Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23438 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Hong Kong Regulator Warns Against Stablecoin License Scams

Hong Kong Regulator Warns Against Stablecoin License Scams

The post Hong Kong Regulator Warns Against Stablecoin License Scams appeared on BitcoinEthereumNews.com. Key Points: Ye Zhiheng cautions against stock price manipulation using stablecoin license applications. SFC logged 265 virtual asset complaints in early 2025. Concerns over unlicensed platform usage prompted by fraud warnings. Ye Zhiheng, Executive Director at the Hong Kong Securities and Futures Commission, cautioned investors about stock price inflation scams linked to stablecoin license applications in the first half of 2025. This highlights ongoing concerns over fraud in the virtual asset sector, emphasizing investor caution, particularly on unlicensed platforms amid increasing complaints and scam activities. SFC Warns Against Stock Manipulation via Stablecoin Licenses Ye Zhiheng of the SFC warned that some companies are using stablecoin license applications to artificially inflate their stock prices. Investors should be cautious and rational, he advised, to avoid falling victim to related scams. In the first half of the year, 265 complaints related to virtual asset transactions were received, often involving overseas fraud and platform violations. These insights underscore the potential dangers of trading on unlicensed platforms, as reported by the SFC. “Some listed companies are using applications for stablecoin licenses to hype their share prices. Investors should remain rational and beware of scams.” – Ye Zhiheng, Executive Director, Intermediaries Division, Hong Kong SFC Past Regulatory Issues Influence Stablecoin Practices Did you know? The SFC addressed similar non-compliance issues in the past, influencing trading volumes toward overseas exchanges and prompting temporary volatility in crypto-affiliated stocks. According to CoinMarketCap, Ethereum (ETH) is priced at $4,304.17, with a market cap of formatNumber(519547041415, 2). It holds 13.23% dominance, showing a 2.71% decline over 24 hours, but a 70.86% gain over 60 days. The trading volume was $51.29 billion, a 57.23% uptick. Ethereum(ETH), daily chart, screenshot on CoinMarketCap at 01:34 UTC on August 19, 2025. Source: CoinMarketCap Insights from Coincu suggest that increased regulatory scrutiny may lead to stricter…

Author: BitcoinEthereumNews
Circle (CRCL) Acquires Malachite to Power Its Upcoming Blockchain Arc

Circle (CRCL) Acquires Malachite to Power Its Upcoming Blockchain Arc

The post Circle (CRCL) Acquires Malachite to Power Its Upcoming Blockchain Arc appeared on BitcoinEthereumNews.com. Stablecoin issuer Circle (CRCL) has acquired Malachite, the consensus engine that is set to underpin payments-focused blockchain Arc, from software development firm Informal Systems, according to a Monday press release. The deal includes the underlying technology and intellectual property of Malachite, and nine persons from Informal Systems will join Circle, an Informal Systems spokespersons told CoinDesk. The firms didn’t reveal details about pricing. The deal comes as Circle, the company behind the $65 billion USDC (USDC) token, announced last week it’s building its own layer-1 blockchain designed for stablecoin finances, a recent trend among asset issuers aiming to capitalize on the booming sector. Stablecoins, a set of cryptocurrencies with prices tied to an external asset like the U.S. dollar, are projected to become a trillion dollar market and disrupt cross-border payments. Malachite was built around the Tendermint consensus algorithm and was designed for flexibility and correctness in decentralized systems. Informal Systems developed it as a reusable foundation for blockchain infrastructure, with a focus on performance and security. Malachite will remain open source under the Apache 2.0 license, leaving developers free to use and extend the technology, the press release said. Informal will continue supporting other use cases for Malachite and advance its other projects, including tools for distributed systems and cross-chain infrastructure. UPDATE (Aug. 18, 20:50 UTC): Adds acquisition details from Informal Systems spokesperson. Read more: Why Circle and Stripe (And Many Others) Are Launching Their Own Blockchains Source: https://www.coindesk.com/business/2025/08/18/circle-acquires-malachite-to-power-its-upcoming-arc-blockchain

Author: BitcoinEthereumNews
Unveiling The Dominant Crypto Market Trend

Unveiling The Dominant Crypto Market Trend

The post Unveiling The Dominant Crypto Market Trend appeared on BitcoinEthereumNews.com. The cryptocurrency market is always buzzing with activity, and understanding its cycles is crucial for investors. Recently, the Altcoin Season Index, a key metric tracked by CoinMarketCap (CMC), registered 43. This specific reading at 00:27 UTC on August 19, a five-point drop from the previous day, clearly indicates that the market is currently in a Bitcoin Season. But what exactly does this mean for your crypto portfolio? What Exactly is the Altcoin Season Index? To truly grasp the current market dynamics, it’s essential to understand the Altcoin Season Index. This valuable metric, provided by CoinMarketCap, helps investors gauge whether altcoins are outperforming Bitcoin or vice versa. It specifically excludes stablecoins and wrapped tokens, focusing on the pure performance of independent cryptocurrencies. Here’s how it works: The index compares the performance of the top 100 cryptocurrencies (excluding stablecoins and wrapped tokens) against Bitcoin over the past 90 days. For a market to be in an Altcoin Season, a significant majority—at least 75%—of these top 100 altcoins must have outperformed Bitcoin. Conversely, a Bitcoin Season is declared when 25% or fewer of these altcoins manage to outperform Bitcoin. The index scores range from 1 to 100, with lower scores indicating a stronger Bitcoin Season. A score of 43, as we’ve seen, firmly places us in this phase. Understanding this index is vital for strategic investment decisions, especially during a pronounced Bitcoin Season. Why Are We in Bitcoin Season Right Now? The current Altcoin Season Index reading of 43 signals a strong period of Bitcoin Season. This trend often emerges when investors gravitate towards Bitcoin, the largest and most established cryptocurrency, as a perceived safe haven or a primary growth driver. Several factors can contribute to this shift: Market Uncertainty: During periods of broader economic or crypto market uncertainty, investors often de-risk by…

Author: BitcoinEthereumNews
Hong Kong SFC warns stablecoin rules heighten fraud risks

Hong Kong SFC warns stablecoin rules heighten fraud risks

The post Hong Kong SFC warns stablecoin rules heighten fraud risks appeared on BitcoinEthereumNews.com. A Hong Kong Securities and Futures Commission (SFC) official warned that the introduction of the new local stablecoin regulatory framework has increased the risk of fraud. According to an Aug. 18 report by Chinese financial news outlet Zhitongcaijing, Ye Zhiheng, executive director of the intermediaries division at the SFC, said that fraud risks have increased with the recent introduction of stablecoin regulations. He urged investors to exercise caution and avoid making irrational investment decisions driven by market hype or price momentum. Ye’s remarks followed stablecoin companies operating in Hong Kong posting double-digit losses on Aug. 1, just after the new stablecoin regulation came into force. Analysts at the time described the sell-off as a healthy correction, as the requirements for stablecoin issuers proved to be more stringent than expected. Still, Ye said that some companies saw their share prices rise simply by disclosing plans to apply for a stablecoin license. Related: China cracks down on stablecoin promotions, research and seminars Hong Kong authorities warn against stablecoin speculation Last Thursday, the SFC and the Hong Kong Monetary Authority (HKMA) jointly issued a statement on recent market movements related to stablecoins. The regulators pointed to “recent abrupt market movements linked to the stablecoin concept” of companies. “These movements appear to follow corporate announcements, news reports, social media posts or speculations regarding plans to apply for stablecoin issuer licence, engage in related activities or explore the feasibility of such initiatives in Hong Kong,” the announcement said. The SFC also said it will closely monitor trading activities in Hong Kong. The regulator plans to “take stringent actions against any manipulative or deceptive practices that could compromise the integrity of the market.” Related: Animoca and Standard Chartered form stablecoin venture in Hong Kong Crypto is a high priority for Hong Kong regulators The warnings come…

Author: BitcoinEthereumNews
SHIB Drops 10% Weekly, But A Real Utility Token Could Replicate DOGE’s 2021-Like Surge in Fewer Days

SHIB Drops 10% Weekly, But A Real Utility Token Could Replicate DOGE’s 2021-Like Surge in Fewer Days

The crypto market has seen another shake-up with SHIB losing 10% in a single week. For many investors, this confirms that meme-driven rallies are cooling off. When the hype fades, tokens with no intrinsic function struggle to hold value. That is where projects like Mutuum Finance (MUTM) are beginning to capture attention. Unlike meme coins, [...] The post SHIB Drops 10% Weekly, But A Real Utility Token Could Replicate DOGE’s 2021-Like Surge in Fewer Days appeared first on Blockonomi.

Author: Blockonomi
U.S. Treasury Secretary: Implementing the "Genius Act" is crucial to ensuring U.S. leadership in the digital asset sector

U.S. Treasury Secretary: Implementing the "Genius Act" is crucial to ensuring U.S. leadership in the digital asset sector

PANews reported on August 19th that according to CoinDesk , U.S. Treasury Secretary Scott Bessent stated that the implementation of the GENIUS ACT is crucial to ensuring the United States'

Author: PANews
OpenAI’s ChatGPT Predicts the Price of XRP, XMR, and ADA After Recent Market Crash

OpenAI’s ChatGPT Predicts the Price of XRP, XMR, and ADA After Recent Market Crash

The latest upgrade of ChatGPT, ChatGPT-5, predicts that XRP, Monero, and Cardano could deliver standout returns in the months ahead, potentially rewarding investors just in time for the holiday season. However, the path to upside is turbulent for now. Last Thursday, Bitcoin soared to a new record high of $124,128, edging past its previous peak of $122,838 set only a month earlier. The rally quickly cooled after the Bureau of Labor Statistics reported higher-than-expected U.S. inflation numbers for July, triggering a wave of profit-taking that briefly crashed BTC’s price below $115,000 the following Monday. But there’s a silver lining: the industry is getting clearer guidance from US authorities. President Trump recently signed the GENIUS Act, the nation’s first fully fledged stablecoin law mandating that all stablecoins must be backed by reserves. Around the same time, the SEC introduced Project Crypto , a sweeping modernization effort designed to clarify how securities rules apply to digital assets. With these shifts paving the way, analysts say the market may be primed for another explosive rally in meme coins and alternative tokens, potentially surpassing the mania of 2021, with XRP, Monero and Cardano at the front of the pack if ChatGPT’s outlook proves correct. XRP (Ripple): ChatGPT Predicts 5× Growth, Potentially Reaching $10 by Year-End ChatGPT predicts XRP ($XRP) could climb toward $10 before the end of 2025, more than 5x up from its current trading price of $2.97. The token’s performance this year has been notable. On July 18, it spiked to $3.65, eclipsing its 2018 record of $3.40, before correcting roughly 18.5% to today’s levels. Adoption continues to expand. In 2024, the UN Capital Development Fund pointed out XRP as a viable solution for international transfers in developing economies. Ripple also put an end to its years-long legal battle with the SEC earlier this year when the regulator officially dropped its case, cementing a 2023 ruling that retail XRP sales are not securities. This landmark outcome essentially cleared the way for most legitimate altcoins to avoid similar SEC overreach. If XRP revisits its highs, ChatGPT sees $10 as a realistic milestone, with $15 achievable under a strong bull market scenario. Technicals look balanced, with the relative strength index (RSI) at 50, signaling just slightly more selling momentum that will soon ease once traders have finished cashing in on recent gains. Over the past year, XRP has surged 427%, vastly outperforming Bitcoin’s 93% and Ethereum’s 64% gains over the same period. Monero ($XMR) Privacy Coin Holds the Fort Amidst Market-Wide Downturn Monero (XMR) is one of the most popular privacy-focused cryptocurrencies, built to keep transactions completely anonymous and untraceable. Unlike Bitcoin or Ethereum, which record every transaction on a transparent blockchain, Monero uses advanced cryptography like ring signatures, stealth addresses, and confidential transactions to hide both the sender and receiver. This makes it a favorite for users who value financial privacy. Launched in 2014, it has grown into a top project with a strong community. While regulators often scrutinize Monero due to its privacy features, supporters see it as a crucial tool for true financial freedom in the digital era. After sharp dip to below $240, Monero is now rebounding sharply. Today, XMR weathered a market wide crash that took 4.8% off the price of XRP, 2.5% from Bitcoin and 6.1% from Ethereum while XMR added 1.5% to trade at $272. Additionally, the chart shows a sharp upspike in XMR’s RSI, indicating gathering buying momentum. Should this develop into a rally, XMR could go as high as $400, where it is likely to face resistance, but with strong support just above $300, its conceivable that a bull market could result in a new ATH for the top privacy coin. Monero’s current ATH is $542.33, set way back in 2018. Cardano ($ADA): ChatGPT Predicts the Eco-Friendly Blockchain Could See 158% Growth Cardano ($ADA) has rallied 171% over the past 365 days, outperforming Bitcoin, Ethereum and Solana to become the second best performing multibillion dollar cap coin after XRP. This is largely due to growing demand for sustainable and scalable blockchain solutions, alongside a surge of interest in stablecoins and real world asset tokenization. It’s even caught the attention of the most powerful leader in the world. In a post on Truth Social, Donald Trump mentioned ADA as part of his proposal for a U.S. Strategic Crypto Reserve. While Bitcoin was the main focus, ADA is a proposed addition, though only if acquired through government seizures rather than direct purchases. Created by Charles Hoskinson, a co-founder of Ethereum, Cardano stands out for its Proof-of-Stake mechanism, low energy footprint, and academically peer-reviewed development, traits that continue to attract institutional and retail interest alike. Currently valued at $0.9123 with a market cap of $33.2 billion, ChatGPT predicts ADA could climb to $2.36 by the end of 2025. That would mark a 158% increase from its current price, although it would still be 24% down from its previous record high of $3.09, set in September 2021. From a charting perspective, ADA has been consolidating in a falling wedge since late 2024. A breakout above $1.10 resistance could pave the way toward $1.50 by autumn, while a successful bull run could ultimately propel the token to the projected target or higher. Bitcoin Hyper ($HYPER): Meme-Powered Layer 2 Unlocking Speed for Bitcoin One of the hottest presale stories of the year is flying under ChatGPT’s radar, as it’s still only in presale. Bitcoin Hyper ($HYPER) is the first Bitcoin Layer 2 to merge advanced scaling features with meme-driven culture and community-led adoption. Its mission is to accelerate BTC transactions, expand functionality, and remain true to a community-first philosophy. The presale has already brought in $10.3 million, with some analysts eyeing possible 10× or greater returns once it goes live. Built on the Solana Virtual Machine (SVM), Bitcoin Hyper enables lightning-fast smart contracts for the Bitcoin ecosystem, removing bottlenecks like slow confirmation times and costly fees. Its Canonical Bridge allows near-instant BTC transfers across its custom Layer 2, while ultra-low fees open the door for dApps, meme tokens, and payment applications. A recent Coinsult audit confirmed zero smart contract vulnerabilities, bolstering investor confidence. The $HYPER token powers the system, providing staking rewards, gas fee coverage, and governance rights. Early presale investors can earn up to 105% APY and influence future platform upgrades through voting. Visit the official presale website or follow Bitcoin Hyper on X and Telegram for more information. Click Here to Participate in the Presale

Author: CryptoNews
China Merchants Bank Subsidiary Launches Licensed Crypto Exchange in Hong Kong

China Merchants Bank Subsidiary Launches Licensed Crypto Exchange in Hong Kong

China Merchants Bank subsidiary CMB International has become the first Chinese bank-affiliated firm to launch a regulated cryptocurrency exchange in Hong Kong, offering trading services for major digital assets. The post China Merchants Bank Subsidiary Launches Licensed Crypto Exchange in Hong Kong appeared first on Coinspeaker.

Author: Coinspeaker
Japan Set to Approve First Yen-Backed Stablecoin

Japan Set to Approve First Yen-Backed Stablecoin

Key Takeaways: Japan’s FSA is expected to greenlight the country’s first yen-pegged stablecoin by fall 2025. JPYC, the issuing company, will be registered as a money transfer operator and lead The post Japan Set to Approve First Yen-Backed Stablecoin appeared first on CryptoNinjas.

Author: Crypto Ninjas
Cryptos to Track in 2025: Cold Wallet, Solana, Ethereum, LINK

Cryptos to Track in 2025: Cold Wallet, Solana, Ethereum, LINK

The 2025 crypto cycle isn’t about chasing hype, it’s about spotting tokens with actual value, community strength, and real-world use. Whether you’re stacking blue chips like Ethereum or eyeing early-stage The post Cryptos to Track in 2025: Cold Wallet, Solana, Ethereum, LINK appeared first on CryptoNinjas.

Author: Crypto Ninjas