Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15115 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Flare Network Unlocks $96 Million in DeFi Liquidity

Flare Network Unlocks $96 Million in DeFi Liquidity

The post Flare Network Unlocks $96 Million in DeFi Liquidity appeared on BitcoinEthereumNews.com. AltcoinsBlockchain Flare Network has reached a major milestone in its integration with the XRP ecosystem, bridging 40 million XRP – worth roughly $96 million – through its decentralized FXRP protocol. The achievement cements Flare’s position as the largest project in the growing XRPFi sector, which focuses on bringing XRP utility to decentralized finance. 40M XRP ($96M USD) bridged as FXRP makes Flare the largest XRPFi project. This is only the beginning. Higher! — Hugo Philion (@HugoPhilion) October 23, 2025 XRP Gains a DeFi Utility Layer At the core of this development is FXRP, a system that allows XRP holders to convert their tokens into a DeFi-compatible version without relinquishing control. Once converted, these tokens can be staked, lent, or placed in liquidity pools across Flare’s smart contract infrastructure. Unlike centralized custodial bridges, FXRP operates through a decentralized network of validators and agents who maintain collateral to ensure system stability. This design allows users to redeem their original XRP at any time while benefiting from DeFi yields and liquidity opportunities. Strengthening the XRP–Flare Connection The partnership between Flare and the XRP Ledger (XRPL) has unlocked a new level of interoperability. Every cross-chain transfer through FXRP contributes to transaction volume and enhances network utility on both sides. Upcoming smart accounts on the XRP Ledger are expected to deepen this integration, giving users direct access to on-chain yield and lending options without requiring interaction with the EVM layer This advancement is seen as a crucial step toward making XRP a fully functional asset within decentralized finance. FXRP is already finding traction on decentralized exchanges, where it improves XRP liquidity and enables new borrowing opportunities. By letting users borrow against their XRP holdings instead of selling them, the system helps investors maintain exposure while avoiding taxable events. Institutional Onboarding and Ecosystem Expansion Flare’s developers…

Author: BitcoinEthereumNews
XRP News: Flare Network Unlocks $96 Million in DeFi Liquidity

XRP News: Flare Network Unlocks $96 Million in DeFi Liquidity

The achievement cements Flare’s position as the largest project in the growing XRPFi sector, which focuses on bringing XRP utility […] The post XRP News: Flare Network Unlocks $96 Million in DeFi Liquidity appeared first on Coindoo.

Author: Coindoo
Bitcoin Loans: Bank-Backed MultiSYG with 5-Party Multi-Sig Control

Bitcoin Loans: Bank-Backed MultiSYG with 5-Party Multi-Sig Control

Sygnum and Debifi unveil MultiSYG, a bank-backed non-custodial bitcoin loans platform for institutions and high-net-worth borrowers.

Author: The Cryptonomist
China Advances Renminbi Internationalization with Quadrupled Overseas Assets

China Advances Renminbi Internationalization with Quadrupled Overseas Assets

The post China Advances Renminbi Internationalization with Quadrupled Overseas Assets appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → China’s push for renminbi (RMB) internationalization has quadrupled overseas RMB lending, bonds, and deposits by Chinese banks to RMB3.4 trillion ($480 billion) in five years, aiming to reduce U.S. dollar dependence amid global sanctions and promote RMB in trade and finance. Overseas RMB assets surge: Fixed-income holdings by foreign banks reached $1.5 trillion, with RMB-denominated assets at $484 billion. RMB trade finance share grows to 7.6%, second only to the dollar, driven by China’s offshore clearing banks and swap lines. CIPS payments exceed RMB40 trillion quarterly, signaling a shift from Western systems; however, RMB holds just 2.1% of global reserves per IMF data. Discover how China’s RMB internationalization strategy challenges dollar dominance with surging overseas assets and trade settlements. Explore impacts on global finance and investment opportunities today. What is China’s Strategy for Renminbi Internationalization? China’s renminbi internationalization involves a deliberate, long-term effort by central planners to integrate the RMB into global trade, finance, and reserves, reducing reliance on the U.S. dollar. This strategy includes expanding overseas lending, bond issuances, and payment systems like CIPS to ensure uninterrupted trade…

Author: BitcoinEthereumNews
Beijing accelerates de-dollarization as global yuan loans hit new record

Beijing accelerates de-dollarization as global yuan loans hit new record

The post Beijing accelerates de-dollarization as global yuan loans hit new record appeared on BitcoinEthereumNews.com. China just smashed another milestone in its war on dollar dominance. Official figures show overseas renminbi lending, bond investments, and deposits by Chinese banks have quadrupled in five years, hitting RMB3.4 trillion (roughly $480 billion). This is a full-blown, long-term campaign to cut down exposure to the US dollar and force its own currency deeper into global finance. China’s central planners have made it clear: they want the renminbi to matter on the world stage, especially in trade and sovereign credit.One big reason? U.S. and EU sanctions are targeting Chinese banks for alleged ties to Russian weapons parts. China is trying to guarantee it can keep trading uninterrupted, no matter what Washington or Brussels do. “From China’s perspective, [settlement in renminbi] is important because it shows that no matter what happens, it can still trade,” said Adam Wolfe from Absolute Strategy Research in London. China expands bond channels and trade financing to build RMB dominance According to China’s State Administration of Foreign Exchange, fixed-income assets held by banks outside the country more than doubled over the past decade, jumping to $1.5 trillion, with RMB-denominated assets now at $484 billion. That includes $360 billion in loans and deposits, up from just $110 billion in 2020. The Bank for International Settlements says renminbi loans to emerging markets spiked by $373 billion between 2020 and 2024.“The year 2022 marked a turning point away from dollar- and euro-denominated credit and towards renminbi-denominated credit,” the BIS said. Countries like Kenya, Angola, and Ethiopia have already swapped old dollar debts into RMB. Indonesia and Slovenia plan to issue RMB bonds, and Kazakhstan sold RMB2 billion in offshore bonds at a 3.3% yield last month. The currency’s share of global trade finance jumped from under 2% to 7.6% over just three years, Swift reported, making it the…

Author: BitcoinEthereumNews
Swiss Bank Sygnum to Launch Bitcoin-Backed Loan Platform With Multi-Sig Wallet Control

Swiss Bank Sygnum to Launch Bitcoin-Backed Loan Platform With Multi-Sig Wallet Control

The offering, developed with non-custodial BTC lending startup Debifi, targets institutions and high-net worth borrowers who don't want to give up control of their assets.

Author: Coinstats
France Seeks Flexible Path for EV Transition in EU Decarbonization Efforts

France Seeks Flexible Path for EV Transition in EU Decarbonization Efforts

The post France Seeks Flexible Path for EV Transition in EU Decarbonization Efforts appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → France is advocating for flexible measures in the EU’s EV decarbonization push to support its automotive industry, emphasizing European production and job preservation while maintaining commitment to the Green Deal. This balanced approach aims to ensure competitiveness amid economic pressures without compromising environmental goals. France reaffirms dedication to EV transition through innovation and strategic autonomy in vehicle manufacturing. EU’s new carbon market introduces price controls to mitigate fuel bill increases and encourage cleaner transport options. 19 countries, including France and Germany, urged stricter controls; the EU plans to double permits up to 80 million annually from 2027 to stabilize prices, per EU climate commissioner Wopke Hoekstra. Discover France’s push for pragmatic EV decarbonization amid EU Green Deal challenges. Learn how new carbon market measures balance emissions cuts with economic stability and support for electric vehicle adoption. Stay informed on sustainable mobility trends. What is France’s Position on the EU’s EV Decarbonization Efforts? France’s position on the EU’s EV decarbonization efforts focuses on securing practical flexibilities to bolster the competitiveness of its automotive sector while upholding the Green Deal’s ambitions.…

Author: BitcoinEthereumNews
Spark Moves $100 Million from US Treasurys to Superstate’s DeFi Fund

Spark Moves $100 Million from US Treasurys to Superstate’s DeFi Fund

TLDR Spark moves $100M from US Treasurys to Superstate’s yield-generating fund. Spark’s $100M shift marks DeFi’s shift to uncorrelated yield strategies. Superstate’s fund offers 9.26% yield, uncorrelated with Fed rate policy. Spark’s move signals a growing trend of DeFi protocols seeking advanced returns. Spark, a decentralized finance (DeFi) lending protocol, has made a notable shift [...] The post Spark Moves $100 Million from US Treasurys to Superstate’s DeFi Fund appeared first on CoinCentral.

Author: Coincentral
Digital Asset Treasuries: Bitcoin’s Institutional Test Case

Digital Asset Treasuries: Bitcoin’s Institutional Test Case

The post Digital Asset Treasuries: Bitcoin’s Institutional Test Case appeared on BitcoinEthereumNews.com. A small but growing class of companies is moving beyond holding Bitcoin as a static reserve. They are integrating it into capital strategy, using it to raise funds, secure credit, and engineer returns. These Digital Asset Treasuries (DATs) are the first laboratories testing how a decentralized asset can operate as productive capital within the architecture of corporate finance. The phenomenon began with Strategy but has since broadened. Japan’s Metaplanet, France’s The Blockchain Group and Europe’s Twenty One Capital are major examples of companies that have each developed models that position bitcoin not just as an investment, but as a working financial instrument. Their experiments are accelerating a larger process: the financialization of Bitcoin, and potentially other tokens as well. From asset to balance-sheet infrastructure Historically, bitcoin functioned as an alternative store of value, an uncorrelated hedge against monetary debasement. DATs are expanding that equation. By using bitcoin to access liquidity through loans, convertible debt or fund structures, they are treating it as programmable collateral and a productive asset. This shift from ownership to utilization marks bitcoin’s entry into mainstream corporate finance. Convertible issuance has become a common feature of this strategy. Zero-coupon bonds and equity-linked notes allow corporates to raise fiat capital while maintaining upside exposure to bitcoin’s appreciation. Investors gain asymmetric payoff potential, while issuers optimize their cost of capital. It is an inversion of the traditional view that volatility is purely a risk factor; in this new model, upside volatility becomes part of the value proposition. Measuring resilience through mNAV To evaluate these new treasury models, investors have begun to rely on a metric known as the market Net Asset Value, or mNAV, a measure of how effectively a company converts digital holdings into real, productive capital. The key to understanding the sustainability of these strategies lies in…

Author: BitcoinEthereumNews
Pave Bank Raises $39 Million to Expand Programmable Banking Services

Pave Bank Raises $39 Million to Expand Programmable Banking Services

TLDR Pave Bank raised $39M in Series A funding to expand programmable banking services. Accel and Tether led Pave Bank’s $39M Series A funding round. Pave Bank combines crypto and fiat banking services for institutional clients. Pave Bank plans to expand into the UAE, Hong Kong, and the EEA. Pave Bank, a digital bank based [...] The post Pave Bank Raises $39 Million to Expand Programmable Banking Services appeared first on CoinCentral.

Author: Coincentral