ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15115 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
PBOC sets USD/CNY reference rate at 7.0928 vs. 7.1235 previous

PBOC sets USD/CNY reference rate at 7.0928 vs. 7.1235 previous

The post PBOC sets USD/CNY reference rate at 7.0928 vs. 7.1235 previous appeared on BitcoinEthereumNews.com. The People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead on Friday at 7.0928 compared to the previous day’s fix of 7.1235 and 7.1192 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70928-vs-71235-previous-202510240123

Author: BitcoinEthereumNews

2025/10/24

T. Rowe Price Files for Active Multi-Coin ETF Including Bitcoin, Potentially Fueling Crypto Market Expansion

T. Rowe Price Files for Active Multi-Coin ETF Including Bitcoin, Potentially Fueling Crypto Market Expansion

The post T. Rowe Price Files for Active Multi-Coin ETF Including Bitcoin, Potentially Fueling Crypto Market Expansion appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The T. Rowe Price Active Crypto ETF is an innovative filing by the 87-year-old asset manager, aiming to launch an actively managed fund holding 5-15 digital assets like Bitcoin and Ethereum. It seeks to outperform the FTSE Crypto U.S. Listed Index using fundamental analysis, valuation, and momentum factors, marking a significant entry into the crypto space. T. Rowe Price filed an S-1 form with the SEC on October 22 for its debut Active Crypto ETF, trading on NYSE Arca. The ETF will diversify across eligible digital assets including Bitcoin, Ethereum, Solana, and others, with cash and stablecoins for liquidity. Unlike passive single-asset ETFs, this actively managed fund uses strategic factors to select and weight holdings, potentially outperforming benchmarks with over 200 new crypto products expected soon. Discover T. Rowe Price Active Crypto ETF details: SEC filing for multi-asset fund with Bitcoin, Ethereum. Outperform benchmarks via active management. Stay ahead in crypto investments—explore now! What is the T. Rowe Price Active Crypto ETF? The T. Rowe Price Active Crypto ETF represents the firm’s first venture into cryptocurrency investments through a…

Author: BitcoinEthereumNews

2025/10/24

Dr. Maurice Herlihy Guides BlockDAG with AMA Insights and Academic Authority

Dr. Maurice Herlihy Guides BlockDAG with AMA Insights and Academic Authority

The post Dr. Maurice Herlihy Guides BlockDAG with AMA Insights and Academic Authority appeared on BitcoinEthereumNews.com. Crypto News Discover how Dr. Maurice Herlihy’s role on BlockDAG’s board brings unmatched academic credibility and trust to its technology. In the fast-changing crypto world, separating real progress from passing hype is a major challenge. BlockDAG’s presale has now raised over $432 million, showing huge global confidence, yet its strongest validation comes from an even higher authority. The project’s direction is shaped by Dr. Maurice Herlihy, a true legend in computer science. Dr. Herlihy is the recipient of both the Gödel and Dijkstra prizes, the top awards in distributed computing, the core field behind blockchain itself. His involvement turns BlockDAG (BDAG) into a project grounded in proven academic excellence rather than market speculation. It signals a platform supported by deep technical knowledge instead of hype, making it one of the most credible names in the crypto space. Searching for Real Innovation in a Sea of Noise In today’s crowded digital asset market, finding genuine innovation is harder than ever. Many projects make big promises, relying on marketing and influencer campaigns instead of real technology. This environment makes it difficult to tell whether a project is built for long-term value or short-term attention. True progress in this space depends on solid computer science, not just social media buzz. That’s why the background of those who validate a project is crucial. When a respected figure in distributed computing supports a blockchain project, it gives the technology a rare and powerful stamp of authenticity. For those following BlockDAG’s journey, an exclusive AMA will take place this Friday, October 24, at 3 PM UTC. The session will reveal insider updates, roadmap developments, and important insights before Keynote 4: The Launch Note and Genesis Day. Dr. Maurice Herlihy: The Academic Force Behind the Vision BlockDAG’s story becomes even more compelling through the expertise of Dr.…

Author: BitcoinEthereumNews

2025/10/24

When Blockchain Meets Genius: Dr. Maurice Herlihy Guides BlockDAG with AMA Insights and Academic Authority

When Blockchain Meets Genius: Dr. Maurice Herlihy Guides BlockDAG with AMA Insights and Academic Authority

In the fast-changing crypto world, separating real progress from passing hype is a major challenge. BlockDAG’s presale has now raised […] The post When Blockchain Meets Genius: Dr. Maurice Herlihy Guides BlockDAG with AMA Insights and Academic Authority appeared first on Coindoo.

Author: Coindoo

2025/10/24

Spark transfers $100 million in stablecoin reserves to Superstate crypto arbitrage fund

Spark transfers $100 million in stablecoin reserves to Superstate crypto arbitrage fund

PANews reported on October 24th that according to The Block, DeFi lending protocol Spark (part of the Sky ecosystem) announced that it will allocate $100 million of its stablecoin reserves to the Superstate’s USCC (Crypto Carry Fund) to generate returns through spot-futures basis trading. USCC currently has a TVL of approximately $411 million. Spark previously generated income primarily through tokenized US Treasury products such as Blackstone BUIDL and Franklin FOBXX. Superstate claims that USCC has achieved an annualized return of approximately 8.35% over the past 30 days and operates within a compliant framework. It also manages USTB (a tokenized US Treasury fund). Spark has also deployed approximately $1.1 billion to Ethena's USDe/sUSDe and $25 million to the Maple Finance pool this year.

Author: PANews

2025/10/24

Singapore’s Pave Bank Raises $39M to Potentially Expand Crypto Offerings for Institutions

Singapore’s Pave Bank Raises $39M to Potentially Expand Crypto Offerings for Institutions

The post Singapore’s Pave Bank Raises $39M to Potentially Expand Crypto Offerings for Institutions appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Pave Bank, a Singapore-based digital bank, secured $39 million in Series A funding led by Accel to expand its programmable crypto and fiat services for institutional clients. This funding addresses rising demand for automated financial solutions integrating blockchain technology. Pave Bank’s funding totals $45 million, including participation from Tether Investments and Wintermute. The bank combines traditional fiat banking with crypto transactions for businesses seeking efficient programmable finance. Founded in 2023, Pave Bank holds a Georgian banking license and plans expansion to UAE, Hong Kong, and EEA markets. Singapore’s Pave Bank raises $39M in Series A for crypto-fiat programmable banking. Explore how this funding boosts institutional digital asset services and blockchain integration. Learn more about fintech growth today. What is Pave Bank’s Series A Funding Round? Pave Bank’s Series A funding round raised $39 million, led by venture capital firm Accel, to enhance its offerings in programmable banking that bridge crypto and fiat services. The round brought the company’s total funding to approximately $45 million, with key investors including Tether Investments, Wintermute, Quona Capital, Helios Digital Ventures, Yolo Investments, Kazea…

Author: BitcoinEthereumNews

2025/10/24

DeFi Lender Spark Invests $100M in Superstate’s Crypto Fund

DeFi Lender Spark Invests $100M in Superstate’s Crypto Fund

Spark, a leading lending platform in the decentralized finance (DeFi) space, has invested $100 million in Superstate’s Crypto Carry Fund (USCC). The investment aims to improve and diversify Spark’s stablecoin reserves. Currently, these reserves mostly depend on the U.S. Treasuries, which now yield less than 4%.  The announcement, made on October 23, 2025, highlights the company’s plans to shift towards market-neutral crypto trading. The new approach could offer annual returns of 8% to 9%. Superstate Gets $100 Million Boost Spark’s $100 million investment comes amid a drop in U.S. Treasury yields to 3.976%, the lowest in six months. The protocol manages over $10 billion and wants to improve its $9 billion in USDS stablecoin reserves. Superstate’s USCC fund, which has $528 million in assets, provides returns by taking advantage of price changes in Bitcoin and Ethereum.  The investment will help diversify Spark’s current real-world asset allocations, which include $500 million in BlackRock’s BUIDL and $300 million in Superstate’s USTB. Overall, the investment supports Spark’s goal of identifying compliant, low-risk yield opportunities. This collaboration may accelerate the adoption of tokenized assets as DeFi protocols seek to offer compliant, independent ways to generate yield.  A Growing Trend in the DeFi Sector Spark’s $100 million allocation signals a calculated transition toward investment strategies that target higher returns. The fund can take advantage of price differences in the spot and futures markets for major cryptocurrencies like Bitcoin and Ethereum. It also shows Spark’s commitment to following regulations, which helps build trust in Superstate’s new tokenized fund model. The investment is part of a growing trend in the DeFi sector. More platforms are adopting regulated frameworks and crypto-based strategies as traditional Treasury securities yield lower returns. For example, Matador Technologies recently raised $100 million through a convertible note.  The funds raised will support Matador’s efforts to buy more Bitcoin. The company made the deal with ATW Partners, an investor known for providing financing to growth-stage companies. The move shows that Matador is working to strengthen its position in the Bitcoin market, while many companies in decentralized finance (DeFi) seek new ways to boost returns. The post DeFi Lender Spark Invests $100M in Superstate’s Crypto Fund appeared first on CoinTab News.

Author: Coinstats

2025/10/24

Rivian Cuts 600 Jobs Amid EV Challenges and AI-Driven Tech Layoffs

Rivian Cuts 600 Jobs Amid EV Challenges and AI-Driven Tech Layoffs

The post Rivian Cuts 600 Jobs Amid EV Challenges and AI-Driven Tech Layoffs appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Rivian Automotive is laying off approximately 600 employees, representing 4% of its workforce, to cut costs amid challenges in the electric vehicle sector. This follows a previous 15% reduction and targets commercial roles in sales and service as the company prepares for its R2 SUV launch in 2026. Rivian’s layoffs highlight broader EV market pressures, including declining demand and production delays. The cuts aim to streamline operations while the company reports improved efficiency but ongoing net losses. EV makers face intensified competition from Tesla, Ford, and Chinese rivals, with U.S. policy changes exacerbating demand issues; Rivian posted a $1.12 billion Q2 net loss despite 12.5% revenue growth. Rivian layoffs 2025 signal tough times for EV makers amid cooling demand and policy shifts. Discover how these cuts impact the sector and what lies ahead for electric vehicles. Stay informed on automotive industry updates. What are the reasons behind Rivian Automotive’s latest layoffs? Rivian Automotive is conducting another round of layoffs affecting about 600 employees to reduce operational costs in a challenging electric vehicle market. The company, which employs nearly 15,000…

Author: BitcoinEthereumNews

2025/10/24

Aave Labs Acquires Stable Finance to Bolster Consumer DeFi Services

Aave Labs Acquires Stable Finance to Bolster Consumer DeFi Services

The post Aave Labs Acquires Stable Finance to Bolster Consumer DeFi Services appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Aave Labs has acquired Stable Finance, a San Francisco-based firm offering a mobile app for earning yield on stablecoins through decentralized lending. This move expands Aave’s consumer-facing services while integrating key talent to bridge traditional finance and onchain ecosystems, announced on Thursday with undisclosed financial terms. Aave Labs’ acquisition of Stable Finance enhances its retail onchain offerings by incorporating a user-friendly mobile app for stablecoin yields. The deal includes Stable Finance’s founder Mario Baxter Cabrera and engineering team joining Aave Labs to drive innovation in everyday finance. Aave’s total value locked stands at over $37.25 billion, per DefiLlama data, underscoring its dominant position in DeFi lending. Aave Labs acquires Stable Finance to boost consumer onchain services—discover how this deal integrates mobile yield earning and institutional tools for seamless crypto finance. Explore impacts today. What is the Aave Labs Acquisition of Stable Finance? Aave Labs acquisition of Stable Finance marks a strategic expansion into consumer-oriented onchain services for the leading DeFi lending protocol. Founded in 2023, Stable Finance provides a mobile application that enables users to deposit funds from bank…

Author: BitcoinEthereumNews

2025/10/24

Spark moves $100m to Superstate fund amid low T-Bill yields

Spark moves $100m to Superstate fund amid low T-Bill yields

Spark is deploying $100 million into Superstate’s crypto carry fund to capture basis trade yields as returns from its traditional Treasury holdings begin to soften across the market. According to an announcement on Oct. 23, the DeFi lending protocol Spark…

Author: Crypto.news

2025/10/24

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
4922Articles
Cryptopolitan
Cryptopolitan
1104Articles
PANews
PANews
966Articles
Coinstats
Coinstats
961Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

UNI price pops as BlackRock taps Uniswap to tap liquidity for BUIDL

UNI price pops as BlackRock taps Uniswap to tap liquidity for BUIDL

2026/02/12 04:30
Vynleads (OTCQB: VYND) Launches Done With Diabetes™ App, Bringing AI-Powered Daily Lifestyle Support to Blood Sugar and Metabolic Health

Vynleads (OTCQB: VYND) Launches Done With Diabetes™ App, Bringing AI-Powered Daily Lifestyle Support to Blood Sugar and Metabolic Health

2026/02/12 04:15
XRP Eyes Major Structure Shift As Price Tests Critical Level

XRP Eyes Major Structure Shift As Price Tests Critical Level

2026/02/12 04:06
betPARX & Betrivers Promo Codes Are Impressive, but Spartans Offers World’s First Instant 33% Cashrake!

betPARX & Betrivers Promo Codes Are Impressive, but Spartans Offers World’s First Instant 33% Cashrake!

2026/02/12 04:00
Sam Bankman-Fried demands new trial citing ‘newly discovered evidence’

Sam Bankman-Fried demands new trial citing ‘newly discovered evidence’

2026/02/12 03:35