Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14443 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aave V4 roadmap signals end of multichain sprawl

Aave V4 roadmap signals end of multichain sprawl

The post Aave V4 roadmap signals end of multichain sprawl appeared on BitcoinEthereumNews.com. Aave Labs has released its official launch roadmap for V4, laying out the final steps ahead of the major upgrade’s Q4 mainnet launch.  Alongside new architectural and security improvements, the roadmap introduces a fundamental shift in how user balances are tracked and highlights a strategic pullback from economically underperforming deployments across layer-2 and alternative layer-1 networks. The V4 release moves away from aTokens’ rebasing-style mechanics toward ERC-4626-style share accounting, a change that promises cleaner integrations, easier tax treatment, and better compatibility with downstream DeFi infrastructure.  In a recent technical development update, Aave Labs confirmed that “tokenization is to remain optional and built using ERC 4626 vaults,” and that internal accounting will eliminate the use of exchange rates or scaled balances. The goal is to “further improve the overall reliability of the protocol.” ERC-4626 is a widely adopted Ethereum standard that expresses user deposits as shares of a vault rather than balances that grow over time. In Aave V3, aTokens accrue interest by increasing a user’s balance directly — behavior that resembles rebasing tokens and often confuses integrations and portfolio accounting tools.  By contrast, ERC-4626 tracks yield through a rising price-per-share metric, leaving token balances unchanged. The result is more predictable behavior for integrators, auditors and tax software, as well as a clearer cost basis for users. The roadmap also outlines a series of release milestones, including a formal codebase publication, a public testnet launch with a redesigned interface, and the completion of a multi-layered security review involving formal verification and manual audits. Aave Labs said the roadmap reflects the protocol’s “final stages of review, testing, and deployment,” and that additional documentation and launch preparation materials will be released in the coming weeks. But the most pointed strategic shift comes not from the codebase, but from Aave’s own governance forums. “Aave…

Author: BitcoinEthereumNews
Asymmetric Research discloses Marginfi flash loan bug that risked $160M

Asymmetric Research discloses Marginfi flash loan bug that risked $160M

The post Asymmetric Research discloses Marginfi flash loan bug that risked $160M appeared on BitcoinEthereumNews.com. Marginfi, a Solana-based lending and borrowing protocol, has patched a critical vulnerability in its flash loan mechanism that briefly placed more than $160 million in user deposits at risk. The bug, disclosed by security researcher Felix Wilhelm through Marginfi’s bug bounty program, would have allowed an attacker to borrow funds without repaying them. The issue was resolved before any exploit occurred, and no funds were lost, according to Asymmetric Research’s report. Flash loans, a common DeFi feature, allow users to borrow nearly all available liquidity on the condition that the funds are repaid within the same blockchain transaction. Solana protocols typically enforce this by introspecting instructions in a transaction to ensure a repayment step is included. According to Asymmetric, Marginfi followed this approach but introduced a new instruction, transfer_to_new_account, that unintentionally bypassed repayment checks. This meant liabilities could be shifted to a new account mid-loan, enabling funds to be drained without triggering safeguards. The report indicates that the Marginfi team swiftly deployed a patch to block account transfers during flash loans and prevent disabled accounts from being used for repayment. While Solana’s architecture limits some common Ethereum-style exploits, the vulnerability underscores that logic errors remain a critical threat. The swift resolution demonstrates the role of bug bounty programs in preventing systemic losses. Similar past incidents, including attacks on Mango Markets and other Solana-based protocols, have shown how flash loan vulnerabilities can lead to multimillion-dollar losses. Marginfi representatives did not respond to Blockworks’ request for comment before publication. This is a developing story. This article was generated with the assistance of AI and reviewed by editor Jeffrey Albus before publication. Get the news in your inbox. Explore Blockworks newsletters: Source: https://blockworks.co/news/marginfi-flash-loan-bug

Author: BitcoinEthereumNews
Solana’s (SOL) Recent Rally May Impress, But Investors Targeting Life-Changing ROI Are Looking Elsewhere

Solana’s (SOL) Recent Rally May Impress, But Investors Targeting Life-Changing ROI Are Looking Elsewhere

The post Solana’s (SOL) Recent Rally May Impress, But Investors Targeting Life-Changing ROI Are Looking Elsewhere appeared on BitcoinEthereumNews.com. Solana’s (SOL) latest rally has attracted investors from all over, but the bigger story for vision-minded investors is where the next surges of life-altering returns are heading.  As Solana continues to see high levels of ecosystem usage and network utilization, the stage is slowly being set for Mutuum Finance (MUTM).  MUTM is priced at $0.035 in its fast-growing presale. Price appreciation of 14.3% is what the investors are going to anticipate in the next phase. Over $15.85 million has been raised as the presale keeps gaining momentum. Unlike the majority of the tokens surfing short-term waves of hype, Mutuum Finance is becoming a utility-focused choice with more value potential and therefore an increasingly better option for investors looking for more than price action alone. Solana Maintains Gains Near $234 As Speculation Persists Solana (SOL) is trading at $234.08 currently, holding its 24hr range around $234.42 to $248.19 as it illustrates the recent trend. The token has recorded strong seven-day gains of nearly 13%, far exceeding most of its peers, as it is supported by rising volume and institutional buying. Resistance is at $250-$260, and support appears to be at $220-$230, and thus these are significant levels for potential breakout or pullback.  However, new DeFi crypto Mutuum Finance, is being considered by market watchers to have more upside potential, being still in presale.  Mutuum Finance Phase 6 Presale Mutuum Finance is currently in Presale Stage 6 and offering tokens for $0.035. Presale has been going on very fast, and investors have raised over $15.85 million. The project also looks forward to a USD-pegged stablecoin on the Ethereum blockchain for convenient payments and as a keeper of long-term value. Mutuum Finance is a dual-lending, multi-purpose DeFi platform that benefits borrowers and lenders alike. It provides the network to retail as well as…

Author: BitcoinEthereumNews
Tokenized Assets Shift From Wrappers to Building Blocks in DeFi

Tokenized Assets Shift From Wrappers to Building Blocks in DeFi

The post Tokenized Assets Shift From Wrappers to Building Blocks in DeFi appeared on BitcoinEthereumNews.com. RWAs are rapidly moving on-chain, unlocking new opportunities for investors and DeFi protocols, according to a new report from Dune and RWAxyz. Tokenized real-world assets (RWAs) are moving beyond digital versions of traditional securities to become key building blocks of decentralized finance (DeFi), according to the 2025 RWA Report from Dune and RWAxyz. The report notes that Treasuries, bonds, credit, and equities are now being used in DeFi as collateral, trading instruments, and yield products. This marks tokenization’s “real breakthrough” – composability, or the ability to combine and reuse assets across different protocols. Projects are already showing how this works in practice. Asset manager Maple Finance’s syrupUSDC, for example, has grown to $2.5 billion, with more than 30% placed in DeFi apps like Spark ($570 million). Centrifuge’s new deJAAA token, a wrapper for Janus Henderson’s AAA CLO fund, is already trading on Aerodrome, Coinbase and other exchanges, with Stellar planned next. Meanwhile, Aave’s Horizon RWA Market now lets institutional users post tokenized Treasuries and CLOs as collateral. This trend underscores a bigger shift: RWAs are no longer just copies of traditional assets; instead, they are becoming core parts of on-chain finance, powering lending, liquidity, and yield, and helping to close the gap between traditional finance (TradFi) and DeFi. “RWAs have crossed the chasm from experimentation to execution,” Sid Powell, CEO of Maple Finance, says in the report. “Our growth to $3.5B AUM reflects a broader shift: traditional financial services are adopting crypto assets while institutions seek exposure to on-chain markets.” Investor demand for higher returns and more diversified options is mainly driving this growth. Tokenized Treasuries proved there is strong demand, with $7.3 billion issued by September 2025 – up 85% year-to-date. The growth was led by BlackRock, WisdomTree, Ondo, and Centrifuge’s JTRSY (Janus Henderson Anemoy Treasury Fund). Spark’s $1…

Author: BitcoinEthereumNews
Taiko and Chainlink to Unleash Reliable Onchain Data for DeFi Ecosystem

Taiko and Chainlink to Unleash Reliable Onchain Data for DeFi Ecosystem

Taiko and Chainlink Data Streams to deliver secure, high-speed onchain data by empowering next-generation DeFi protocols and institutional-grade adoption.

Author: Blockchainreporter
New Crypto Investors Are Rushing To Back This Viral Meme Coin After 100x Gains Mentioned; It’s Not Dogecoin

New Crypto Investors Are Rushing To Back This Viral Meme Coin After 100x Gains Mentioned; It’s Not Dogecoin

While Dogecoin remains one of the most recognized names in crypto, a fresh contender is now taking center stage: Layer […] The post New Crypto Investors Are Rushing To Back This Viral Meme Coin After 100x Gains Mentioned; It’s Not Dogecoin appeared first on Coindoo.

Author: Coindoo
Ripple (XRP) vs Mutuum Finance (MUTM): Which is the Best Altcoin to Buy Right Now to Turn $420 into $24,000?

Ripple (XRP) vs Mutuum Finance (MUTM): Which is the Best Altcoin to Buy Right Now to Turn $420 into $24,000?

Investors are pitting popular names like Ripple’s XRP against up-and-coming coins like Mutuum Finance (MUTM). While XRP continues to hold its position as a cross-border payments play with safe partnerships, Mutuum Finance is generating fresh interest for its lending and borrowing protocol that has the potential to redefine real-world utility in DeFi. Mutuum Finance is […]

Author: Cryptopolitan
BullZilla, Shiba Inu, and Goatseus Maximus Take the Spotlight

BullZilla, Shiba Inu, and Goatseus Maximus Take the Spotlight

The post BullZilla, Shiba Inu, and Goatseus Maximus Take the Spotlight appeared on BitcoinEthereumNews.com. Crypto News 17 September 2025 | 20:15 Discover why BullZilla, Shiba Inu, and Goatseus Maximus rank among the best meme coin presales in September 2025. September 2025 has reignited interest in meme coins. While traditional altcoins focus on fundamentals, meme coins thrive on energy, community, and clever narratives. Among the best meme coin presales in September 2025, three stand out for their momentum and market impact: Bull Zilla, Shiba Inu, and Goatseus Maximus. Each offers a unique route for traders and students of finance alike, blending community-driven hype with structured tokenomics. BullZilla continues to command headlines with its presale math and massive ROI potential. Shiba Inu, the veteran of meme mania, still finds ways to reinvent itself. Goatseus Maximus, the fresh arrival, builds on humor and meme storytelling while aiming for short-term gains. Together, they define what meme coin culture looks like heading into Q4 2025. BullZilla: Presale Math Meets Meme Culture BullZilla is not just another viral project. It has crafted a presale model with baked-in returns that investors can map out before listings. The token’s early stages already demonstrate what makes it one of the best meme coin presales in September 2025. BullZilla ROI Table Stage Price ($) ROI Until Listing ($0.00527) $1,000 Investment (Tokens) Value at Listing ($) 3B 0.00006574 7918.57% 15.21M 80,185.73 3C 0.00007241 7169.38% 13.80M 72,703.40 Early Joiners 0.000503 1043.30% 1.99M 20,783.70 This table reflects how even small contributions multiply once BullZilla lists at its projected $0.00527. Unlike meme tokens that rely solely on narrative, BullZilla ($BZIL) merges narrative with math. For anyone who missed Shiba Inu or Dogecoin’s breakout, this structure makes it easy to calculate possible gains. Beyond ROI, the presale’s branding of “Whale Signal Detected” during stage 3rd builds psychological urgency. It cleverly ties meme energy with professional-grade tokenomics. For these reasons,…

Author: BitcoinEthereumNews
Hex Trust Adds Custody and Staking for Lido’s stETH, Expanding Institutional Access to Ethereum Rewards

Hex Trust Adds Custody and Staking for Lido’s stETH, Expanding Institutional Access to Ethereum Rewards

The post Hex Trust Adds Custody and Staking for Lido’s stETH, Expanding Institutional Access to Ethereum Rewards appeared on BitcoinEthereumNews.com. Crypto custodian Hex Trust has integrated custody and staking support for stETH, the liquid staking token issued by Lido that represents nearly a quarter of all staked ether. The move allows institutional clients to stake ETH and manage stETH directly from Hex Trust’s custody platform, combining staking rewards with secure, regulated infrastructure. Institutional investors often face barriers when engaging with staking, such as operational complexity and counterparty risks, Hex Trust said. The custody firm’s one-click staking feature removes these hurdles, enabling clients to access staking rewards and decentralized finance (DeFi) liquidity tools without setting up their own infrastructure, according to a press release. stETH holders can also deploy their tokens across decentralized finance, including lending, collateral and restaking strategies. “For institutional investors, efficiency and security are not just preferences—they are necessities,” said Calvin Shen, chief commercial officer at Hex Trust. “Our solution provides that critical combination.” The integration reflects a wider shift in crypto markets where institutions are demanding secure pathways into decentralized finance. By combining custody and staking within one platform, Hex Trust positions itself as a bridge for traditional investors seeking exposure to Ethereum’s staking economy. Clients can now access the new services through Hex Trust’s platform. Source: https://www.coindesk.com/business/2025/09/17/hex-trust-adds-custody-and-staking-for-lido-s-steth-expanding-institutional-access-to-ethereum-rewards

Author: BitcoinEthereumNews
Shiba Inu’s (SHIB) Price Prediction for 2025 Points to 4x Growth, But Mutuum Finance (MUTM) Looks Set for 50x Returns

Shiba Inu’s (SHIB) Price Prediction for 2025 Points to 4x Growth, But Mutuum Finance (MUTM) Looks Set for 50x Returns

As Shiba Inu (SHIB) takes over the limelight with experts predicting a potential 4x increase by 2025, a far more disruptive competitor, Mutuum Finance (MUTM), is emerging in the cryptocurrency market. Unlike SHIB, which is depending upon community-driven momentum and speculative buying, Mutuum Finance is building a decentralized protocol for lending and borrowing that will […]

Author: Cryptopolitan