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Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23293 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

GENIUS Act heads to Trump’s desk: Here’s what will change

GENIUS Act heads to Trump’s desk: Here’s what will change

The stablecoin-regulating GENIUS Act is headed to Donald Trump’s desk, which is expected to shake up how stablecoins operate in the US and abroad.

2025/07/18

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[LIVE] Crypto News Today: Latest Updates for July 18, 2025 –XRP Hits All-Time High Above $3.6, ETH Trades at $3.6K as Crypto Bills Clear House

[LIVE] Crypto News Today: Latest Updates for July 18, 2025 –XRP Hits All-Time High Above $3.6, ETH Trades at $3.6K as Crypto Bills Clear House

The global crypto market is in full bull mode, total capitalization has surged past the $4 trillion threshold, led by a fresh wave of altcoin strength. XRP surged past its all-time high above $3.6 today. ETH is up nearly 8% in the past 24 hours, trading near $3,600. Bitcoin also broke above $120k barrier. Fueling the rally are major developments in Washington: the U.S. House has just cleared three critical crypto bills, including the GENIUS Act regulating stablecoins with the Senate having already passed key measures, pushing the legislative package toward President Trump’s desk. But what else is happening in crypto news today? Follow our up-to-date live coverage below.

Author: CryptoNews

2025/07/18

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The total market value of cryptocurrencies exceeds $4 trillion, and the market value of stablecoins exceeds $266 billion

The total market value of cryptocurrencies exceeds $4 trillion, and the market value of stablecoins exceeds $266 billion

PANews reported on July 18 that according to Coingecko data, the total market value of cryptocurrencies on the entire network has exceeded 4 trillion US dollars, of which Bitcoin's share

2025/07/18

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Consensys: How will Ethereum, as a trusted software system, reshape the global digital economy?

Consensys: How will Ethereum, as a trusted software system, reshape the global digital economy?

Author: Consensys Compiled and edited by: LenaXin, ChainCatcher Every financial transaction involves an element of trust. Ethereum’s digital trust enables the digitization of massive assets, capital, and financial transactions, greatly

2025/07/18

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Trump makes a big move, $9 trillion in pension funds are about to enter the crypto market?

Trump makes a big move, $9 trillion in pension funds are about to enter the crypto market?

Overnight, the Financial Times broke the news: US President Trump is preparing to sign an executive order allowing retirement plans such as 401(k) to invest in "alternative assets" such as

2025/07/18

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China Industrial Internet Research Institute holds a seminar on stablecoins and industrial digital assets

China Industrial Internet Research Institute holds a seminar on stablecoins and industrial digital assets

PANews reported on July 18 that the China Industrial Internet Research Institute recently held a "Stablecoin and Industrial Digital Assets Seminar" to discuss core topics such as stablecoin policy supervision,

2025/07/18

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Fed Governor Waller: Stablecoins bring competition to the payment system, but does not think they pose a threat

Fed Governor Waller: Stablecoins bring competition to the payment system, but does not think they pose a threat

PANews reported on July 18 that Federal Reserve Board Governor Waller said: Stablecoins bring competition to the payment system, but he does not believe they pose a threat.

2025/07/18

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Historic Crypto Policy Win: Three Bills Clear House Despite Democrat Opposition

Historic Crypto Policy Win: Three Bills Clear House Despite Democrat Opposition

Three key pieces of crypto legislation—including the GENIUS Act and the CLARITY Act—passed the House of Representatives on Thursday afternoon, indicating a landmark moment for crypto policy in the U.S. BREAKING: U.S. House passes all three major Bitcoin & crypto bills: • Clarity Act • Genius Act • Anti-CBDC Act Regulatory clarity is here. 🚀 pic.twitter.com/p2JcuSxZkP — Bitcoin Archive (@BTC_Archive) July 17, 2025 Three Key Pieces Of Crypto Policy Advance In Landmark Moment The Digital Asset Market Clarity Act of 2025 (a.k.a. the CLARITY Act), which would effectively create a broad crypto market structure stateside, advanced through the House on July 17 in a 294-137 vote. The Guiding and Establishing National Innovation For U.S. Stablecoins (GENIUS) Act also passed through the chamber in a 308-122 vote, with U.S. President Donald Trump slated to ratify the bill into law on Friday afternoon. Meanwhile, the Anti-CBDC Act narrowly advanced in a 219-210 vote, with just two Democrats voting yes on the Central Bank Digital Currency bill. Top Democrats Speak Out Against Key Digital Asset Bills News of each piece of crypto legislation’s success comes just two days after the House of Representatives’ failed procedural vote that saw U.S. President Donald Trump hold Tuesday night talks with holdout lawmakers. “This is our moment—Digital Assets, GENIUS, Clarity,” Trump wrote in a July 15 Truth Social post. “It is all part of Making America Great Again, BIGGER AND BETTER THAN EVER BEFORE.” “We are leading the World, and will work hard with the Senate and the House to get even more legislation passed,” he added. However, not everyone is pleased with the crypto bills’ advancement , with leading members of the Democratic Party vocalizing their concerns over what Republicans are now calling “Crypto Week.” “Aside from lacking urgently needed consumer protections and national security guardrails, these bills would make Congress complicit in Trump’s unprecedented crypto scam—one that has personally enriched himself, his entire family, and the billionaire insiders in his cabinet, all while defrauding investors,” Congresswoman Maxine Waters said in a recent statement. Crypto proponents, however, see the digital asset legislations’ progress as a path forward to crypto-friendly policy in the U.S.

Author: CryptoNews

2025/07/18

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Rep. Maxine Waters Doubles Down On Crypto Legislation Crypto Criticism

Rep. Maxine Waters Doubles Down On Crypto Legislation Crypto Criticism

Congresswoman Maxine Waters (D-CA) doubled down on her anti-crypto legislative statements by saying the CLARITY Act would cause “investor harm” as part of her “Anti-Crypto Corruption Week” initiative in a new press release on Thursday. Rep. Maxine Waters Slams Crypto Bills In Fiery Press Release Published on the Democrats’ U.S. House Committee on Financial Services website , Waters slammed the Digital Asset Market Clarity Act of 2025, better known as the CLARITY Act. “The bill presents several serious risks: it exposes consumers to exploitation by bad actors in the crypto industry, undermines national security, and ignores Donald Trump’s escalating conflicts of interest tied to his personal involvement in cryptocurrency,” Waters wrote. 🇺🇸 Three crypto bills are now officially being debated on the House floor before a vote 🏛️ Congresswoman Maxine Waters, the top Democrat on the Financial Services Committee, doesn’t look too pleased… pic.twitter.com/18r6IFMR18 — ThuanCapitalGlobal (@ThuanGlobal) July 17, 2025 “This bill, which should be called the ‘ CALAMITY Act ,’ is bad public policy, plain and simple,” she added. “This bill would lead to increased investor harm, plant the seeds for the next financial crisis, and endanger our national security.” Donald Trump’s Crypto Ties Questioned Waters’ latest press release comes the same day U.S. lawmakers are slated to hold a floor vote on key crypto legislation amid Republicans’ self-declared “Crypto Week.” The Guiding and Establishing National Innovation For U.S. Stablecoins (GENIUS) Act is also being considered alongside the CLARITY Act and anti-Central Bank Digital Currency (CBDC) provisions. While the pieces of digital asset legislation are widely seen as positive by the crypto community, critics of the bills argue that they lack necessary regulatory oversight and potentially allow politicians to profit from their own cryptocurrencies. U.S. President Donald Trump has faced growing scrutiny in recent months over his ties to the digital asset sector after having launched his $TRUMP namesake memecoin this past January. Shortly after, the Trump-affiliated crypto platform World Liberty Financial launched its own stablecoin, USD1. “No one should be surprised that the Republicans’ next order of business is a billion-dollar handout to the President himself,” Waters said.

Author: CryptoNews

2025/07/18

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China Eyes RMB-Backed Stablecoins to Crack $250T Cross-Border Payment Market

China Eyes RMB-Backed Stablecoins to Crack $250T Cross-Border Payment Market

Key Takeaways: Former Deputy Finance Minister Zhu Guangyao proposed integrating RMB-backed stablecoins into China’s national financial framework. He described dollar-backed stablecoins as a continuation of U.S. monetary dominance via digital channels. The proposal implies a gradual path to currency internationalization without loosening China’s capital controls. At a closed-door seminar hosted by the New Economists Think Tank, former Deputy Finance Minister Zhu Guangyao proposed incorporating yuan-backed stablecoins into China’s top-level financial strategy, citing shifts in U.S. policy and emerging global stablecoin infrastructure. According to New Economists , Zhu focused exclusively on fiat-backed stablecoins, excluding other digital assets, and examined their growing role in international finance. Zhu Warns of U.S. Stablecoins He described dollar-pegged stablecoins as an extension of U.S. monetary strategy, stating they may represent “the third phase of the Bretton Woods system.” The original Bretton Woods structure, introduced in 1944, tied global currencies to the U.S. dollar, itself pegged to gold. After the gold-dollar link was severed in 1971, the U.S. maintained dominance through dollar-priced oil trade. 💲 Without regulatory support for yuan-backed stablecoins, China risks falling behind in digital finance infrastructure. #china #stablecoin https://t.co/5XxK6NlwSv — Cryptonews.com (@cryptonews) July 1, 2025 Today, Zhu argued, dollar-backed stablecoins serve as a new mechanism to sustain that position. Based on the data presented, stablecoin transaction volumes reached $27.6 trillion in 2024, exceeding those of Visa and Mastercard, while cross-border payments surpassed $250 trillion. The U.S. dollar remained the top settlement currency, accounting for nearly half of all SWIFT transactions in May. Zhu said recent U.S. regulatory actions, including the June passage of the Lummis–Gillibrand Payment Stablecoin Act, indicate an effort to consolidate dollar-based stablecoins within a U.S.-regulated framework. The law requires all such stablecoins to be fully backed by liquid U.S. assets and issued by licensed entities, reinforcing dollar liquidity and extending extraterritorial influence. He also cited the U.S. Treasury’s gold revaluation discussions and the Fed’s easing of capital reserve rules for banks as signs of coordinated fiscal recalibration, potentially to accommodate stablecoin growth. China’s Internationalization of CNY Zhu proposed three policy directions for China: treat Hong Kong as a regulatory sandbox under the new stablecoin ordinance; develop offshore and domestic CNY stablecoins; and monitor how U.S. regulators enforce fiat-backed stablecoin rules, including constraints on foreign issuers. He concluded by stating that “this must become part of our national financial strategy,” referencing stablecoin development under Chinese monetary frameworks. Integrating yuan-backed stablecoins into global payments could diversify settlement channels beyond SWIFT and CHIPS, especially in regions where China has built trade or infrastructure ties. If designed to interoperate with foreign platforms while complying with international audit and reserve standards, Chinese stablecoins could serve as a tool for incremental currency internationalization without the capital account liberalization associated with full convertibility. Frequently Asked Questions (FAQs) How might foreign governments react to a Chinese-issued stablecoin in global markets? Regulatory responses may vary. Countries aligned with U.S. policy could resist infrastructure relying on CNY settlement, while others may view it as a means to reduce dollar exposure or diversify reserves. Some may raise concerns about financial surveillance or political dependencies. Could CNY stablecoins be integrated into Belt and Road projects? A yuan-backed stablecoin could theoretically support project financing, payment clearing, and supply chain settlements across Belt and Road corridors. This would require coordinated regulatory agreements and technical interoperability with partner nations’ financial systems. What role might central banks play in shaping private stablecoin infrastructure? Some central banks may issue standards or licenses to oversee fiat-backed stablecoin operators, while others may collaborate through multilateral mechanisms to enforce reserve rules, interoperability, or cross-border settlement conditions.

Author: CryptoNews

2025/07/18

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