Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15427 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Japan's Financial Services Agency is considering strengthening regulations on cryptocurrency lending and setting investment caps for IEOs.

Japan's Financial Services Agency is considering strengthening regulations on cryptocurrency lending and setting investment caps for IEOs.

PANews reported on November 7 that, according to Coinpost, Japan's Financial Services Agency held its fifth meeting of the "Crypto Asset Regulatory Working Group" of the Financial Services Council today. The group proposed to include crypto asset lending businesses under the regulatory scope of the Financial Instruments and Exchange Act and to consider setting an investment cap for IEOs (Initial Exchange Offerings). Current regulatory loopholes allow lending platforms to operate without registration, placing credit and price volatility risks on users while exempting platforms from obligations such as asset segregation and storage. The new regulations will require platforms to establish robust risk management systems for re-lenders and collateral nodes, strengthen asset security management, and disclose customer risks; however, inter-institutional transactions will remain unrestricted. Regarding IEO regulation, the meeting proposed setting investment limits similar to equity crowdfunding rules (e.g., investments exceeding 500,000 yen cannot exceed 5% of annual income). However, some committee members pointed out that since IEOs immediately enter the secondary market after issuance, restricting primary market investment alone is insufficient to effectively control risk.

Author: PANews
This Ethereum (ETH) DeFi Crypto Could 50x by 2026

This Ethereum (ETH) DeFi Crypto Could 50x by 2026

Mutuum Finance (MUTM) surges in presale, raising $18.4M with tokens at $0.035. Built on Ethereum DeFi, analysts predict up to 50x growth potential by 2026.

Author: Blockchainreporter
Elixir Stablecoin Collapses After Stream Finance Loss

Elixir Stablecoin Collapses After Stream Finance Loss

The post Elixir Stablecoin Collapses After Stream Finance Loss appeared on BitcoinEthereumNews.com. Stream’s $93 million loss caused deUSD to depeg to just 1.5 cents. Elixir revealed that Stream still owes it around $68 million and holds 90% of the remaining deUSD supply. Meanwhile, Circle called on the US Treasury to ensure equal regulatory treatment for banks, nonbanks, and stablecoin issuers as it implements the GENIUS Act. The law was signed in July, and it aims to create a clear framework for payment stablecoins. However, there is still debate over its enforcement details. Coinbase and other industry players also weighed in, and pushed for balanced oversight. Elixir Halts deUSD Support Decentralized finance (DeFi) liquidity provider Elixir suspended support for its synthetic stablecoin, deUSD, after the ripple effects of Stream Finance’s $93 million loss earlier this week. The fallout caused deUSD to lose its peg dramatically, plummeting to just 1.5 cents on the dollar, according to CoinGecko data. Elixir announced on X that it already processed redemptions for 80% of deUSD holders before the depeg occurred. However, the company attributed the collapse primarily to Stream Finance, which it said borrowed deUSD to support its own stablecoin, Staked Stream USD (XUSD). Stream halted withdrawals on Tuesday after revealing that an external fund manager suffered a $93 million loss in net assets, which left the platform with roughly $285 million in debt to multiple lenders. Of that, around $68 million is reportedly owed to Elixir. The liquidity crisis created severe knock-on effects throughout the DeFi ecosystem. Stream’s XUSD stablecoin, which relied on deUSD as part of its collateral base, fell as low as $0.10 after the losses were disclosed. The incident also severely undermined confidence in synthetic stablecoins, particularly in newer entrants like deUSD, which launched in July of 2024 to compete with Ethena Labs’ USDe.  Elixir claimed that Stream currently holds about 90% of the…

Author: BitcoinEthereumNews
XRP Falls 25% Over the Last Month While This New Crypto Token is Surging 250%

XRP Falls 25% Over the Last Month While This New Crypto Token is Surging 250%

The post XRP Falls 25% Over the Last Month While This New Crypto Token is Surging 250% appeared on BitcoinEthereumNews.com. The crypto market has entered an interesting phase as blue-chip assets begin to lose momentum while new DeFi projects gain traction. Ripple (XRP), one of the oldest names in the market, has seen its value slip by more than 25% in the past month, struggling to maintain upward momentum despite favorable market sentiment. Meanwhile, a fast-emerging DeFi project, Mutuum Finance (MUTM), has captured investor attention with a 250% price increase since the start of its presale. As analysts shift their focus from overextended large-cap coins to early-stage DeFi protocols, the contrast between XRP’s slowdown and MUTM’s growth has become one of the key talking points in crypto news today. Ripple (XRP) Ripple’s native token, XRP, is currently trading around $2.24, with a market capitalization between $135 billion and $180 billion. Despite holding a top position among major cryptocurrencies, its large valuation now acts as a double-edged sword. The token faces major resistance between $3.20 and $3.30, a range where multiple rallies have failed to hold. Stronger support lies near $2.90 to $3.00, but if these levels break, analysts warn XRP could slide toward $2.50. The primary issue with XRP isn’t its fundamentals,  it’s the limited upside. Its massive market cap makes triple-digit returns far harder to achieve compared to emerging projects. Investors looking for higher potential growth are increasingly turning to lower-priced alternatives with smaller market caps, where early entry can still produce significant percentage gains. Mutuum Finance (MUTM) While XRP’s growth has slowed, Mutuum Finance (MUTM) is becoming one of the best cryptocurrencies to invest in under $0.05. The project is developing a decentralized lending and borrowing ecosystem powered by smart contracts for transparency, efficiency, and sustainability. Mutuum Finance operates on two core lending models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P). In the P2C model, users deposit assets into shared…

Author: BitcoinEthereumNews
deUSD plunges 98% as Elixir scrambles

deUSD plunges 98% as Elixir scrambles

Elixir’s deUSD stablecoin collapsed 98% to $0.03 after major exposure to Stream Finance’s $93 million loss.

Author: Cryptopolitan
Elixir Protocol Ends deUSD Coin After Stream Finance Losses

Elixir Protocol Ends deUSD Coin After Stream Finance Losses

The post Elixir Protocol Ends deUSD Coin After Stream Finance Losses appeared on BitcoinEthereumNews.com. Key Points: Elixir Protocol terminates deUSD stablecoin after Stream’s loss. Stream Finance owes Elixir $68 million. DeFi platforms affected, pledging 1:1 USDC redemption. Elixir Protocol has ceased operations of its deUSD synthetic stablecoin following Stream Finance’s withdrawal suspension due to a $93 million loss, impacting decentralized finance (DeFi) ecosystems involving significant collateral liquidation. This incident underscores vulnerabilities in DeFi mechanisms, reminiscent of past stablecoin failures, affecting liquidity across multiple lending platforms and sparking action to stabilize market conditions. Elixir Ends deUSD After Stream Finance’s $93M Financial Blow Elixir Protocol’s decision to end its deUSD stablecoin arises from a chain reaction initiated by Stream Finance‘s financial difficulties. Stream Finance, a key player, has disclosed a $93 million loss, owing Elixir over $68 million. Elixir has managed to process about 80% of redemption requests, with remaining holders promised a 1:1 USDC swap. Stream Finance holds 90% of the deUSD supply—approximately $75 million— which Elixir is actively working to liquidate through platforms like Euler and Morpho. The market is experiencing shifts, with lending platforms like SuiLend reporting that Elixir has repaid its USDC debts, allowing withdrawals to be restored. Decentralized exchanges and platforms are scrambling to adjust, and temporary suspensions and pauses on transactions have been recorded. The urgency of these actions highlights market volatility. Market and community reactions have been varied. SuiLend communicated their cooperation with Elixir via an official message, underscoring their restoration of USDC withdrawals following repayments. Compound implemented an emergency halt in stablecoin markets, signaling a need for caution and risk management. “Elixir announces the termination of the deUSD synthetic stablecoin, pledging a 100% redemption…All remaining deUSD and sdeUSD holders will be able to redeem at a pegged value of one US dollar.” — Elixir Protocol, Elixir Announcement deUSD’s Depreciation and the Future of Stablecoins Did you know? Echoing…

Author: BitcoinEthereumNews
Elixir retires deUSD after Stream’s $93M loss

Elixir retires deUSD after Stream’s $93M loss

The post Elixir retires deUSD after Stream’s $93M loss appeared on BitcoinEthereumNews.com. Decentralized finance liquidity provider Elixir has pulled the plug on its stablecoin deUSD after Stream borrowed the token to stabilize its own stablecoin. Summary Elixir declared that it would be permanently retiring its deUSD stablecoin after the collapse of its major counterparty, Stream Finance, which owes the protocol $68 million after suffering a $93 million asset loss. As part of the process, the platform has halted all minting and redemptions of deUSD and sdeUSD in USDC. So far, as much as 80% of holders have already been repaid through redemptions. On Nov. 6, Elixir announced that it would be retiring the stablecoin, stating it holds “no value and the stablecoin has been sunset.” As a result, the platform promises to conduct compensations in USDC, which is available for all deUSD holders and its derivatives including sdeUSD. Users can claim compensation for holding deUSD through the protocol’s website, which directs holders and stakers of the token to connect their wallet if they wish to claim USDC (USDC) compensations. Though, it is not currently available deUSD holders on Sui (SUI) and Sei (SEI) as well as certain Automated Market Makers and Liquidity Providers. According to data from CoinGecko, the stablecoin has depegged from the U.S dollar, having gone down in value nearly 100% in the past 24 hours. The synthetic stablecoin now holds a value of $0.026. “deUSD holds no value and the stablecoin has been sunset. Please do not buy or make investments into deUSD, including through AMMs,” said the protocol. So far, the firm has provided compensation for around 80% of current deUSD holders. However, this number does not include the tokens held by Stream Finance. According to the protocol, Stream holds approximately 90% of the remaining deUSD supply in circulation. At the moment, there are still more than 91.2…

Author: BitcoinEthereumNews
7 Best Cryptos to Invest in 2025 at the Frontlines of Bull Run – One 1000X Presale Poised to Turn Small Bets Into Big Wins

7 Best Cryptos to Invest in 2025 at the Frontlines of Bull Run – One 1000X Presale Poised to Turn Small Bets Into Big Wins

Have you been wondering which is the best crypto to invest in 2025? As the digital asset market evolves rapidly, […] The post 7 Best Cryptos to Invest in 2025 at the Frontlines of Bull Run – One 1000X Presale Poised to Turn Small Bets Into Big Wins appeared first on Coindoo.

Author: Coindoo
Top Anonymous Bitcoin Casinos That Let You Play with No ID Verification

Top Anonymous Bitcoin Casinos That Let You Play with No ID Verification

In a digital world where privacy is fading fast, anonymous Bitcoin casinos are making a comeback. They let players deposit, play, and withdraw crypto without ID checks, combining the speed of blockchain with freedom from centralized oversight. But anonymity doesn’t mean risk—if you choose the right platforms. The best no-KYC casinos balance privacy with audited fairness, fast payouts, and provably secure systems. Below are the top Bitcoin casinos in 2025 that let you play without ID verification — all tested for legitimacy, transparency, and crypto efficiency. 1. Dexsport — The Gold Standard for No-KYC Crypto Gaming License: Anjouan (Comoros)Audits: CertiK, PessimisticSupported cryptos: 38 across 20 networks (BTC, ETH, BNB, USDT, and more)Privacy: 100% anonymous; wallet or email loginBonus: Up to 480% on first three deposits, 300 free spins, and 15% weekly cashback Dexsport.io is a decentralized casino-sportsbook hybrid where you can play and bet without ever submitting an ID. You sign in via MetaMask, Trust Wallet, Telegram, or email, and can immediately access more than 10,000 casino games and a full sportsbook. The platform is audited by CertiK and Pessimistic, ensuring code-level security and provable fairness. Transactions run entirely on-chain, with instant withdrawals and zero KYC prompts. If you want real privacy backed by transparent audits, Dexsport is the safest bet. 2. Mega Dice — Privacy-Friendly and Packed with Games Supported cryptos: BTC, ETH, USDT, LTC, BCH, XRP, DOGE, ADA, TRX, SHIB, +15 othersBonus: 200% up to 1 BTC + 50 free spins, NFT VIP rewards, and weekly tournamentsKYC: None required (VPN friendly) Mega Dice merges a 5,000+-game casino with an expanding sportsbook and keeps registration simple—just an email or wallet connect. There’s no KYC at any stage unless the system flags suspicious activity. It’s one of the most versatile privacy casinos, offering a smooth mobile browser interface, quick support, and crypto withdrawals within minutes. If you’re after anonymity with entertainment variety, Mega Dice nails the balance. 3. BetPanda — Fast, Anonymous, and Straightforward Supported cryptos: BTC, ETH, XRP, LTC, DOGE, BNB, and othersBonus: 100% up to 1 BTC, 10% weekly cashback, VIP ladder rewardsKYC: None unless flagged BetPanda’s minimal-data signup (email only) gives you instant access to slots, table games, live casino, and a basic sportsbook. Withdrawals are processed quickly—often within an hour—and privacy is strictly enforced. It’s fully crypto-based, with no fiat on-ramps, meaning players control their own keys and funds. The UI isn’t as flashy as Lucky Block or Stake, but BetPanda’s pure-crypto, no-KYC stance keeps it a favorite among privacy purists. 4. Lucky Block — Big Bonuses, No Verification Supported cryptos: BTC, ETH, BCH, DOGE, LTC, SOL, BNB, XRP, USDT, and fiatBonus: 200% first deposit up to €25,000 + 50 free spinsKYC: Not required for deposits or play Lucky Block is a polished, black-and-gold crypto ecosystem blending casino, sportsbook, and esports markets. Players can deposit and withdraw crypto freely with no ID verification and no withdrawal limits. Withdrawals often complete within minutes. The interface is luxurious, mobile-optimized, and offers video streaming for live sports and esports. For bettors who want the comfort of a high-end platform without the friction of KYC, Lucky Block delivers. 5. Vave — Smooth, Semi-Anonymous Casino-Sportsbook Hybrid Supported cryptos: BTC, ETH, USDT, DOGE, LTC, BCH, XRP, TRX, SOLBonus: 100% welcome + daily cashbackKYC: Required only for large withdrawals Vave offers fast registration via email, thousands of casino games, and live sports betting. While not fully no-KYC, it allows most users to play and withdraw small-to-moderate amounts anonymously. The mobile UX is refined, with responsive dashboards and real-time odds. Bonuses come with higher wagering (~40×), but payouts are consistent and fees transparent. 5. Cybet — Anonymous Web3 Casino & Sportsbook Supported cryptos: BTC, ETH, USDT, DOGE, LTC, XRP, TRX, and othersBonus: Generous crypto-only bonuses, frequent drops for crypto bettorsKYC: Minimal data; withdrawals above thresholds may trigger verification Cybet focuses on Web3-native experience, wallet-based login, and rapid payout using crypto rails. Their sportsbook covers most mainstream sports and live betting events, while their casino side offers slots and live dealer titles. The standout feature is wallet connect + instant token deposits, meaning you can jump into play without uploading documents. Their community-oriented model (token drops, VIP tiers) incentivises active bettors. For players who value wallet login and crypto-native ecosystems, Cybet offers a smart no-KYC gateway. Casino License / Audit Supported Cryptos Highlights Welcome Bonus Dexsport Anjouan / CertiK, Pessimistic 38+ Audited, instant withdrawals, full privacy 480% on first three deposits + free spins Mega Dice Offshore 30+ Large game+sports library, NFT VIP 200% up to 1 BTC + 50 free spins BetPanda Offshore 10+ Pure crypto, fast withdrawals 100% up to 1 BTC Lucky Block Curaçao 10+ and fiat Premium UX, huge bonus potential 200% up to €25,000 + free spins Cybet Web3-native, less public audit 8+ Wallet-login, strong UX, Web3 features Crypto-only bonus offers   Why Play at No-KYC Bitcoin Casinos? Privacy: No ID means your identity isn’t stored or shared with third parties. Speed: Wallet logins and blockchain payouts eliminate slow verification. Security: You hold your crypto — no reliance on centralized payment processors. Accessibility: Players from restricted regions can join without geo-fencing hurdles. Just remember — anonymity increases your responsibility. Always play on verified, audited platforms to ensure fairness and solvency. Final Thoughts The future of online gambling is borderless, fast, and private. Among this new generation of casinos, Dexsport leads for its audited code, instant transactions, and total anonymity, followed closely by Mega Dice and Lucky Block for players who value design and bonus incentives. If privacy and freedom matter to you, these casinos prove you can still play safely — and win — without ever showing an ID.     Disclaimer: This article is for informational purposes only and does not constitute financial, gambling, or legal advice.

Author: Coinstats
RedStone unveils DeFi risk ratings weeks after $20B crypto market wipeout

RedStone unveils DeFi risk ratings weeks after $20B crypto market wipeout

The post RedStone unveils DeFi risk ratings weeks after $20B crypto market wipeout appeared on BitcoinEthereumNews.com. RedStone expands beyond price oracles with Credora, integrating risk analytics across DeFi protocols Morpho and Spark. Modular oracle network RedStone launched Credora, a decentralized finance (DeFi)-native risk ratings platform aiming to bring transparency and credit analytics to lending protocols.  RedStone said on Thursday that it had expanded beyond price feeds into the broader domain of credit, collateral and risk intelligence through its Credora acquisition in September.  At launch, Credora by RedStone integrates with DeFi lending markets Morpho and Sparks to offer dynamic risk scores and default-probability analytics, accessible through an API.  Read more Source: https://cointelegraph.com/news/redstone-launches-credora-defi-risk-ratings-after-20b-liquidation?utm_source=rss_feed&utm_medium=feed%3F_nocache%3D1762502984928%26sid%3Db8467dd8523a7c62%26ttl%3D0&utm_campaign=rss_partner_inbound

Author: BitcoinEthereumNews