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Top Lending & Borrowing Protocol Tokens by Market Capitalization

Lending and borrowing protocols are core DeFi applications that allow users to supply assets for yield or collateralize them for cryptocurrency loans. These permissionless networks use smart contracts to automate interest rates based on real-time supply and demand dynamics. Native tokens are generally utilized for decentralized governance, revenue sharing, and incentivizing protocol liquidity.

#
Coin
Price
Last 7 Days
Action
1
AaveToken
AaveToken
AAVE
$ 72.35
+0.54%
-3.81%
-4.09%
$ 1.12B
$ 5.85K
2
MORPHO
MORPHO
MORPHO
$ 1.7439
-0.75%
-4.24%
-8.77%
$ 874.73M
$ 46.11K
3
Olympus
Olympus
OHM
$ 15.91
+0.13%
-0.15%
-1.30%
$ 237.01M
$ 195.43K
4
Compound
Compound
COMP
$ 17.28
-0.29%
-5.01%
-5.11%
$ 172.37M
$ 4.15K
5
Maple Finance
Maple Finance
SYRUP
$ 0.13766
+0.57%
+1.81%
-3.70%
$ 164.07M
$ 482.75K
6
Kamino
Kamino
KMNO
$ 0.02024
+0.20%
+1.11%
+12.61%
$ 97.22M
$ 2.90M
7
Quantix Finance
Quantix Finance
QFI
$ 54.962
-0.19%
-0.58%
+0.94%
$ 54.57M
$ 8.53K
8
Spark
Spark
SPK
$ 0.01702
+0.41%
-7.12%
-18.30%
$ 47.48M
$ 3.09M
9
Venus
Venus
XVS
$ 2.7587
+1.31%
+2.53%
+2.81%
$ 44.94M
$ 30.01K
10
Zest Protocol
Zest Protocol
ZEST
$ 0.26645
+1.68%
-15.75%
+0.05%
$ 39.19M
$ 1.32M
11
Yei Finance
Yei Finance
CLO
$ 0.29051
+1.46%
+25.27%
+97.66%
$ 37.64M
$ 2.88M
12
Dogelon Mars
Dogelon Mars
ELON
$ 0.00000003128
-0.03%
-4.25%
-6.37%
$ 31.26M
$ 2.81T
13
deBridge
deBridge
DBR
$ 0.0149
-0.07%
+0.88%
+2.12%
$ 28.75M
$ 3.54M
14
Euler Finance
Euler Finance
EUL
$ 1.0259
-0.38%
-5.27%
+1.59%
$ 24.60M
$ 76.02K
15
Lista DAO
Lista DAO
LISTA
$ 0.0512
+0.27%
-4.66%
-2.33%
$ 20.94M
$ 1.15M
16
CoinDepo
CoinDepo
COINDEPO
$ 0.07865
+0.04%
+0.31%
+1.24%
$ 19.69M
$ 3.74M
17
Moonwell
Moonwell
WELL
$ 0.00360205
-0.82%
-2.41%
-10.95%
$ 16.32M
$ 2.94M
18
EVAA Protocol
EVAA Protocol
EVAA
$ 0.7861
+1.32%
+1.33%
+21.83%
$ 14.25M
$ 262.16K
19
Dolomite
Dolomite
DOLO
$ 0.02409
+0.46%
-2.16%
-1.72%
$ 10.63M
$ 2.33M
20
Abelian
Abelian
ABEL
$ 0.0876
-0.61%
-3.46%
+6.24%
$ 10.31M
$ 181.27K
21
BENQI
BENQI
QI
$ 0.00124495
+0.13%
-0.87%
-10.02%
$ 8.96M
$ 534.46K
22
NAVI Protocol
NAVI Protocol
NAVX
$ 0.006844
+1.27%
+1.05%
-1.13%
$ 5.59M
$ 8.44M
23
Goldfinch
Goldfinch
GFI
$ 0.06243
-3.29%
-4.20%
-14.72%
$ 5.41M
$ 941.48K
24
HyperLend
HyperLend
HPL
$ 0.01233797
-0.12%
-1.32%
-7.16%
$ 4.76M
$ 24.10K
25
Avalon
Avalon
AVL
$ 0.02657
-0.30%
-3.28%
-8.82%
$ 4.30M
$ 2.09M
26
Gearbox
Gearbox
GEAR
$ 0.00042228
0.00%
-2.31%
+1.97%
$ 4.22M
$ 1.96K
27
Suilend
Suilend
SEND
$ 0.04997
+0.04%
-0.36%
+0.52%
$ 3.53M
$ 1.12M
28
Liqwid Finance
Liqwid Finance
LQ
$ 0.151961
0.00%
-0.16%
-0.21%
$ 3.09M
$ 1.52
29
Wise
Wise
WISE
$ 0.088072
+0.69%
-11.31%
-13.42%
$ 1.92M
$ 20.31K
30
Reservoir
Reservoir
DAM
$ 0.009272
+0.23%
+0.47%
+1.98%
$ 1.84M
$ 6.26M
31
Scallop
Scallop
SCA
$ 0.0104
-3.70%
-7.96%
-18.11%
$ 1.67M
$ 142.46K
32
Blend
Blend
BLND
$ 0.04435976
0.00%
-0.60%
-6.38%
$ 1.56M
$ 1.57K
33
MEZO
MEZO
MEZO
$ 0.01448
-0.14%
-3.78%
-3.91%
$ 1.25M
$ 3.86M
34
Radiant Capital
Radiant Capital
RDNT
$ 0.00091765
+1.59%
-24.65%
-35.44%
$ 1.18M
$ 2.60M
35
TrueFi
TrueFi
TRU
$ 0.00092554
-1.83%
+4.27%
+2.59%
$ 1.16M
$ 60.23K
36
Hatom
Hatom
HTM
$ 0.01306404
+0.61%
-3.15%
-9.11%
$ 1.03M
$ 1.52K
37
Pixie Dust
Pixie Dust
DUST
$ 0.361599
-0.03%
+1.03%
-3.88%
$ 740.18K
$ 23.15K
38
Nostra
Nostra
NSTR
$ 0.00546397
0.00%
+0.80%
+0.16%
$ 546.41K
$ 411.99
39
DefiTuna
DefiTuna
TUNA
$ 0.00178019
+0.03%
+3.93%
+7.47%
$ 501.12K
$ 2.70K
40
Celsius Network
Celsius Network
CEL
$ 0.01124086
+0.86%
-5.22%
-3.49%
$ 401.70K
$ 909.41
41
dForce
dForce
DF
$ 0.00036421
0.00%
0.00%
-1.80%
$ 364.18K
$ 4.28
42
Notional Finance
Notional Finance
NOTE
$ 0.00679757
0.00%
0.00%
+4.51%
$ 319.68K
$ 1.48K
43
Seamless Protocol
Seamless Protocol
SEAM
$ 0.00717326
-0.02%
-0.36%
+2.27%
$ 291.95K
$ 112.62
44
LO0P
LO0P
LO0P
$ 0.212129
+0.04%
-1.55%
-14.11%
$ 212.48K
$ 1.03K
45
Paystream
Paystream
PAYS
$ 0.04364106
+0.01%
-2.33%
-2.63%
$ 175.87K
$ 3.92K
46
Neptune
Neptune
NEPT
$ 0.03696636
+0.26%
-0.45%
-4.88%
$ 141.89K
$ 108.69
47
Silo Finance
Silo Finance
SILO
$ 0.00021749
-0.01%
-1.36%
+27.47%
$ 133.16K
$ 3.49K
48
BendDAO
BendDAO
BEND
$ 2.961E-5
-1.27%
-2.38%
-6.50%
$ 121.55K
--
49
Pike Finance
Pike Finance
P
$ 0.00039648
0.00%
-0.00%
-0.51%
$ 91.22K
$ 3.61
50
Alpaca Finance
Alpaca Finance
ALPACA
$ 0.00053964
+0.17%
-5.39%
-20.59%
$ 81.85K
$ 603.80

Frequently Asked Questions

How do decentralized lending and borrowing protocols function without traditional banks?
Decentralized lending protocols function via smart contracts that pool liquidity from depositors and automatically match them with borrowers, eliminating the need for banking intermediaries and credit checks.
What is over-collateralization in decentralized finance (DeFi) lending?
Because DeFi is largely anonymous, over-collateralization requires borrowers to deposit assets worth more than the value of the cryptocurrency they wish to borrow. This guarantees that lenders will always be repaid even if the borrower defaults.
How are interest rates determined on cryptocurrency lending protocols?
Interest rates on cryptocurrency lending protocols are determined algorithmically in real-time based on the utilization rate of the liquidity pool. High borrowing demand automatically triggers higher interest rates to attract more depositors.
What role do liquidation mechanisms play in securing DeFi borrowing platforms?
Liquidation mechanisms protect the protocol's solvency. If the value of a borrower's collateral drops below a specific threshold due to market volatility, smart contracts automatically sell the collateral to repay the debt and protect the lenders.

Disclaimer

The inclusion of digital assets in the Lending/Borrowing Protocols sector, along with the classification rules and market data, are sourced from independent third parties. Listing a token in this category does not constitute an endorsement, guarantee, or investment recommendation by MEXC. All content is for informational purposes only. Cryptocurrency prices are subject to market fluctuations; please conduct your own research (DYOR) and trade cautiously.