Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14443 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Fed rate decision September 2025

Fed rate decision September 2025

The post Fed rate decision September 2025 appeared on BitcoinEthereumNews.com. WASHINGTON – The Federal Reserve on Wednesday approved a widely anticipated rate cut and signaled that two more are on the way before the end of the year as concerns intensified over the U.S. labor market. In an 11-to-1 vote signaling less dissent than Wall Street had anticipated, the Federal Open Market Committee lowered its benchmark overnight lending rate by a quarter percentage point. The decision puts the overnight funds rate in a range between 4.00%-4.25%. Newly-installed Governor Stephen Miran was the only policymaker voting against the quarter-point move, instead advocating for a half-point cut. Governors Michelle Bowman and Christopher Waller, looked at for possible additional dissents, both voted for the 25-basis point reduction. All were appointed by President Donald Trump, who has badgered the Fed all summer to cut not merely in its traditional quarter-point moves but to lower the fed funds rate quickly and aggressively. In the post-meeting statement, the committee again characterized economic activity as having “moderated” but added language saying that “job gains have slowed” and noted that inflation “has moved up and remains somewhat elevated.” Lower job growth and higher inflation are in conflict with the Fed’s twin goals of stable prices and full employment.  “Uncertainty about the economic outlook remains elevated” the Fed statement said. “The Committee is attentive to the risks to both sides of its dual mandate and judges that downside risks to employment have risen.” Markets showed mixed reaction to the developments, with the Dow Jones Industrial Average up more than 300 points but the S&P 500 and Nasdaq Composite posting losses. Treasury yields were modestly lower. At his post-meeting news conference, Fed Chair Jerome Powell echoed the concerns about the labor market. “The marked slowing in both the supply of and demand for workers is unusual in this less dynamic…

Author: BitcoinEthereumNews
Aave DAO to Shut Down 50% of L2s While Doubling Down on GHO

Aave DAO to Shut Down 50% of L2s While Doubling Down on GHO

The post Aave DAO to Shut Down 50% of L2s While Doubling Down on GHO appeared on BitcoinEthereumNews.com. Aave DAO is gearing up for a significant overhaul by shutting down over 50% of underperforming L2 instances. It is also restructuring its governance framework and deploying over $100 million to boost GHO. This could be a pivotal moment that propels Aave back to the forefront of on-chain lending or sparks unprecedented controversy within the DeFi community. Sponsored Sponsored ACI Proposes Shutting Down 50% of L2s The “State of the Union” report by the Aave Chan Initiative (ACI) paints a candid picture. After a turbulent period in the DeFi market and internal challenges, Aave (AAVE) now leads in key metrics: TVL, revenue, market share, and borrowing volume. Aave’s annual revenue of $130 million surpasses the combined cash reserves of its competitors. Tokenomics improvements and the AAVE token buyback program have also contributed to the ecosystem’s growth. Aave global metrics. Source: Aave However, the ACI’s report also highlights several pain points. First, regarding the Layer-2 (L2) strategy. While Aave’s L2 strategy was once a key driver of success, it is no longer fit for purpose. Over half of Aave’s instances on L2s and alt-L1s are not economically viable. Based on year-to-date data, over 86.6% of Aave’s revenue comes from the mainnet, indicating that everything else is a side quest. On this basis, ACI proposes closing underperforming networks. The DAO should invest in key networks with significant differentiators. Second, ACI is pushing for a complete overhaul of the “friendly fork” framework, as most have been unimpressive regarding TVL and revenue. In some cases, attackers have exploited them to Aave’s detriment, as seen with Spark. Sponsored Sponsored “The friendly fork model had a good intention but bad execution where the DAO was too friendly towards these forks, allowing the DAO only little upside,” the report states. Third, the instance model, once a smart…

Author: BitcoinEthereumNews
Ethereum Joins the Race to Become the AI Economy’s Base Layer

Ethereum Joins the Race to Become the AI Economy’s Base Layer

The post Ethereum Joins the Race to Become the AI Economy’s Base Layer appeared on BitcoinEthereumNews.com. The Ethereum Foundation is looking to make DeFi’s top blockchain the settlement and coordination layer for autonomous AI agents. The Ethereum Foundation is formally entering the artificial intelligence race with the launch of a new unit, the “dAI Team,” that aims to make Ethereum the “preferred settlement and coordination layer” for AI agents and the machine economy. The move comes as other networks, like NEAR Protocol and Solana, push similar efforts to develop blockchain-based infrastructure for the AI economy. In an X post on Monday, Sept. 15, dAI Team lead Davide Crapis, previously a researcher at the Ethereum Foundation, said that the initiative will focus in two directions: First, building tools that let AI agents and bots transact and follow rules without intermediaries; Second, developing a decentralized AI stack so that future AI development doesn’t depend on a small number of centralized companies. Part of the effort centers on ERC-8004, a new Ethereum standard and so-called “trust layer” in the works that’s meant to give AI agents something like an on-chain reputation score. “This standard extends the Agent‑to‑Agent (A2A) protocol with a trust layer that allows participants to discover, choose, and interact with agents across organizational boundaries without pre‑existing trust,” Crapis explained in a forum post describing the proposed standard. With ERC-8004, instead of blindly trusting a bot, users would be able to check an agent’s identity, see how it’s behaved in the past, and confirm whether it meets certain requirements through registries stored on Ethereum. As Crapis added in the post, the Ethereum Foundation will work closely with the Linux Foundation and A2A ecosystem stakeholders to “refine and improve the specifications of this extension.” Nick Johnson, lead developer at ENS, a protocol for blockchain-based domains, told The Defiant that the urgent challenge with AI is to develop “decentralised standards…

Author: BitcoinEthereumNews
Hadron Labs Launches Bitcoin Summer on Neutron, Offering 5–10% BTC Yield

Hadron Labs Launches Bitcoin Summer on Neutron, Offering 5–10% BTC Yield

Hadron Labs launches 'Bitcoin Summer' on Neutron, BTC vaults for WBTC, eBTC, solvBTC, uniBTC and USDC. Earn 5–10% BTC via maxBTC, with up to 10x looping.

Author: Blockchainreporter
Bitwise bets on stablecoins with new ETF proposal – Details inside!

Bitwise bets on stablecoins with new ETF proposal – Details inside!

The post Bitwise bets on stablecoins with new ETF proposal – Details inside! appeared on BitcoinEthereumNews.com. Key Takeaways Why is this ETF important? It’s one of the first funds blending corporate stablecoin/tokenization exposure with crypto assets, offering investors a hybrid entry into these trends. How does this filing fit into Bitwise’s broader strategy? Bitwise is expanding fast, filing for an Avalanche ETF a day earlier, aiming to capture multiple crypto market segments. The competition in the crypto ETF space is heating up once again. Bitwise has stepped into the spotlight with a fresh filing to the U.S. Securities and Exchange Commission (SEC), aiming to launch a “Stablecoin & Tokenization ETF.” The proposed fund would track an index spanning stablecoin issuers, infrastructure providers, payment firms, exchanges, retailers, and even regulated ETPs tied to Bitcoin [BTC] and Ethereum [ETH]. Details of the Bitwise Stablecoin & Tokenization ETF The asset manager submitted a prospectus on the 16th of September for the Bitwise Stablecoin & Tokenization ETF. This fund is designed to capture opportunities emerging from the rapid adoption of stablecoins and the growing tokenization trend in financial markets. According to the filing, the ETF would be split into two equal parts. One portion would focus on equities for companies that are at the forefront of the stablecoin and tokenization ecosystem. This includes issuers of stablecoins, blockchain infrastructure providers, payment processors, crypto exchanges, and even retailers experimenting with digital currency payments. The other sleeve would offer exposure to regulated crypto products tied to assets such as BTC and ETH, giving investors a hybrid entry point into both corporate and crypto-native plays. This coincided with the firm having filed an S-1 for an Avalanche [AVAX] ETF just a day ago, highlighting its broader strategy to tap into demand for diverse crypto-linked products. Is the approval likely or in limbo? Now, with more than 90 crypto ETF applications currently awaiting the SEC’s…

Author: BitcoinEthereumNews
Crypto Real Estate Hedge: Eric Trump Unlocks a Revolutionary Strategy

Crypto Real Estate Hedge: Eric Trump Unlocks a Revolutionary Strategy

BitcoinWorld Crypto Real Estate Hedge: Eric Trump Unlocks a Revolutionary Strategy In the dynamic world of finance, investors constantly seek innovative ways to safeguard and grow their wealth. Recently, Eric Trump, a prominent figure in real estate and business, made a notable statement that has captured significant attention: he believes a crypto real estate hedge is the perfect solution for protecting property assets. This perspective opens up a fascinating discussion about the evolving relationship between traditional investments and the burgeoning digital asset space. What Exactly is a Crypto Real Estate Hedge? When we talk about a crypto real estate hedge, we are referring to the strategy of using cryptocurrency investments to offset potential risks or volatility in a real estate portfolio. Think of it as diversifying your financial safety net. Historically, investors have used various assets like gold, bonds, or different market sectors to hedge against downturns in other areas. Cryptocurrency, with its unique characteristics, presents a fresh option for this strategy. Its often uncorrelated price movements relative to traditional markets can provide a valuable counterweight during economic shifts. This approach isn’t about replacing real estate, but rather enhancing its resilience through strategic digital asset allocation. Why Consider Crypto for Your Property Portfolio? The idea of integrating cryptocurrency into a real estate strategy might seem unconventional at first, but several compelling reasons support it: Diversification: Cryptocurrencies often operate independently of traditional financial markets. This lack of correlation can reduce overall portfolio risk, making it a strong diversification tool. Inflation Protection: Some cryptocurrencies, particularly Bitcoin, are seen by many as a hedge against inflation due to their finite supply. As fiat currencies lose purchasing power, a strong digital asset might retain or even increase in value. Liquidity: While real estate is a long-term, illiquid asset, cryptocurrencies offer high liquidity. You can convert them to cash relatively quickly, providing access to funds when needed. Accessibility: Digital assets are globally accessible, allowing investors to participate in a market that transcends geographical boundaries and traditional banking hours. Eric Trump’s endorsement underscores a growing recognition of these benefits among seasoned investors. He sees it as a forward-thinking move to secure wealth in an unpredictable economic climate. Navigating the Challenges of a Crypto Real Estate Hedge While the potential benefits are clear, adopting a crypto real estate hedge strategy is not without its challenges. The cryptocurrency market is known for its volatility, with prices often experiencing dramatic swings. This inherent risk requires a cautious and informed approach. Moreover, the regulatory landscape for cryptocurrencies is still evolving. Different countries and jurisdictions have varying rules, which can impact how digital assets are taxed and managed. Investors must also contend with the technical aspects of securely storing and managing their crypto holdings. Understanding wallet security, exchange reliability, and potential cyber threats is paramount. Therefore, thorough research and a clear understanding of your risk tolerance are essential before integrating crypto into your investment strategy. Actionable Insights for Property Investors For real estate investors considering a crypto real estate hedge, here are some actionable steps: Start Small: Begin with a modest allocation to cryptocurrencies that aligns with your overall investment goals and risk profile. You do not need to commit a large portion of your assets initially. Educate Yourself: Learn about different cryptocurrencies, blockchain technology, and market dynamics. Understanding the fundamentals is key to making informed decisions. Choose Wisely: Focus on established cryptocurrencies with strong fundamentals and a proven track record, such as Bitcoin or Ethereum, rather than highly speculative altcoins. Prioritize Security: Use reputable exchanges and secure storage solutions (like hardware wallets) for your digital assets. Two-factor authentication is a must. Consult Experts: Speak with financial advisors who understand both real estate and cryptocurrency markets. They can help tailor a strategy that suits your individual needs. This strategic integration can provide a robust layer of protection, especially during periods of economic uncertainty. It represents a modern approach to asset management, blending traditional stability with digital innovation. The Future of Asset Protection: A Compelling Summary Eric Trump’s statement about cryptocurrency being a perfect hedge for real estate assets highlights a significant shift in investment thinking. The concept of a crypto real estate hedge is gaining traction as investors seek resilient strategies in an increasingly interconnected and volatile global economy. While challenges exist, the potential for diversification, inflation protection, and enhanced liquidity makes cryptocurrency a compelling consideration for safeguarding and growing wealth. As the digital asset landscape matures, its role in traditional investment portfolios is likely to expand, offering innovative solutions for asset protection and growth. Embracing this forward-thinking approach could be a key differentiator for investors looking to future-proof their wealth. Frequently Asked Questions (FAQs) 1. What does ‘hedge’ mean in the context of a crypto real estate hedge? A hedge is an investment made to reduce the risk of adverse price movements in an asset. In this case, a crypto real estate hedge uses cryptocurrency to protect against potential declines or volatility in real estate values. 2. Is cryptocurrency a stable investment for hedging? Cryptocurrency is known for its volatility. However, its often uncorrelated price movements with traditional assets like real estate can make it an effective hedge, providing diversification even with its inherent risks. The key is strategic allocation and understanding. 3. Which cryptocurrencies are best for a real estate hedge? While any cryptocurrency could theoretically be used, investors typically consider larger, more established assets like Bitcoin (BTC) or Ethereum (ETH) due to their higher liquidity and broader adoption. These are generally considered less volatile than newer, smaller altcoins. 4. How much crypto should I allocate for a real estate hedge? The ideal allocation depends on your individual risk tolerance, overall portfolio size, and financial goals. Many financial advisors suggest starting with a small percentage, perhaps 1-5% of your total portfolio, and adjusting as you gain more understanding and comfort with the asset class. 5. What are the tax implications of using crypto as a hedge? Tax implications for cryptocurrency vary significantly by jurisdiction. Generally, capital gains from selling crypto are taxable, and some countries also tax crypto income or even certain transactions. It is crucial to consult with a tax professional familiar with cryptocurrency regulations in your region. Did you find this article insightful? Share it with your network and spark a conversation about the future of investment strategies! To learn more about the latest crypto market trends, explore our article on key developments shaping Bitcoin institutional adoption. This post Crypto Real Estate Hedge: Eric Trump Unlocks a Revolutionary Strategy first appeared on BitcoinWorld.

Author: Coinstats
SHIB Records $198M Volume, GOAT Hits $26M as BullZilla’s Best Meme Coin Presale in September 2025 Sells Over 26B Coins

SHIB Records $198M Volume, GOAT Hits $26M as BullZilla’s Best Meme Coin Presale in September 2025 Sells Over 26B Coins

September 2025 has reignited interest in meme coins. While traditional altcoins focus on fundamentals, meme coins thrive on energy, community, […] The post SHIB Records $198M Volume, GOAT Hits $26M as BullZilla’s Best Meme Coin Presale in September 2025 Sells Over 26B Coins appeared first on Coindoo.

Author: Coindoo
Taiko adopts Chainlink oracles to power market data

Taiko adopts Chainlink oracles to power market data

The post Taiko adopts Chainlink oracles to power market data appeared on BitcoinEthereumNews.com. Ethereum Layer 2 project Taiko has named Chainlink Data Streams as its official oracle infrastructure, introducing sub-second, tamper-proof market data across its rollup network. The integration, announced Wednesday, is designed to accelerate DeFi application development on Taiko’s based rollup architecture, which relies on Ethereum validators for transaction sequencing and censorship resistance. Chainlink oracles, which have already secured more than $100 billion in decentralized finance (DeFi) activity, have facilitated over $25 trillion in transaction value. By embedding Chainlink’s infrastructure into its ecosystem, Taiko aims to give developers access to liquidity-weighted bid-ask spreads, flexible reporting schemas, and institutional-grade market data. The integration also allows macroeconomic data, including figures from the US Department of Commerce, to be posted onchain. Taiko Chief Operating Officer Joaquin Mendes said adopting Chainlink ensures the network has “secure, high-fidelity market data” that can support advanced financial products such as lending protocols and derivatives platforms.  Mendes emphasized the project’s alignment with Ethereum’s decentralization ethos and its ambition to attract institutional capital. Chainlink Labs’ Chief Business Officer Johann Eid said the partnership positions Taiko to “unlock significant DeFi innovation” while providing institutions with reliable infrastructure. Beyond DeFi, the collaboration is framed as a step toward enabling tokenized real-world assets and enterprise smart contract applications. This is a developing story. This article was generated with the assistance of AI and reviewed by editor Jeffrey Albus before publication. Get the news in your inbox. Explore Blockworks newsletters: Source: https://blockworks.co/news/taiko-adopts-chainlink-oracles

Author: BitcoinEthereumNews
Aave CEO Reveals Upcoming Protocol Upgrades Set for Q4 2025 Launch

Aave CEO Reveals Upcoming Protocol Upgrades Set for Q4 2025 Launch

TLDR Aave v4 introduces a Hub-and-Spoke architecture to improve liquidity flow. The new Reinvestment Module will deploy idle liquidity into low-risk yield. Aave’s upgraded liquidation engine promises faster and more accurate liquidations. CEO Stani Kulechov shares the roadmap for Aave’s major upgrade in Q4 2025. Aave CEO Stani Kulechov has officially announced exciting updates for [...] The post Aave CEO Reveals Upcoming Protocol Upgrades Set for Q4 2025 Launch appeared first on CoinCentral.

Author: Coincentral
Best New Crypto Coins to Buy Next After Huge TOKEN6900 Pump

Best New Crypto Coins to Buy Next After Huge TOKEN6900 Pump

The recent surge of TOKEN6900 has reignited excitement across the altcoin space, proving once again how quickly low-cap, hyped tokens can generate massive momentum. The $T6900 presale secured over $3.6 million, highlighting significant investor enthusiasm despite its unconventional approach. Since its listing, TOKEN6900 surged by 65% before retracing to its current price of $0.0066. Its […]

Author: The Cryptonomist