Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23216 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
US Republicans declare ‘Crypto Week’ to mull 3 crypto bills

US Republicans declare ‘Crypto Week’ to mull 3 crypto bills

US Republican leaders say the House will look to pass bills on stablecoins, crypto market structure and CBDCs in mid-July in what they’ve dubbed “Crypto Week.”

Author: PANews
PANews June 2025 columnist influence and column article popularity rankings released

PANews June 2025 columnist influence and column article popularity rankings released

The PANews TOP 5 influential columnists and TOP 10 column article popularity rankings for June 2025 (hereinafter referred to as the "double rankings") were released today. We conducted a comprehensive

Author: PANews
US House Designates ‘Crypto Week’ to Consider Three Sweeping Reforms – End of Regulatory Fog?

US House Designates ‘Crypto Week’ to Consider Three Sweeping Reforms – End of Regulatory Fog?

The US House GOP has announced the week of July 14 as “Crypto Week” to push three key crypto bills. Lawmakers will consider the CLARITY Act, the Anti-CBDC Surveillance State Act, and the Senate’s GENIUS Act, to be brought to a vote. 🚨NEW: Chairman @RepFrenchHill , @HouseAgGOP Chairman @CongressmanGT , and House Leadership announced that the week of July 14th will be “Crypto Week,” where the CLARITY Act, Anti-CBDC Surveillance State Act, and GENIUS Act will be considered. @SpeakerJohnson @SteveScalise … pic.twitter.com/vIUoGaoSy1 — Financial Services GOP (@FinancialCmte) July 3, 2025 House Speaker Mike Johnson, Financial Services Committee Chair French Hill, and Agriculture Committee Chair GT Thompson announced the move Thursday . The move arrives following the passage of President Donald Trump’s ‘ Big Beautiful Bill .’ The US lawmakers noted that the mid-July review will create a clear regulatory framework for digital assets, protect financial privacy and foster the country’s position as a global crypto leader. “House Republicans are taking decisive steps to deliver the full scope of President Trump’s digital assets and cryptocurrency agenda,” Speaker Mike Johnson said in a statement. Here’s What the Legislation Package Aims to Address Legislators called the move a “historic” opportunity for the US to deliver a clear, pro-innovation framework for crypto. The package of legislation would address issues such as stablecoin oversight, crypto market rules, and permanently banning the creation of a US CBDC. The effort reflects years of bipartisan work and aligns with President Trump’s pro-crypto agenda. The CLARITY Act, which passed through the House panel with a 47-6 vote last month, would set clear lines between crypto commodities and securities. The bill would drive regulatory certainty and possibly invite more institutional players. Besides, the stablecoin bill GENIUS Act, will be the top priority during the Crypto Week. The Senate already approved the bill last month in a 68-30 vote. 📜 The US Senate passes the GENIUS Act in a 68–30 vote, marking the first major federal step to regulate stablecoins and shape crypto policy. #GENIUS #StablecoinRegulation https://t.co/tzKz59abyB — Cryptonews.com (@cryptonews) June 18, 2025 The House had previously pushed its own version of stablecoin legislation dubbed the STABLE Act. However, lawmakers are turning to the Senate’s GENIUS Act version. Further, the Anti-CBDC Surveillance State Act would block the creation of a federal digital dollar. The bill already passed out of the US House Financial Services Committee with a 27-22 vote in April. Crypto Week – A Pathway to Clear Regulation? According to Majority Leader Steve Scalise, these pieces of legislation not only further the President’s pro-growth agenda, but provide a clear regulatory framework for digital assets. Rep. Tom Emmer, a leading crypto advocate, said that America is one step closer to having clarity in digital assets. Passing of these bills will defend financial privacy and reinforce U.S. dominance in crypto innovation, he added. “A new day for American excellence has finally arrived, and now it’s time to get the job done.”

Author: CryptoNews
Stablecoin concept rebounded during the session, and Beijing North hit the daily limit

Stablecoin concept rebounded during the session, and Beijing North hit the daily limit

PANews reported on July 4 that according to Cailianshe, the concept of stablecoins rebounded during the session, Beijing Beifang hit the daily limit, and its stock price hit a new

Author: PANews
Japan’s Minna Bank Explores Use of Stablecoins on Solana Platform in Fireblocks-Led Research

Japan’s Minna Bank Explores Use of Stablecoins on Solana Platform in Fireblocks-Led Research

PANews reported on July 4 that according to Decrypt, Japan's first pure digital bank, Minna Bank, is exploring the use of stablecoins and digital wallets to support daily financial services

Author: PANews
Boshi Fund is suspected of planning stable currency business and publishing related job recruitment

Boshi Fund is suspected of planning stable currency business and publishing related job recruitment

PANews reported on July 4 that according to China Securities Journal, Bosera Funds (International) recently issued a recruitment notice for product managers in the field of virtual assets, requiring applicants

Author: PANews
Giants join forces to bet on crypto banks, and a group of Silicon Valley bigwigs are preparing to build Erebor

Giants join forces to bet on crypto banks, and a group of Silicon Valley bigwigs are preparing to build Erebor

Author: BitpushNews The collapse of Silicon Valley Bank (SVB) in 2023 brought a huge shock to the technology finance industry, and also left a service gap that urgently needs to

Author: PANews
BoE Governor Warns Stablecoin Boom Could Undermine Monetary Trust – Central Banks on Alert

BoE Governor Warns Stablecoin Boom Could Undermine Monetary Trust – Central Banks on Alert

Key Takeaways: BoE Governor Andrew Bailey said the definition of a reserve currency is shifting, now centered on liquidity and safety rather than convertibility. He warned that stablecoins could weaken monetary trust if widely adopted outside regulatory frameworks. Bailey called on central banks to reassess their role amid payment innovation and cross-border liquidity risks. Bank of England Governor Andrew Bailey cautioned that emerging digital forms of money, including stablecoin, could introduce risks to the financial system if not properly regulated. According to remarks published on July 3 from Bailey’s speech at the Andrew Crockett Memorial Lecture, the concept of a “reserve currency” has evolved over time and now depends less on a fixed monetary anchor and more on the presence of secure, liquid assets such as U.S. Treasuries and the provision of contingent liquidity by central banks. Stablecoin Growth May Disrupt Financial Trust He noted that the use of reserves has shifted from backing currency convertibility to preserving financial stability in the face of capital flows. “First, at least for the large economies, it could be asked today, what is the point of official reserves?” he said. He argued that in current conditions, reserves serve to support liquidity in moments of stress, not to manage currency pegs. Bailey added that any changes in the structure of money, such as the introduction of private stablecoins, should be monitored closely for potential effects on monetary trust and the “singleness of money.” “If, for instance, stablecoins emerge as a new form of money, we have to decide how to ensure the singleness of money and therefore trust in money in this world, and what role the notion of reserve currency should play here,” he said. The Monetary Policy Committee voted by a majority of 6-3 to keep interest rates at 4.25% Find out more: https://t.co/rcGJUYFkWZ pic.twitter.com/VkO9vZyjgS — Bank of England (@bankofengland) June 19, 2025 Bailey Flags Risks to Monetary Unity He framed these developments as a challenge for central banks, especially if stablecoin gains widespread use outside regulated frameworks. Bailey said future work should focus on defining the role of reserve currencies in systems where new payment technologies may bypass traditional oversight. Bailey emphasized the adaptive nature of the reserve currency concept and the need for clarity in how these terms are applied in future monetary systems. Some regulators are warning that uncoordinated adoption of stablecoins could lead to fragmented monetary systems. Without shared rules, private tokens might circulate outside central oversight, weakening policy tools and complicating cross-border financial stability measures. Interoperability is also under review. Authorities are assessing how stablecoins can maintain consistent value while meeting legal and risk standards. This includes deciding whether such instruments should be treated as part of the official monetary system or kept in separate frameworks. Frequently Asked Questions (FAQs) What does Bailey mean by the “singleness of money”? He refers to the idea that all money used in an economy should be interchangeable at face value and backed by a common framework. Multiple forms of money without unified standards could compromise this trust. What role do central bank swap lines play in reserve currency status today? Swap lines and repo facilities provide liquidity backstops that reinforce the dollar’s reserve currency role, especially in stressed conditions, replacing gold or pegged exchange rates from earlier systems. Is there any precedent for privately issued money disrupting state monetary systems? In the 19th century, U.S. banks issued their own notes, leading to instability and prompting the creation of a national currency framework. Stablecoins raise comparable risks in a digital context. Could stablecoins be integrated into official reserves? It’s theoretically possible, but they would need to meet high standards for security, liquidity, and legal clarity. Most current stablecoins do not meet these thresholds.

Author: CryptoNews
In 2025 USD saw the worst performance since 1973. What challenges does the American dollar face these days?

In 2025 USD saw the worst performance since 1973. What challenges does the American dollar face these days?

The dollar had the worst start of the year since 1973, analysts say. Its value against other fiat currencies drops as the world’s confidence in the U.S. policies declines. What challenges does the American dollar face these days, and what…

Author: Crypto.news
In the first half of the year, stablecoins accounted for 74.6% of the total institutional OTC transactions, of which USDC trading volume increased 29 times year-on-year

In the first half of the year, stablecoins accounted for 74.6% of the total institutional OTC transactions, of which USDC trading volume increased 29 times year-on-year

PANews reported on July 3 that according to The Block, Finery Markets' latest report shows that stablecoins accounted for 74.6% of institutional OTC trading volume in the first half of

Author: PANews