2025/09/17

2025’s Crypto Shift: Ethereum Targets $5k, Avalanche Hits ATH, as BullZilla becomes the Top Presale with 100x Potential

2025’s Crypto Shift: Ethereum Targets $5k, Avalanche Hits ATH, as BullZilla becomes the Top Presale with 100x Potential

Cryptocurrency markets are at a pivotal stage in 2025. With Ethereum holding steady above $4,500 and Avalanche gaining traction at […] The post 2025’s Crypto Shift: Ethereum Targets $5k, Avalanche Hits ATH, as BullZilla becomes the Top Presale with 100x Potential appeared first on Coindoo.

Author: Coindoo

2025/09/17

Best crypto for instant gains? Analysts say a new coin could outpace SOL by 60x

Best crypto for instant gains? Analysts say a new coin could outpace SOL by 60x

People have long thought that Solana (SOL) is one of the quickest and most efficient blockchains on the market. Its ascent from nothing to a multi-billion-dollar ecosystem changed the lives of investors and established a standard for what altcoins may achieve. But SOL is currently widely used, so its growth potential is not as great as it was in previous years. Analysts who are looking beyond the present pricing of cryptocurrencies are starting to talk about Mutuum Finance (MUTM), a DeFi project that is now in presale, as the next initiative that might make investors up to 60X their money. People who are serious about investing in crypto are paying attention to the statistics and how they work in the real world.From Solana (SOL)’s legacy to Mutuum Finance (MUTM)’s fresh growthOne of the greatest tales in crypto is how early investors in Solana (SOL) turned modest amounts of money into huge amounts of money. But what used to be a chance for the underdog is now a fully grown ecosystem where returns of three or four digits are less possible. That is why people are starting to pay more attention to Mutuum Finance (MUTM), a project that is still in the presale stage but is already gaining the kind of enthusiasm that early SOL investors had.There are real figures behind the appeal. For example, an investor who bought in at Phase 1 of the presale when MUTM was just $0.01. At that point, a $10,000 investment got you 1,000,000 tokens. Now that we’re in Phase 6, the tokens are worth $0.035 each, which makes the bag worth $35,000. That is a 3.5x return only from the presale stage on paper. If the investor used the same allocation and multiplied it by 60, they would see $600,000 in value. Analysts say that Mutuum Finance (MUTM) is different from other ventures that are trying to get investors’ attention because of this kind of growth expectation.But what makes MUTM more than just a risky investment is that it is based on reliable financial utility. The platform will launch a decentralized stablecoin that is worth $1 and is only generated when users borrow against overcollateralized assets like ETH, SOL, or AVAX. Only qualified participants will be able to issue, which will keep things secure and accountable. Governance will dynamically control borrowing interest rates to keep the peg stable while also providing predictable borrowing circumstances. Also, arbitrage possibilities will always try to bring the $1 balance back to where it should be if the market changes.Mutuum Finance (MUTM) becomes a useful financial ecosystem thanks to its blend of lending, borrowing, and stablecoin innovation. MUTM is different from meme currencies since it adds long-term value that will keep the system active and useful over time. For anyone who keeps an eye on the crypto fear and greed index, that utility-based basis is a great defense against emotional market fluctuations.Presale momentum and credibility boostersPeople are excited about Mutuum Finance (MUTM) not just because of the idea behind it, but also because of how it will work. The presale is now in Phase 6, and tokens cost $0.035 each. More than $15.85 million has already been raised, and 40% of the whole supply has been sold. The following step, Phase 7, will raise the price to $0.040, which is a 15% rise that encourages those who act swiftly. This is the most important time for investors who want to buy at a discount. After this, the presale will go up even more, and the token will be listed on exchanges, which will open it up to other markets.Mutuum Finance (MUTM) puts money into more than just financial mechanics and presale traction. The project has already gotten good scores from CertiK: a Token Scan Score of 90.00 and a Skynet Score of 79.00. The team is starting a $50,000 bug bounty program with several levels of incentives for discovering bugs. Low-level bugs will get $200, while serious bugs will get $2,000. This is to build confidence and security. Mutuum Finance (MUTM) also plans to establish a dedicated community from the bottom up by giving away $100,000 to early backers.Mutuum Finance (MUTM) likewise has a defined plan for sustained growth. In Phase 1, the project will start the presale, marketing campaigns, and audits. In Phase 2, it will continue on to developing smart contracts, creating a front-end DApp, and setting up risk parameters. Phase 3 will provide testnet deployments and compliance activities, while Phase 4 will bring the live platform, exchange listings, and relationships with institutions. This step-by-step method will help MUTM grow on several blockchains and get long-term users.Final wordsAs experts work to make their crypto forecasts more accurate, one story is becoming clear: Solana (SOL) has already had its best years, whereas Mutuum Finance (MUTM) is only getting started. The 60x estimate isn’t just a guess; it’s a hint of a way to get huge growth. Early investors have already made a lot of money from the presale, and the platform’s architecture promises to be very useful.Mutuum Finance (MUTM) is a strong candidate for the next breakout chance for anyone who is looking at crypto pricing. Solana (SOL) has already told its tale. MUTM is just on the first few pages, and the chapter on quick profits may belong to those who act before Phase 6 ends.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post Best crypto for instant gains? Analysts say a new coin could outpace SOL by 60x appeared first on Invezz

Author: Coinstats

2025/09/17

Shiba Inu Holders Looking For The Same Returns As When SHIB Launches Turn To LBRETT

Shiba Inu Holders Looking For The Same Returns As When SHIB Launches Turn To LBRETT

Back in 2021, Shiba Inu turned tiny investments into life-changing money. The hype was wild, the community was buzzing, and the coin rocketed from obscurity to headlines. But times have changed. The chances of Shiba Inu repeating that kind of explosive rally are slim, and many holders know it. That’s why attention is drifting toward [...] The post Shiba Inu Holders Looking For The Same Returns As When SHIB Launches Turn To LBRETT appeared first on Blockonomi.

Author: Blockonomi

2025/09/17

ACI recommends that Aave DAO shut down the underperforming L2 and promote the reform of the fork framework and the linking of performance incentives with KPIs.

ACI recommends that Aave DAO shut down the underperforming L2 and promote the reform of the fork framework and the linking of performance incentives with KPIs.

PANews reported on September 17th that Aave Governance Initiative (ACI), the advocacy organization for Aave governance, released a report on the status of the Aave DAO, stating that more than half of Aave's cross-layer L2 and L1 replica instances are currently economically unviable. Based on year-to-date data, over 86.6% of Aave's revenue comes from the mainnet. ACI recommends shutting down the underperforming L2 and will release a proposal soon. Furthermore, ACI recommends reforming the forking framework to prohibit value dilution caused by third-party forks such as Spark, and adopting performance-based incentives tied to KPIs. Due to shrinking profit margins in the lending business, ACI stated it will vigorously promote the development of the GHO stablecoin. It recommends that the DAO maintain AAVE buybacks ($500,000-1 million per week) for the next 18 months, utilize over $100 million in reserves for growth and distribution partnerships, and further unleash its potential through GHO credit lines (collateralized by BTC, ETH, and AAVE). ACI will soon present its framework of growth investment principles to the DAO.

Author: PANews

2025/09/17

K-Drama To The Moon Puts Crypto Mania on Prime-Time TV

K-Drama To The Moon Puts Crypto Mania on Prime-Time TV

A new Korean drama, To The Moon, will premiere on Friday. It will spotlight retail crypto investors chasing wealth through the 2017–2018 bull market. At the press conference, a female cast member said she had purchased about $360 (KRW 500,000) worth of Ethereum years ago but still holds it because she never figured out how to withdraw it. Chasing Life-Changing Dreams Through Crypto in To The Moon To The Moon airs on MBC, South Korea’s leading free-to-air public broadcaster known for producing nationwide hits such as Coffee Prince and Dae Jang Geum. The Friday–Saturday 10 pm slot is one of the network’s prime-time positions, guaranteeing broad exposure nationwide. It will also be available via streaming in Taiwan, Indonesia, and India. The plot follows three low-income women working at a large confectionery company. Tired of stagnant office jobs, they turn to cryptocurrency during the nation’s first major bull run, when regulations were minimal and news outlets reported on students and retirees investing their savings in digital assets. The series is based on a bestselling novel published in 2021, reflecting the realities of the 2017–2018 crypto craze. One woman’s early gains inspire her friends to invest, but their experiences yield mixed results, showing the promise and risks of unregulated speculation. Director Oh Da-young described the show as realistic yet entertaining, blending hyperrealism with comedy and light romance. “This is not a fantasy with time travel or epic villains. It’s a modest production that will resonate with female office workers.” Chasing Dreams Through Crypto in To The Moon The lead cast includes Lee Sun-bin, Jo A-ram, Ra Mi-ran, and Kim Young-dae. Ra previously starred in the 2023 Netflix release The Good Bad Mother, which gained international attention. Lee Sun-bin recently headlined the 2025 March Netflix release The Potato Lab as the lead actress. Ra revealed at a Tuesday press event that she owns $360 (KRW 500,000) worth of Ethereum. “Sometimes it rises to 600,000 won, sometimes drops to 400,000 won,” she said. “I don’t know how to withdraw it, so I just leave it until the day it hits 500 million won.” Producers stressed the drama does not glamorize crypto speculation. Oh said, “We are not trying to tell viewers they can get rich from investing.” South Korea Crypto Market Hits $3.15B Daily Volume South Korea’s cryptocurrency market continues to expand, recording daily trading volumes of about $3.15 billion. The nation consistently ranks among the world’s largest markets, with Bitcoin and Ethereum proving especially popular among younger investors. On Tuesday, Parataxis Korea, an institutional Bitcoin treasury platform, announced its first purchase of 50 BTC, signaling institutional participation in the domestic market. Meanwhile, regulators are preparing to launch a won-based stablecoin market to balance rapid growth with stronger oversight.

Author: Coinstats

2025/09/17

Bitcoin (BTC) Price Targets New ATH at $135,000 if Fed Cuts Rates This Week, But Here’s an Altcoin That Could Skyrocket 35x

Bitcoin (BTC) Price Targets New ATH at $135,000 if Fed Cuts Rates This Week, But Here’s an Altcoin That Could Skyrocket 35x

The post Bitcoin (BTC) Price Targets New ATH at $135,000 if Fed Cuts Rates This Week, But Here’s an Altcoin That Could Skyrocket 35x  appeared on BitcoinEthereumNews.com. As Bitcoin (BTC) aims for a new all-time high of $135,000 in expectation of a cut in the Federal Reserve rates, market attention is quietly shifting to new entrants that have the strength to outperform the wider rally. Among them, Mutuum Finance (MTUM) is in the news as analysts suggest its new lending and credit protocol can take the lead for explosive growth with returns up to 35x as it gathers steam.  Price for MUTM stands at $0.035 in its fast-growing presale. Investors will be expecting price growth by 14.3% in the next phase. Over $15.80 million has been raised as the presale continues to catch momentum. While Bitcoin’s trajectory remains tied to macro policy movements, Mutuum Finance is catching attention as one of the most awaited projects in the next market cycle.  Bitcoin Trades Sideways at $115,868 as Speculation on Fed Rate Cut Grows Bitcoin (BTC) is currently priced at approximately $115,868 at the time of writing, with intraday highs of about $116,201 and lows of $115,273. With the Fed rate cut due this week, the majority of investors are awaiting upside momentum that can lead BTC to new all-time highs, with some targets pointing to $135,000 should macro setups remain favorable.  Regulation, institutional demand, and global economic indicators are being cited as fundamental drivers that would fuel such a push. At the same time, new DeFi protocol Mutuum Finance is being hyped more in relative comparison to BTC for investors seeking to gain more percentage profits in the next growth cycle. Mutuum Finance Phase 6 Presale Mutuum Finance is in Presale Stage 6 and offering tokens at $0.035. The presale has been ongoing very rapidly, and investors have raised more than $15.80 million so far. The project also proposes a USD-pegged stablecoin on the Ethereum blockchain for facilitating…

Author: BitcoinEthereumNews

2025/09/17

Jim Cramer says JPMorgan will be the first bank to hit $1 trillion valuation

Jim Cramer says JPMorgan will be the first bank to hit $1 trillion valuation

The post Jim Cramer says JPMorgan will be the first bank to hit $1 trillion valuation appeared on BitcoinEthereumNews.com. Former hedge fund manager Jim Cramer is betting big on JPMorgan. On Tuesday, Jim told investors on CNBC that he sees the bank as the first non-tech company to cross the $1 trillion market cap line. Right now, JPMorgan’s value is around $850 billion, but Jim thinks that’s just the beginning. He said, “JPMorgan’s got something special. It excels at so many things: lending, capital markets, trading, and perhaps most important, statesmanship, with CEO Jamie Dimon performing at a level that’s rare for any industry.” Jim added that: “JP Morgan has always been a top-quality bank, but it’s now become a fantastic place to work, and its global reach is unmatched. There’s a reason its market cap is so much bigger than the other major banks.” Banks push into trillion-dollar territory as sector rallies Jim made it clear this kind of growth isn’t easy. Only Berkshire Hathaway has made it to $1 trillion outside of tech, and it’s sitting just above that line at $1.05 trillion. Meanwhile, tech is bloated with trillion-dollar beasts. Nvidia is at $4.25 trillion, Microsoft at $3.78 trillion, Apple at $3.35 trillion, Alphabet at $3.04 trillion, Amazon at $2.50 trillion, Meta at $1.96 trillion, Broadcom at $1.70 trillion, and Tesla at $1.36 trillion. The bank isn’t just catching up in value, it’s pushing forward in performance too. JPMorgan just hit a new 52-week high on Tuesday and ended the day slightly up, rising 0.09%. So far this year, the stock has jumped 28.99%. That’s a hell of a move for a sector that’s usually ignored when tech is popping. Jim used a metaphor that works: JPMorgan is like “a horse that’s bided its time but is now at the far turn.” He sees the bank entering a new stretch of momentum, with the rest of the…

Author: BitcoinEthereumNews

2025/09/17

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